MIRA INFORM REPORT

 

 

Report No. :

336851

Report Date :

19.08.2015

 

IDENTIFICATION DETAILS

 

Name :

OFFICE STAR SA

 

 

Registered Office :

Angle Des Rues Ogé et Clerveaux, Complexe Maglio, Pétion-Ville

 

 

Country :

Haiti

 

 

Date of Incorporation :

November 1995

 

 

Legal Form :

Corporation For Profit

 

 

Line of Business :

Import and Sale of Office Furniture.

 

 

No. of Employees :

30

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Haiti

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HAITI - ECONOMIC OVERVIEW

 

Haiti is a free market economy that enjoys the advantages of low labor costs and tariff-free access to the US for many of its exports. Poverty, corruption, vulnerability to natural disasters, and low levels of education for much of the population are among Haiti's most serious impediments to economic growth. Haiti's economy suffered a severe setback in January 2010 when a 7.0 magnitude earthquake destroyed much of its capital city, Port-au-Prince, and neighboring areas. Currently the poorest country in the Western Hemisphere with 80% of the population living under the poverty line and 54% in abject poverty, the earthquake further inflicted $7.8 billion in damage and caused the country's GDP to contract. In 2011, the Haitian economy began recovering from the earthquake. However, two hurricanes adversely affected agricultural output and the low public capital spending slowed the recovery in 2012. Two-fifths of all Haitians depend on the agricultural sector, mainly small-scale subsistence farming, and remain vulnerable to damage from frequent natural disasters, exacerbated by the country's widespread deforestation. US economic engagement under the Caribbean Basin Trade Preference Agreement (CBTPA) and the 2008 Haitian Hemispheric Opportunity through Partnership Encouragement (HOPE II) Act helped increase apparel exports and investment by providing duty-free access to the US. Congress voted in 2010 to extend the CBTPA and HOPE II until 2020 under the Haiti Economic Lift Program (HELP) Act; the apparel sector accounts for about 90% of Haitian exports and nearly one-twentieth of GDP. Remittances are the primary source of foreign exchange, equaling one-fifth of GDP and representing more than five times the earnings from exports in 2012. Haiti suffers from a lack of investment, partly because of weak infrastructure such as access to electricity. Haiti's outstanding external debt was cancelled by donor countries following the 2010 earthquake, but has since risen to $1.43 billion as of December 2014. The government relies on formal international economic assistance for fiscal sustainability, with over half of its annual budget coming from outside sources.

 

Source : CIA

 


 

STATUTORY INFORMATION

 

Legal Name:

OFFICE STAR SA

Trade Name:

OFFICE STAR

NIF:

000-916-322-6

Date Created:

1995

Date Incorporated:

nov-95

Legal Address:

Angle des rues Ogé et Clerveaux, Complexe Maglio
Pétion-Ville, Haiti

Operative Address:

Angle des rues Ogé et Clerveaux, Complexe Maglio
Pétion-Ville, Haiti

Telephone:

509 2814 4800

Fax:

509 3479-1321

Legal Form:

Corporation for Profit

Email:

offistar2@aol.com

Registered in:

Haiti

Website:

www.offistar.com

Contact:

Georges FARAH

Staff:

30

Activity:

Office Supplies and furniture

BANKS

Banque de la République d'Haïti 

 

 

 

The company does not disclose its banking data

History:

 

 

The company was established in 1995.

 

 

PRINCIPAL ACTIVITY

 

 

The company is dedicated to the import and sale of office furniture.

Products/Services description:

Furniture
Home Appliance 
Ink and Toners 
Office Supplies
Other Products
Paper Products 
Services 
Sound Systems and Keyboards 
Technology 
Home Care 

Brands:

ALKLIN
AOC
ACCUBANKER
APOLLO
ANSMANN
BENW
BROTHER
CHYN FU
CANGINI FILIPPI
CANNON
CASIO
DYMO
DELL
DURACELL
ENZO
EXPO
ENERGIZER
EPSON

Sales are:

Wholesale

Clients:

OAS (OEA)

Suppliers:

MERCURY MFG. CO., LTD.
India

ZHEJIANG UE FURNITURE CO., LTD.
China

Operations area:

National

The company imports from

Taiwan, United States, India, China

The company exports to

No exports

The subject employs

30

Payments:

Slow but correct

Association Memberships:

Chambre haïtienne de Commerce et d'Industrie (CCIH), Association haïtienne de l'Industrie (ADIH), AGERCA

 

 

LOCATION

 

Headquarters :

Angle des rues Ogé et Clerveaux, Complexe Maglio
Pétion-Ville, Haiti

Branches:

The company does not have branches

 

 

GROUP STRUCTURE AND SUBSIDIARY COMPANIES

Listed at the stock exchange:

NO

Capital:

NA

Shareholders:

Owner: Georges FARAH

Management:

Georges FARAH, Director

Related Companies:

Skandra S.A. Haiti

 

 

FINANCIAL INFORMATION

 

 

This is a private company which does not make its financial public.

 

 

 

There are no financial records connected to the subject

LEGAL FILINGS

 

 

There are nolegal records connected to the subject

 

 

SUMMARY

 

 

The company is dedicated to the import and sale of office furniture.

 

It has 20 years of experience in the market with a small sized structure.

 

It mainly imports from Asia and Works for the local market.

 

There are no negative records for the subject and its legal status is active; however, we suggest considering the Haitian financial situation. 

 

 

RISK INFORMATION

 

 

Haiti remains the poorest country in the Americas and one of the poorest in the world (with a GDP per capita of US$ 846 in 2014) with significant needs in basic services. According to the latest household survey (ECVMAS 2012), more than 6 million out of 10.4 million (59%) Haitians live under the national poverty line of $ 2.44 per day and over 2.5 million (24%) live under the national extreme poverty line of 1.24 dollar per day It is also one of the most unequal countries, with a Gini coefficient of 0.61 as of 2012.

 

DEBTS

Controlled

PAYMENTS

Slow but correct

CASH FLOW

Normal

STATUS

This Corporation is in Good Standing

 

 

INTERVIEW

 

NAME

NA 

POSITION

Administrative 

COMMENTS

She confirmed address and owner. She refused to provide further information. 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.22

UK Pound

1

Rs.102.23

Euro

1

Rs.72.39

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.