|
Report No. : |
337076 |
|
Report Date : |
19.08.2015 |
IDENTIFICATION DETAILS
|
Name : |
DANZER VENEER EUROPE GMBH |
|
|
|
|
Registered Office : |
Göllstraße20 A -5082 Grödig |
|
|
|
|
Country : |
Austria |
|
|
|
|
Financials (as on) : |
31.12.2014 |
|
|
|
|
Date of Incorporation : |
31.07.1987 |
|
|
|
|
Legal Form : |
Limited Liability Company |
|
|
|
|
Line of Business : |
|
|
|
|
|
No. of Employee : |
22 (Approx.) |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Moderate |
|
|
|
|
Payment Behaviour : |
No complaints |
|
|
|
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made on
e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31, 2015
|
Country Name |
Previous Rating (31.12.2014) |
Current Rating (31.03.2015) |
|
Austria |
A2 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
AUSTRIA ECONOMIC OVERVIEW
Austria, with its well-developed market economy, skilled labor force, and high standard of living, is closely tied to other EU economies, especially Germany's. Its economy features a large service sector, a relatively sound industrial sector, and a small, but highly developed agricultural sector. Economic growth was anemic at less than 0.5% in 2013 and 2014, and growth in 2015 is not expected to exceed 0.5%. Austria’s 5.6% unemployment rate, while low by European standards, is at an historic high for Austria. Without extensive vocational training programs and generous early retirement, the unemployment rate would be even higher. Public finances have not stabilized even after a 2012 austerity package of expenditure cuts and new revenues. On the contrary, in 2014, the government created a “bad bank” for the troubled nationalized “Hypo Alpe Adria” bank, pushing the budget deficit up by 0.9% of GDP to 2.4% and public debt to 84.5% of the GDP. Although Austria's fiscal position compares favorably with other euro-zone countries, it faces several external risks, such as Austrian banks' continued exposure to Central and Eastern Europe, repercussions from the Hypo Alpe Adria bank collapse, political and economic uncertainties caused by the European sovereign debt crisis, the current crisis in Russia/Ukraine, the recent appreciation of the Swiss Franc, and political developments in Hungary.
|
Source
: CIA |
DANZER VENEER
EUROPE GMBH
Göllstraße20
A -5082 Grödig
|
Phone : |
(0043) 6246 72155 |
|
Fax: |
(0043) 6246 76182 |
|
E-mail: |
|
|
Internet: |
|
ÖNACE |
46130 60% |
Agents involved in the sale of timber and building materials |
|
ÖNACE |
46731 40% |
Wholesale of wood |
Financial details can also be entered during the period, irrespective of
the balance sheet date.
|
total turnover (total sales) |
2014 |
EUR |
1.880.000,00 |
(estimated) |
|
total turnover (total sales) |
2013 |
EUR |
1.880.000,00 |
(approx.) |
|
total turnover (total sales) |
2012 |
EUR |
1.950.000,00 |
(approx.) |
|
total turnover (total sales) |
2011 |
EUR |
1.878.300,00 |
(approx.) |
|
total turnover (total sales) |
2010 |
EUR |
1.998.355,00 |
(approx.) |
|
total company vehicles |
2015 |
|
6 |
(approx.) |
|
cars |
2015 |
|
6 |
(approx.) |
|
total employees |
2015 |
|
22 |
(approx.) |
|
Company name |
Danzer Veneer Europe GmbH |
|
|
|
|
Year of incorporation |
1965 |
|
|
|
|
Type of company |
Wholesale and retail trade; repair of motor vehicles |
|||
|
Legal form |
limited liability company since1987-07-31 |
|
||
|
Trade names |
Danzer Group Salzburg |
|
|
|
|
Companies house number |
FN 64162 g Salzburg since1987-08-17 |
|
|
|
|
Import |
world-wide |
|
2014 |
|
|
|
world-wide |
|
2015 |
|
|
|
|
|
|
|
|
Export |
world-wide |
|
2014 |
|
|
|
world-wide |
|
2015 |
|
|
|
|
|
|
|
|
VAT number |
ATU 34884505 |
|
|
|
|
|
|
|
|
|
|
number - Austrian National490920 |
|
|
||
|
Bank |
|
|
|
|
|
|
|
|
|
|
|
Last balance sheet: |
2014 |
|
|
|
|
|
|
|
|
|
|
Banking connection |
UniCredit Bank Austria AG |
|
BLZ 11000 |
main bank connection |
|
operational |
A -5082 |
Grödig, Göllstr20. |
registered office |
|
|
operational |
A -5082 |
Grödig, Göllstraße20 |
address according to licence of trade |
|
|
|
|
|
|
|
|
operational |
A -5082 |
Grödig, Göllstraße20 |
registered headquarters, owned prop- erty |
|
|
|
0043 6246 72155 |
|||
|
Surname |
Date of birth |
Address |
Executive posi-
tions |
Further executive
positions (as reg- istered in the com- panies' house) |
|
|
|
|
|
|
|
|
|
Olof Freiherr von |
1951-09-01 |
D -72766 Reutlingen |
manager |
0 |
|
|
Gagern |
|
Badstraße 15 |
|
|
|
|
|
|
|
|
|
|
|
Rudi Heinzelmann |
1960-02-09 |
D -93426 Roding |
manager |
0 |
|
|
|
|
Eichendorffstraße1 |
|
|
|
|
|
|
|
|
|
|
|
WalterMooslechner |
1973-06-11 |
A -5351 Aigen Voglhub |
manager |
0 |
|
|
|
|
Aigen 344 |
|
|
|
|
|
|
|
|
|
|
|
UlrikeMühlbacher |
1972-04-30 |
A -5082 Grödig |
joint signing clerk0 |
||
|
|
|
Göllstraße20(c/o) |
head of account- ing |
|
|
|
Company name |
|
Address |
Sharehold- |
Since |
Commercial |
|
|
|
|
ings in % |
|
register no. |
|
|
|
|
|
|
|
|
Shares in this company are held by: |
|
|
|
|
|
|
Danzer Holding AG |
|
A -6850 Dornbirn |
100 % |
2015-01-16 |
FN 422370 h |
|
|
|
Hintere Achmühler- |
|
|
|
|
|
|
straße1 |
|
|
|
(absolute)all amounts in EUR
|
|
2014-12-31 |
|
|
|
Intangible assets |
951,33 |
||
|
Sum intangible assets |
951,33 |
||
|
Tangible assets |
2.866.577,00 |
||
|
Sum tangible assets |
2.866.577,00 |
||
|
Financial assets |
36,34 |
||
|
Sum financial assets |
36,34 |
||
|
Sum fixed assets |
2.867.564,67 |
||
|
Stocks |
18.041.309,04 |
||
|
Sum stock |
18.041.309,04 |
||
|
Claims and other assets |
4.372.259,60 |
||
|
Sum claims |
4.372.259,60 |
||
|
Cash on hand, cheques and bank deposits |
43.087,78 |
||
|
Sum cash and bank |
43.087,78 |
||
|
Sum current assets |
22.456.656,42 |
||
|
Deferred charges |
355,50 |
||
|
Sum deferred charges |
355,50 |
||
|
Assets |
25.324.576,59 |
||
|
Subscribed/declared
capital |
150.000,00 |
||
|
Profit reserves |
695.335,81 |
||
|
Balance sheet
profit/balance sheet loss |
3.282.178,09 |
||
|
|
|
|
|
|
Thereof profit/loss carried forward |
2.967.272,01 |
||
|
Sum equity capital |
4.127.513,90 |
||
|
Other reserves before taxes |
89.448,00 |
||
|
Sum reserves before taxes |
89.448,00 |
||
|
Reserves |
536.551,29 |
||
|
Sum reserves |
536.551,29 |
||
|
Liabilities |
20.571.063,40 |
||
|
Sum liabilities |
20.571.063,40 |
||
|
Liabilities |
25.324.576,59 |
||
|
Balance sheet sum |
25.324.576,59 |
||
|
|
2014 |
|
Equity capital share in % |
16,65 |
|
Fixed assets coverage |
147,05 |
|
Last check |
|
|
2014-12-05 |
|
|
|
|
|
|
Entry number |
Cadastral |
Journal number |
|
|
|
community |
|
|
|
811 |
Grödig |
384/2014 |
|
|
|
S 56515 |
|
|
Section A – type
of property:
|
GST-NR |
G BA (NUTZUNG) |
* |
FLÄCHE GST-ADRESSE |
|
|
|
578 |
G GST-Fläche |
7654 |
|
||
|
Bauf.(10) |
5021 |
|
|
||
|
Sonst(50) |
2633 |
4448 |
|
||
|
580/1 |
G GST-Fläche |
* |
|
||
|
Bauf.(10) |
3686 |
Göllstraße 20 |
|
||
|
Sonst(50) |
762 |
|
|||
|
593/4 |
G GST-Fläche |
* |
4635 |
|
|
|
Bauf.(10) |
136 |
|
|
||
|
Gärten(10) |
4499 |
16737 |
|
||
|
GESAMTFLAECHE |
|
|
|||
|
Legende: |
|
|
|
|
|
|
Bauf.(10): Bauflächen (Gebäude) |
|
||||
|
Gärten(10): Gärten (Gärten) |
|
|
|||
|
Sonst(50): Sonstige (Betriebsflächen) |
|
||||
|
1 |
a 4136/1986 Sicherheitszone hins Gst 580/1 |
|
|||
|
2 |
a 4211/1996 Antrag Liegenschaftseigentümer Zuschreibung Gst 578 |
|
|||
|
aus EZ 1129 |
|
|
|
||
|
3 |
a 282/1986 7206/1995 Sicherheitszone hins Gst 578 |
|
|||
|
b 4211/1996 Übertragung der vorangehenden Eintragung(en) aus EZ 1129 |
|
||||
|
4 |
a 11594/2002 Kaufvertrag 2001-11-22 Zuschreibung Gst 593/4 aus EZ 375 |
|
|||
|
b 11594/2002 Kaufvertrag 2001-11-22 Zuschreibung Gst 593/1 aus EZ 659, |
|
||||
|
Einbeziehung in Gst 593/4 (P 909/2001) |
|
||||
|
5 |
a 704/1932 Grunddienstbarkeit des Geh- und Fahrtweges, der
elektrischen |
|
|||
|
Kraft- und Licht-Stromleitung sowie Wasserleitung an Gst 593/2 |
|
||||
|
b 11594/2002 Übertragung der vorangehenden Eintragung(en) aus EZ 375 |
|
||||
|
6 |
a 1667/1933 Grunddienstbarkeit des Geh- und Fahrtweges, der
elektrischen |
|
|||
|
Licht- und Kraftstromleitung sowie Wasserleitung an Gst 593/3 |
|
||||
|
b 11594/2002 Übertragung der vorangehenden Eintragung(en) aus EZ 375 |
|
||||
|
7 |
a 503/1986 6890/1986 11594/2002 Sicherheitszone hins Gst 593/4 |
|
|||
|
b 11594/2002 Übertragung der vorangehenden Eintragung(en) aus EZ 375 |
|
||||
|
11 a 384/2014 Geh- und
Fahrtrecht auf Gst 580/7 zugunsten Gst 578 580/1 |
|
||||
|
593/4 |
|
|
|
|
|
|
|
|
||||
|
Section B –
ownership structure: |
|
||||
|
|
|
|
|
|
|
|
1 |
ANTEIL: 1/1 |
|
|
|
|
|
Karl Danzer Gesellschaft mbH |
|
|
|||
|
ADR: Göllstr. 20, Grödig |
5082 |
|
|||
|
c 10197/1988 IM RANG 11440/1987 Urkunde 1987-09-02 Eigentumsrechtf
gelöscht |
|||||
Section C –
encumbrances:
|
1 a 6624/2009 Pfandurkunde
2009-06-19 |
Höchstbetrag EUR 4.500.000,-- |
|
|
|
PFANDRECHT |
|
||
|
für UniCredit Bank Austria AG (FN 150714p) |
Beträge in ATS |
|
|
|
Eintragungen ohne Währungsbezeichnung sind |
|
||
|
Grundbuch 05.12.2014 10:12:34 |
|
|
|
|
firm (style) |
31 |
Danzer Veneer Europe GmbH |
|
|
|
|
|
|
|
|
|
|
|
|
||
|
legal form |
1 |
Gesellschaft mit beschränkter Haftung |
|
|
|
||
|
|
|
|
|
|
|
|
|
|
registered office |
1 |
politischer Gemeinde Grödig |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
business adress |
1 |
Göllstr. 20 |
|
|
|
|
|
|
|
5082 Groedig |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
capital |
10 |
EUR 150.000 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
reference date annual ac |
-1 |
31. Dezember |
|
|
|
|
|
|
counts |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||
|
annual accounts |
36 |
zum 31.12.2014 eingereicht am 03.07.2015 |
|
|
|
||
|
|
|
|
|
|
|
||
|
power of representation |
1 |
Sind mehrere Geschäftsführer bestellt, vertreten je zwei ge- |
|
|
|
||
|
|
meinsam oder ein Geschäftsführer gemeinsam mit einem Pro- |
|
|
|
|||
|
|
kuristen, doch kann auch selbständige Vertretungsbefugnis |
|
|
|
|||
|
|
erteilt werden. |
vom 31.07.1987 |
001 |
|
|||
|
|
1 |
Gesellschaftsvertrag |
|
|
||
|
|
1 |
Der Gesellschaftsvertrag wurde mehrfach geändert, zuletzt |
002 |
|||
|
|
mit |
Beschluss der Generalversammlung
vom 04.12.1987 |
003 |
|||
|
|
2 |
Verschmelzungsvertrag |
vom 12.09.1997 |
|||
|
|
2 |
Generalversammlungsbeschluss |
vom 12.09.1997 |
004 |
||
|
|
Diese Gesellschaft wurde als |
|
|
|
||
|
|
übernehmende Gesellschaft mit der |
|
|
|
||
|
|
Karl Danzer Holding- |
|
|
|
|
|
|
|
Gesellschaft m.b.H. |
|
|
|
|
|
|
|
(FN 56049 a) |
|
|
|
|
|
|
|
als übertragender Gesellschaft verschmolzen. |
|
|
|||
|
|
Sitz der übertragenden Gesellschaft in 5082 Grödig. |
005 |
||||
|
|
10 |
Gesellschaftsvertrag mit Generalversammlungsbeschluss |
||||
|
|
vom 09.12.2002 |
|
|
|
|
|
|
|
gemäß 1. Euro-JuBeG angepasst. |
vom 09.12.2002 |
006 |
|||
|
|
10 |
Generalversammlungsbeschluss |
||||
|
|
Kapitalerhöhung um EUR 4.654,33. |
|
|
|
||
|
|
Änderung des Gesellschaftsvertrages im Punkt 5. |
007 |
||||
|
|
10 |
Generalversammlungsbeschluss |
vom 09.12.2002 |
|||
|
|
Änderung des Gesellschaftsvertrages in den Punkten 8., 10., |
|
|
|||
|
|
14. und 15. |
|
vom 17.11.2014 |
008 |
||
|
|
31 |
Generalversammlungsbeschluss |
||||
|
|
Änderung des Gesellschaftsvertrages in Punkt Zweitens. |
009 |
||||
|
|
34 |
Geschäftsübertragungsvertrag vom 27.11.2014 |
||||
|
|
Übernahme des Teilbetriebes der Danzer Europe Veneer AG |
|
|
|||
|
|
(Registernummer CH-170.3.028.665-1 Handelsregister Zug |
|
|
|||
|
|
Schweisz) und zwar: |
|
|
|
|
|
|
|
"Handel, Produktion und Vertrieb mit Furnieren und anderen |
|
|
|||
|
|
Holzprodukten" |
|
|
010 |
||
|
|
34 |
Haftungsausschluss gemäß § 38 UGB |
||||
|
|
|
|
|
|
|
|
Proxy
|
H |
Ulrike Mühlbacher, geb. 30.04.1972 |
|
|
|
|
|||
|
31 |
vertritt seit 29.11.2014 gemeinsam mit |
|
|
|
||||
|
einem/einer weiteren Geschäftsführer/in oder |
|
|
|
|||||
|
einer/einem Prokuristin/Prokuristen |
|
|
|
|
||||
|
Managing
Director |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||
|
G |
Walter Mooslechner, geb. 11.06.1973 |
|
|
|
|
|||
|
31 |
vertritt seit 29.11.2014 gemeinsam mit |
|
|
|
||||
|
einem/einer weiteren Geschäftsführer/in oder |
|
|
|
|||||
|
einer/einem Prokuristin/Prokuristen |
|
|
|
|
||||
|
K |
Olof Freiherr von Gagern, geb. 01.09.1951 |
|
|
|
||||
|
31 |
vertritt seit 17.11.2014 gemeinsam mit |
|
|
|
||||
|
einem/einer weiteren Geschäftsführer/in oder |
|
|
|
|||||
|
einer/einem Prokuristin/Prokuristen |
|
|
|
|
||||
|
L |
Rudi Heinzelmann, geb. 09.02.1960 |
|
|
|
|
|||
|
31 |
vertritt seit 17.11.2014 gemeinsam mit |
|
|
|
||||
|
einem/einer weiteren Geschäftsführer/in oder |
|
|
|
|||||
|
einer/einem Prokuristin/Prokuristen |
|
|
|
|
||||
|
Shareholder |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
M |
Danzer Holding AG |
|
|
|
|
|
||
|
35 |
...................... EUR
150.000 |
EUR 150.000 |
|
|||||
|
35 |
................................................. |
|
||||||
|
------------------------------------------------------- |
|
|
|
|||||
|
Summen: |
EUR 150.000 |
EUR 150.000 |
|
|
|
|||
|
General Table |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
||
|
Landesgericht Salzburg |
|
Geschäftsfall 911 Fr |
1299/93 d |
|
||||
|
1 Ersterfassung abgeschlossen am 30.11.1993 |
|
|||||||
|
Ersterfassung gem. Art. XXIII Abs. 4 FBG |
Geschäftsfall |
24 Fr |
6523/97 z |
|
||||
|
2 eingetragen am 22.10.1997 |
|
|
||||||
|
Antrag auf Änderung |
eingelangt am 18.09.1997 |
24 Fr |
8130/02 z |
||
|
10 |
eingetragen am 08.01.2003 |
Geschäftsfall |
|||
|
Antrag auf Änderung |
eingelangt am 18.12.2002 |
45 Fr |
8226/07 p |
||
|
17 |
eingetragen am 20.12.2007 |
Geschäftsfall |
|||
|
Antrag auf Änderung |
eingelangt am 13.12.2007 |
45 Fr |
1473/14 w |
||
|
29 |
eingetragen am 16.04.2014 |
Geschäftsfall |
|||
|
Antrag auf Änderung |
eingelangt am 10.04.2014 |
45 Fr |
9400/14 b |
||
|
31 |
eingetragen am 29.11.2014 |
Geschäftsfall |
|||
|
Antrag auf Änderung |
eingelangt am 25.11.2014 |
24 Fr 10788/14 p |
|||
|
34 |
eingetragen am 23.12.2014 |
Geschäftsfall |
|||
|
Antrag auf Änderung |
eingelangt am 09.12.2014 |
24 Fr |
183/15 b |
||
|
35 |
eingetragen am 16.01.2015 |
Geschäftsfall |
|||
|
Antrag auf Änderung |
eingelangt am 14.01.2015 |
|
|
||
|
36 |
eingetragen am 07.07.2015 |
eingelangt am 03.07.2015 |
|
||
|
Elektronische Einreichung Jahresabschluss |
|
||||
|
Year of incorporation |
|
1965 |
|
|
|
||
|
|
|
|
|
|
|
||
|
Date of registration |
|
1987-08-17 |
|
|
|
||
|
|
|
|
|
|
|
|
|
|
Change Of
Company Name |
|
|
|
|
||||||
|
to |
|
company name |
|
|
|
|||||
|
|
|
|
|
|||||||
|
|
|
|
|
|
|
|||||
|
2014-11-29 |
|
Karl Danzer Gesellschaft m.b.H. |
|
|||||||
|
|
|
|
|
|
|
|||||
|
|
|
Danzer Veneer Europe GmbH |
|
|
|
|||||
|
Change In Share
Capital |
|
|
|
|
||||||
|
to |
|
asset |
|
|
|
|||||
|
|
|
|
|
|||||||
|
|
|
|
|
|
|
|||||
|
2003-01-08 |
|
ATS |
2.000.000,00 |
|
||||||
|
|
|
|
|
|
|
|||||
|
|
|
EUR |
150.000,00 |
|
||||||
|
Former
Executives |
|
|
|
|
||||||
|
to |
|
position |
|
name |
|
|||||
|
|
|
|
||||||||
|
|
|
|
|
|
|
|||||
|
2001-02-10 |
|
manager |
|
Günter Nolden |
|
|||||
|
|
|
|
|
|
|
|||||
|
2008-01-18 |
|
manager |
|
Gottfried Pfister |
|
|||||
|
|
|
|
|
|
|
|||||
|
2009-10-07 |
|
manager |
|
Walter Mooslechner |
|
|||||
|
|
|
|
|
|
|
|||||
|
2009-05-06 |
|
individual signing clerk |
|
Walter Mooslechner |
|
|||||
|
|
|
|
|
|
|
|||||
|
2014-04-16 |
|
individual signing clerk |
|
Walter Mooslechner |
|
|||||
|
|
|
|
|
|
|
|||||
|
2014-11-29 |
|
individual signing clerk |
|
Ulrike Mühlbacher |
|
|||||
|
|
|
|
|
|
|
|||||
|
2001-02-10 |
|
joint signing clerk |
|
Gottfried Pfister |
|
|||||
|
|
|
|
|
|
|
|||||
|
2008-01-18 |
|
2009-05-06 |
|
manager |
|
Hartleff Reschop |
||
|
|
|
|
|
|
|
|
|
|
|
1993-01-05 |
|
2001-03-13 |
|
joint signing clerk |
|
Christine Loschek |
||
|
|
|
|
|
|
|
|
|
|
|
2009-10-07 |
|
2014-04-16 |
|
manager |
|
Erhard Bühler |
||
|
Former
shareholders |
|
|
|
|
|
|||
|
from |
|
to |
|
position |
|
name |
||
|
|
|
|
||||||
|
|
|
|
|
|
|
|
|
|
|
2003-01-08 |
|
2015-01-16 |
|
partner |
|
Danzer GmbH |
||
|
|
|
|
|
|
|
|
|
|
|
|
|
1997-10-22 |
|
partner |
|
Karl Danzer Holding- Gesellschaft m.b.H. |
||
|
|
|
|
|
|
|
|
|
|
|
1997-10-22 |
|
2009-11-20 |
|
partner |
|
Danzer Anlagen und Beteili- gungen GmbH |
||
|
Mergers |
|
|
|
|
|
|
|
|
|
On |
|
position |
|
|
|
name |
||
|
|
|
|
|
|||||
|
|
|
|
|
|
|
|
|
|
|
1997-10-22 |
|
merged with |
|
|
|
Karl Danzer Holding- Gesellschaft m.b.H. |
||
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.65.22 |
|
|
1 |
Rs.102.23 |
|
Euro |
1 |
Rs.72.39 |
INFORMATION DETAILS
|
Analysis Done by
: |
RAS |
|
|
|
|
Report Prepared
by : |
ANK |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with full
security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SC’s
credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.