MIRA INFORM REPORT

 

 

Report No. :

335660

Report Date :

10.08.2015

 

IDENTIFICATION DETAILS

 

Name :

STERNMAID GMBH & CO. KG

 

 

Registered Office :

Am Mühlenberg 4 D 19243 Wittenburg

 

 

Country :

Germany

 

 

Date of Incorporation :

18.12.1996

 

 

Com. Reg. No.:

HRA 2435

 

 

Legal Form :

Ltd partnership with priv. ltd. company as general partner

 

 

Line of Business :

  • Manufacture of other food products n.e.c.
  • Manufacture of other organic basic chemicals
  • Other business support service activities n. e. c.

[We tried to confirm / obtain the detailed activity but the same is not available from any sources]

 

 

No. of Employee :

182

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

Source : CIA

 

 

Company name and address

 

STERNMAID GMBH & CO. KG

 

Company Status:          active

Am Mühlenberg 4

D 19243 Wittenburg

Telephone:                    038852/666-60

Telefax:                        038852/666-66

Homepage:                   www.sternmaid.de

E-mail:                          info@sternmaid.de

 

VAT no.:                       DE242128251

 

 

CONCLUSION

 

Business relations are permissible.

 

 

CONCLUSION

 

 Business relations are permissible.

 

 

 LEGAL FORM                          Ltd partnership with priv. ltd. company as general partner

 Date of foundation:                  18.12.1996

 Begin of business

 activities:                                             01.02.1999

 Registered on:                         14.03.2005

 Register of

 companies:                              Local court 19053 Schwerin

 under:                                                  HRA 2435

 

 Total cap. contribution:                EUR          6,500,000.00

 

 Limited partner:

                      Stern-Wywiol Gruppe GmbH & Co. KG

                      An der Alster 81

                      D 20099 Hamburg

                      Legal form: Ltd partnership with priv. ltd.

                      company as general partner

                      Total cap.         EUR         28,000,000.00

                      contribution:

                      Share:             EUR          6,500,000.00

                      Registered on: 12.11.2002

                      Reg. data: 20355 Hamburg, HRA 97611

 General partner:

                      SternMaid Verwaltungsgesellschaft mbH

                      Am Mühlenberg 4

                      D 19243 Wittenburg

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered on: 09.01.2006

                      Reg. data: 19053 Schwerin, HRB 8981

 

 Shareholder:

                      Stern-Wywiol Gruppe GmbH & Co. KG

                      An der Alster 81

                      D 20099 Hamburg

                      Legal form: Ltd partnership with priv. ltd.

                      company as general partner

                      Total cap.         EUR         28,000,000.00

                      contribution:

                      Share:             EUR             25,000.00

                      Registered on: 12.11.2002

                      Reg. data: 20355 Hamburg, HRA 97611

 Manager:

                      Volkmar Alfred Dietrich Wywiol

                      Börnsener Weg 58

                      D 21521 Wohltorf

                      having sole power of representation

                      born: 09.11.1935

                      Profession: Businessman

                      Property regime: Statutory matrimonial

                      property regime

                      Marital status: married

 Manager:

                      Torsten Wywiol

                      Billtal 9

                      D 21521 Wohltorf

                      having sole power of representation

                      born: 23.01.1966

                      Profession: Businessman

                      Marital status: married

 Proxy:

                      Holger Krack

                      Meisenweg 29a

                      D 22926 Ahrensburg

                      authorized to jointly represent the company

                      born: 03.05.1959

                      Marital status: married

 Proxy:

                      Mark Riemer

                      D 21423 Winsen

                      authorized to jointly represent the company

                      born: 07.02.1973

 

 

COMPANY HISTORY

 

 18.03.1997 - 24.06.2003            Mühlenchemie Produktionsgesellschaft mbH

                                                (AG Schwerin, HRB 5320)

                                                Am Mühlenberg 4

                                                D 19243 Wittenburg

                                                Private limited company

 24.06.2003 - 13.03.2005            SternMaid GmbH

                                                Am Mühlenberg 4

                                                D 19243 Wittenburg

                                                Private limited company

 

 

BUSINESS ACTIVITIES

 

Main industrial sector

1089    Manufacture of other food products n.e.c.

2014    Manufacture of other organic basic chemicals

82999   Other business support service activities n. e. c.

 

 

FINANCIAL INFORMATION

 

Payment experience:     within periods customary in this trade

 

Negative information:    We have no negative information at hand.

 

 

REAL ESTATE

 

Type of ownership:        proprietor

Share:                                        100.00 %

Address                                     Am Mühlenberg 4

D 19243 Wittenburg

 

Real Estate of:              SternMaid Verwaltungsgesellschaft mbH

Type of ownership:        Tenant

Address                        Am Mühlenberg 4

D 19243 Wittenburg

 

Land register documents were not available.

 

 

BANKERS

 

Principal bank

HSH NORDBANK HAMBURG, 20095 HAMBURG

Sort. code: 20050000

BIC: HSHNDEHH200

 

Further bank

HSH NORDBANK HAMBURG, KIEL, 20095 HAMBURG

Sort. code: 21050000

BIC: HSHNDEHHXXX

 

 

FINANCIAL FIGURES

 

Financial year:      01.01. - 31.12.

Turnover:            2013               EUR        100,000,000.00

Equipment:                             *EUR          1,577,000.00

Ac/ts receivable:                       EUR          5,105,000.00

Liabilities:                            EUR         25,735,000.00

Real estate of the firm:                EUR          9,780,000.00

Total numbers of vehicles:                                      3

- Passenger cars:                                               3

Employees:                                                    182

 

The business figures marked with an asterisk are estimates based on average values in the line of business.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.81

UK Pound

1

Rs.98.93

Euro

1

Rs.69.66

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.