MIRA INFORM REPORT

 

 

Report No. :

337204

Report Date :

20.08.2015

 

IDENTIFICATION DETAILS

 

Name :

GULF PACKAGING INDUSTRIES COMPANY LTD

 

 

Registered Office :

Jubail Industrial City, PO Box 1503, Jubail 31951

 

 

Country :

United Arab Emirates

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

1984

 

 

Com. Reg. No.:

2050057350

 

 

Legal Form :

Limited Liability Partnership

 

 

Line of Business :

Engaged in the manufacture of paper packaging, bags and sacks, including coated paper, laminated paper, multi layer paper, cardboard reinforced paper and coloured packaging.

 

 

No. of Employees :

180

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

United Arab Emirates

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

UNITED ARAB EMIRATES - ECONOMIC OVERVIEW

 

The UAE has an open economy with a high per capita income and a sizable annual trade surplus. Successful efforts at economic diversification have reduced the portion of GDP based on oil and gas output to 25%. Since the discovery of oil in the UAE more than 30 years ago, the country has undergone a profound transformation from an impoverished region of small desert principalities to a modern state with a high standard of living. The government has increased spending on job creation and infrastructure expansion and is opening up utilities to greater private sector involvement. The country's free trade zones - offering 100% foreign ownership and zero taxes - are helping to attract foreign investors. The global financial crisis of 2008, tight international credit, and deflated asset prices constricted the economy in 2009. UAE authorities tried to blunt the crisis by increasing spending and boosting liquidity in the banking sector. The crisis hit Dubai hardest, as it was heavily exposed to depressed real estate prices. Dubai lacked sufficient cash to meet its debt obligations, prompting global concern about its solvency and ultimately a $20 billion bailout from the UAE Central Bank and Abu Dhabi-emirate government that was refinanced in March 2014. Dependence on oil, a large expatriate workforce, and growing inflation pressures are significant long-term challenges. The UAE's strategic plan for the next few years focuses on economic diversification and creating more job opportunities for nationals through improved education and increased private sector employment.

 

Source : CIA


SUMMARY

 

Company Name                                    : GULF PACKAGING INDUSTRIES COMPANY LTD

Country of Origin                                   : Saudi Arabia

Legal Form                                           : Limited Liability Partnership

Start Date                                             : 1984

Registration Date                                  : 26th October 1989

Commercial Registration Number           : 2050057350, Dammam

Chamber Membership Number               : 98330

Issued Capital                                       : SR 136,500,000

Paid up Capital                                     : SR 136,500,000

Total Workforce                                     : 180

Activities                                               : Manufacture of paper packaging, bags and sacks, including coated

paper, laminated paper, multi layer paper, cardboard reinforced paper and coloured packaging.

Financial Condition                                : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Mohamed Ali Al Sayed, Accounts Manager


COMPANY NAME

 

GULF PACKAGING INDUSTRIES COMPANY LTD

 

 

ADDRESS

 

Registered & Physical Address

 

Location           : Jubail Industrial City

PO Box            : 1503

Town                : Jubail 31951

Country             : Saudi Arabia

Telephone         : (966-13) 3412244

Facsimile          : (966-13) 3404161

Email                : info@gulfpack.com.sa / gulfpack@sps.net.sa

 

Premises

 

Subject operates from a medium sized suite of offices that are rented and located in the Industrial Area of Jubail.

 

Branch Office (s)

 

Location                                                                                               Description

 

Dammam – Al Khobar Highway                                                              Owned factory premises

First Industrial City

PO Box: 8556

Dammam 31492

Tel: (966-13) 8471737 / 8472244 / 8570044 / 8576063

Fax: (966-13) 8471931 / 8577345 / 8572903

 

 

KEY PRINCIPALS

 

Name                                                                                       Position

 

John Abu Najem                                                                        President

 

Abdullah Al Sulaiman Abdul Aziz Al Rajhi                                    Managing Partner

           

Ali Hassan Al Jameel                                                                 Chief Executive Officer

 

Imran Chouhan                                                                          Finance Manager

 

Abdul Ghawi Al Asaad                                                               Marketing Manager

 

Mohamed Ali Al Sayed                                                              Accounts Manager

 

Shaye Eid Al Shaye                                                                   Administration Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : Subject’s operations date back to 1984, however it was registered on 26/03/1410 Hijri  (corresponding to 26th October 1989)

 

Legal Form                  : Limited Liability Partnership

 

Commercial Reg. No.   : 2050057350, Dammam

 

Chamber Member No.  : 98330

 

Issued Capital              : SR 136,500,000

 

Paid up Capital            : SR 136,500,000

 

Name of Partner (s)                                                                              Percentage

 

Al Rajhi Holding Co                                                                               99%

Riyadh

 

Rouwad Al Obour Co                                                                             1%

Riyadh

 

 

AFFILIATED COMPANIES

 

Arabian Gulf Manufacturers Ltd

Makkah Road, Kilo 3

PO Box: 2143

Jeddah 21451

Tel: (966-12) 6801416

 

Saudi Arabian Amiantit Co Ltd

PO Box: 1029

Riyadh 11431

Tel: (966-11) 4658665

 

Amar Line Maritime Co Ltd

Madinah Road

PO Box: 1689

Jeddah 21441

Tel: (966-12) 6510773

 

Al Rajhi / Al Sedais Co

Madinah Road

PO Box: 1597

Jeddah 21441

Tel: (966-12) 6511173

 

Al Rajhi Banking & Investment Corporation

Palestine Street

PO Box: 4514

Jeddah

Tel: (966-12) 6724554

Fax: (966-12) 6723805

 

Saudi Ceramic Co

PO Box: 3893

Riyadh 11481

Tel: (966-11) 4770715 / 4880379

Fax: (966-11) 4782897

 

Gulf Packaging System

Jeddah Industrial Area

PO Box: 2143

Jeddah 21451

Tel: (966-12) 6380735 / 6380736

Fax: (966-12) 6380737

 

National Trade & Construction Co

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of paper packaging, bags and sacks, including coated paper, laminated paper, multi layer paper, cardboard reinforced paper and coloured packaging.

 

Production began in 1992 and annual capacity currently stands at 121,000 metric tonnes.

 

Import Countries: United Kingdom, Saudi Arabia, Germany and Belgium.

 

International Suppliers:

 

Montel                          Belgium

Titan Ltd                       United Kingdom

Shulman Ltd                  United Kingdom

Basel                            Germany

SABIC                          Saudi Arabia

Petro Rabigh                 Saudi Arabia

 

Brand Names: GULF PACK

 

Operating Trend: Steady

 

Subject has a workforce of approximately 180 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Saudi Riyals (SR)

 

                                                Year Ending 31/12/13:              Year Ending 31/12/14:

 

Total Sales                                SR 522,600,000                         SR 526,210,000

 

Local sources consider subject’s financial condition to be Good.

 

The above figures were provided by Mr Mohamed Ali Al Sayed, Accounts Manager

 

 

BANKERS

 

Saudi British Bank

PO Box: 1618

Dammam 31411

Tel: (966-13) 8331553

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.25

UK Pound

1

Rs.102.25

Euro

1

Rs.72.20

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.