MIRA INFORM REPORT

 

 

Report No. :

335602

Report Date :

10.08.2015

 

IDENTIFICATION DETAILS

 

Name :

ULMA FORJA SDAD COOP - ULMA PIPING

 

 

Registered Office :

Bº Zubillaga 3 - Onati - Guipuzcoa

 

 

Country :

Spain

 

 

Financials (as on) :

2014 (Estimation)

 

 

Date of Incorporation :

01.05.1962

 

 

Legal Form :

Cooperative

 

 

Line of Business :

Subject is engaged in fabrication and design of industrial supplies, basically, forged metallic pieces designated to petrochemical industry to lead fluids and gases: flanges of forged steel, high pressure fittings, separated washer, palettes and special pieces of forging.

 

 

No. of Employees :

180

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Spain

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SPAIN - ECONOMIC OVERVIEW

 

After experiencing a prolonged recession in the wake of the global financial crisis that began in 2008, in 2014 Spain marked the first full year of positive economic growth in seven years, largely due to increased private consumption. At the onset of the global financial crisis Spain's GDP contracted by 3.7% in 2009, ending a 16-year growth trend, and continued contracting through most of 2013. In 2013 the government successfully shored up struggling banks - exposed to the collapse of Spain's depressed real estate and construction sectors - and in January 2014 completed an EU-funded restructuring and recapitalization program.

Until 2014, credit contraction in the private sector, fiscal austerity, and high unemployment weighed on domestic consumption and investment. The unemployment rate rose from a low of about 8% in 2007 to more than 26% in 2013, but labor reforms prompted a modest reduction to 23.7% in 2014. High unemployment strained Spain's public finances, as spending on social benefits increased while tax revenues fell. Spain’s budget deficit peaked at 11.4% of GDP in 2010, but Spain gradually reduced the deficit to just under 7% of GDP in 2013-14, slightly above the 6.5% target negotiated between Spain and the EU. Public debt has increased substantially – from 60.1% of GDP in 2010 to more than 97% in 2014.

Exports were resilient throughout the economic downturn and helped to bring Spain's current account into surplus in 2013 for the first time since 1986, where it remained in 2014. Rising labor productivity and an internal devaluation resulting from moderating labor costs and lower inflation have helped to improve foreign investor interest in the economy and positive FDI flows have been restored.

The government's efforts to implement labor, pension, health, tax, and education reforms - aimed at supporting investor sentiment - have become overshadowed by political activity in 2015 in anticipation of the national parliamentary elections in November. Spain’s 2015 budget, published in September 2014, rolls back some recently imposed taxes in advance of the elections and leaves untouched the country’s value-added tax (VAT) regime, which continues to generate significantly lower revenue than the EU average. Spain’s borrowing costs are dramatically lower since their peak in mid-2012, and despite the recent uptic in economic activity, inflation has dropped sharply, from 1.5% in 2013 to nearly flat in 2014.

 

 

Source : CIA

 

 

EXECUTIVE SUMMARY

 

 

Name

 

ULMA FORJA SDAD COOP - ULMA PIPING

 

NIF / Fiscal code:

 

F20025250

 

Legal form:

 

Cooperative

 

Status:

 

Active

 

Location:

 

Bº ZUBILLAGA 3 - OÑATI - GUIPUZCOA

 

Telephone:

 

943780552

 

Partners:

 

 

 

GRUPO ULMA SDAD COOP

 

Activity:

 

 

NACE:

 

2550 - Forging, pressing, stamping and roll-forming of metal; powder metallurgy

 

Size:

 

Medium

 

Commercial scope:

 

International

 

Import / export:

 

Import: Yes, Export: Yes

 

Employees:

 

.

 

Financial Year

 

Number of Employees

 

.

 

.

 

2015

 

180

 

.

 

Insolvency Risk:

 

2,6 %

 

Legal Claims:

 

No

 

Business trend:

 

Stable

 

Prospects:

 

Establish an after-sale service

 

Industry situation:

 

Maturity

 

Economic-financial data

 

.

 

Financial Year

 

Turnover

 

.

 

.

 

2012

 

70000000

 

.

 

.

 

2013

 

71000000

 

.

 

.

 

S

 

73000000

 

.

 

Total investments:

 

50000000

 

Unit:

 

Euros

 

Guarantees:

 

 

Properties Registered:

 

YES

 

Type of professional premises:

 

Owned

 

INVESTIGATION SUMMARY

 

Medium-size familiar partnership engaged in industrial supplies manufacturing, part of the industrial group Ulma. At the same time, Ulma is part of Grupo Mondragón, which has been running for several years having no incidence registered.

 

 

Enquiry Details

 

NIF / Fiscal code

00000000T

Name

ULMA FORJA

Address

S COOP B ZUBILLIAGA 3 APDO 14

City

ONATI

Province

GUIPUZCOA

Postcode

20560

Telephone

943780552

 

 

IDENTIFICATION

 

 

Company name / Name of the subject

 

ULMA FORJA SDAD COOP

 

Acronym

 

ULMA PIPING

 

Legal form

 

Cooperative

 

NIF / Fiscal code

 

F20025250

 

Status

 

Active

 

Start of activity

 

01/05/1962

 

Name of the maximum responsible

 

MEDINA CARRANZA, IGNACIO

 

Position of the maximum responsible

 

CHAIRMAN

 

Professional address

 

Bº ZUBILLAGA 3

 

City

 

OÑATI

 

Province

 

GUIPUZCOA

 

Postcode

 

20560

 

Type of premises

 

Owned

 

Telephone

 

943780552

 

Fax

 

943781808

 

Website

 

www.ulmapiping.com

 

Email

 

forja@ulmapiping.com

 

Other former or related addresses

 

rarteche@ulmapiping.com APARTADO CORREOS 14 20560 OÑATI (GUIPUZCOA)

 

 

Partners

 

 

Name

 

Fiscal code

 

Participation percentage

 

GRUPO ULMA SDAD COOP

 

F20544326

 

 

 

ACTIVITY

 

 

NACE

 

2550

 

Description of the NACE code

 

Forging, pressing, stamping and roll-forming of metal; powder metallurgy

 

Comment about the activity

 

Fabrication and design of industrial supplies, basically, forged metallic pieces designated to petrochemical industry to lead fluids and gases: flanges of forged steel, high pressure fittings, separated washer, palettes and special pieces of forging. Integrated in the industrial group Ulma, which is at the same time is integrated in the Group Mondragón Corporación Cooperativa – MCC. Used firms: - ULMA PIPING DEPENDENCIEs Bº Zubillaga 3 20560 Oñati (Guipúzcoa), registered office, factory, storehouse, offices, attributes in property. GOVERNING COUNSIL President MEDINA CARRANZA IÑAKI General Director GABILONDO MUGARZA IÑAKI

 

Franchise

 

No

 

% National commercial scope

 

10%

 

% International commercial scope

 

90%

 

Business size

 

Medium

 

Import

 

Yes

 

Export

 

Yes

 

Industry situation

 

Maturity

 

Business trend

 

Stable

 

Prospects

 

Establish an after-sale service

 

 

Employees

 

 

Year

 

Number of Employees

 

Fixed employees %

 

Part time employees %

 

2015

 

180

 

 

 

 

Payment Behaviour

 

 

Slow but correct

 

According to the references consulted, it runs normally, having no incidences registered.

 

Comments about the risk and its evolution

 

A moderate risk has remained in the last financial year

 

 

LEGAL CLAIMS

 

 

According to official sources, there are no legal claims registered under the subject's name

 

 

REFERENCES

 

 

Banks

 

Bank name

 

Branch

 

Address

 

Telephone

 

BANCO BILBAIO VIZCAYA ARGENTARIA

 

OP

 

OÑATI (GUIPUZCOA)

 

 

BANCO SABADELL

 

OP

 

OÑATI (GUIPUZCOA)

 

 

CAJA LABORAL POPULAR

 

OP

 

OÑATI (GUIPUZCOA)

 

 

CAJA RURAL NAVARRA

 

OP

 

OÑATI (GUIPUZCOA)

 

 

CAIXABANK

 

OP

 

OÑATI (GUIPUZCOA)

 

 

 

Bank references

 

No data about its clients according to references consulted.

 

Clients

 

 

It was not possible to determine the details of the clients with which the subject deals.

 

 

 

Suppliers

 

 

It has not been possible to determine the details of the suppliers who deal with the subject.

 

 

FINANCIAL DATA 2014

 

(Estimation)

Data in: Thousand of euros

 

 

ASSETS

 

LIABILITIES

 

Tangible fixed assets

 

20000

 

Capital

 

 

Transport

 

 

Long term creditors

 

5000

 

Machinery and fittings

 

 

Long term debts with Banks

 

 

Buildings and constructions

 

 

Short term creditors

 

17000

 

Intangible fixed assets

 

 

Short term debts with credit entities

 

 

Stock

 

5000

 

Fondos propios

 

17000

 

Debtors

 

15000

 

 

 

Cash

 

 

 

 

TOTAL ASSETS

 

50000

 

TOTAL LIABILITIES

 

50000

 

WORKING CAPITAL

 

 

 

 

 

SALES EVOLUTION

 

Financial Year 2012

 

70000

 

Financial Year 2013

 

71000

 

Financial Year 2014

 

73000

 

 

Medium-size partnership whose path shows normality. Commercial well-being.

 

 

SOCIAL BODIES OF MERCANTILE COMPANIES

 

 

It was impossible to confirm the information about the Board of Administration from BORME (Mercantile Registry Gazette)

 

 

SHAREHOLDER

 

 

It has not been possibe to obtain information about the possible participation as a Shareholder in other other trading companies.

 

 INVESTIGATION SUMMARY

 

 

Medium-size familiar partnership engaged in industrial supplies manufacturing, part of the industrial group Ulma. At the same time, Ulma is part of Grupo Mondragón, which has been running for several years having no incidence registered.

 

 

 

CONSULTED SOURCES

 

 

Investigation, Board of Administration (according to registry), Public institution, Chamber of Commerce, Internal/external DB, Subject


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.81

UK Pound

1

Rs.98.93

Euro

1

Rs.69.66

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

TRU

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.