MIRA INFORM REPORT

 

 

Report No. :

336610

Report Date :

19.08.2015

 

IDENTIFICATION DETAILS

 

Name :

KAMALA ROLLING MILLS PVT. LTD.

 

 

Registered Office :

85 Main Road (North), Ward No. 9, Biratnagar

 

 

Country :

Nepal

 

 

Financials (as on) :

15.07.2013

 

 

Date of Incorporation :

5809 

 

 

Com. Reg. No.:

07.08.1980

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

MT Rods, MS Rod, Angle, Flats, Channel, Sq. Rod, GI Wires, Black Wire, MS Torkari, MS Barbed Wire

 

 

No. of Employee :

27

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Nepal

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

NEPAL - ECONOMIC OVERVIEW

 

Nepal is among the poorest and least developed countries in the world, with about one-quarter of its population living below the poverty line. Nepal is heavily dependent on remittances, which amount to as much as 22%-25% of GDP. Agriculture is the mainstay of the economy, providing a livelihood for more than 70% of the population and accounting for a little over one-third of GDP. Industrial activity mainly involves the processing of agricultural products, including pulses, jute, sugarcane, tobacco, and grain. Nepal has considerable scope for exploiting its potential in hydropower, with an estimated 42,000 MW of commercially feasible capacity, but political uncertainty and a difficult business climate have hampered foreign investment. Additional challenges to Nepal's growth include its landlocked geographic location, persistent power shortages, underdeveloped transportation infrastructure, civil strife and labor unrest, and its susceptibility to natural disaster. The lack of political consensus in the past several years has delayed national budgets and prevented much-needed economic reform, although the government passed a full budget in 2013 and 2014. Nepal and India signed trade and investment agreements in 2014 that will increase Nepal’s hydropower potential.

 

Source : CIA

 

Name

 

KAMALA ROLLING MILLS PVT. LTD.

 

 

Address

 

85 Main Road (North)
Ward No. 9, Biratnagar

Nepal

Phone No    021-526708

Fax No        977-21-525542, 424375

E-Mail         vishal_brt@wlink.com.np., krmpurchase@gmail.com

 

 

Registered no.

 

5809  of  7.8.1980

 

 

History of the Company

 

It is a private limited company incorporated at Kathmandu, Nepal.

 

 

Directors

 

Mr. Jagadish Prasad Agrawal
Mr. Tulsi Ram Agrawal

 

Banker with Branch

 

Nepal Bank Ltd., Kathmandu, Nepal

Rastriya Banijo Bank, Kathmandu, Nepal

 

Facility from Bank  Unlimited

 

 

Activities

 

TMT Rods, MS Rod, Angle, Flats, Channel, Sq. Rod, GI Wires, Black Wire, MS Torkari, MS Barbed Wire

 

Terms : Local Purchase

Cash Only

Cash or 60 days credit

Export to

No

Terms  : Local Sales

NA

Cash or 60 to 90 days credit (up-to 180 days in Government supply)

 

 

Main Suppliers

 

Local

 

 

Employees

 

27 nos.

 

 

Financial

 

Enclosed Balance Sheet as on 15.07.2013

 

 

Auditor

 

M/s R B Srestha, New Road, Kathmandu, Nepal

 

 

 


 

Balance Sheet

 

Authorised Capital : 10,000,000/- (100,000 Equity Shares of Rs.10/- each)

 

Paidup : 10,000,000/- (100,000 Equity Shares of Rs.10/- each)

 

 

 

 

 

 

BALANCE SHEET AS AT 15.07.2013

 

 

 

 

 

 

 

 

Liabilities

Amount (Nep Rs.)

 

Assets

Amount (Nep Rs.)

 

 

 

 

 

Paid up Capital

10,000,000

 

Fixed Assets

11,169,000

Reserve & Surplus

987,000

 

Investments

1,530,000

Sundry Creditor

782,000

 

Cash at Bank

829,000

Other Liabilities

2,733,000

 

Sundry Debtors

362,000

Provisions

257,000

 

Cash in hand

869,000

 

 

 

 

 

 

 

 

 

 

Total

14,759,000

 

 

14,759,000

 

 

 

 

 

 

Nep Rs.

 

 

 

Sales

89,486,385

 

 

 

Profit Before Tax

87,529,000

 

 

 

Profit After Tax

59,572,192

 

 

 

 

 

 

 

 

 

Well established respectable and reputed concern.  Payments are reported to correct and regular as per commitment.

 

 

Information denied

 

Management non co-operative (Tel. No. :  +977-21-526708)

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.22

UK Pound

1

Rs.102.23

Euro

1

Rs.72.39

 

 

INFORMATION DETAILS

 

Information Gathered by :

SUP

 

Analysis Done by :

RAS

 

 

Report Prepared by :

ASH

 


 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.