MIRA INFORM REPORT

 

 

Report No. :

335853

Report Date :

12.08.2015

           

IDENTIFICATION DETAILS

 

Name :

GRIPWELL AUSTRALIA PTY LTD

 

 

Registered Office :

Unit 5, 72-74 Lower Gibbes Street, Chatswood, NSW 2067

 

 

Country :

Australia

 

 

Year of Establishment :

1986

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Subject is engaged in import and distribution of hardware and related products including hand tools, security products, safety, garden supplies, camping and outdoor equipment, automotive, marking and measuring, security and storage.

 

 

No. of Employee :

15        

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints 

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

AUSTRALIA - ECONOMIC OVERVIEW

 

Following two decades of continuous growth, low unemployment, contained inflation, very low public debt, and a strong and stable financial system, Australia enters 2015 facing a range of growth constraints, principally driven by a sharp fall in global prices of key export commodities. Although demand for resources and energy from Asia and especially China has grown rapidly, creating a channel for resources investments and growth in commodity exports, sharp drops in current prices have already impacted growth. The services sector is the largest part of the Australian economy, accounting for about 70% of GDP and 75% of jobs. Australia was comparatively unaffected by the global financial crisis as the banking system has remained strong and inflation is under control. Australia has benefited from a dramatic surge in its terms of trade in recent years, although this trend could reverse or slow due to falling global commodity prices. Australia is a significant exporter of natural resources, energy, and food. Australia's abundant and diverse natural resources attract high levels of foreign investment and include extensive reserves of coal, iron, copper, gold, natural gas, uranium, and renewable energy sources. A series of major investments, such as the US$40 billion Gorgon Liquid Natural Gas project, will significantly expand the resources sector. Australia is an open market with minimal restrictions on imports of goods and services. The process of opening up has increased productivity, stimulated growth, and made the economy more flexible and dynamic. Australia plays an active role in the World Trade Organization, APEC, the G20, and other trade forums. Australia entered into free trade agreements (FTAs) with the Republic of Korea and Japan, and concluded an FTA with China, in 2014, adding to existing FTAs with Chile, Malaysia, New Zealand, Singapore, Thailand, and the US, and a regional FTA with ASEAN and New Zealand. Australia continues to negotiate bilateral agreements with India and Indonesia, as well as larger agreements with its Pacific neighbors and the Gulf Cooperation Council countries, and an Asia-wide Regional Comprehensive Economic Partnership that includes the ten ASEAN countries and China, Japan, Korea, New Zealand and India. Australia is also working on the Trans-Pacific Partnership Agreement with Brunei, Canada, Chile, Japan, Malaysia, Mexico, New Zealand, Peru, Singapore, the US, and Vietnam.

 

Source : CIA

 

Company name                                                           

 

GRIPWELL AUSTRALIA PTY LTD

 

ACN: 003 911 715

ABN: 23 003 911 715

 

 

Summary Panel

 

Established

1986

 

Incorporated

1990

 

Line of Business

Distribution of hardware and related supplies

Status

Trading

Adverse Listings

Nil

 

 

 

EXECUTIVE SUMMARY

 

For the last financial year ended 30 June 2015 the subject traded profitably and recorded revenue in the order of $10,000,000.

 

On a projected basis, improved results are forecast for the current financial year ending 30 June 2016.

 

In regards to asset backing the subjects Directors are noted to own the above listed trading address through an associated entity.

 

Enquiries in trade quarters revealed satisfaction from suppliers contacted in dealing with the subject on a credit basis.

 

 

CORPORATE SEARCH

 

Company Type              Australian Proprietary Company

 

Incorporation State:       NSW

 

Incorporation Date:        11 DEC 1989

 

 


Registered Office

 

UNIT 5,

72-74 LOWER GIBBES STREET,

CHATSWOOD

NSW 2067

 

 

Current Directors

 

Total: 4

APNIT SINGH RANA – Appointed: 01 OCT 1997

12 SIMPSON Street BELROSE, New South Wales

DOB: 22 NOV 1968

 

UPPINDER SINGH BHATIA – Appointed: 01 OCT 1997

13 KELDIE Street FORESTVILLE, New South Wales

DOB: 24 NOV 1955

 

JAGJIT SINGH RANA – Appointed: 16 JAN 1990

21 KENTHURST Road ST IVES, New South Wales

DOB: 15 AUG 1937

 

GULSHAN JIT RANA – Appointed: 16 JAN 1990

21 KENTHURST Road ST IVES, New South Wales

DOB: 08 JUN 1948

 

 

Current Secretaries

 

Total: 1

GULSHAN JIT RANA – Appointed: 16 JAN 1990

 

 

Share Structure -Classes

 

Total: 1

ORD ORDINARY SHARES: 1000 –amount paid: $1,000

 

 


Shareholders

 

Total: 4

ORD 150 - UPPINDER SINGH BHATIA

ORD 150 - APNIT SINGH RANA

ORD 350 - GULSHAN JIT RANA

ORD 350 - JAGJIT SINGH RANA

 

 

SECURITY INTERESTS

           

Effective 30 January 2012 the Personal Property Securities Register (PPSR)  was introduced to give the different Commonwealth, State and Territory laws and registers regarding security interests in personal property under one national system.

 

As a result of PPS Reform a number of existing Commonwealth, State and Territory personal property security registers will close. Interests registered on existing security interest registers will be migrated to the national PPS Register. Subsequently Registered Charges are no longer lodged with the Australian Securities and Investments Commission (ASIC).

 

Please contact us should you require a search of the PPSR.

 

 

BUSINESS STRUCTURE

 

 

TRADING ADDRESS     unit 5, 72 to 74 Gibbes St

                                    CHATSWOOD, NSW 2067

                                   

TELEPHONE                 (612) 9882 6011

 

FACSIMILE                   (612) 9882 6635

 

WEBSITE                      www.gripwell.com.au

 

BANK                           ANZ BANKING GROUP

                                               

EMPLOYEES                15        

 

 

BACKGROUND

 

The subject was incorporated in New South Wales on 11 December 1989 to commence operations under the current style as a new venture.

OPERATIONS

 

The subject operates in the import and distribution of hardware and related products including hand tools, security products, safety, garden supplies, camping and outdoor equipment, automotive, marking and measuring, security and storage.

 

The subject is a supplier to all the major Hardware and Home Improvement retailers in Australia, New Zealand, Fiji and the Papua New Guinea.

 

 

ADVERSE

                                               

A search of of on 7 August 2015 failed to trace any litigation listed against the subject at that date.

 

 

FINANCES

 

The subject is not required to lodge financial statements with the Australian Securities and Investments Commission.

 

During the current interview conducted with Director Upinda Bhattia he advised that for the last financial year ended 30 June 2015 the subject traded profitably and recorded revenue in the order of $10,000,000.

 

On a projected basis, improved results are forecast for the current financial year ending 30 June 2016.

 

Current assets include stock on hand of just over $2,000,000 and receivables in the order of $1,300,000.

 

The subject maintains a financing facility with the ANZ Banking Group which is used to assist in funding Working Capital requirements.

 

Current liabilities include creditors in the order of $400,000.

 

In regards to asset backing the subjects Directors are noted to own the above listed trading address through an associated entity.

 

Enquiries in trade quarters revealed satisfaction from suppliers contacted in dealing with the subject on a credit basis.

 

 

TRADE SURVEY

 

A trade survey on the subject traced the following accounts:

 

1.         (Transtar) Purchases average $30,000 per month on 30 day terms. Payment is met in 30 days and the account is considered satisfactory having been known since 2000.

 

Trade payment from further sources in the past 4 months have traced the following data for the subject. 

 

            Total Owing: $14,372

            Total Past Due: $7,612

Average Late Payment Days: 20

All Industries Late Payment Days: 7

 

Within terms: $6,761

1 – 30 days past due: $4,664

31 – 60 days past due: $2,948

61 – 90 days past due: $0

91+ days: $0

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.17

UK Pound

1

Rs.99.84

Euro

1

Rs.70.36

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.