MIRA INFORM REPORT

 

 

Report No. :

336040

Report Date :

12.08.2015

 

IDENTIFICATION DETAILS

 

Name :

SPRINGS CANADA, INC.

 

 

Registered Office :

110 Matheson Blvd, Ste 200, Mississauga, Ontario L5R 3T4

 

 

Country :

Canada

 

 

Date of Incorporation :

30.12.1994

 

 

Legal Form :

Corporation – Profit  

 

 

Line of Business :

Importer and wholesaler of bed and bath integrated textile home furnishings worldwide.

 

 

No. of Employee :

70

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Canada

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

CANADA ECONOMIC OVERVIEW

 

As a high-tech industrial society in the trillion-dollar class, Canada resembles the US in its market-oriented economic system, pattern of production, and high living standards. Since World War II, the impressive growth of the manufacturing, mining, and service sectors has transformed the nation from a largely rural economy into one primarily industrial and urban. The 1989 US-Canada Free Trade Agreement (FTA) and the 1994 North American Free Trade Agreement (NAFTA) (which includes Mexico) touched off a dramatic increase in trade and economic integration with the US, its principal trading partner. Canada enjoys a substantial trade surplus with the US, which absorbs about three-fourths of Canadian merchandise exports each year. Canada is the US's largest foreign supplier of energy, including oil, gas, and electric power, and a top source of US uranium imports. Given its abundant natural resources, highly skilled labor force, and modern capital plant, Canada enjoyed solid economic growth from 1993 through 2007. Buffeted by the global economic crisis, the economy dropped into a sharp recession in the final months of 2008, and Ottawa posted its first fiscal deficit in 2009 after 12 years of surplus. Canada's major banks, however, emerged from the financial crisis of 2008-09 among the strongest in the world, owing to the early intervention by the Bank of Canada and the financial sector's tradition of conservative lending practices and strong capitalization. Canada achieved marginal growth in 2010-14 and plans to balance the budget by 2015 despite the recent drop in oil prices. In addition, the country's petroleum sector is rapidly expanding, because Alberta's oil sands significantly boosted Canada's proven oil reserves. Canada now ranks third in the world in proved oil reserves behind Saudi Arabia and Venezuela and is the world’s fifth-largest oil producer.

 

Source : CIA

 


 

Company name and address

 

SPRINGS CANADA, INC.

 

 

Address:                        110 Matheson Blvd, Ste 200, Mississauga, Ontario L5R 3T4

                                    Canada

 

Telephone:                    +1 905-890-4994

 

Fax:                              +1 905-507-5070

 

Website:                                   www.springs.com

 

 

Corporate ID#:              ON-0001004509

 

State:                           Ontario

 

 

Judicial form:                Corporation – Profit  

 

Date incorporated:        12-30-1994

 

Stock:                          -

 

Value:                            -

 

 

Name of manager:         George B. GAMBRELL

 

 

ACTIVITIES & OPERATIONS

 

IST

 

Business:

 

Springs Canada, Inc. is importer and wholesaler of bed and bath integrated textile home furnishings worldwide. It offers sheets and pillow cases, comforters, duvets, ensembles, soft decorative window fashions, quilts, pillows, mattress pads, blankets, towels, shower curtains, bath rugs, and bath accessories.

The company sells its products through retailers.

It offers products from the Wamsutta, Springmaid, Artex, Santista, Regal and Dundee brands.

The Company imports maintain from Asia.

 

 

Staff:    70

 

Operations & branches:

 

At the headquarters, we find a warehouse and office, on lease.

 

 

SHAREHOLDERS & MANAGERS

 

 

Shareholders:

 

Springs Global Participaçơes S.A.

Avenue Magalhaes Pinto 4000

Montes Claros, MG 39404-166

Brazil

 

Springs Global Participaçơes S.A., through its subsidiaries, engages in the manufacture and sale of textile home furnishings primarily in Brazil, the United States, Argentina, and Canada.

The Company is listed in Sao Paulo under symbol SGPS3.

 

 

Management:

 

George B. GAMBRELL is the President, Director and CEO.

(no antecedents available).

 

 

Subsidiaries

And partnership:                        None

 

 

FINANCIALS

 

In Canada, privately held corporations are not required to publish any financials.

 

On a direct call, a financial assistant controlled the present report.

 

Sales declared for year 2014 is in the range of CAD 16,000,000+

(same as 2013)

 

The business is profitable.

 

 

Banks:  Royal Bank of Canada

                        ...                    

 

 

LEGAL FILINGS

 

Legal filings & complaints:

 

As of today date, there is no legal filing pending with the Courts.

 

 

Secured debts summary:   Several

 

 

COMPANY CREDIT HISTORY

 

Trade references:

 

Date reported:               July 2015

High credit:                   CAD 5,000

Now owing:                   0

Past due:                      0

Last purchase:              June 2015

Line of business:           Office supply

Paying status:               8 days beyond terms

 

Date reported:               July 2015

High credit:                   CAD 100,000+

Now owing:                   0

Past due:                      0

Last purchase:              June 2015

Line of business:           Payroll

Paying status:               As agreed

 

Date reported:               July 2015

High credit:                   CAD 800

Now owing:                   0

Past due:                      0

Last purchase:              June 2015

Line of business:           Telecommunications

Paying status:               12 days beyond terms

 

 

Domestic credit history:

 

Domestic credit history appears as follow:

 

Monthly Payment Trends - Recent Activity

 

Date

Balance

Current

Up to 30 DBT

31-60 DBT

61-90 DBT

>90 DBT

02/15

$17,100

62%

38%

0%

0%

0%

03/15

$17,200

62%

38%

0%

0%

0%

04/15

$15,600

63%

37%

0%

0%

0%

05/15

$16,800

61%

39%

0%

0%

0%

06/15

$16,300

59%

41%

0%

0%

0%

07/15

$17,100

58%

42%

0%

0%

0%

 

 

National Credit Bureaus gave a medium credit rating.

 

According to our credit analysts, during the last 6 months, payments were made with an average of 10 to 15 days beyond terms.

 

 

International credit history:

 

Payments of imports are currently made with an average of 5 days beyond terms.

 

The Company is improving its payments, but the cash is low, due to high inventories and a low market.

 

 

Other comments:

 

 

The bank confirmed late payments.

 

The Company is in good standing.

This means that all local and federal taxes were paid on due date.

 

The risk remains HIGH.

 

 

Our opinion:

 

We suggest you to be careful.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.17

UK Pound

1

Rs.99.85

Euro

1

Rs.70.36

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.