MIRA INFORM REPORT

 

 

Report No. :

334573

Report Date :

06.08.2015

 

IDENTIFICATION DETAILS

 

Name :

TENTH OF RAMADAN FOR PHARMACEUTICAL INDUSTRIES & DIAGNOSTIC REAGENTS (RAMEDA)

 

 

Registered Office :

2nd Industrial Zone, Plot No.5, Street No. 20, Giza, 6th of October City

 

 

Country :

Egypt

 

 

Financials (as on) :

31.12.2014

 

 

Year of Establishment :

1986

 

 

Com. Reg. No.:

84008, 6th of October City

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

Manufacturers of Pharmaceuticals and Diagnostic Chemicals.

 

 

No. of Employees :

650

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Egypt

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

EGYPT - ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 pursued business climate reforms to attract foreign investment and facilitate growth. Poor living conditions and limited job opportunities for the average Egyptian contribute to public discontent, a major factor leading to the January 2011 revolution that ousted Mubarak. The uncertain political, security, and policy environment since 2011 caused economic growth to slow significantly, hurting tourism, manufacturing, and other sectors and pushing up unemployment. Weak growth and limited foreign exchange earnings have made public finances unsustainable, leaving authorities dependent on expensive borrowing for deficit finance and on Gulf allies to help cover the import bill. Egypt's current Constitution passed in a referendum that took place in January 2014.

 

Source : CIA

 

 

 

 


SUMMARY

 

Company Name                                     : TENTH OF RAMADAN FOR PHARMACEUTICAL INDUSTRIES &

                                                  DIAGNOSTIC REAGENTS (RAMEDA)

Country of Origin                                    : Egypt

Legal Form                                            : Egyptian Joint Stock Company

Registration Date                                   : 1986

Commercial Registration Number            : 84008, 6th of October City

Tax Card Number                                   : 100-330-096

Issued Capital                                        : ŁE 200,000,000

Paid up Capital                                      : ŁE 200,000,000

Total Workforce                                     : 650

Activities                                               : Manufacturers of pharmaceuticals and diagnostic chemicals.

Financial Condition                                 : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

 

 


COMPANY NAME

 

TENTH OF RAMADAN FOR PHARMACEUTICAL INDUSTRIES & DIAGNOSTIC REAGENTS (RAMEDA)

 

 

ADDRESS

 

Registered & Physical Address

 

Location            : 2nd Industrial Zone, Plot No.5, Street No. 20

Area                 : Giza

 

Town                 : 6th of October City

Country             : Egypt

 

Telephone         : (20-2) 38331848 / 38331849 / 38331766 / 38331773 / 38331887

Facsimile          : (20-2) 38335606 / 38331766 / 38331849

Mobile               : (20-100) 1015501

Email                : adibkh2000@yahoo.com

 

Premises

 

Subject operates from a suite of offices and a factory covering an area of 33,000 square metres that are owned and located in the Industrial Area of the 6th of October City.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       40 A Mohamed Mazhar Street                                                            Rented office premises

Zamalek

     Cairo

     Tel: (20-2) 27382190 / 27382191

     Fax: (20-2) 27355534

 

·       8 Gezert El Arab Street, 23rd Floor                                                      Rented office premises

Mohandessin, Giza

Cairo

Tel: (20-2) 37613048 / 37613058

Fax: (20-2) 37613018

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Ayman Mamdouh Abbas                                                                    Chairman

 

·       Amr Abdallah Moursy                                                                        Managing Director

 

·       Shamel Fahim                                                                                  Chief Executive Officer

 

·       Dr Amer Adib Morsi                                                                           General Manager

 

·       Dr Adeeb Khalil                                                                                 Finance Manager

 

·       Tarek Gharib                                                                         Accounts Manager

 

·       Dr Mohamed Moustafa Baraai                                                            Factory Manager

 

·       Hefny Ahmed                                                                                    Administration Manager

 

·       Ahmed Abdul Aal                                                                              Human Resources Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1986

 

Legal Form                  : Egyptian Joint Stock Company

 

Commercial Reg. No.  : 84008, 6th of October City

 

Tax Card No.               : 100-330-096

 

Issued Capital              : ŁE 200,000,000

 

Paid up Capital            : ŁE 200,000,000

 

Name of Shareholder (s)

 

·       Raya Holding for Technology & Communication

Cairo

 

·       Cravel Limited

United Kingdom

 

·       Sayed Shamel Fahim Abu El Fadl

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of pharmaceuticals and diagnostic chemicals.

The following is a list of licensing companies:

1. Alcon International (Belgium)
2. Axcan Pharma (Canada)
3. Laboratoire du Docteur Bouchara (France)
4. Krka Novomeisto (Slovenia)

A. Sterile areas for the production of:


1. Eye Drops: (12.000.000 unit annual capacity) where the products of the leading pharmaceutical company (Alcon) are manufactured according to the latest technology in this field.
2. Injectable Cephalosporins:
(12.000.000 unit annual capacity)
Where our range of injectables is produced by the most sophisticated technology in this field.

B. Production Lines for:

• Solid Forms: (Tablets, Capsules, Powders).
• Liquid Forms: (Syrup & Suspensions).
• Dermatologicals: (Ointment, Cream, Gel).
• Diagnostics.

Import Countries: United States of America, Japan and India.

 

Export Countries: Yemen, Iraq, Libya and Somalia.

 

Operating Trend: Steady

 

Subject has a workforce of approximately 650 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (ŁE)

 

                                                Year Ending 31/12/13:                Year Ending 31/12/14:

 

Total Sales                                ŁE 97,250,000                           ŁE 100,000,000

 

Local sources consider subject’s financial condition to be Good.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       National Bank of Egypt

24 Sherif Street

     Cairo

     Tel: (20-2) 33924175

     Fax: (20-2) 33924143

 

·       Commercial International Bank (CIB)

Nile Tower Building

21-23 Giza Street

PO Box: 2430

Cairo

Tel: (20-2) 25703043

Fax: (20-2) 25703172 / 25072691

 

·       Arab Bank Plc

PO Box: 68

Cairo

Tel: (20-2) 33029069 / 33029070

     Fax: (20-2) 33029068

 

 

PAYMENT HISTORY

 

Regular

 

 

GENERAL COMMENTS

 

Local sources report that the subject’s operating history is clear with payment obligations met in a generally timely manner. The financial position is satisfactory and the company is deemed a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.82

UK Pound

1

Rs.99.15

Euro

1

Rs.69.31

 

 

 

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.