MIRA INFORM REPORT

 

 

Report No. :

336409

Report Date :

17.08.2015

 

IDENTIFICATION DETAILS

 

Name :

GEA SHPS

 

 

Registered Office :

Tserteli Avenue 113 Didube-Chugureti District Tbilisi 0119

 

 

Country :

Georgia

 

 

Date of Incorporation :

04.10.1995

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Importers, wholesalers and retailers of cosmetic and pharmaceutical products.

 

 

No. of Employees :

115

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

LARI 400,000

 

 

Status :

Moderate

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Georgia

C1

C1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GEORGIA - ECONOMIC OVERVIEW

 

Georgia's main economic activities include cultivation of agricultural products such as grapes, citrus fruits, and hazelnuts; mining of manganese, copper, and gold; and producing alcoholic and nonalcoholic beverages, metals, machinery, and chemicals in small-scale industries. The country imports nearly all of its needed supplies of natural gas and oil products. It has sizeable hydropower capacity that now provides most of its energy needs. Georgia has overcome the chronic energy shortages and gas supply interruptions of the past by renovating hydropower plants and by increasingly relying on natural gas imports from Azerbaijan instead of from Russia. Construction of the Baku-T'bilisi-Ceyhan oil pipeline, the South Caucasus gas pipeline, and the Kars-Akhalkalaki Railroad are part of a strategy to capitalize on Georgia's strategic location between Europe and Asia and develop its role as a transit point for gas, oil, and other goods. The expansion of the South Caucasus pipeline, as part of the Shah Deniz II Southern Gas Corridor project, will result in a $2 billion foreign investment in Georgia, the largest ever in the country. Gas from Shah Deniz II is expected to begin flowing in 2019. Georgia's economy sustained GDP growth of more than 10% in 2006-07, based on strong inflows of foreign investment and robust government spending. However, GDP growth slowed following the August 2008 conflict with Russia, and sunk to negative 4% in 2009 as foreign direct investment and workers' remittances declined in the wake of the global financial crisis. The economy rebounded in 2010-13, but FDI inflows, the engine of Georgian economic growth prior to the 2008 conflict, have not recovered fully. Unemployment has also remained high. Georgia has historically suffered from a chronic failure to collect tax revenues; however, since 2004 the government has simplified the tax code, improved tax administration, increased tax enforcement, and cracked down on petty corruption, leading to higher revenues. The country is pinning its hopes for renewed growth on a determined effort to continue to liberalize the economy by reducing regulation, taxes, and corruption in order to attract foreign investment, with a focus on hydropower, agriculture, tourism, and textiles production. The government has received high marks from the World Bank for its anti-corruption efforts. Since 2012, the Georgian Dream-led government has continued the previous administration's low-regulation, low-tax, free market policies, while modestly increasing social spending, strengthening anti-trust policy, and amending the labor code to comply with International Labor Standards. The government published its 2020 Economic Development Strategy in early 2014 and former Prime Minister Bidzina IVANISHVILI launched the Georgian Co-Investment Fund, a $6 billion private equity fund that will invest in tourism, agriculture, logistics, energy, infrastructure, and manufacturing. In mid-2014, Georgia signed an association agreement with the European Union, paving the way to free trade and visa-free travel.

 

Source : CIA

 

Company name and address 

 

GEA ShPS (Correct)

 

GEA SHPS (WERSJA ANG GEA LTD) (Requested)

 

 

Street                           : Vazha Pshavela Avenue 6

Area                             : Vake-Saburtalo District   

Town                            : Tbilisi 0160  

Country                         : Georgia

Telephone                     : (995 32) 238 4766 / 295 8154 / Mobile (995 577) 441 219
                                      (Irina Chelidze)   

Fax                               : (995 32) 295 8154 (105)     

E-Mail                           : gea@geacom.ge / nkogya@gea.ge  

Website                        : www.gea.ge

Trading Style                 : GEA  

Extended Name            : GEA Shazguduli Pasukhismbgeblobis Sazagadoeba

English Translation        : GEA Ltd  

 

 

SENIOR COMPANY PERSONNEL

 

   Name                                    Position

 

1. Irina Chelidze                        General Manager

 

2. Nata Kogya                            Chief Accountant

 

3. Nino Dzharbanadze                Import & Sales Manager

 

4. Marika Gogoladze                  Corporate Affairs Manager

 

Total Employees : 115

 

 

PAYMENTS

 

No complaints have been heard regarding payments from local suppliers or banks.

 

We consider it is acceptable to deal with subject for MEDIUM amounts, although it is normal accepted practice for international suppliers to deal on secured terms with Georgian importers.

 

Opinion on maximum credit : LARI 400,000

 

Trade risk assessment: Normal

 

PRINCIPAL BANKERS

 

NAME               : CARTU BANK

Branch              : Chavchavadze Avenue 39a 

Town                : Tbilisi 0162

Telephone         : (995 32) 292 5592

Fax                   : (995 32) 291 2279

 

Subject also has an account with :

 

ProCredit Bank

Agmashenebeli Avenue 154 

Tbilisi 0112

Telephone: (995 32) 220 2222

Fax      : (995 32) 225 0580

 

 

FINANCIAL INFORMATION

 

Private companies in Georgia are not required to publish or disclose balance sheets. However, the subject interviewed offered the following information :

 

Sales Turnover              : LARI  2,500,000 - 2008 - approx

                                    : LARI  3,000,000 - 2009 - projected

                                    : not given       - 2010/2013

                                    : LARI 20,000,000 - 2014 – exact *

                                     : LARI 10,000,000 – 2015 – exact **

                                    : LARI 20,000,000 – 2015 - projected

 

Net Profit                      : LARI  1,480,000 - 2014 - exact

                                           

* A significant increase in sales turnover in 2014 was attributed to favourable market conditions and expansion of the business.

 

** 6 months results (January - June).

 

Financial year ends 31 December.

 

 

LEGAL STATUS AND HISTORY

 

Date Started                 : 4 October 1995

 

History                          : Subject was established in Tbilisi on 4 October 1995.

 

C.R. No.                      : 2/4-121

 

ID Code                        : 201951209

 

Authorised Capital         : LARI 1,200,000

 

Paid-Up Capital             : LARI 1,200,000

 

Shazguduli Pasukhismbgeblobis Sazagadoeba (Limited Liability Company) ShPS) with the following shareholders

   Shareholders                                                              Percentage

 

1. Irina Chelidze                                                              26.5%

   (Georgian national / Personal number 01024002610)

 

2. Khatuna Manjgaladze                                                  24.5%

   (Georgian national / Personal number 01010008214)

 

3. Irine Kapanadze                                                        24.5%

   (Georgian national / Personal number 01010000726)

 

4. Aleksandre Subladze                                                 24.5%

   (Georgian national / Personal number 01005010416)

 

Affiliated companies of the subject company :

 

Subsidiary

 

Baby-Line ShP

Vazha-Pshavela Avenue 6

Tbilisi 0160

Country  :  Georgia

Telephone:  (995 32) 384 766 / 370 736

Fax      :  (995 32) 958 154

Managing Director : Revaz Pardzhanadze

Employs : 35 people

Has an account with Cartu bank JSC

Est. : 2006

Tax No. : 205177495

Capital : LARI 2,000

 

Associates

 

1. G-Foods ShPS

   ID Code : 401979490

   Shareholders :

           - Aleksandre Shubladze 50%

           - Mak'a Jorbenadze 50%

 

2. Pierrot Le fou + ShPS

   ID Code : 404973105

   Shareholders :

           - Irina Ch'elidze 50%

           - Khatuna Manjgaladze 50%

 

 

ACTIVITIES

 

The Company is involved in the following activities :

 

Importers, wholesalers and retailers of cosmetic and pharmaceutical products.

 

NACE Code : 4646

 

Imports from Poland, Italy, India and France.

 

Export to Azerbaijan, Armenia and Moldova.

Subject's principal suppliers are : Jellfa SA, Polfa Warsaw SA,

Medana Pharma Terpol Group SA, Gemi PPF, Polfa Tarchomin SA, Polfa

Pabianice SA, Bioton Sp ZOO, Biofarm SpZOO and Herbapol SA.

 

 

FACILITIES

 

The Company has the following facilities :

 

Owned administrative offices and a wholesale/retail pharmacy located at the heading address as well as rented storage facilities located at Samgori Street 2 and another pharmacies located elsewhere in Tbilisi (see 'Branch Offices' below).

 

 

REGISTERED OFFICE

 

Tserteli Avenue 113

Didube-Chugureti District

Tbilisi 0119

 

 

BRANCH OFFICES

 

1. Tsereteli Avenue 113

   Didube-Chugureti

   Tbilisi 0119

 

2. Lubliana Street 5

   Didube-Chugureti

   Tbilisi 0159

 

3. Lubliana Street 2/6

   Didube-Chugureti

   Tbilisi 0159

 

4. Tsinandali Street 9

   Isani-Samgori

   Tbilisi 0144

 

5. Vazha-Pshavela Avenue 6

   Vake-Saburtalo

   Tbilisi 0160

   Tel.: (995 32) 238 7646

 

6. Vazha-Pshavela Avenue 29

   Vake-Saburtalo

   Tbilisi 0177

 

 

SPECIAL NOTE

 

You enquired on: GEA SHPS (WERSJA ANG GEA LTD).Please note that subject's correct registered name is as per heading.

 

The address given by you: Ul Tsereteli 113, 380019 Tibilisis Gruzja, is misspelt and applies to the subject’s registered address. Please note that the subject`s administrative address is as per heading.

 

Interviewed: Nata Kogya (Chief Accountant).

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.12

UK Pound

1

Rs.101.62

Euro

1

Rs.72.56

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

TRU

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.