MIRA INFORM REPORT

 

 

Report No. :

336854

Report Date :

19.08.2015

 

IDENTIFICATION DETAILS

 

Name :

PHARMACHEMICALS HANDELS GMBH

 

 

Registered Office :

Spaldingstr 201  D 20097 Hamburg

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2013

 

 

Year of Establishment :

1996

 

 

Legal Form :

Private limited company

 

 

Line of Business :

  • Wholesale of pharmaceutical goods
  • Wholesale of other intermediate goods

 

 

No. of Employees :

5

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Small Company 

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

 

Source : CIA

 

Company name and address

 

PHARMACHEMICALS Handels GmbH

 

Spaldingstr. 210

D 20097 Hamburg

Telephone:040/2369492

Telefax:  040/2369368

Homepage: www.pharmachemicals-gmbh.de

E-mail:   info@pharmachemicals-gmbh.de

 

 

Company Status     

 

Active

                     

                     

VAT no.            

 

DE183047394

 

 

CONCLUSION

 

 Business relations are permissible.

 

 

Summery

 

 LEGAL FORM              Private limited company

 Date of foundation:      1996

 Shareholders'

 agreement:                   18.09.1996

 Registered on:             06.12.1996

 Commercial Register:   Local court 20355 Hamburg

 under:                          HRB 62976

 

 Share capital:                          EUR             50,000.00

 

 Shareholder:

                      Dr. Avraam Sarafidis

                      Grenzknick 7

                      D 22043 Hamburg

                      born: 18.11.1961

                      Share:             EUR             15,000.00

 Shareholder:

                      Eleni Sarafidis

                      D 20097 Hamburg

                      born: 11.09.1985

                      Share:             EUR             15,000.00

 Shareholder:

                      Nikolaos Sarafidis

                      D 20097 Hamburg

                      born: 06.07.1989

                      Share:             EUR             15,000.00

 Shareholder:

                      Michaela Sarafidis

                      D 20097 Hamburg

                      born: 26.06.1958

                      Share:             EUR              5,000.00

 Manager:

                      Dr. Avraam Sarafidis

                      Grenzknick 7

                      D 22043 Hamburg

                      having sole power of representation

                      born: 18.11.1961

                      Profession: Chemist

 Proxy:

                      Michaela Sarafidis

                      D 20097 Hamburg

                      having sole power of representation

                      born: 26.06.1958

 Proxy:

                      Eleni Sarafidis

                      D 20097 Hamburg

                      having sole power of representation

                      born: 11.09.1985

 

 

COMPANY HISTORY

 

 11.07.1997 - 31.12.1998            TRANSPHARMA and CHEMICALS Handels GmbH

                                                            Gotenstr. 13

                                                            D 20097 Hamburg

                                                            Private limited company

 

 

BUSINESS ACTIVITIES

 

Main industrial sector

46461   Wholesale of pharmaceutical goods

46760   Wholesale of other intermediate goods

 

Payment experience

 

 Within agreed terms

 

 

Negative information

 

We have no negative information at hand.

 

Balance sheet year:  2013

 

 

REAL ESTATE

 

 Type of ownership:       Tenant

 Address                       Spaldingstr. 210

                                    D 20097 Hamburg

 

 Real Estate of:             Dr. Avraam Sarafidis

 Type of ownership:       unknown

 Address                       Grenzknick 7

                                    D 22043 Hamburg

 

 Land register documents were not available.

 

 

 BANKERS

 

 Principal bank

 COMMERZBANK, 20454 HAMBURG

 Sort. code: 20040000

 BIC: COBADEHHXXX

 

 

 FINANCIAL FIGURES

 

 Gross profit or loss:2013               EUR          3,739,459.00

                      2014               EUR          3,740,000.00

 Profit:              2013               EUR          1,549,870.00

 further business figures:

 Equipment:                              EUR              4,650.00

 Ac/ts receivable:                       EUR          4,267,220.00

 Liabilities:                            EUR            927,236.00

 Employees:                                                      5

 - Freelancer:                                                   1

 

 BALANCE SHEETS

 

 Balance sheet ratios 01.01.2013 - 31.12.2013

 Equity ratio [%]:                           80.71

 Liquidity ratio:                                10.00

 Return on total capital [%]:            21.05

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                          79.58

 Liquidity ratio:                             10.00

 Return on total capital [%]:           18.33

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                           73.55

 Liquidity ratio:                              10.00

 Return on total capital [%]:             21.39

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                              61.84

 Liquidity ratio:                              10.00

 Return on total capital [%]:            20.04

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR          7,363,714.66

  Fixed assets                           EUR             84,650.12

   Tangible assets                       EUR              4,650.12

    Other tangible assets / fixtures and

    fittings                             EUR              4,650.12

   Financial assets                      EUR             80,000.00

    Other / unspecified financial assets EUR             80,000.00

  Current assets                         EUR          7,248,964.13

   Stocks                                EUR          1,099,029.01

   Accounts receivable                   EUR          4,267,220.36

   Liquid means                          EUR          1,882,714.76

  Remaining other assets                 EUR             30,100.41

   Accruals (assets)                     EUR             30,100.41

 

 LIABILITIES                             EUR          7,363,714.66

  Shareholders' equity                   EUR          5,887,522.45

   Capital                               EUR             50,000.00

    Subscribed capital (share capital)   EUR             50,000.00

   Balance sheet profit/loss (+/-)       EUR          5,837,522.45

    Balance sheet profit / loss          EUR          5,837,522.45

  Provisions                             EUR            548,956.45

  Liabilities                            EUR            927,235.76

   Other liabilities                     EUR                  0.00

    Unspecified other liabilities        EUR                  0.00

     thereof liabilities from social

     security                            EUR                  0.00

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR          3,739,458.96

  Staff expenses                         EUR            886,495.49

   Wages and salaries                    EUR            830,624.62

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR             55,870.87

  Total depreciation                     EUR              4,815.34

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR              4,815.34

  Other operating expenses               EUR            559,020.58

  Operating result from continuing

  operations                             EUR          2,289,127.55

  Interest result (+/-)                  EUR                 -3.24

   Interest and similar income           EUR                  9.68

   Interest and similar expenses         EUR                 12.92

  Financial result (+/-)                 EUR                 -3.24

  Result from ordinary operations (+/-)  EUR          2,289,124.31

  Income tax / refund of income tax (+/-)EUR           -738,710.47

  Other taxes / refund of taxes          EUR               -543.61

  Tax (+/-)                              EUR           -739,254.08

  Annual surplus / annual deficit        EUR          1,549,870.23

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR          6,023,544.10

  Fixed assets                           EUR             78,271.12

   Tangible assets                       EUR              8,495.12

    Other tangible assets / fixtures and

    fittings                             EUR              8,495.12

   Financial assets                      EUR             69,776.00

    Other / unspecified financial assets EUR             69,776.00

  Current assets                         EUR          5,921,499.11

   Stocks                                EUR            944,778.20

   Accounts receivable                   EUR          3,812,304.77

    Other debtors and assets             EUR          3,812,304.77

   Liquid means                          EUR          1,164,416.14

  Remaining other assets                 EUR             23,773.87

   Accruals (assets)                     EUR             23,773.87

 

 LIABILITIES                             EUR          6,023,544.10

  Shareholders' equity                   EUR          4,737,652.22

   Capital                               EUR             50,000.00

    Subscribed capital (share capital)   EUR             50,000.00

   Balance sheet profit/loss (+/-)       EUR          4,687,652.22

    Balance sheet profit / loss          EUR          4,687,652.22

  Provisions                             EUR            323,000.00

  Liabilities                            EUR            962,891.88

   thereof total due to shareholders     EUR             55,713.77

   Other liabilities                     EUR            962,891.88

    Unspecified other liabilities        EUR            962,891.88

     thereof liabilities from social

     security                            EUR              1,037.45

 

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR          2,972,035.21

  Staff expenses                         EUR            823,074.36

   Wages and salaries                    EUR            767,077.44

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR             55,996.92

  Total depreciation                     EUR              4,006.05

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR              4,006.05

  Other operating expenses               EUR            514,408.70

  Operating result from continuing

  operations                             EUR          1,630,546.10

  Interest result (+/-)                  EUR                 26.65

   Interest and similar income           EUR                 26.65

  Financial result (+/-)                 EUR                 26.65

  Result from ordinary operations (+/-)  EUR          1,630,572.75

  Income tax / refund of income tax (+/-)EUR           -526,344.71

  Other taxes / refund of taxes          EUR               -386.31

  Tax (+/-)                              EUR           -526,731.02

  Annual surplus / annual deficit        EUR          1,103,841.73

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.22

UK Pound

1

Rs.102.23

Euro

1

Rs.72.39

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

TRU

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.