MIRA INFORM REPORT

 

 

Report No. :

335549

Report Date :

08.08.2015

 

IDENTIFICATION DETAILS

 

Name :

WORLDWIDE MARKET GENIUS INC

 

 

Registered Office :

3rd Floor Armada Hotel, Manila 2108 M. H. Del Pilar St., Malate, Manila 1004

 

 

Country :

Philippines

 

 

Financials (as on) :

2014

 

 

Date of Incorporation :

13.11.2002

 

 

Legal Form :

Private Corporation

 

 

Line of Business :

Import/Export, manufacturing, trading of goods, such as garments and any related goods on wholsale & retail basis. In 2006, expanded its activity to include food and pharmaceutical ingredients.

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Philippines

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

 


 

PHILIPPINES - ECONOMIC OVERVIEW

 

The economy has weathered global economic shocks better than its regional peers due to less exposure to troubled international securities, lower dependence on exports, relatively resilient domestic consumption, large remittances from four- to five-million overseas Filipino workers, and a rapidly expanding outsourcing industry. The current account balance has recorded consecutive surpluses since 2003, international reserves remain at comfortable levels, and the banking system is stable; the stock market resumed an upward trajectory in 2014, climbing to new record highs during the first four months of 2015. Efforts to improve tax administration and management of expenditures have helped ease the Philippines' tight fiscal situation and reduce debt levels. Nevertheless, government taxation and spending remain weak. The Philippines has received investment-grade credit ratings on its sovereign debt under the AQUINO administration and has had little difficulty financing its deficits. Economic growth has accelerated, averaging 6.0% per year from 2011-2014, compared with 4.5% under the MACAPAGAL-ARROYO government; competitiveness has improved; and foreign direct investment hit a historic high in 2014, although it continues to lag compared with the rest of the region. Unemployment has remained high, hovering at around 7% of the population, and underemployment is nearly 20%. At least 40% of the employed work in the informal sector and poverty afflicts about a quarter of the population. The AQUINO administration has been working to boost expenditures for education, health, transfers to the poor, and other social spending programs. Infrastructure remains underfunded and the government is relying on the private sector to help with major projects under its Public-Private Partnership program. Other long term challenges include reforming governance, the judicial system, and the regulatory environment, and improving the ease of doing business. The Philippine Constitution and other laws restrict foreign ownership in important activities/sectors - such as land ownership and public utilities. Some progress has been made in establishing a Customs Modernization Act to meet international standards and commitments.

 

 

Source : CIA

 

 

ANTECEDENT INFORMATION

 

Company:                     WORLDWIDE MARKET GENIUS INC.

Address:                       3rd Floor Armada Hotel, Manila

                                    2108 M. H. Del Pilar St., Malate, Manila 1004

Country:                        Philippines       

Service Type:                Normal 

        

 

FINDINGS

 

We conducted research and investigation on WORLDWIDE MARKET GENIUS INC. and showed the following, viz:

 

 

VERIFICATION WITH SECURITIES & EXCHANGE COMMISSION (SEC):   WORLDWIDE MARKET GENIUS INC.

 
Legal Entity       -     PRIVATE CORPORATION
 
REGISTRATION –  (Per General Information Sheet (GIS) for Year 2014)

 

a)     Certificate No.           :      CS2002259947

b)    Date                            :      November 13, 2002

c)     Term                            :      Fifty (50) years

d)    Corporate Tax No.     :      222 464 971 000

e)     Company Type          :      Stock Corporation

 

 Address:   1)  3rd Floor Armada Hotel, Manila 2108, M. H. Del Pilar St., Malate, Manila City  

                                                                                              

(Note:  Currency in Philippine Peso, unless otherwise specified)

           

CAPITALIZATION -    (As of 2014)

 

Authorized Capital Stock                           -       20,000,000.        200,000  Shares Common

 

Amount Subscribed                                   -        16,312,500.

Amount Paid Up                                        -         15,328,125.    

Par value per Share                                -                    100.

 

PRIMARY PURPOSE:   Trading/other wholeselling/Import/Export

             

                         

                         

STOCKHOLDERS/DIRECTORS/OFFICERS  (As of 2014)

 

              Name / Nationality

         Position

Amount  Paid Up

Estrella M. Dimaculangan, Pil.

Chairman/President

       4,379,450.

Chloe Kristine M. Dimaculangan

Director

       4,379,450.

Carl Michael M. Dimaculangan

Secretary

       2,189,775.

Celso M. Dimalungan

Treasurer

       2,189,775.

Alex C. Mangasi

Director

       2,189,675.

 

          TOTAL

     15,328,125.

     vvvvvvvvvv

 

 

 

 

 

 

 

 

           

(Note: There appear a typographical error. Total amount paid should be 15,328,425)

 

 

BUSINESS ACTIVITY:

 

Commercial operation started in 2005. Import/Export, manufacturing, trading of goods, such as garments and any related goods on wholsale & retail basis. In 2006, expanded its activity to include food and pharmaceutical ingredients. As gathered, subject is a supply chain partners and distributor of nutritional raw materials ready to use products, premix, etc. In 2011, the company was a recipient of an Award from United Laboratories, Inc., a leading pharmaceutical company in the Philippines, a “Preferred”  supplier. BASF is its main principal for Active Pharmaceutical Ingredients & Human Nutritional products. T

 

Product/Services – pharmaceutical excipients; active ingredients, nutrition raw materials, such as vitamins, minerals, performance chemicals & finished products. From the Phils. FDA showed that subject was issued a Licensed To Operate No. CDRR-NCR-DI-2054 with validity up to Oct. 16, 2016  under Class DI. The company serves the country’s Pharmaceutical, Food & Feed Industries.

 

Address: Unit 3308 Cityland Vito Cruz Tower 1, Pablo Ocampo Sr., Avenue, City of Manila

Telephone Nos.:  (63) 2 523-6570; 526-1273; 353-8434.

 

 

FINANCIAL CONDITION

 

(Audited Financial Statement for years 2014, 2013, & 2012, as compiled)

 

                     Balance Sheet

 

ASSETS

         

         2014

        2013

       2012

          Current Asset

 

 

 

Cash

        1,422,541.

      3,110,613.

      8,564,960.

Account Receivables

      63,884,244.

    59,864,315.

    36,219,883.

Merchandise Inventory

        4,891,342.

    20,911,691.

      8,175,428.

Other Current Asset

    127,053,930.

  121,757,594.

  108,536,474

Total Current Assets

    197,252,057.

  205,644,213.

  161,496,745.

 

 

 

 

          Non- Current Asset 

 

 

 

Property & Equipment, net

      7,630,520.

      8,855,126.

      8,732,202.

Total Non Current Assets

      7,630,520.

      8,855,126.

      8,732,202.

Total Assets

  204,882,577.

 vvvvvvvvvvvv

  214,499,339.

vvvvvvvvvvvvv

  170,228,947.

vvvvvvvvvvvvv

                                               

                                           LIABILITIES AND STOCKHOLDER’S EQUITY

 

         Current Liabilities

 

 

 

Accounts Payable

    97,240,903.

  103,182,196.

    90,480,638.

Loan Payable – current portion

    22,953,069.

      8,051,038.

      9,863,616.

Other Current Liabilities

      2,309,218.

         445,978.

         349,626.

Total Current Liabilities

  122,503,190.

  111,679,212.

  100,693,880.

 

 

 

 

    Non Current Liabilities

 

 

 

Loan Payable – non current

      5,378,517.

    36,786,913.

    13,513,738.

Advances from Stockholders

    14,991,120.

    13,000,000.

    13,000,000.

Total Non Current Liabilities

    20,369,637.

    49,786,913.

    26,513,738.

Total Liabilities

  142,872,827

  161,466,125.

  127,207,618.

 

 

 

 

            Stockholder’s Equity

 

 

 

Capital Stock

    15,328,125.

    15,328,125.

    15,328,125.

Retained Earnings

    46,681,625.

    37,705,089.

    27,693,204.

Total Stockholder’s Equity

    62,009,750.

    53,033,214.

    43,021,329.

Total Liabilities & Equity

  204,882,577.

vvvvvvvvvvvvv

  214,499,339.

vvvvvvvvvvvvv

  170,228,947.

vvvvvvvvvvvvv

 

 

                                                                  INCOME STATEMENT

 

Sales

  335,351,296.

   441,047,081.

   400,528,182.

Gross Profit

    57,077,962.

     63,885,847.

     59,071,432.

Operating & Administrative Expenses

(  18,716,545.)

(    34,322,109.)

(    38,853,393.)

Net Income from Operation

    38,361,417.

     29,563,738.

     20,218,039.

Interest Expense

(  25,537,795.)

(    15,261,044.)

(      9,477,389.)

Net Income Before Tax

    12,823,622.

     14,302,694.

     10,740,650.

NET INCOME

      8,796,526.

 vvvvvvvvvvvv

     10,011,885.

 vvvvvvvvvvvvv

       7,518,455. vvvvvvvvvvvvv

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.81

UK Pound

1

Rs.98.93

Euro

1

Rs.69.66

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

TRU

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.