MIRA INFORM REPORT

 

 

Report No. :

337254

Report Date :

21.08.2015

 

IDENTIFICATION DETAILS

 

Name :

SAPPHIRE MINMETALS CORPORATION LTD.

 

 

Registered Office :

C/o Success Corporate Services Ltd., 11/F., AXA Centre, 151 Gloucester Road, Wanchai

 

 

Country :

Hongkong

 

 

Date of Incorporation :

01.02.2008

 

 

Com. Reg. No.:

38919269

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Wholesaler of Coal and Minerals, Ores.

 

 

No. of Employees :

No Employees in Hong Kong.

 

NOTE :

It is to be noted that the company does not have its own operating office in Hong Kong. The company uses the address of its secretariat as its correspondence address only. Subject operates from some other country and does not have a base in Hong Kong. Such companies are registered in Hong Kong just to tax benefit purpose and due to the strict privacy laws prevailing in the country. In such cases, the companies are not required to have any employees in Hong Kong nor do have an office there.

 


 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

 

Status :

No Operating Office in Hongkong

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Hongkong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

HONGKONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12.5% of total system deposits in Hong Kong by the end of 2014. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 47.3 million in 2014, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2014 mainland Chinese companies constituted about 50% of the firms listed on the Hong Kong Stock Exchange and accounted for about 60.1% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4.4% in 2014. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2014, Hong Kong and China signed a new agreement on achieving basic liberalization of trade in services in Guangdong Province under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from March 2015, cover a negative list and a most-favored treatment provision, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA


Company Name and address

 

SAPPHIRE MINMETALS CORPORATION LTD.

 

ADDRESS:                   C/o Success Corporate Services Ltd.

11/F., AXA Centre, 151 Gloucester Road, Wanchai, Hong Kong.

 

PHONE:                        2801 9696,  2801 9748

FAX:                             2801 9672,  3019 1961

 

E-MAIL:                        info@sacvinam.com

 

 

MANAGEMENT

 

Group Chairman:           Mr. Nahar Pinkesh

 

 

SUMMARY

 

Incorporated on:            1st February, 2008.

 

Organization:                 Private Limited Company.

 

Issued Share Capital:     HK$65,000.00

 

Business Category:       Coal and Minmetal Trader.

 

Employees:                  Nil.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.

 

 

ADDRESS

 

Registered Head Office:-

c/o Success Corporate Services Ltd.

11/F., AXA Centre, 151 Gloucester Road, Wanchai, Hong Kong.

 

Holding Company:

Radiant World Holdings Ltd., Hong Kong.

 

Sister & Associated Companies:-

 

Radiant Group of Companies

Ankita Enterprise Infrastructure Pvt. Ltd., India.

Asia Pacific Resources Pvt. Ltd., India.

Crest Merchandise Pvt. Ltd., India.

Deep Cutlery, India.

Infrastil Global Impex Pvt. Ltd., India.

Nahar Green Conwoods Ltd., India.

Nahar Textile Pvt. Ltd., India.

Raft Shipping Ltd., India.

Rhythem Logistics Ltd., India.

Royal Drilling Shipping Pvt. Ltd., India.

Royalline Coal Ltd., India.

Royalline Infrastructure & Developer Pvt. Ltd., India.

Royalline Minerals Trading Pvt. Ltd., India.

Royalline Natural Resources Ltd., India.

Royalline Resources Ltd., India.

Sacvinam Global Ltd., India.

Starline Logistics Ltd., India.

etc.

 

 

BUSINESS REGISTRATION NUMBER

 

38919269

 

 

COMPANY FILE NUMBER

 

1209372

 

 

MANAGEMENT

 

Group Chairman:  Mr. Nahar Pinkesh

 

 

ISSUED SHARE CAPITAL

 

HK$65,000.00

 

 

SHAREHOLDERS

(As per registry dated 01-02-2015)

 

Name

 

No. of shares

Radiant World Holdings Ltd., Hong Kong.

 

55,000

Dilip Pratham KAMKHALIA

 

1,800

Hemant Thakorbhai MALVIA

 

8,200

 

 

––––––

 

Total:

65,000

=====

 

 

DIRECTORS

(As per registry dated 01-02-2015)

 

Name

(Nationality)

 

Address

Dilip Pratham KAMKHALIA

 

Hemant Thakorbhai MALVIA

 

 

 

SECRETARY

(As per registry dated 01-02-2015)

 

Name

Address

Co. No.

SBC Corporate Services Ltd.

Room B, 10/F., Tower Billion Centre, 1 Wang Kwong Road, Kowloon Bay, Kowloon, Hong Kong.

0618863

 

 

HISTORY

 

The subject was incorporated on 1st February, 2008 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           Coal and Minerals, Ores.

 

Employees:                  Nil.

 

Commodities Imported: India, other Asian countries, Europe, etc.

 

Markets:                        Asian countries, Europe, etc.

 

Terms/Sales:                 As per contracted.

 

Terms/Buying:               Various terms.

 

 

FINANCIAL INFORMATION

 

Issued Share Capital:     HK$65,000.00

 

Mortgage or Charge:     (See attachment)

 

Profit or Loss:               Keeping a balance account in Hong Kong.

 

Condition:                     Business is not active in Hong Kong.

 

Facilities:                      Making fairly active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Bankers:-

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

ABN AMRO Bank N.V., Hong Kong Branch.

Cooperatieve Centrale Raiffeisen-Boerenleenbank B.A., Hong Kong Branch.

 

Standing:                      Small.

 

 

GENERAL

 

Having issued 10,000 ordinary shares of HK$1.00 each, Sapphire Minmetals Corporation Ltd. formerly was jointly owned by Mr. Nahar Pinkesh, holding 90% interests; and Mr. Bafna Rekha Ratanlalji, holding 10%.

 

Now, its shares have been increased to 65,000 ordinary shares of the same value each, the shareholders have been changed to Radiant World Holdings Ltd., a Hong Kong-registered company holding 84.6%; Mr. Dilip Pratham Kamkhalia, holding 2.8%, and Hemant Thakorbhai Malvia, 12.6%.  The second and third are also directors of the subject.  Being India passport holders, they do not have the right to reside in Hong Kong permanently.  Currently, they are residing in India.

 

The subject does not have its own operating office.  Its registered office is in a commercial service firm located at 11/F., AXA Centre, 151 Gloucester Road, Hong Kong known as SBC Corporate Services Ltd. [SBC] which is handling its correspondences and documents.  SBC, having several branch offices in Hong Kong, is also the corporate secretary of the subject.  The subject has no employees in Hong Kong.

 

The subject is a trading in coal, ores and minerals.  It has had an associated company bearing the same name in Dubai, the United Arab Emirates.

 

The subject in fact is a member of the Radiant Group of Companies [Radiant].

 

Radiant Group, established in 2003, is headquartered in Singapore with offices in 11 countries, overseeing the global operations.  It has more than 350 professionals worldwide.

 

The group is trading in Iron ore, Coal, Manganese, Fertilisers, Petroleum products, Agricultural products, etc.  Group turnover for 2014 was about US$1 billion.

 

The group has strategic investments in Mining, Beneficiation, Infrastructure, Defence, Tourism and Real Estate & Lifestyle.

 

The Group has offices in Singapore, China, Switzerland – Geneva, Australia – Perth, Mumbai and 7 major ports in India, Indonesia – Jakarta, Dubai, South Africa – Johannesburg, Canada – Toronto, Malaysia – Kuala Lumpur and Thailand – Bangkok.

 

Commodities are sourced from India, Brazil, Australia, Mexico, Malaysia, Morocco, Turkey, Indonesia, South Africa, Ukraine, Russia, Canada, etc.

 

Over the past years, the Group has developed business ties with steel mills, Singapore government, China steel traders, etc.

 

The subject’s business in Hong Kong is not active.  History in Hong Kong is over seven years and six months.

Since the subject does not have its own operating office and has no employees in Hong Kong, consider it good for business engagements on L/C basis.

 

 

MORTGAGE OR CHARGE

 

Date

Particulars

Amount

11-08-2011

Instrument:        Trade Finance Security Assignment

Property:

The Borrower as beneficial owner:

(a)        Assigns and agrees to assign absolutely to the Bank all the present and future rights, title, interests and benefits of Borrower in and to the following assets:

(i)         Export Credits;

(ii)         Export Collection Bills;

(iii)        Sales Contracts;

(iv)        Invoice Receivables;

(v)        Insurances;

(vi)        Trade Documents; &

(vii)       All claims, remedies

(b)        Charges and agrees to charge to the Bank by way of first fixed charge all the present and future rights, title, interests and benefits of the Borrower in and to the following assets:

(i)         The Goods together with their proceeds; &

(ii)         The Charged Account and all monies at any time standing to the credit of the Charged Account, including all interest from time to time accrued or accruing on such monies; and

(c)        Pledges and agrees to pledge to the Bank the Pledged Goods and the Trade Documents

Mortgagee:        Cooperatieve Centrale Raiffeisen-Boerenleenbank B.A., Hong Kong Branch.

All obligations and liabilities

14-06-2012

Instrument:        Trade Finance Security Agreement

Property:

Assignment of Moneys and Receivables and Insurances;

Pledge and Hypothecation of Goods and Documents

Mortgagee:        BNP Paribas (Suisse) SA
2, Place de Hollande, 1204 Geneva, Switzerland.

All sums of money

04-12-2012

Instrument:        Security Memorandum (First Party)

Property:

The Company assigns to the Bank to each Receivable as continuing security for the payment or discharge of the Secured Liabilities

The Company charges to the Bank by way of first fixed charge all the Receivables and the Goods and all the Accounts and the Deposit and by way of first floating charge all the receivables and Goods and the Accounts and the Deposit not effectively subject to the fixed charged, as a continuing security for the payment of the Secured Liabilities.

The Bank may convert any floating charge created pursuant to Clause (ii) into a fixed charge

(iv)The floating charges created by this Deed will convert automatically into fixed charges

Mortgagee:        ABN AMRO Bank N.V., Hong Kong Branch.

All indebtedness, obligations and liabilities due to the Bank by the Company

 

 

NOTE :

It is to be noted that the company does not have its own operating office in Hong Kong. The company uses the address of its secretariat as its correspondence address only. Subject operates from some other country and does not have a base in Hong Kong. Such companies are registered in Hong Kong just to tax benefit purpose and due to the strict privacy laws prevailing in the country. In such cases, the companies are not required to have any employees in Hong Kong nor do have an office there.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.24

UK Pound

1

Rs.102.21

Euro

1

Rs.72.57

 

 

 

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.