MIRA INFORM REPORT

 

 

Report No. :

336605

Report Date :

19.08.2015

 

IDENTIFICATION DETAILS

 

Name :

PASHUPATI WIRE PRODUCTS

 

 

Registered Office :

42 RT, Meghrat Marg, 9 Nonapur, Sunsari, Biratnagar  Biratnagar

 

 

Country :

Nepal

 

 

Date of Incorporation :

05.06.1989

 

 

Legal Form :

Partnership

 

 

Line of Business :

Not Available

 

[We tried to confirm / obtain the detailed activity but the same is not available from any sources]

 

 

No. of Employee :

25

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Nepal

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

NEPAL - ECONOMIC OVERVIEW

 

Nepal is among the poorest and least developed countries in the world, with about one-quarter of its population living below the poverty line. Nepal is heavily dependent on remittances, which amount to as much as 22%-25% of GDP. Agriculture is the mainstay of the economy, providing a livelihood for more than 70% of the population and accounting for a little over one-third of GDP. Industrial activity mainly involves the processing of agricultural products, including pulses, jute, sugarcane, tobacco, and grain. Nepal has considerable scope for exploiting its potential in hydropower, with an estimated 42,000 MW of commercially feasible capacity, but political uncertainty and a difficult business climate have hampered foreign investment. Additional challenges to Nepal's growth include its landlocked geographic location, persistent power shortages, underdeveloped transportation infrastructure, civil strife and labor unrest, and its susceptibility to natural disaster. The lack of political consensus in the past several years has delayed national budgets and prevented much-needed economic reform, although the government passed a full budget in 2013 and 2014. Nepal and India signed trade and investment agreements in 2014 that will increase Nepal’s hydropower potential.

 

Source : CIA

 


Company name

 

PASHUPATI WIRE PRODUCTS

 

 

Address

 

42 RT, Meghrat Marg, 9 Nonapur, Sunsari, Biratnagar City: Biratnagar

Country: NEPAL

Phone: 97721 527275, 526796

Fax: 97721 525194

Email: murarka@brt.wlink.com.np

 

 

Year Established

 

05.06.1989

 

 

Legal Status

 

Partnership

 

 

Name of Partners

 

P Murarka

D. Murarka

 

 

Auditors

 

SK Rajkinkar & Co. Kathmandu, Nepal

 

 

Staff

 

25 nos.

                       

Bankers

 

Nepal Banijya Bank Ltd., Kathmandu, Nepal

Bank of Kathmandu Ltd, Kathmandu, Nepal

 

 

Office Space

 

600 sq.ft. (Leasehold)

 

 

Business

 

Cables & Accessories

                                   

 

Finance 

 

Present Working Capital – Rs 3.00 crores.

Sales (2012)                              :           Rs. 5  crores.                                                                           

Sales (2013)                              :           Rs. 7  crores.

Projected Sales (2014)               :           Rs. 9  crores.

 

 

Trading Terms

 

Purchase          -           L/C – 60 days

Credit – 60 days

Sales                -           L/C – 60 days

Credit – 60 days

 

                                   

Remarks

 

Partners are well experienced and active.  Payments are Reported to be slow but correct. Trade relations are fair.

 

 

Information Denied

 

Management non co-operative (Tel.: 097721-527275526796)

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.22

UK Pound

1

Rs.102.23

Euro

1

Rs.72.39

 

 

INFORMATION DETAILS

 

Information Gathered by :

KAM

 

Analysis Done by :

RAS

 

 

Report Prepared by :

ASH

 


 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.