MIRA INFORM REPORT

 

 

Report No. :

335215

Report Date :

07.08.2015

 

IDENTIFICATION DETAILS

 

Name :

PHANTO HANDELSGESELLSCHAFT M.B.H.

 

 

Registered Office :

Gentzgasse 156/6, A-1180 Wien

 

 

Country :

Austria

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

11.05.1990

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Subject is engaged in wholesale of watches and Jewellery

 

 

No. of Employee :

3

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints 

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Austria

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

AUSTRIA - ECONOMIC OVERVIEW

 

Austria, with its well-developed market economy, skilled labor force, and high standard of living, is closely tied to other EU economies, especially Germany's. Its economy features a large service sector, a relatively sound industrial sector, and a small, but highly developed agricultural sector. Economic growth was anemic at less than 0.5% in 2013 and 2014, and growth in 2015 is not expected to exceed 0.5%. Austria’s 5.6% unemployment rate, while low by European standards, is at an historic high for Austria. Without extensive vocational training programs and generous early retirement, the unemployment rate would be even higher. Public finances have not stabilized even after a 2012 austerity package of expenditure cuts and new revenues. On the contrary, in 2014, the government created a “bad bank” for the troubled nationalized “Hypo Alpe Adria” bank, pushing the budget deficit up by 0.9% of GDP to 2.4% and public debt to 84.5% of the GDP. Although Austria's fiscal position compares favorably with other euro-zone countries, it faces several external risks, such as Austrian banks' continued exposure to Central and Eastern Europe, repercussions from the Hypo Alpe Adria bank collapse, political and economic uncertainties caused by the European sovereign debt crisis, the current crisis in Russia/Ukraine, the recent appreciation of the Swiss Franc, and political developments in Hungary.

 

Source : CIA

 

Company name and address

 

PHANTO HANDELSGESELLSCHAFT M.B.H.

 

Gentzgasse 156/6, A-1180 Wien

 

Phone:              (0043) 1 4780601

Fax:                  (0043) 1 4786942

E-mail:              office@phanto.at

Internet:            http://www.phanto.at

 

 

Activities

 

ÖNACE 46480 100% Wholesale of watches and Jewellery

 

 

Financial data

 

Financial details can also be entered during the period, irrespective of the balance sheet date.

 

total turnover (total sales)

2014

EUR

2.000.000,00

(estimated)

 

total company vehicles

2015

 

3

(approx.)

 

total employees

2015

 

3

(approx.)

white collar workers

2015

 

3

(approx.)

 

 

General company information

 

Company name

PHANTO HANDELSGESELLSCHAFT M.B.H.

Year of incorporation

1990

Type of company

Wholesale and retail trade; repair of motor vehicles

Legal form

limited liability company since 1990-05-11

Trade names

Non Plus Ultra

Companies house number

FN 69501 h Wien  since 1990-06-21

Import

Italy

Spain

Greece

Greece

Italy

Spain

2014

2014

2014

2015

2015

2015

Export

Germany

Germany

Italy

Italy

2014

2015

2015

2014

VAT number

ATU 16042208

number - Austrian National Bank

1440020

Last balance sheet:

2013

Banking connection

Erste Bank der oesterreichischen Sparkassen AG

BLZ 20111

main bank connection

Raiffeisen Zentralbank Österreich

BLZ 30000

main bank connection

 

 

Locations

 

operational

A-1180 Wien, Gentzgasse 156/6

registered office

operational

A-1180 Wien, Gentzgasse 156/6

registered headquarters, rented premises

 

0043 664 3026848

0043 1 4780601

office@phanto.at

former

A-1030 Wien, Dampfschiffstraße 12

registered office

former

A-1180 Wien, Dampfschiffstraße 126/1/12

registered headquarters

 

 

Private data

 

Surname

Date of birth

Address

Executive positions

Further executive positions (as registered in the companies' house)

Theodoros Hristodoulidis

1961-10-19

A-1030 Wien

Dampfschiffgasse 12

manager partner

0

 

 

related companies

 

Company name

Address

Shareholdings in %

Since

Commercial register no.

Shares in this company are held by:

Theodoros Hristodoulidis

A-1030 Wien

Dampfschiffgasse 12

100 %

1990-05-02

 

Balance Sheet (absolute) all amounts in EUR

 

 

2013-12-31

Intangible assets

1.720,00

Sum intangible assets

1.720,00

Tangible assets

104.703,58

Sum tangible assets

104.703,58

Sum fixed assets

106.423,58

Stocks

591.320,13

Sum stock

591.320,13

Claims and other assets

921.929,68

Sum claims

921.929,68

Cash on hand, cheques and bank deposits

36.564,07

Sum cash and bank

36.564,07

Sum current assets

1.549.813,88

Deferred charges

209,58

Sum deferred charges

209,58

Assets

1.656.447,04

 

Subscribed/declared capital

36.336,42

Profit reserves

1.592,79

Balance sheet profit/balance sheet loss

792.795,35

Thereof profit/loss carried forward

721.683,97

stock

-18.168,21

Sum equity capital

812.556,35

Other reserves before taxes

465,35

Sum reserves before taxes

465,35

Reserves

18.359,37

Sum reserves

18.359,37

Liabilities

825.065,97

Sum liabilities

825.065,97

 

Liabilities

1.656.447,04

Balance sheet sum

1.656.447,04

 

 

Key ratios

 

 

2013

Equity capital share in %

49,08

Fixed assets coverage

763,94

 

 

Land Register

 

Note

No real estate property registered

 

 

Commercial register

 

firm (style)

1      Phanto Handelsgesellschaft m.b.H.

legal form

1      Gesellschaft mit beschränkter Haftung

registered office

1      politischer Gemeinde Wien

business adress

5      Gentzgasse 156/6
1180 Wien

capital

1      ATS 500.000

reference date annual accounts

1      31. Dezember

annual accounts

20      zum 31.12.2013 eingereicht am 29.09.2014

power of representation

1      Die Generalversammlung bestimmt, wenn mehrere Geschäfts-
führer bestellt sind, deren Vertretungsbefugnis.
1   Gesellschaftsvertrag  vom 11.05.1990                                001

 

managing director

C   Theodoros Hristodoulidis, geb. 19.10.1961
2        vertritt seit 24.10.1998 selbständig

 

shareholder

C   Theodoros Hristodoulidis, geb. 19.10.1961
2        ....................    ATS 500.000
2        ...............................................    ATS 250.000
------------------------------------------------------
Summen:           ATS 500.000                ATS 250.000

 

general table

Handelsgericht Wien
1 Ersterfassung abgeschlossen am 22.12.1993  Geschäftsfall 904 Fr  1754/93 v
Ersterfassung gem. Art. XXIII Abs. 4 FBG
2 eingetragen am 24.10.1998                  Geschäftsfall  74 Fr  7611/98 y
Antrag auf Änderung  eingelangt am 08.09.1998
5 eingetragen am 25.04.2001                  Geschäftsfall  73 Fr  3162/01 t
Antrag auf Änderung  eingelangt am 08.03.2001
20 eingetragen am 08.10.2014
Elektronische Einreichung Jahresabschluss  eingelangt am 29.09.2014

 

 

Historical development

 

Year of incorporation

1990

Date of registration

1990-06-21

Former executives

 

from

to

position

name

 

1998-10-24

manager

Georgios Panetsos

 

1998-10-24

individual signing clerk

Werner Hermann

Former shareholders

 

from

to

position

name

birth date

1990-05-02

1998-10-24

partner

Georgios Panetsos

1961-05-18

 

 


DIAMOND INDUSTRY – INDIA

 

-            From time immemorial, India is well known in the world as the birthplace for diamonds.  It is difficult to trace the origin of diamonds but history says that in the remote past, diamonds were mined only in India. Diamond production in India can be traced back to almost 8th Century B.C.  India, in fact, remained undisputed leader till 18th Century when Brazilian fields were discovered in 1725 followed by emergence of S. Africa, Russia and Australia.

-            The achievement of the Indian diamond industry was possible only due to combination of the manufacturing skills of the Indian workforce and the untiring and unflagging efforts of the Indian diamantaires, supported by progressive Government policies.

-            The area of study of family owned diamond businesses derives its importance from the huge conglomerate of family run organizations which operate in the diamond industry since many generations.

-            Some of the basic traits of family run business enterprises include spirit of entrepreneurship, mutual trust lowers transaction costs, small, nimble and quick to react, information as a source of advantage and philanthropy.

-            Family owned diamond businesses need to improve on many fronts including higher standard of corporate governance, long-term performance – focused strategies, modern management and technology.

-            Utmost caution is to be exercised while dealing with some medium and large diamond traders which are usually engaged in fictitious import – export, inter-company transactions, financially assisted by banks. In the process, several public sector banks lost several hundred million rupees. They mostly diverted borrowed money for diamond business into real estate and capital markets.

-            Excerpts from Times of India dated 30th October 2010 is as under –

 

-            Gem & Jewellery Export Promotion Council in its statistical data has shown the export of polished diamonds to have increase by 28 % in February 2013. Compared to $ 1.4 bn worth of polished diamond export in February, 2012, India exported $ 1.84 billion worth of polished diamonds in February 2013. A senior executive of GJEPC said, “Export of cut and polished diamonds started falling month-wise after the imposition of 2 % of import duty on the polished diamonds. But February, 2013 has given a new ray of hope to the industry as the export of polished diamonds has actually increased by 28 %. It means the industry  is on the track of recovery and round tripping of diamonds has stopped completely.” Demand has started coming from the US, the UK, Japan and China. India’s polished diamond export is expected to cross $ 21 bn in 2013-14.

 

-            The banking sector has started exercising restraint while following prudent risk management norms when lending money to gems and jewellery sector. This follows the implementation of Basel III accord – a global voluntary regulatory standard on bank capital adequacy, stress testing and market liquidity.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.76

UK Pound

1

Rs.99.60

Euro

1

Rs.69.71

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.