MIRA INFORM REPORT

 

 

Report No. :

335107

Report Date :

17.07.2015

 

IDENTIFICATION DETAILS

 

Name :

MAX CENTER LLC

 

 

Registered Office :

Max Tower, 6th Floor, Suite 600, Juulchin Street 4/4, Chingeltei District, 4th Khoroo, P.O. Box No. 33, Ulaanbaatar 21123

 

 

Country :

Mongolia

 

 

Date of Incorporation :

15.05.1992

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Subject is an Operators of Chain of Restaurants in Mongolia.

 

 

No. of Employees :

100 (Subject)

3,200 (Max Group)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Mongolia

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

MONGOLIA - ECONOMIC OVERVIEW

 

Mongolia's extensive mineral deposits and attendant growth in mining-sector activities have transformed Mongolia's economy, which traditionally has been dependent on herding and agriculture. Mongolia's copper, gold, coal, molybdenum, fluorspar, uranium, tin, and tungsten deposits, among others, have attracted foreign direct investment (FDI). Soviet assistance, at its height one-third of GDP, disappeared almost overnight in 1990 and 1991 at the time of the dismantlement of the USSR. The following decade saw Mongolia endure both deep recession because of political inaction and natural disasters, as well as strong economic growth because of market reforms and extensive privatization of the formerly state-run economy. The country opened a fledgling stock exchange in 1991. Mongolia joined the World Trade Organization in 1997 and seeks to expand its participation in regional economic and trade regimes. Growth averaged nearly 9% per year in 2004-08 largely because of high copper prices globally and new gold production. By late 2008, Mongolia was hit hard by the global financial crisis. Slower global economic growth hurt the country's exports, notably copper, and slashed government revenues. As a result, Mongolia's real economy contracted 1.3% in 2009. In early 2009, the International Monetary Fund reached a $236 million Stand-by Arrangement with Mongolia and the country emerged from the crisis with a stronger banking sector and needed reforms to the government’s fiscal management. In October 2009, Mongolia passed long-awaited legislation on an investment agreement to develop the Oyu Tolgoi (OT) mine, considered to be among the world's largest untapped copper-gold deposits. However, Mongolia's ongoing dispute with foreign investors developing Oyu Tolgoi has called into question the attractiveness of Mongolia as a destination for foreign investment. This caused a loss of investor confidence, a severe drop in FDI, and a slowing economy, leading to the dismissal of Prime Minister ALTANKHUYAG in November. The new government has made restoring investor trust and reviving the economy its top priority, but it will be challenged to unwind the monetary and fiscal stimulus programs in use since 2013 to counteract the fall in foreign investment. In December 2014 the government awarded a deal to develop the massive Tavan Tolgoi (TT) coal field to a consortium comprising Energy Resources/MCS (Mongolia), Shenhua (China), and Sumitomo (Japan); talks continue to hammer out the financing and the operating details. The economy grew more than 10% per year since 2010, largely on the strength of commodity exports to nearby countries and high government spending domestically, before slowing to 7.8% in 2014. Mongolia's economy faces near-term economic risks from the government's loose fiscal and monetary policies, which are contributing to high inflation, and from uncertainties in foreign demand for Mongolian exports. Trade with China represents nearly 62% of Mongolia's total external trade - China receives some 90% of Mongolia's exports and supplies Mongolia with more than one-third of its imports. Mongolia has relied on Russia for energy supplies, leaving it vulnerable to price increases; in 2014, Mongolia purchased nearly 90% of its gasoline and diesel fuel from Russia. A drop in FDI has put pressure on Mongolia's external finances. Remittances from Mongolians working abroad, particularly in South Korea, are significant.

 

Source : CIA


COMPANY REPORT

 

CO. NAME : MAX CENTER LLC

 

 

ADDRESS

 

Building    : Max Tower, 6th Floor, Suite 600

Street      : Juulchin Street 4/4

Area        : Chingeltei District, 4th Khoroo

P.O. Box No.: 433

Town        : Ulaanbaatar 21123

Country     : Mongolia

Telephone   : (976 11) 322 323 / Mobiles (976 88) 117 103 (Soyol-

                  Erdene Tsegmid) / (976 88) 110 890

Fax         : (976 11) 312 332

E-Mail      : tungalag@maxgroup.mn / hr_maxcenter@maxgroup.mn

Website     : www.maxgroup.mn

 

Also Known As : Max Center Co. Ltd / Max Center XXK

 

 

SENIOR COMPANY PERSONNEL

 

   Name                                                Position

 

1. Ganbaatar Dagadorj                          Chairman

 

2. Erdenechimeg Dorjgotov                   Chief Executive Officer

 

3. Soyol-Erdene Tsegmid                      Chief Strategy Officer

 

4. Tungalag Dashtseren                         Group Chief Financial Officer

  (aka Mrs. Tunga)

 

5. Mrs. Yeruu                                        Human Resources Director

 

6. Munkhnaran Amarsaikhan                   Purchasing Manager

 

Total Employees :                                 100 (subject)

                                                            3,200 (Max Group)

 

 

PAYMENTS

 

No complaints have been heard regarding payments from local suppliers or banks.

 

Subject is a member of the Max Group of Companies. The group members are engaged in a diversified field of activities including retail trade, manufacturing and construction industries. The group employs more than 3,200 people.

 

We consider it is acceptable to deal with subject for MEDIUM amounts, however in view of the lack of financial information we recommend international suppliers exercise a degree of caution. Although it is normal accepted practice for international suppliers to deal on secured terms with Mongolian importers.

 

Trade risk assessment : Normal

 

 

PRINCIPAL BANKERS

 

NAME     : TRADE AND DEVELOPMENT BANK OF MONGOLIA

 

Branch   : Khudaldaany Street 7

Town     : Ulaanbaatar 11

 

Telephone: (976 11) 321 171

Fax      : (976 11) 325 449

 

Account No.: 499189716 (USD)

 

The Company also has an account with :

 

Golomt Bank of Mongolia

Sukhbatar Square 3

Ulaanbaatar

Telephone: (976 11) 329 057

Fax      : (976 11) 312 307

 

 

FINANCIAL INFORMATION

 

Private companies in Mongolia are not required to publish or disclose balance sheets. Balance sheets are not available from other sources, and the subject interviewed declined to give any financial information, which the company regards as strictly confidential.

 

The following financial information applies to Max Impex Co Ltd, subject’s affiliated company :

 

Sales Turnover               : US DLRS   12,200,000 - 2008 - exact

                                    : US DLRS   14,800,000 - 2009 - exact

                                     : US DLRS   18,800,000 - 2010 – exact

                                    : US DLRS   20,000,000 - 2011 – approx.

 

Net Profit                      : US DLRS      700,000 - 2008 - exact

                                    : US DLRS      900,000 - 2009 - exact

                                    : US DLRS    1,300,000 - 2010 – exact

                                    : US DLRS    1,600,000 - 2010 – approx.

 

Financial year ends 31 December.

 

 

LEGAL STATUS AND HISTORY

 

Date Started : 15 May 1992

 

History : Subject was established in Ulaanbaatar on 15 May 1992.

 

Capital : not given

 

Limited Liability Company with the following directors and shareholders :

 

Directors

 

1. Ganbaatar Dagadorj                  

  (Mongolian national)

 

2. Erdenechimeg Dorjgotov              

  (Mongolian national)

 

Shareholders

 

1. Ganbaatar Dagadorj                  

  (Mongolian national)

 

2. Tserenjigmed Dagadorj

  (brother of the above)

 

*The exact shareholding percentage was not disclosed.

 

Affiliated companies of the Max Center LLC :

 

Subject is a member of the Max group of companies, Mongolia, headed by :

 

Max Group Co Ltd

Max Tower, 12th - 13th Floors

Barilgachdiin Talbai 4/4

Chingeltei District, 4th Khoroo

P.O. Box :  433

Ulaanbaatar 211238

Telephone:  (976 11) 311 959 / 321 676 / 685 231 / 686 295

Fax      :  (976 11) 312 332

E-Mail   :  maximpex@magicnet.mn

Date Started : 5 April 1992

C.R. No. : 2702509

 

Other members of the group include the following companies :

 

1. Max Urguu Co Ltd

   Trade Union Building, Office 214

   Sukhbaatar Square 5

   P.O. Box 433

   Ulaanbaatar 211238

   Telephone:  (976 11) 311 959

   Fax      :  (976 11) 312 332

  (building contractors specializing mainly in construction of

   residential apartment buildings)

 

2. Max Window Co Ltd

   Trade Union Building, Office 214

   Sukhbaatar Square 5

   P.O. Box 433

   Ulaanbaatar 211238

   Telephone:  (976 11) 311 959

   Fax      :  (976 11) 312 332

  (manufacturers of wooden and PVC doors and windows)

 

3. Suu (Milk) JSC

   Suu (Milk) Company building

   Uildverchnii Street 37

   18th Khoroo

   Songinokhairkhan District,

   Ulaanbaatar 211213

   Tel: (976 11) 631 081  

   Fax: (976 11) 631 901

   Website: www.mongolmilk.mn

   (producers of dairy products including milk, yogurt, cream, etc)

 

4. Max Impex Co Ltd

   Max Tower, 12th Floor

   Juulchin Street 4/4

   Chingeltei District, 4th Khoroo

   Ulaanbaatar 211238

   Telephone: (976 11) 311 959 / 321 676 / 685 295 / 322 309

   Fax      : (976 11) 312 332

   E-Mail   : maximpex@magicnet.mn / bilig@maxgroup.mn

   C.R. No. : 2057573

   Authorised Capital : US DLRS 5,400,000

 

5. Max Food LLC

   Ulaanbaatar

 

6. Max Lodging LLC

   Ulaanbaatar

 

7. Max Agro LLC

   Ulaanbaatar

 

8. Max Mining LLC

   Ulaanbaatar

 

 

ACTIVITIES

 

The Company is involved in the following activities :

 

Operators of chain of restaurants in Mongolia.

 

NACE Code : 5610

 

Imports from Germany, France, Belgium, Czech Republic, Italy, Spain and Malaysia.

 

Subject does not export, all sales are domestic.

 

 

FACILITIES

 

The Company has the following facilities :

 

Owned premises comprising administrative offices located at the heading address as well as 17 restaurants located throughout Mongolia.

 

 

SPECIAL NOTES

 

As per your request, client name was revealed as “CONAGRA FOODS”.

 

Interviewed : Tungalag Dashtseren (Group Chief Financial Officer).

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.12

UK Pound

1

Rs.101.62

Euro

1

Rs.72.55

 

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.