MIRA INFORM REPORT

 

 

Report No. :

335776

Report Date :

13.08.2015

 

IDENTIFICATION DETAILS

 

Name :

SAS TRADE CENTER LTD

 

 

Registered Office :

26 Maya Street 97 Surami Village Khashuri District

 

 

Country :

Georgia

 

 

Date of Incorporation :

22.08.2013

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading as importers, wholesalers and retailers of building materials.

 

 

No. of Employees :

35

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

LARI 100,000

 

 

Status :

Moderate

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Georgia

C1

C1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

 


 

GEORGIA - ECONOMIC OVERVIEW

 

Georgia's main economic activities include cultivation of agricultural products such as grapes, citrus fruits, and hazelnuts; mining of manganese, copper, and gold; and producing alcoholic and nonalcoholic beverages, metals, machinery, and chemicals in small-scale industries. The country imports nearly all of its needed supplies of natural gas and oil products. It has sizeable hydropower capacity that now provides most of its energy needs. Georgia has overcome the chronic energy shortages and gas supply interruptions of the past by renovating hydropower plants and by increasingly relying on natural gas imports from Azerbaijan instead of from Russia. Construction of the Baku-T'bilisi-Ceyhan oil pipeline, the South Caucasus gas pipeline, and the Kars-Akhalkalaki Railroad are part of a strategy to capitalize on Georgia's strategic location between Europe and Asia and develop its role as a transit point for gas, oil, and other goods. The expansion of the South Caucasus pipeline, as part of the Shah Deniz II Southern Gas Corridor project, will result in a $2 billion foreign investment in Georgia, the largest ever in the country. Gas from Shah Deniz II is expected to begin flowing in 2019. Georgia's economy sustained GDP growth of more than 10% in 2006-07, based on strong inflows of foreign investment and robust government spending. However, GDP growth slowed following the August 2008 conflict with Russia, and sunk to negative 4% in 2009 as foreign direct investment and workers' remittances declined in the wake of the global financial crisis. The economy rebounded in 2010-13, but FDI inflows, the engine of Georgian economic growth prior to the 2008 conflict, have not recovered fully. Unemployment has also remained high. Georgia has historically suffered from a chronic failure to collect tax revenues; however, since 2004 the government has simplified the tax code, improved tax administration, increased tax enforcement, and cracked down on petty corruption, leading to higher revenues. The country is pinning its hopes for renewed growth on a determined effort to continue to liberalize the economy by reducing regulation, taxes, and corruption in order to attract foreign investment, with a focus on hydropower, agriculture, tourism, and textiles production. The government has received high marks from the World Bank for its anti-corruption efforts. Since 2012, the Georgian Dream-led government has continued the previous administration's low-regulation, low-tax, free market policies, while modestly increasing social spending, strengthening anti-trust policy, and amending the labor code to comply with International Labor Standards. The government published its 2020 Economic Development Strategy in early 2014 and former Prime Minister Bidzina IVANISHVILI launched the Georgian Co-Investment Fund, a $6 billion private equity fund that will invest in tourism, agriculture, logistics, energy, infrastructure, and manufacturing. In mid-2014, Georgia signed an association agreement with the European Union, paving the way to free trade and visa-free travel.

 

Source : CIA

Company Name and address

 

Savachro Tsentri SAS ShPS (Correct)

 

SAS TRADE CENTER LTD (Requested)

 

Street                           : Agladze Street 1

           

Town                            : Tbilisi 0101   

Country                         : Georgia

 

Telephone                     : (995 32) 243 8551 / Mobile (995 568) 331 133 (Nana
                                     Lomaia)
/ (995 591) 700 444 (Gaga Bitadze)   

Fax                               : (995 32) 243 8551    

E-Mail                           : bitadzegaga@gmail.com / nanalomaia@hotmail.com  

Website                        : www.isani.ge

 

Trading Style                 : Isani Trade Centre

                 

Extended Name            : Savachro Tsentri SAS Shazguduli Pasukhismbgeblobis
                                      Sazagadoeba

 

English Translation        : SAS Trade Centre Ltd

 

Also Known As                         : Isani Trade Center

 

 

SENIOR COMPANY PERSONNEL

 

   Name                       Position

 

1. Gaga Bitadze           Managing Director

 

2. Nana Lomaia             Chief Accountant

 

Total Employees           : 35

 

 

PAYMENTS

 

No complaints have been heard regarding payments from local suppliers or banks.

 

We consider it is acceptable to deal with subject for SMALL amounts, although it is normal accepted practice for international suppliers to deal on secured terms with Georgian importers.

 

Opinion on maximum credit : LARI 100,000

 

Trade risk assessment: Normal

 

 

PRINCIPAL BANKERS

 

NAME               : TBC BANK

 

Branch              : Marjanishvili Street 7

Town                : Tbilisi 0102

 

Telephone         : (995 32) 227 2727

Fax                   : (995 32) 277 2774

 

Subject also has an account with :

 

Bank of Georgia

Gagarin Street 29 A

Tbilisi 0160

Telephone : (995 32) 244 4444

 

 

FINANCIAL INFORMATION

 

Private companies in Georgia are not required to publish or disclose balance sheets. However, the subject interviewed offered the following information :

 

Sales Turnover              : LARI  5,000,000 - 2014 - exact

                                                : LARI 10,000,000 - 2015 - projected

 

Net Profit                      : LARI     30,000 - 2014 - exact

                                           

Financial year ends 31 December.

 

 

LEGAL STATUS AND HISTORY

 

Date Started                 : 22 August 2013

 

History                          : Subject was established in Tbilisi on 22 August 2013 and started trading in September 2013.

 

ID Code :                      443857505

 

Authorised Capital :       LARI 500,000

 

Paid-Up Capital :           LARI 500,000

 

Shazguduli Pasukhismbgeblobis Sazagadoeba (Limited Liability Company) ShPS) with the following sole shareholder :

Gaga Bitadze                                       100%

(Georgian national / Personal No.: 57001007815)

 

 

ACTIVITIES

 

The Company is involved in the following activities :

 

Trading as importers, wholesalers and retailers of building materials.

 

NACE Code : 4613

 

Imports from Poland and Ukraine.

 

Subject does not export, all sales are domestic.

 

Distributors for Kerasus, Baxi, Baymak, Yuksel-Seramik, Anka, Polisan, Egevitrifiy, Fildisi Su Armaturleri, Firat, Tamsa and Badella. 

 

 

FACILITIES

 

The Company has the following facilities :

 

Rented 1,800 sq. m. premises comprising administrative offices, a retail outlet and storage facilities located at the heading address as well as 1,000 sq. m. additional administrative offices and 2 retail outlet located elsewhere in Tbilisi (see 'Branch Offices' below).

 

 

REGISTERED OFFICE

 

26 Maya Street 97

Surami Village

Khashuri District

 

 

BRANCH OFFICES

 

Agladze Street 32

Tbilisi 0101

 

SPECIAL NOTE

 

You enquired on: SAS Trade Center Ltd. Please note that this name applies to an English translation of the subject’s name. Subject’s correct registered name is as per heading.

 

The address which you provided : 26 Maja 97, Haszuri Surami Gruzja is misspelt and applies to subject`s registered address. Please note that subject's administrative office address is as per heading.

 

Interviewed: Nana Lomaia (Chief Accountant).

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.83

UK Pound

1

Rs.101.00

Euro

1

Rs.71.82

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

TRU

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.