MIRA INFORM REPORT

 

 

Report No. :

336555

Report Date :

17.08.2015

 

IDENTIFICATION DETAILS

 

Name :

CORPORACION INTERPACK SA

 

 

Registered Office :

12 Av. B 3-65, Z. 1, Res. El Cerrito, Guatemala City, 2307

 

 

Country :

Guatemala

 

 

Date of Incorporation :

27.08.2013

 

 

Legal Form :

Sociedad Anonima

 

 

Line of Business :

Provider of Packing Supplies, Equipment and Services.

 

 

No. of Employees :

150

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 


 

Maximum Credit Limits :

USD 150 000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Guatemala

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

GUATEMALA - ECONOMIC OVERVIEW

 

Guatemala is the most populous country in Central America with a GDP per capita roughly one-half that of the average for Latin America and the Caribbean. The agricultural sector accounts for 13.7% of GDP and 32% of the labor force; key agricultural exports include sugar, coffee, bananas, and vegetables. The 1996 peace accords, which ended 36 years of civil war, removed a major obstacle to foreign investment, and since then Guatemala has pursued important reforms and macroeconomic stabilization. The Dominican Republic-Central America Free Trade Agreement (CAFTA-DR) entered into force in July 2006, spurring increased investment and diversification of exports, with the largest increases in ethanol and non-traditional agricultural exports. While CAFTA-DR has helped improve the investment climate, concerns over security, the lack of skilled workers, and poor infrastructure continue to hamper foreign direct investment. The distribution of income remains highly unequal with the richest 20% of the population accounting for more than 51% of Guatemala's overall consumption. More than half of the population is below the national poverty line, and 13% of the population lives in extreme poverty. Poverty among indigenous groups, which make up more than 40% of the population, averages 73%, with 22% of the indigenous population living in extreme poverty. Nearly one-half of Guatemala's children under age five are chronically malnourished, one of the highest malnutrition rates in the world. Guatemala is the top remittance recipient in Central America as a result of Guatemala's large expatriate community in the United States. These inflows are a primary source of foreign income, equivalent to one-half of the country's exports or one-tenth of its GDP. In November 2014 along with his counterparts from El Salvador and Honduras, President PEREZ MOLINA announced the “Plan of the Alliance for Prosperity in the Northern Triangle.” This plan seeks to address the challenges facing the three Northern Triangle countries, including steps the governments will take to stimulate economic growth, increase transparency and fiscal responsibility, reduce violence, modernize the justice system, improve infrastructure, and promote educational opportunities over the next several years.

 

Source : CIA

 

REGISTERED NAME & COMPANY SUMMARY

 

IDENTIFICATION

Ordered as:

Corporacion Interpack SA

Address in the order:

12 Avenida B, 3-65 Zona 1 Residenciales El Cerrito Guatemala C A 01001,GUATEMALA

Comments on data supplied:

Direccion correcta debajo

Legal Name:

CORPORACION INTERPACK SA

Legal Address

12 Av. B 3-65, Z. 1, Res. El Cerrito

Postal Town

Guatemala City

Post Code

2307

Primary Geographic Area

Guatemala

Country

GT

Location Status

Single Location,

Operative Address

12 Av. "B" 3 - 65 Z. 1, 01001 Res. El Cerrito

Guatemala City, Guatemala, 2307

Telephone:

+502 2251 6863 / +502 2230 3976

NIT :

84647906

Fax:

+502 2220 0379

Legal Form:

Sociedad Anonima

Email:

arturo@interpack.com.gt / samuel@interpack.com.gt

Registered in:

GT

Website:

http://www.interpack.com.gt

Date Created:

October 1990

Manager:

Arturo Casasola, General Manager

Date Incorporated:

August 27th, 2013

Staff:

150

Stock:

N.A.

 

 

Value:

N.A.

Activity:

Provider of packing supplies, equipment and services

 

 


CREDIT RECOMMENDATION

 

Current Credit Limit: USD 150 000

 

 

DIRECTORS/MANAGEMENT

 

Management:

 

Alexander Samuel Estrada Hidalgo, Legal representative

Arturo Casasola, General Manager

 

 

NEGATIVE INFORMATION

 

Legal Filings

The sources consulted record no detrimental legal or labor court information.

 

 

SHARE & SHARE CAPITAL INFORMATION

 

Shareholders

Listed at the stock exchange:

 

NO

Shareholders Parent Company(ies):

 

This is a private company. It was not possible to ascertain the identity of the company's main shareholder.

 

 

PAYMENT INFORMATION

 

PAYMENTS

 

regular

 

 

DEBT COLLECTIONS AND PAYMENTS

Public

NO

Payments

REGULAR

 

 

GROUP STRUCTURE & AFFILIATED COMPANIES

 

N/A

 

 

FINANCIAL INFORMATION

 

FINANCIALS - COMMERCIAL TRENDS AND FORECAST

As a private company the subject does not publish any financial statements.

We spoke with a male representative who refused to provide us any financial data without knowing the name of the inquiring party.

Comments on the financial data: It was not possible to obtain financial data for this subject.

 

 

FINANCIAL SUMMARY

Profitability

N.A.

Indebtedness

CONTROLLED

Cash

NORMAL

 

 

FOREIGN EXCHANGE RATES

 

N/A

 

 

ADDITIONAL INFORMATION

 

GEOPOLITICS - GUATEMALA

POLITICAL DATA

ECONOMIC DATA

Form of Government: Republic

Economic Risk: Low

Currency: 1.00 USD = 7.64950 GTQ

Branch Situation:Stable

 

 

BANKS

Name of the Bank

Banco de Guatemala

Comments

This information was not verified by the company

 

BUSINESS

HISTORY

 

The company was created in Guatemala in October 1990 and was last incorporated in 2013.

PRINCIPAL ACTIVITY

 

Provider of packing services, equipment and supplies

Products/Services description:

 

Packing equipment and supplies for cereals, flour and related products, perfume and other cosmetic products, pharmaceutical products, etc.

Sales are:

 

Wholesale

Clients:

 

Professionals of industry such as: Colgate Palmolive, Unilever de Centroamérica, Nestlé

 

Among others

Suppliers:

 

Altopro S.A. de C.V. (Spain)

Toray Films Europe (France)

Operations area:

 

National, International

 

The company imports from Europe, USA, Canada

Trade References:

 

It was not possible to obtain trade references for this subject.

The subject employs 150 employee(s)

Comments on staff:

 

This information was not verified by the company

LOCATION

Headquarters

 

12 Av. "B" 3 - 65 Z. 1, 01001 Res. El Cerrito

Guatemala City, Guatemala, 2307

Comments on location:

 

This information was not verified by the company but was found in their website.

Branches:

 

The company does not report any branches.

 

 

NOTES & COMMENTS

 

APPENDIX

Comments

 

We spoke with a male representative who stated he could not provide us company information without first knowing the name of the inquiring party.

 

Final Opinion

 

This is a medium sized company that has been in operations since 1990.

The company imports products from abroad, so its future prospects will be tied to the ease of bringing those products into the country.

The company works with international clients and has several well-known multinational companies as its clients, so it can have a larger market reach than its size would imply.

We found no negative legal antecedents in the local district court.

A credit line may be considered for USD 150 000

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.92

UK Pound

1

Rs.101.44

Euro

1

Rs.72.26

 

 

 

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.