MIRA INFORM REPORT

 

 

Report No. :

337091

Report Date :

20.08.2015

 

IDENTIFICATION DETAILS

 

Name :

ELECON SINGAPORE PTE LTD

 

 

Registered Office :

10, Anson Road, 24-03, International Plaza, 079903

 

 

Country :

Singapore

 

 

Financials (as on) :

31.03.2014

 

 

Date of Incorporation :

21.07.2000

 

 

Com. Reg. No.:

200006402-R

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Subject is engaged in the engineering on power generation and palm oil.

 

 

No. of Employees :

4 [2015]

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

 

Status :

Moderate

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Singapore

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SINGAPORE - ECONOMIC OVERVIEW

 

Singapore has a highly developed and successful free-market economy. It enjoys a remarkably open and corruption-free environment, stable prices, and a per capita GDP higher than that of most developed countries. Unemployment is very low. The economy depends heavily on exports, particularly of consumer electronics, information technology products, medical and optical devices, pharmaceuticals, and on its vibrant transportation, business, and financial services sectors. The economy contracted 0.6% in 2009 as a result of the global financial crisis, but has continued to grow since 2010 on the strength of renewed exports. Growth in 2014 was slower at 2.9%, largely a result of soft demand for exports amid a sluggish global economy and weak growth in Singapore’s manufacturing sector. The government is attempting to restructure Singapore’s economy by weaning its dependence on foreign labor, addressing weak productivity, and increasing Singaporean wages. Singapore has attracted major investments in pharmaceuticals and medical technology production and will continue efforts to strengthen its position as Southeast Asia's leading financial and high-tech hub. Singapore is a member of the 12-nation Trans-Pacific Partnership free trade negotiations, the Regional Comprehensive Economic Partnership negotiations with the nine other ASEAN members plus Australia, China, India, Japan, South Korea and New Zealand, and in 2015, Singapore will form, with the other ASEAN members, the ASEAN Economic Community.

 

Source : CIA


 

EXECUTIVE SUMMARY

 

REGISTRATION NO.

:

200006402-R

COMPANY NAME

:

ELECON SINGAPORE PTE LTD

FORMER NAME

:

N/A

INCORPORATION DATE

:

21/07/2000

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED

LISTED STATUS

:

NO

REGISTERED ADDRESS

:

10, ANSON ROAD, 24-03, INTERNATIONAL PLAZA, 079903, SINGAPORE.

BUSINESS ADDRESS

:

10, ANSON ROAD, 24-03, INTERNATIONAL PLAZA, 079903, SINGAPORE.

TEL.NO.

:

65-62278258

FAX.NO.

:

65-62278942

CONTACT PERSON

:

PRAYASVIN BHANUBHAI PATEL ( DIRECTOR )

PRINCIPAL ACTIVITY

:

ENGINEERING ON POWER GENERATION AND PALM OIL

ISSUED AND PAID UP CAPITAL

:

897,854.00 ORDINARY SHARE, OF A VALUE OF SGD 897,854.00 

SALES

:

SGD 1,437,798 [2014]

NET WORTH

:

SGD 783,623 [2014]

STAFF STRENGTH

:

4 [2015]

LITIGATION

:

CLEAR

FINANCIAL CONDITION

:

FAIR

PAYMENT

:

SLOW BUT CORRECT

MANAGEMENT CAPABILITY

:

AVERAGE

COMMERCIAL RISK

:

LOW

CURRENCY EXPOSURE

:

MODERATE

GENERAL REPUTATION

:

SATISFACTORY

INDUSTRY OUTLOOK

:

AVERAGE GROWTH

 

HISTORY / BACKGROUND

 

The Subject is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the Subject must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

 

The Subject is principally engaged in the (as a / as an) engineering on power generation and palm oil.

 

Share Capital History

 

Date

Issue & Paid Up Capital

18/08/2015

SGD 897,854.00

 

The major shareholder(s) of the Subject are shown as follows :

 

Current Shareholder(s) :

Name

Address

IC/PP/Loc No

Shareholding

(%)

PRAYASVIN BHANUBHAI PATEL +

'HONEY HOUSE', BAKROL ROAD, VALLABH VIDYANAGAR, GUJARAT STATE, 388120, INDIA.

B1915611

10.00

0.00

ELECON ENGINEERING COMPANY LIMITED

ANAND- SOJITRA ROAD, VALLABH VIDYANAGAR, GUJARAT STATE, 388120, INDIA.

T04UF1474H

897,844.00

100.00

---------------

------

897,854.00

100.00

============

=====

 

+ Also Director

 





DIRECTORS



DIRECTOR 1

 

Name Of Subject

:

TARUNA PRAYASVIN PATEL

Address

:

HONEY HOUSE, BAKROL ROAD, VALLABH VIDYANAGAR, DISTRICT ANAND, GUJARAT STATE, 388120, INDIA.

IC / PP No

:

058242802

Nationality

:

AMERICAN

Date of Appointment

:

24/07/2006

 

DIRECTOR 2

 

Name Of Subject

:

SHAH VIPUKUMAR BHAGVANDAS

Address

:

255, COMPASSVALE ROAD, 11-690, 540255, SINGAPORE.

IC / PP No

:

S7063891F

Nationality

:

SINGAPOREAN

Date of Appointment

:

31/12/2008

 

DIRECTOR 3

 

Name Of Subject

:

PRAYASVIN BHANUBHAI PATEL

Address

:

'HONEY HOUSE', BAKROL ROAD, VALLABH VIDYANAGAR, GUJARAT STATE, 388120, INDIA.

IC / PP No

:

B1915611

Nationality

:

INDIAN

Date of Appointment

:

21/07/2000

 

MANAGEMENT

 

 

1)

Name of Subject

:

PRAYASVIN BHANUBHAI PATEL

Position

:

DIRECTOR

 

AUDITOR

 

Auditor

:

SMALLEY & SIMS PAC

Auditor' Address

:

N/A

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

EDNA PANSY LOW

IC / PP No

:

S1344941D

Address

:

416, SAUJANA ROAD, 07-58, 670416, SINGAPORE.

 

BANKING


No Banker found in our databank. 



ENCUMBRANCE (S)

 

Charge No

Creation Date

Charge Description

Chargee Name

Total Charge

Status

C20137222

20/12/2013

N/A

AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED

-

Unsatisfied

 

LITIGATION CHECK AGAINST SUBJECT


* A check has been conducted in our databank againt the Subject whether the subject has been involved in any litigation.

No legal action was found in our databank.

No winding up petition was found in our databank.

PAYMENT RECORD

 

 

SOURCES OF RAW MATERIALS:

Local

:

N/A

Overseas

:

N/A


The staff from the registered office refused to disclose the Subject's suppliers. 

The Subject refused to provide any name of trade/service supplier and we are unable to conduct any trade enquiry. However, from financial historical data we conclude that :

OVERALL PAYMENT HABIT

Prompt 0-30 Days

[

X

]

Good 31-60 Days

[

]

Average 61-90 Days

[

]

Fair 91-120 Days

[

]

Poor >120 Days

[

]

 

CLIENTELE

 

Local

:

YES

Domestic Markets

:

SINGAPORE

Overseas

:

YES

Export Market

:

ASIA

Credit Term

:

N/A

Payment Mode

:

CHEQUES
TELEGRAPHIC TRANSFER (TT)

 

OPERATIONS

 

Services

:

POWER GENERATION AND PALM OIL

 

Total Number of Employees:

YEAR

2015

2014

GROUP

N/A

N/A

COMPANY

4

50

 

Branch

:

NO

Other Information:


The Subject is principally engaged in the (as a / as an) engineering on power generation and palm oil. 

The staff from the registered office refused to disclose the Subject's clientele. 


CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the Subject indicated that :

Telephone Number Provided By Client

:

N/A

Current Telephone Number

:

65-62278258

Match

:

N/A

Address Provided by Client

:

N/A

Current Address

:

10, ANSON ROAD, 24-03, INTERNATIONAL PLAZA, 079903, SINGAPORE.

Match

:

N/A

 

Other Investigations


We contacted one of the staff from the Subject's registered office and she only provided limited information.

The Subject refused to disclose its bankers.


FINANCIAL ANALYSIS

 

Profitability

Turnover

:

Increased

[

3.06%

]

Profit/(Loss) Before Tax

:

Decreased

[

62.97%

]

Return on Shareholder Funds

:

Acceptable

[

13.23%

]

Return on Net Assets

:

Acceptable

[

16.91%

]

The higher turnover could be attributed to the favourable market condition.The Subject's profit fell sharply because of the high operating costs incurred. The Subject's management had generated acceptable return for its shareholders using its assets.

Working Capital Control

Stock Ratio

:

Favourable

[

1 Days

]

Debtor Ratio

:

Favourable

[

46 Days

]

Creditors Ratio

:

Favourable

[

1 Days

]

The Subject's stocks were moving fast thus reducing its holding cost. This had reduced funds being tied up in stocks. The favourable debtors' days could be due to the good credit control measures implemented by the Subject. The Subject had a favourable creditors' ratio where the Subject could be taking advantage of the cash discounts and also wanting to maintain goodwill with its creditors.

Liquidity

Liquid Ratio

:

Favourable

[

2.20 Times

]

Current Ratio

:

Favourable

[

2.21 Times

]

A minimum liquid ratio of 1 should be maintained by the Subject in order to assure its creditors of its ability to meet short term obligations and the Subject was in a good liquidity position. Thus, we believe the Subject is able to meet all its short term obligations as and when they fall due.

Solvency

Interest Cover

:

Favourable

[

19.27 Times

]

Gearing Ratio

:

Favourable

[

0.00 Times

]

The interest cover showed that the Subject was able to service the interest. The favourable interest cover could indicate that the Subject was making enough profit to pay for the interest accrued. The Subject had no gearing and hence it had virtually no financial risk. The Subject was financed by its shareholders' funds and internally generated fund. During the economic downturn, the Subject, having a zero gearing, will be able to compete better than those which are highly geared in the same industry.

Overall Assessment :

Although the Subject's turnover had increased, its profits had declined over the same corresponding period. This could be due to the stiffer market competition and / or higher operating costs which lowered the Subject's profit margin. The Subject was in good liquidity position with its total current liabilities well covered by its total current assets. With its current net assets, the Subject should be able to repay its short term obligations. With the favourable interest cover, the Subject could be able to service all the accrued interest without facing any difficulties. The Subject was a zero gearing company, it was solely dependant on its shareholders to provide funds to finance its business. The Subject has good chance of getting loans, if the needs arises.

Overall financial condition of the Subject : STRONG

 

 

SINGAPORE ECONOMIC / INDUSTRY OUTLOOK

 

Major Economic Indicators :

2010

2011

2012

2013

2014

 

Population (Million)

5.08

5.18

5.31

5.40

5.47

Gross Domestic Products ( % )

14.5

4.9

1.3

3.7

(3.5)

Consumer Price Index

2.8

5.2

4.6

2.4

2.4

Total Imports (Million)

423,221.8

459,655.1

474,554.0

466,762.0

463,779.1

Total Exports (Million)

478,840.7

514,741.2

510,329.0

513,391.0

518,922.7

 

Unemployment Rate (%)

2.2

2.1

2.0

1.9

1.9

Tourist Arrival (Million)

11.64

13.17

14.49

15.46

15.01

Hotel Occupancy Rate (%)

85.6

86.5

86.4

86.3

85.5

Cellular Phone Subscriber (Million)

1.43

1.50

1.52

1.97

1.98

 

Registration of New Companies (No.)

29,798

32,317

31,892

37,288

41,589

Registration of New Companies (%)

12.8

8.5

(1.3)

9.8

11.5

Liquidation of Companies (No.)

15,126

19,005

17,218

17,369

18,767

Liquidation of Companies (%)

(32.5)

25.6

9.4

(5.3)

8.0

 

Registration of New Businesses (No.)

23,978

23,494

24,788

22,893

35,773

Registration of New Businesses (%)

(10.78)

2.02

5.51

1.70

56.30

Liquidation of Businesses (No.)

24,211

23,005

22,489

22,598

22,098

Liquidation of Businesses (%)

2.8

(5)

(2.2)

0.5

(2.2)

 

Bankruptcy Orders (No.)

1,537

1,527

1,748

1,992

1,757

Bankruptcy Orders (%)

(25.3)

(0.7)

14.5

14.0

(11.8)

Bankruptcy Discharges (No.)

2,252

1,391

1,881

2,584

3,546

Bankruptcy Discharges (%)

(26.3)

(38.2)

35.2

37.4

37.2

 

INDUSTRIES ( % of Growth ) :

Agriculture

Production of Principal Crops

(0.48)

4.25

3.64

-

Fish Supply & Wholesale

(10.5)

12.10

(0.5)

-

2.80

 

Manufacturing *

92.8

100.0

100.3

102.0

Food, Beverages & Tobacco

96.4

100.0

103.5

103.5

105.0

Textiles

122.1

100.0

104.0

87.1

74.9

Wearing Apparel

123.3

100.0

92.1

77.8

49.5

Leather Products & Footwear

81.8

100.0

98.6

109.8

95.9

Wood & Wood Products

104.0

100.0

95.5

107.4

112.0

Paper & Paper Products

106.1

100.0

97.4

103.2

103.4

Printing & Media

103.5

100.0

93.0

86.1

80.3

Crude Oil Refineries

95.6

100.0

99.4

93.5

85.6

Chemical & Chemical Products

97.6

100.0

100.5

104.1

114.0

Pharmaceutical Products

75.3

100.0

109.7

107.2

115.7

Rubber & Plastic Products

112.3

100.0

96.5

92.9

92.8

Non-metallic Mineral

92.5

100.0

98.2

97.6

82.2

Basic Metals

102.2

100.0

90.6

76.5

98.3

Fabricated Metal Products

103.6

100.0

104.3

105.1

105.1

Machinery & Equipment

78.5

100.0

112.9

114.5

124.0

Electrical Machinery

124.1

100.0

99.3

108.5

121.3

Electronic Components

113.6

100.0

90.6

94.3

95.0

Transport Equipment

94.0

100.0

106.3

107.5

103.2

 

Construction

14.20

20.50

28.70

-

22.00

Real Estate

21.3

25.4

31.9

-

145.1

 

Services

Electricity, Gas & Water

4.00

7.00

6.30

-

Transport, Storage & Communication

12.80

7.40

5.30

-

14.20

Finance & Insurance

(0.4)

8.90

0.50

-

6.00

Government Services

9.70

6.90

6.00

-

Education Services

(0.9)

(1.4)

0.30

-

5.98

 

* Based on Index of Industrial Production (2011 = 100)



INDUSTRY ANALYSIS

 

INDUSTRY :

CONSTRUCTION

For the whole of 2013, the sector expanded by 5.9%, slower than the growth of 8.6% in the previous year. Total construction output increased by 5.4% on the back of robust private and public residential building activities. Besides, total construction demand increased by 17% to $36 billion in 2013, setting a new record high. The increase was driven by robust construction demand from the public sector.

Public sector construction demand rose by 56% to $15 billion in 2013. The increase was supported by a ramp-up of public-housing developments and significant increase in civil engineering construction demand on account of the award of various Thomson MRT Line contracts. Besides, despite a slight drop of 1.1%, total private sector construction demand remained relatively strong at $21 billion. Demand was fuelled by residential developments, where contracts awarded increased by 15% to reach $9.8 billion in 2013, the highest on record. Besides, civil engineering construction demand contracted by 45% due to the high base in 2012. However, the value of civil engineering contracts awarded in 2013 was still higher than that achieved between 2009 and 2011, supported largely by the construction of major utilities and berth facilities.

In 2013, construction output has increased by 5.4% to reach $33 billion, surpassing the previous peak of $32 billion in 2012. Growth was underpinned by strong on-site construction activities for public and private residential, private industrial and civil engineering developments. Total construction output in 2014 is projected to rise to between $34 billion and $36 billion, supported by record high levels of contracts awarded in 2013 and continued robust on-site activities from the high levels of demand since 2011.

Public sector construction output reached $12 billion in 2013, comparable to that achieved in 2012, supported largely by an increase in onsite construction activities for public housing (18%) and institutional and other building (4.7%) projects. Some of the major institutional building projects under construction included the Singapore University of Technology and Design (SUTD) Campus Phase 1, Ng Teng Fong Hospital, National Heart Centre, National Art Gallery and Victoria Concert Hall. Additionally, even though civil engineering construction output has contracted by 9.6% in 2013, progress payments remained robust at $4.8 billion, supported by new rail construction such as the Downtown Line Stages 2 & 3 as well as other infrastructure projects like Tuas West Extension and Marina Coastal Expressway.

Private sector construction output expanded by 8.3% to $21 billion in 2013, underpinned by growth across all development types. In particular, robust growth in on-site construction activities for residential developments (13%) and civil engineering (14%) projects supported overall output growth.

BCA forecasts total construction demand in 2014 to be between $31 billion and $38 billion. Demand from the public sector is expected to strengthen to between $19 billion and $22 billion, contributing close to 60% of projected total construction demand. The boost to overall demand is likely to come from stronger institutional and civil engineering construction works. At the same time, private sector demand is projected to soften to between $12 billion and $16 billion, due to the anticipated reduction in residential construction demand as property market sentiments remain subdued following the various property cooling measures.

Furthermore, BMI continues to expect construction and infrastructure growth in Singapore to moderate over the 2014-2020 period. Real growth for the construction sector is forecast to slow from 5.9% in 2014 to3.0% in 2019, while real growth for the infrastructure sector is expected to fall from 12.7% in 2014 to 4.0%in 2019. This moderation is primarily due to declining housing demand, longer construction periods for planned infrastructure projects and a poor export outlook, which could curb investment in non-residential buildings.

In September 2014, Singapore's Land Transit Authority (LTA) announced that Phase 2 of the Mass Rapid Transit (MRT) system's Downtown Line would open ahead of schedule in Q116. The project had previously been delayed by financial troubles at one of its key contractors, and was expected to come online only by Q216. Phase 2 of the Downtown Line will include 12 stations, nine of which will be completely new. The project's total cost is estimated at approximately SGD800mn.

OVERALL INDUSTRY OUTLOOK : AVERAGE GROWTH



CREDIT RISK EVALUATION & RECOMMENDATION

 


Incorporated in 2000, the Subject is a Private Limited company, focusing on engineering on power generation and palm oil. Having been in the industry for over a decade, the Subject has achieved a certain market share and has built up a satisfactory reputation in the market. It should have received supports from its regular customers. Presently, the issued and paid up capital of the Subject stands at SGD 897,854. However, with a strong backing from its shareholder, the Subject enjoys timely financial assistance should the needs arise.

Over the years, the Subject has penetrated into both the local and overseas market. The Subject has positioned itself in the global market and is competing in the industry. Its stable clientele base will enable the Subject to further enhance its business in the near term. Being a small company, the Subject's business operation is supported by 4 employees. Overall, we regard that the Subject's management capability is average. This indicates that the Subject has greater potential to improve its business performance and raising income for the Subject. 

Financially, the Subject registered a higher turnover compared to previous year. However, its profits showed a reverse trend. The lower profit achieved was a result of higher operating cost and increased competition. Return on shareholders' funds of the Subject was at an acceptable range which indicated that the management was efficient in utilising its funds to generate income. The Subject is in good liquidity position with its current liabilities well covered by it current assets. Hence, it has sufficient working capital to meet its short term financial obligations. Being a zero geared company, the Subject virtually has no financial risk as it is mainly dependent on its internal funds to finance its business. 

We regard that the Subject's overall payment habit is prompt. The Subject had a favourable creditors' ratio as evidenced by its favourable collection days. 

The industry shows an upward trend and this trend is very likely to sustain in the near terms. Hence, the Subject is expected to benefit from the favourable outlook of the industry. 

Based on the above condition, we recommend credit be granted to the Subject normally.

 



PROFIT AND LOSS ACCOUNT

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH SINGAPORE FINANCIAL REPORTING STANDARDS.

ELECON SINGAPORE PTE LTD

 

Financial Year End

2014-03-31

2013-03-31

Months

12

12

Consolidated Account

Company

Company

Audited Account

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

Financial Type

FULL

FULL

Currency

SGD

SGD

TURNOVER

1,437,798

1,395,119

Other Income

91

16,395

----------------

----------------

Total Turnover

1,437,889

1,411,514

Costs of Goods Sold

(739,841)

(551,225)

----------------

----------------

Gross Profit

698,048

860,289

----------------

----------------

PROFIT/(LOSS) FROM OPERATIONS

125,602

339,159

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

125,602

339,159

Taxation

(21,900)

49,600

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

103,702

388,759

----------------

----------------

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

As previously reported

(217,933)

(606,692)

----------------

----------------

As restated

(217,933)

(606,692)

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

(114,231)

(217,933)

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

(114,231)

(217,933)

=============

=============

INTEREST EXPENSE (as per notes to P&L)

Loan from holding company

6,873

-

Others

-

9,257

----------------

----------------

6,873

9,257

=============

=============

DEPRECIATION (as per notes to P&L)

4,511

5,045

----------------

----------------

4,511

5,045

=============

=============

 

 

 

 

BALANCE SHEET

 

ELECON SINGAPORE PTE LTD

 

ASSETS EMPLOYED:

FIXED ASSETS

17,480

14,642

Deferred assets

27,700

49,600

----------------

----------------

TOTAL LONG TERM INVESTMENTS/OTHER ASSETS

27,700

49,600

----------------

----------------

TOTAL LONG TERM ASSETS

45,180

64,242

Stocks

4,755

28,288

Trade debtors

181,064

140,652

Other debtors, deposits & prepayments

190,900

6,818

Short term deposits

114,170

-

Amount due from holding company

85,167

-

Amount due from related companies

87,365

-

Cash & bank balances

684,794

405,680

Amount owing by shareholders

-

562,444

----------------

----------------

TOTAL CURRENT ASSETS

1,348,215

1,143,882

----------------

----------------

TOTAL ASSET

1,393,395

1,208,124

=============

=============

CURRENT LIABILITIES

Trade creditors

2,697

25,533

Other creditors & accruals

173,980

5,043

Amounts owing to holding company

341,398

-

Amounts owing to related companies

91,697

-

Other liabilities

-

497,627

----------------

----------------

TOTAL CURRENT LIABILITIES

609,772

528,203

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

738,443

615,679

----------------

----------------

TOTAL NET ASSETS

783,623

679,921

=============

=============

SHARE CAPITAL

Ordinary share capital

897,854

897,854

----------------

----------------

TOTAL SHARE CAPITAL

897,854

897,854

Retained profit/(loss) carried forward

(114,231)

(217,933)

----------------

----------------

TOTAL RESERVES

(114,231)

(217,933)

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

783,623

679,921

----------------

----------------

783,623

679,921

=============

=============

 

 

 

 

FINANCIAL RATIO

 

ELECON SINGAPORE PTE LTD

 

TYPES OF FUNDS

Cash

798,964

405,680

Net Liquid Funds

798,964

405,680

Net Liquid Assets

733,688

587,391

Net Current Assets/(Liabilities)

738,443

615,679

Net Tangible Assets

783,623

679,921

Net Monetary Assets

733,688

587,391

PROFIT & LOSS ITEMS

Earnings Before Interest & Tax (EBIT)

132,475

348,416

Earnings Before Interest, Taxes, Depreciation And Amortization (EBITDA)

136,986

353,461

BALANCE SHEET ITEMS

Total Borrowings

0

0

Total Liabilities

609,772

528,203

Total Assets

1,393,395

1,208,124

Net Assets

783,623

679,921

Net Assets Backing

783,623

679,921

Shareholders' Funds

783,623

679,921

Total Share Capital

897,854

897,854

Total Reserves

(114,231)

(217,933)

LIQUIDITY (Times)

Cash Ratio

1.31

0.77

Liquid Ratio

2.20

2.11

Current Ratio

2.21

2.17

WORKING CAPITAL CONTROL (Days)

Stock Ratio

1

7

Debtors Ratio

46

37

Creditors Ratio

1

17

SOLVENCY RATIOS (Times)

Gearing Ratio

0

0

Liabilities Ratio

0.78

0.78

Times Interest Earned Ratio

19.27

37.64

Assets Backing Ratio

0.87

0.76

PERFORMANCE RATIO (%)

Operating Profit Margin

8.74

24.31

Net Profit Margin

7.21

27.87

Return On Net Assets

16.91

51.24

Return On Capital Employed

16.91

51.24

Return On Shareholders' Funds/Equity

13.23

57.18

Dividend Pay Out Ratio (Times)

0

0

NOTES TO ACCOUNTS

Contingent Liabilities

0

0



FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.25

UK Pound

1

Rs.102.25

Euro

1

Rs.72.20

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.