MIRA INFORM REPORT

 

 

Report No. :

337741

Report Date :

21.08.2015

 

IDENTIFICATION DETAILS

 

Name :

KERSCHGENS WERKSTOFFE & MEHR GMBH

 

 

Registered Office :

Steinbachstr. 38-40 D 52222 Stolberg

 

 

Country :

Germany

 

 

Date of Incorporation :

1903

 

 

Legal Form :

Private limited company

 

 

Line of Business :

·         Wholesale of iron ores, iron, steel and iron and steel semi-finished goods

·         Other professional, scientific and technical activities n. e. c.

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

 

Source : CIA

 

Comapny name and address

 

Kerschgens Werkstoffe & Mehr GmbH

 

Steinbachstr. 38-40

D 52222 Stolberg

Telephone:02402/12020

Telefax:  02402/1202110

Homepage: www.kerschgens.de

E-mail:   stolberg@kerschgens.de

 

 

Company Status    

 

 Active

                     

 

VAT no.           

 

 DE811270764

 

 

Tax ID number    

 

202/5810/0132

 

 

CONCLUSION

 

 Business relations are permissible.

 

 

Summery

 

 LEGAL FORM              Private limited company

 Date of foundation:      1903

 Shareholders'

 agreement:                   01.11.1984

 Registered on:             30.11.1984

 Commercial Register:   Local court 52070 Aachen

 under:                                      HRB 11449

 

 Share capital:                          EUR            300,000.00

 

 Shareholder:

                      Kerschgens Holding GmbH & Co. KG

                      Steinbachstr. 38-40

                      D 52222 Stolberg

                      Legal form: Ltd partnership with priv. ltd.

                      company as general partner

                      Total cap.         EUR          4,000,000.00

                      contribution:

                      Share:             EUR            300,000.00

                      Registered on: 02.01.1941

                      Reg. data: 52070 Aachen, HRA 5712

 Manager:

                      Manfred Kerschgens

                      Ellermühlenstr. 7

                      D 52222 Stolberg

                      born: 17.01.1941

                      Profession: Fully qualified merchant

                      Marital status: married

 Manager:

                      Heinz Herbort

                      Im Reichswald 3

                      D 52080 Aachen

                      having sole power of representation

                      born: 08.04.1956

                      Profession: Businessman

                      Marital status: married

 Proxy:

                      Wolfgang Kaltenbach

                      D 52249 Eschweiler

                      having sole power of representation

                      born: 09.08.1950

 Proxy:

                      Reinhard Bohlen

                      Wenzelhausener Weg 2

                      D 54662 Herforst

                      having sole power of representation

                      born: 30.01.1964

                      Marital status: married

 Proxy:

                      Pierre Schlüper

                      D 57518 Alsdorf

                      having sole power of representation

                      born: 03.03.1968

 

 Further functions/participations of Manfred Kerschgens (Manager)

 Limited partner:

                      Kerschgens Holding GmbH & Co. KG

                      Steinbachstr. 38-40

                      D 52222 Stolberg

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          4,000,000.00

                      contribution:

                      Share:             EUR          2,002,600.00

                      Registered

                      on:         02.01.1941

                      Reg. data:  52070 Aachen, HRA 5712

 Shareholder:

                      Kerschgens Verwaltungs GmbH

                      Steinbachstr. 38-40

                      D 52222 Stolberg

                      Legal form: Private limited company

                      Share capital:     EUR             80,000.00

                      Share:             EUR             40,050.00

                      Registered

                      on:         14.02.2002

                      Reg. data:  52070 Aachen, HRB 10485

 Manager:

                      Europlast Kunststoffe & mehr GmbH

                      Adenauerstr. 19

                      D 52146 Würselen

                      Legal form: Private limited company

                      Share capital:     EUR            270,000.00

                      Registered

                      on:         17.07.2007

                      Reg. data:  52070 Aachen, HRB 14315

 Manager:

                      Kerschgens Verwaltungs GmbH

                      Steinbachstr. 38-40

                      D 52222 Stolberg

                      Legal form: Private limited company

                      Share capital:     EUR             80,000.00

                      Registered

                      on:         14.02.2002

                      Reg. data:  52070 Aachen, HRB 10485

 

 Further functions/participations of Heinz Herbort (Manager)

 Limited partner:

                      Kerschgens Holding GmbH & Co. KG

                      Steinbachstr. 38-40

                      D 52222 Stolberg

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR          4,000,000.00

                      contribution:

                      Share:             EUR          1,002,500.00

                      Registered

                      on:         02.01.1941

                      Reg. data:  52070 Aachen, HRA 5712

 Shareholder:

                      Kerschgens Verwaltungs GmbH

                      Steinbachstr. 38-40

                      D 52222 Stolberg

                      Legal form: Private limited company

                      Share capital:     EUR             80,000.00

                      Share:             EUR             20,050.00

                      Registered

                      on:         14.02.2002

                      Reg. data:  52070 Aachen, HRB 10485

 Manager:

                      Europlast Kunststoffe & mehr GmbH

                      Adenauerstr. 19

                      D 52146 Würselen

                      Legal form: Private limited company

                      Share capital:     EUR            270,000.00

                      Registered

                      on:         17.07.2007

                      Reg. data:  52070 Aachen, HRB 14315

 Manager:

                      Kerschgens Verwaltungs GmbH

                      Steinbachstr. 38-40

                      D 52222 Stolberg

                      Legal form: Private limited company

                      Share capital:     EUR             80,000.00

                      Registered

                      on:         14.02.2002

                      Reg. data:  52070 Aachen, HRB 10485

 

 

 COMPANY HISTORY

 

 30.11.1984 - 01.01.2005            Kerschgens Stahlhandel GmbH

                                                Steinbachstr. 38-40

                                                D 52222 Stolberg

                                                Private limited company

 01.01.2005 - 01.10.2013            Kerschgens Stahl & Mehr GmbH

                                                Steinbachstr. 38-40

                                                D 52222 Stolberg

                                                            Private limited company

 

 

 RESIGNED ACTING PERSONS AND SHAREHOLDERS

 

 14.08.2007 - 02.12.2014            Manager

                                                Heiko Keune

                                                D 52222 Stolberg

 

BUSINESS ACTIVITIES

 

 Main industrial sector

 46721   Wholesale of iron ores, iron, steel and iron and steel

 semi-finished goods

74900   Other professional, scientific and technical activities

 n. e. c.

 

 

BRANCHES AND FACTORIES

 

 Works:

                      Kerschgens Werkstoffe & Mehr GmbH

                      Dieselstr. 2

                      D 54634 Bitburg

                      TEL.: 06561/95990

                      FAX.: 06561/959925

 Works:

                      Kerschgens Werkstoffe & Mehr GmbH

                      Zurmaiener Str. 176

                      D 54292 Trier

                      TEL.: 0651/143410

                      FAX.: 0651/1704331

 Works:

                      Kerschgens Werkstoffe & Mehr GmbH

                      Adenauerstr. 19

                      D 52146 Würselen

 

 

PARTICIPATIONS

 

 Shareholder:

                      Europlast Kunststoffe & mehr GmbH

                      Adenauerstr. 19

                      D 52146 Würselen

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR            270,000.00

                      Share:             EUR            270,000.00

                      Reg. data:  17.07.2007

                                  Local court 52070 Aachen

                                  HRB 14315

 Shareholder:

                      DK Concept Beratung u. Service GmbH

                      Ackerstr. 144

                      D 51065 Köln

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR             25,000.00

                      Share:             EUR             12,500.00

                      Reg. data:  30.09.2005

                                  Local court 50939 Köln

                                  HRB 56169

 

 

Payment experience

 

Within agreed terms

 

 

Negative information

 

We have no negative information at hand.

 

 

REAL ESTATE

 

 Type of ownership:       Tenant

 Address                       Steinbachstr. 38-40

                                    D 52222 Stolberg

 Annual rent:                              EUR          1,218,692.00

 

 Real Estate of:             Manfred Kerschgens

 Type of ownership:       unknown

 Address                       Ellermühlenstr. 7

                                    D 52222 Stolberg

 

 Real Estate of:             Heinz Herbort

 Type of ownership:       unknown

 Address                       Im Reichswald 3

                                    D 52080 Aachen

 

 Land register documents were not available.

 

 

BANKERS

 

 SPARKASSE AACHEN, 52059 AACHEN

 Sort. code: 39050000, Account no.: 1075543940

 BIC: AACSDE33XXX, IBAN: DE44390500001075543940

 COMMERZBANK, 52003 AACHEN

 Sort. code: 39040013, Account no.: 1206721

 BIC: COBADEFFXXX, IBAN: DE74390400130120672100

 VR-BANK, 52135 WÜRSELEN

 Sort. code: 39162980, Account no.: 1401935017

 BIC: GENODED1WUR, IBAN: DE88391629801401935017

 SPARKASSE HAGEN, 58042 HAGEN, WESTF

 Sort. code: 45050001, Account no.: 100162096

 BIC: WELADE3HXXX, IBAN: DE31450500010100162096

 

 

FINANCIAL FIGURES

 

 Financial year:      01.01. - 31.12.

 Share capital:                          EUR            300,000.00

 The number of employees is not known.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.24

UK Pound

1

Rs.102.21

Euro

1

Rs.72.57

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

TRU

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.