MIRA INFORM REPORT

 

 

Report No. :

335127

Report Date :

07.08.2015

 

IDENTIFICATION DETAILS

 

Name :

I.T.C. INTERCIRCUIT ELECTRONIC GMBH

 

 

Registered Office :

Wasserburger Landstr. 280, D 81827 München

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

19.03.1986

 

 

Com. Reg. No.:

HRB 81538

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

·         Wholesale of Electronic and Telecommunications Equipment and Parts.

·         Wholesale of Other Machinery, Equipment and Supplies.

 

 

No. of Employees :

5

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Small Company 

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

 

Source : CIA

 

 

Company Name and address

 

I.T.C. INTERCIRCUIT ELECTRONIC GMBH

 

Company Status:      active

                      Wasserburger Landstr. 280

                      D 81827 München

                      Telephone:089/453604-0

                      Telefax:  089/453604-20

                      Homepage: www.itc-intercircuit.de

                      E-mail:   muenchen@itc-intercircuit.de

 

 

VAT no.            

 

DE129389890

 

 

CONCLUSION

 

Business relations are permissible.

 

 

Company summary

 

 LEGAL FORM              Private limited company

 Date of foundation:      19.03.1986

 Shareholders'

 agreement:                   19.03.1986

 Registered on:             08.05.1987

 Commercial Register:   Local court 80333 München

 under:                          HRB 81538

 

 

Share capital                       

 

EUR             52,000.00

 

 Shareholder:

                      Erwin Franz Xaver Härtl

                      Großfriedrichsburger Str. 24

                      D 81827 München

                      born: 12.07.1944

                      Share:             EUR             27,040.00

 Shareholder:

                      Silvia Susanne Nowosad

                      Von-Erckert-Str. 92

                      D 81827 München

                      born: 16.01.1965

                      née: Härtl

                      Share:             EUR              8,320.00

 Shareholder:

                      Richard Erwin Franz-Xaver Härtl

                      Von-Erckert-Str. 90

                      D 81827 München

                      born: 17.11.1968

                      Share:             EUR              8,320.00

 Shareholder:

                      Dominik Sebastian Härtl

                      Großfriedrichsburger Str. 24

                      D 81827 München

                      born: 17.06.1983

                      Share:             EUR              8,320.00

 Manager:

                      Erwin Franz Xaver Härtl

                      Großfriedrichsburger Str. 24

                      D 81827 München

                      having sole power of representation

                      born: 12.07.1944

                      Profession: Engineer

                      Marital status: married

 Manager:

                      Richard Erwin Franz-Xaver Härtl

                      Von-Erckert-Str. 90

                      D 81827 München

                      having sole power of representation

                      born: 17.11.1968

 

 Further functions/participations of Erwin Franz Xaver Härtl

 (Manager)

 Shareholder:

                      I.T.C. INTERCIRCUIT PRODUCTION GmbH

                      Innere Gewerbestr. 8

                      D 09235 Burkhardtsdorf

                      Legal form: Private limited company

                      Share capital:     EUR             52,000.00

                      Share:             EUR             14,560.00

                      Registered

                      on:         29.05.1991

                      Reg. data:  09112 Chemnitz, HRB 2470

 Manager:

                      I.T.C. INTERCIRCUIT PRODUCTION GmbH

                      Innere Gewerbestr. 8

                      D 09235 Burkhardtsdorf

                      Legal form: Private limited company

                      Share capital:     EUR             52,000.00

                      Registered

                      on:         29.05.1991

                      Reg. data:  09112 Chemnitz, HRB 2470

 

 Further functions/participations of Richard Erwin Franz-Xaver

 Härtl (Manager)

 Shareholder:

                      I.T.C. INTERCIRCUIT PRODUCTION GmbH

                      Innere Gewerbestr. 8

                      D 09235 Burkhardtsdorf

                      Legal form: Private limited company

                      Share capital:     EUR             52,000.00

                      Share:             EUR             12,480.00

                      Registered

                      on:         29.05.1991

                      Reg. data:  09112 Chemnitz, HRB 2470

 Manager:

                      I.T.C. INTERCIRCUIT PRODUCTION GmbH

                      Innere Gewerbestr. 8

                      D 09235 Burkhardtsdorf

                      Legal form: Private limited company

                      Share capital:     EUR             52,000.00

                      Registered

                      on:         29.05.1991

                      Reg. data:  09112 Chemnitz, HRB 2470

 

 

RESIGNED ACTING PERSONS AND SHAREHOLDERS

 

 05.02.2013 - 04.12.2014  Manager

                          Silvia Susanne Nowosad

                          D 81827 München

 

 

BUSINESS ACTIVITIES

 

Main industrial sector

46520   Wholesale of electronic and telecommunications equipment and parts

4669    Wholesale of other machinery, equipment and supplies

 

 

FINANCIAL INFORMATION

 

Payment experience:  within agreed terms

 

Negative information:We have no negative information at hand.

 

Balance sheet year:  2013

 

 

REAL ESTATE

 

 Type of ownership:   Tenant

 Address              Wasserburger Landstr. 280

                      D 81827 München

 

 Real Estate of:      Erwin Franz Xaver Härtl

 Type of ownership:   Tenant

 Address              Großfriedrichsburger Str. 24

                      D 81827 München

 

 Land register documents were not available.

 

 

BANKERS

 

 RAIFFEISENBANK MÜNCHEN-SÜD, 81457 MÜNCHEN

 Sort. code: 70169466

 BIC: GENODEF1M03

 

 

FINANCIAL FIGURES

 

 Turnover:            2014              *EUR            900,000.00

 Profit:              2013               EUR            120,771.00

 further business figures:

 Equipment:                             *EUR             30,000.00

 Ac/ts receivable:                       EUR            640,877.00

 Liabilities:                            EUR            719,069.00

 Employees:                                                      5

 

 The business figures marked with an asterisk are estimates based on average values in the line of business.

 

 

BALANCE SHEETS

 

 Balance sheet ratios 01.01.2013 - 31.12.2013

 Equity ratio [%]:                 18.96

 Liquidity ratio:                   0.45

 Return on total capital [%]:      12.12

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 20.82

 Liquidity ratio:                   0.45

 Return on total capital [%]:      11.54

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 24.40

 Liquidity ratio:                   0.42

 Return on total capital [%]:       5.47

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 34.17

 Liquidity ratio:                   0.70

 Return on total capital [%]:      12.73

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR          1,325,663.78

  Fixed assets                           EUR            314,428.16

   Intangible assets                     EUR                800.00

   Tangible assets                       EUR            313,628.16

  Current assets                         EUR          1,005,031.97

   Stocks                                EUR            331,259.76

   Accounts receivable                   EUR            640,877.10

   Liquid means                          EUR             32,895.11

  Remaining other assets                 EUR              6,203.65

   Accruals (assets)                     EUR              6,203.65

 

 LIABILITIES                             EUR          1,325,663.78

  Shareholders' equity                   EUR            518,366.42

   Capital                               EUR             52,000.00

    Subscribed capital (share capital)   EUR             52,000.00

   Reserves                              EUR            100,000.00

    Capital reserves                     EUR            100,000.00

   Balance sheet profit/loss (+/-)       EUR            366,366.42

    Profit / loss brought forward        EUR            245,595.81

    Annual surplus / annual deficit      EUR            120,770.61

  Provisions                             EUR             88,228.43

  Liabilities                            EUR            719,068.93

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR          1,175,002.81

  Fixed assets                           EUR            358,496.00

   Tangible assets                       EUR            358,496.00

  Current assets                         EUR            809,707.81

   Stocks                                EUR            190,515.90

   Accounts receivable                   EUR            451,022.13

   Liquid means                          EUR            168,169.78

  Remaining other assets                 EUR              6,799.00

   Accruals (assets)                     EUR              6,799.00

 

 LIABILITIES                             EUR          1,175,002.81

  Shareholders' equity                   EUR            397,595.81

   Capital                               EUR             52,000.00

    Subscribed capital (share capital)   EUR             52,000.00

   Reserves                              EUR            100,000.00

    Capital reserves                     EUR            100,000.00

   Balance sheet profit/loss (+/-)       EUR            245,595.81

    Profit / loss brought forward        EUR            132,321.73

    Annual surplus / annual deficit      EUR            113,274.08

  Provisions                             EUR             41,050.54

  Liabilities                            EUR            736,356.46

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.76

UK Pound

1

Rs.99.60

Euro

1

Rs.69.71

 

 

 

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.