MIRA INFORM REPORT

 

 

Report No. :

335370

Report Date :

12.08.2015

 

IDENTIFICATION DETAILS

 

Name :

SCHIESSER AG

 

 

Registered Office :

Schützenstr. 18, D 78315 Radolfzell

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

1875

 

 

Com. Reg. No.:

HRB 550026

 

 

Legal Form :

Public Limited Company

 

 

Line of Business :

·         Manufacture of corsetry

·         Manufacture of other wearing apparel and accessories

·         Wholesale of clothing

 

 

No. of Employees :

781

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

 

Source : CIA

 


Company Name & address

 

SCHIESSER AG

 

 Company Status:         active

                                    Schützenstr. 18

                                    D 78315 Radolfzell

                                    Telephone:07732/900

                                    Telefax:  07732/905555

                                    Homepage: www.schiesser.com

                                    E-mail:   info@schiesser.com

 

 VAT no.:                      DE142767206

 Tax ID number:             18150/30864

 

 

CONCLUSION

 

 Business relations are permissible.

 

 LEGAL FORM           Public limited company

 Date of foundation:  1875

 Registered on:       24.10.1916

 Commercial Register: Local court 79098 Freiburg

 under:               HRB 550026

 

 Share capital:                          EUR         10,000,000.00

 

 Shareholder:

                      Delta Galil Textile Germany GmbH & Co. KG

                      Schützenstr. 18

                      D 78315 Radolfzell

                      Legal form: Ltd partnership with priv. ltd.

                      company as general partner

                      Total cap.         EUR             10,000.00

                      contribution:

                      Registered on: 10.09.2012

                      Reg. data: 79098 Freiburg, HRA 702994

                      Control and profit transfer agreement

 President of the Board of Directors:

                      Franz-Rudolf Gustav Bündgen

                      D 78343 Gaienhofen

                      born: 21.07.1955

 Vice-president of the Board of Directors:

                      Karl-Achim Klein

                      Seestr. 37

                      D 88214 Ravensburg

                      born: 23.11.1966

                      Profession: Fully qualified merchant

 Member of the Board of Directors:

                      Johannes Molzberger

                      Buchenstr. 4

                      D 93080 Pentling

                      born: 26.05.1951

                      Profession: Fully qualified merchant

                      Marital status: married

 President of the Supervisory Board:

                      Isaac Dabah

                      USA  New York

                      Nationality: USA

                      Marital status: unknown

 Vice-president of the Supervisory Board:

                      Yossi Najaj

                      IL  Tel Aviv

                      Nationality: Israeli

                      Marital status: unknown

 Member of the Supervisory Board:

                      Daniela Trescher

                      D 78315 Radolfzell

                      Marital status: unknown

 Representative of the Employees within the Supervisory Board:

                      Bertram Kempter

                      D 78315 Radolfzell

 Proxy:

                      Olaf-Peter Krom

                      Meßkircher Str. 6/1

                      D 88630 Pfullendorf

                      authorized to jointly represent the company

                      born: 11.01.1968

 Proxy:

                      Rainer Neumann

                      Am Baumgarten 14

                      D 35085 Ebsdorfergrund

                      authorized to jointly represent the company

                      born: 16.02.1962

 Proxy:

                      Tamara Dreyer

                      Karl-Bücheler-Str. 21

                      D 78315 Radolfzell

                      authorized to jointly represent the company

                      born: 28.11.1970

 Proxy:

                      Heike-Stefanie Bodamer

                      D 85551 Kirchheim

                      authorized to jointly represent the company

                      born: 14.02.1970

 Proxy:

                      Engelbert Fleischmann

                      D 78315 Radolfzell

                      authorized to jointly represent the company

                      born: 13.03.1961

 Proxy:

                      Ulla Rimmele

                      D 78462 Konstanz

                      authorized to jointly represent the company

                      born: 27.07.1964

 Proxy:

                      Werner Rebert

                      D 79189 Bad Krozingen

                      authorized to jointly represent the company

                      born: 09.09.1960

 Proxy:

                      Franz Albrecht

                      D 78315 Radolfzell

                      authorized to jointly represent the company

                      born: 04.05.1953

 Proxy:

                      Oliver Herrmann

                      D 78345 Moos

                      authorized to jointly represent the company

                      born: 08.05.1967

 

 Further functions/participations of Franz-Rudolf Gustav Bündgen

 (President of the Board of Directors)

 Manager:

                      Delta Galil Germany GmbH

                      Schützenstr. 18

                      D 78315 Radolfzell

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         04.12.2012

                      Reg. data:  79098 Freiburg, HRB 709215

 Manager:

                      Schiesser Marken GmbH

                      Schützenstr. 18

                      D 78315 Radolfzell

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         27.06.2012

                      Reg. data:  79098 Freiburg, HRB 708546

 

 Further functions/participations of Karl-Achim Klein

 (Vice-president of the Board of Directors)

 Manager:

                      Textilveredelung Niederfrohna GmbH

                      Limbacher Str. 28

                      D 09243 Niederfrohna

                      Legal form: Private limited company

                      Share capital:     EUR            204,516.75

                      Registered

                      on:         06.02.2004

                      Reg. data:  09112 Chemnitz, HRB 21174

 Manager:

                      Delta Galil Germany GmbH

                      Schützenstr. 18

                      D 78315 Radolfzell

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         04.12.2012

                      Reg. data:  79098 Freiburg, HRB 709215

 Manager:

                      Schiesser Marken GmbH

                      Schützenstr. 18

                      D 78315 Radolfzell

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         27.06.2012

                      Reg. data:  79098 Freiburg, HRB 708546

 

 Further functions/participations of Johannes Molzberger (Member

 of the Board of Directors)

 Shareholder:

                      SUCCESS + MODE Vertriebs GmbH

                      Buchenstr. 4

                      D 93080 Pentling

                      Legal form: Private limited company

                      Share capital:     EUR             51,129.19

                      Share:             EUR             51,129.19

                      Registered

                      on:         30.07.1992

                      Reg. data:  93049 Regensburg, HRB 4971

 Shareholder:

                      apparel commerce Deutschland GmbH

                      Waldhofer Str. 102

                      D 69123 Heidelberg

                      Legal form: Private limited company

                                  dissolved by official decree

                      Share capital:     EUR             50,000.00

                      Share:             EUR             50,000.00

                      Registered

                      on:         30.08.2010

                      Reg. data:  68159 Mannheim, HRB 710043

 Manager:

                      SUCCESS + MODE Vertriebs GmbH

                      Buchenstr. 4

                      D 93080 Pentling

                      Legal form: Private limited company

                      Share capital:     EUR             51,129.19

                      Registered

                      on:         30.07.1992

                      Reg. data:  93049 Regensburg, HRB 4971

 

 

COMPANY HISTORY

 

 1875 - 24.10.1916        Jacques Schiesser

                          D 78315 Radolfzell

                          Unregistered commercial enterprise

 24.10.1916 - 1965        Jacques Schiesser AG

                          D 78315 Radolfzell

                          Public limited company

 1966 - 1990              Schiesser GmbH

                          D 78315 Radolfzell

                          Private limited company

 1991 - 1995              Schiesser Eminence Holding AG

                          D 78315 Radolfzell

                          Public limited company

 

 

BUSINESS ACTIVITIES

 

 Main industrial sector

 14143   Manufacture of corsetry

14190   Manufacture of other wearing apparel and accessories n.e.c.

46421   Wholesale of clothing

 

 

PARTICIPATIONS

 

 Shareholder:

                      Textilveredelung Niederfrohna GmbH

                      Limbacher Str. 28

                      D 09243 Niederfrohna

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR            204,516.75

                      Share:             EUR            204,516.75

                      Reg. data:  06.02.2004

                                  Local court 09112 Chemnitz

                                  HRB 21174

 Shareholder:

                      Schiesser Marken GmbH

                      Schützenstr. 18

                      D 78315 Radolfzell

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR             25,000.00

                      Share:             EUR             25,000.00

                      Reg. data:  27.06.2012

                                  Local court 79098 Freiburg

                                  HRB 708546

 

 

FINANCIAL INFORMATION

 

Payment experience:  within periods customary in this trade

 

Negative information:We have no negative information at hand.

 

 

REAL ESTATE

 

 Type of ownership:   proprietor

 Share:                100.00 %

 Address              Schützenstr. 18

                      D 78315 Radolfzell

 

 Land register documents were not available.

 

 

BANKERS

 

 COMMERZBANK, 78202 SINGEN (HOHENTWIEL)

 Sort. code: 69240075, Account no.: 447500000

 BIC: COBADEFFXXX, IBAN: DE89692400750447500000

 UNICREDIT BANK - HYPOVEREINSBANK, 89002 ULM, DONAU

 Sort. code: 63020086, Account no.: 10572096

 BIC: HYVEDEMM461, IBAN: DE28630200860010572096

 

 

FINANCIAL FIGURES

 

 Turnover:                     2013                 EUR        136,386,000.00

 Profit:                                      2013                 EUR          6,086,000.00

 Ac/ts receivable:                                              EUR         12,886,000.00

 Liabilities:                                            EUR         40,918,000.00

 Employees:                                                                        781

 - thereof permanent staff:                                                        624

 - Part-time employees:                                                            131

 - Trainees:                                                                                 26

 

 Control and profit transfer agreement to:

                      Delta Galil Textile Germany GmbH & Co. KG

                      Schützenstr. 18

                      D 78315 Radolfzell

 

 

BALANCE SHEETS

 

 Balance sheet ratios 01.01.2013 - 31.12.2013

 Equity ratio [%]:                 40.81

 Liquidity ratio:                   0.33

 Return on total capital [%]:    7,765.2

                                       8

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 58.18

 Liquidity ratio:                   0.49

 Return on total capital [%]:      -1.98

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                -20.07

 Liquidity ratio:                   0.19

 Return on total capital [%]:       7.68

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                -30.13

 Liquidity ratio:                   0.20

 Return on total capital [%]:      15.82

 

 EQUITY RATIO

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 LIQUIDITY RATIO

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 RETURN ON TOTAL CAPITAL

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 

 

Type of balance sheet:               Company balance sheet

 

 Financial year:      01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR             78,743.00

  Fixed assets                           EUR             36,526.00

   Intangible assets                     EUR                737.00

   Tangible assets                       EUR              9,256.00

   Financial assets                      EUR             26,533.00

    Other / unspecified financial assets EUR             26,533.00

  Current assets                         EUR             41,566.00

   Stocks                                EUR             27,140.00

   Accounts receivable                   EUR             12,886.00

    Trade debtors                        EUR              7,338.00

    Amounts due from related companies   EUR              5,270.00

    Other debtors and assets             EUR                278.00

   Liquid means                          EUR              1,540.00

  Remaining other assets                 EUR                651.00

   Accruals (assets)                     EUR                651.00

 

 LIABILITIES                             EUR             78,743.00

  Shareholders' equity                   EUR             32,350.00

   Capital                               EUR             10,000.00

    Subscribed capital (share capital)   EUR             10,000.00

   Reserves                              EUR             17,304.00

    Capital reserves                     EUR             17,000.00

    Retained earnings / revenue reserves EUR                304.00

   Balance sheet profit/loss (+/-)       EUR              5,046.00

    Balance sheet profit / loss          EUR              5,046.00

  Provisions                             EUR              5,475.00

   Provisions for taxes                  EUR                618.00

   Other / unspecified provisions        EUR              4,857.00

  Liabilities                            EUR             40,918.00

   Financial debts                       EUR              8,223.00

    Liabilities due to banks             EUR              8,223.00

   Other liabilities                     EUR             32,695.00

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR              4,373.00

    Liabililties due to related companiesEUR             27,656.00

    Unspecified other liabilities        EUR                666.00

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR        136,386,000.00

  Other operating income                 EUR          5,204,000.00

  Cost of materials                      EUR         71,991,000.00

  Gross result (+/-)                     EUR         69,599,000.00

  Staff expenses                         EUR         27,737,000.00

  Total depreciation                     EUR          2,622,000.00

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR          2,622,000.00

  Other operating expenses               EUR         37,087,000.00

  Operating result from continuing

  operations                             EUR          2,153,000.00

  Result from participating interests

  (+/-)                                  EUR          4,970,000.00

   Expenses / income from participations EUR          4,970,000.00

    Income from transfer of profits      EUR          2,321,000.00

    Income from related companies        EUR          2,649,000.00

  Interest result (+/-)                  EUR           -825,000.00

   Interest and similar income           EUR             42,000.00

   Interest and similar expenses         EUR            867,000.00

  Financial result (+/-)                 EUR          4,145,000.00

  Result from ordinary operations (+/-)  EUR          6,298,000.00

  Expenses for transfer of profits to a

  parent company                         EUR          5,782,000.00

  Income tax / refund of income tax (+/-)EUR           -119,000.00

  Other taxes / refund of taxes          EUR            -93,000.00

  Tax (+/-)                              EUR           -212,000.00

  Annual surplus / annual deficit        EUR            304,000.00

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR         84,908,000.00

  Fixed assets                           EUR         36,200,000.00

   Intangible assets                     EUR            585,000.00

    Other / unspecified intangible assetsEUR            585,000.00

   Tangible assets                       EUR          7,832,000.00

    Other / unspecified tangible assets  EUR          7,832,000.00

   Financial assets                      EUR         27,783,000.00

    Other / unspecified financial assets EUR         27,783,000.00

  Current assets                         EUR         48,494,000.00

   Stocks                                EUR         29,009,000.00

    Other / unspecified stocks           EUR         29,009,000.00

   Accounts receivable                   EUR          9,876,000.00

    Trade debtors                        EUR          6,490,000.00

    Amounts due from related companies   EUR          2,191,000.00

    Other debtors and assets             EUR          1,195,000.00

   Liquid means                          EUR          9,609,000.00

  Remaining other assets                 EUR            214,000.00

   Accruals (assets)                     EUR            214,000.00

 

 LIABILITIES                             EUR         84,908,000.00

  Shareholders' equity                   EUR         32,046,000.00

   Capital                               EUR         10,000,000.00

    Subscribed capital (share capital)   EUR         10,000,000.00

   Reserves                              EUR         17,000,000.00

    Capital reserves                     EUR         17,000,000.00

   Balance sheet profit/loss (+/-)       EUR          5,046,000.00

    Balance sheet profit / loss          EUR          5,046,000.00

  Provisions                             EUR          5,519,000.00

   Provisions for taxes                  EUR             40,000.00

   Other / unspecified provisions        EUR          5,479,000.00

  Liabilities                            EUR         47,075,000.00

   Financial debts                       EUR         20,000,000.00

    Liabilities due to banks             EUR         20,000,000.00

   Other liabilities                     EUR         27,075,000.00

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          1,394,000.00

    Liabilities due to shareholders      EUR         17,477,000.00

    Liabililties due to related companiesEUR          5,587,000.00

    Unspecified other liabilities        EUR          2,617,000.00

     thereof liabilities from tax /

     financial authorities               EUR          2,413,000.00

     thereof liabilities from social

     security                            EUR             30,000.00

  Other liabilities                      EUR            268,000.00

   Deferrals (liabilities)               EUR             12,000.00

   Deferred taxes (not included under

   provisions/liabilities)               EUR            256,000.00

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR        128,294,000.00

  Other operating income                 EUR          7,342,000.00

  Cost of materials                      EUR         73,032,000.00

  Gross result (+/-)                     EUR         62,604,000.00

  Staff expenses                         EUR         25,875,000.00

  Total depreciation                     EUR          2,114,000.00

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR          2,114,000.00

  Other operating expenses               EUR         32,974,000.00

  Operating result from continuing

  operations                             EUR          1,641,000.00

  Result from participating interests

  (+/-)                                  EUR          1,108,000.00

   Expenses / income from participations EUR          1,108,000.00

    Income from transfer of profits      EUR          1,108,000.00

  Interest result (+/-)                  EUR           -846,000.00

   Interest and similar income           EUR            149,000.00

   Interest and similar expenses         EUR            995,000.00

  Other financial result                 EUR            112,000.00

   Other financial income                EUR            112,000.00

  Financial result (+/-)                 EUR            374,000.00

  Result from ordinary operations (+/-)  EUR          2,015,000.00

  Extraordinary income                   EUR         19,368,000.00

  Extraordinary result (+/-)             EUR         19,368,000.00

  Income tax / refund of income tax (+/-)EUR         -3,575,000.00

  Other taxes / refund of taxes          EUR           -115,000.00

  Tax (+/-)                              EUR         -3,690,000.00

  Annual surplus / annual deficit        EUR         17,693,000.00

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.17

UK Pound

1

Rs.99.85

Euro

1

Rs.70.35

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.