MIRA INFORM REPORT

Report No. :	337828
Report Date :	22.08.2015

IDENTIFICATION DETAILS

Name :	GATES INDIA PRIVATE LIMITED [w.e.f. 12.09.2000]
Formerly Known As :	ANAND GATES (INDIA) PRIVATE LIMITED
Registered Office :	C-434, Defence Colony, New Delhi – 110024
Tel. No.:	91-
Country :	India
Financials (as on) :	31.03.2014
Date of Incorporation :	29.09.1995
Com. Reg. No.:	55-072863
Capital Investment / Paid-up Capital :	Rs. 906.861 Million
CIN No.: [Company Identification No.]	U74899DL1995PTC072863
IEC No.:	Not Available
TAN No.: [Tax Deduction & Collection Account No.]	DELG06229G
PAN No.: [Permanent Account No.]	AAACA8125F
Legal Form :	Private Limited Liability Company
Line of Business :	Manufacturer and Trader of Marketing Rubber Hoses and Assembly Hoses.
No. of Employees :	600 (Approximately)

RATING & COMMENTS

MIRA’s Rating :

Ba (49)

RATING		STATUS	PROPOSED CREDIT LINE
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory

Maximum Credit Limit :	USD 5000000
Status :	Satisfactory
Payment Behaviour :	Usually correct
Litigation :	Clear
Comments :	Subject is a subsidiary of Gates Corporation, USA, which is a wholly-owned subsidiary of Tomkins Limited. It is an established company having satisfactory track record. As per 2014 financials, there appears some dip in company’s net profit as against previous year however it has maintained fair profit margins. Moreover, rating takes into account of company’s healthy financial risk profile supported by sound financial risk profile supported by sound financial base with no external borrowing recorded during a year under a review. Trade relations are fair. Business is active. Payment terms are reported to be usually correct. The company can be considered for business dealings at usual trade terms and conditions.

ECGC Country Risk Classification List – March 31, 2015

Country Name	Previous Rating (31.12.2014)	Current Rating (31.03.2015)
India	A1	A1

Risk Category	ECGC Classification
Insignificant	A1
Low	A2
Moderate	B1
High	B2
Very High	C1
Restricted	C2
Off-credit	D

EXTERNAL AGENCY RATING

Rating Agency Name	Not Available
Rating	Not Available
Rating Explanation	Not Available
Date	Not Available

RBI DEFAULTERS’ LIST STATUS

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2013.

INFORMATION PARTED BY

Name :	Mr. Vaibhav
Designation :	Finance Department
Contact No.:	91-1762-506881
Date :	21.08.2015

LOCATIONS

Registered Office :	C-434, Defence Colony, New Delhi – 110024, India
Tel. No.:	91-1762-506881 / 506888 / 506889
Fax No.:	91-1762-506833
E-Mail :	kk0602@gates.com sandeep.kalia@gates.com kkant@gatesind.com
Website :	https://ww2.gates.com
Location :	Rented
Locality:	Residential
Factory / Plant Address for High Pressure Hydraulic and Industrial Hoses 1 :	Ambala Chandigarh Highway, P.O. Lalru-140501, Punjab, India
Tel No.:	91-1762-506886
Fax No.:	91-1762-506833
Corporate Office :	3rd Floor, Bldg. # 10, Tower C, DLF Cyber City, Phase 2, Gurgaon – 122002, Haryana, India
Tel. No.:	91-124-4933509
Plant Address for Hoses and Belts 2 :	Plot No.133-134, Sector 59, Phase 2, Faridabad -121 006, Haryana, India
Tel No.:	91-129-4109891
Plant Address for Hoses and Belts 3 :	Located At : Tamilnadu Pune

DIRECTORS

AS ON 30.09.2015

Name :

Mr. Rajesh Chamanlal Bhandari

Designation :

Managing Director

Address :

1436, Sector 36 D, Chandigarh – 160036, Punjab, India

Date of Birth/Age :

05.06.1966

Date of Appointment :

01.09.2014

DIN No.:

06367901

Name :

Mr. Nitin Kaul

Designation :

Director

Address :

45, South Lodge, Circus Road, St. Johnwood, NW89ET, London, United Kingdom

Date of Birth/Age :

11.08.1974

Date of Appointment :

29.09.2012

DIN No.:

01718619

Other Directorship:

S.No.	CIN/LLPIN	Name of the Company/ LLP	Current designation of the Director/ Designated Partner	Date of appointment at current designation	Original date of appointment	Date of cessation	Company/ LLP Status	Defaulting status
1	L28991PN1961PLC139151	SCHRADER DUNCAN LIMITED	Director	4/8/2014	31/10/2006	-	Active	NO
2	U45200DL2007PTC161012	RUSKIN TITUS INDIA PRIVATE LIMITED	Director	27/09/2007	27/09/2007	25/03/2014	Active	NO
3	U32109DL1995PTC211887	ROLASTAR PRIVATE LIMITED	Managing director	31/03/2009	19/02/2008	25/03/2014	Active	NO
4	U74140DL2008FTC178776	TOMKINS CONSULTING SERVICES INDIA PRIVATE LIMITED	Director	29/05/2008	29/05/2008	-	Under liquidation	NO
5	U25192TN2002PTC049526	GATES UNITTA INDIA COMPANY PRIVATE LIMITED	Director	29/09/2012	5/1/2012	-	Active	NO
6	U74899DL1995PTC072863	GATES INDIA PRIVATE LIMITED	Director	29/09/2012	1/2/2012	-	Active	NO

Name :

Mr. Manoj Kumar Saxena

Designation :

Whole Time Director

Address :

House No. 686, Sector 10A, Gurgaon – 122001, Haryana, India

Date of Birth/Age :

04.01.1969

Date of Appointment :

29.08.2012

DIN No.:

06367907

Name :

Mr. Kamal Kant Gambhir

Designation :

Whole Time Director

Address :

House No. 378, Sector 15A, Chandigarh – 160015, Punjab, India

Date of Birth/Age :

22.09.1962

Date of Appointment :

01.09.2010

DIN No.:

00507454

PAN No.:

AAVPG3673L

Other Directorship:

S.No.	CIN/LLPIN	Name of the Company/ LLP	Current designation of the Director/ Designated Partner	Date of appointment at current designation	Original date of appointment	Date of cessation	Company/ LLP Status	Defaulting status
1	U74999CH2003PLC030558	INTEGRATED RISK INSURANCE BROKERS LIMITED	Director	8/9/2003	8/9/2003	30/06/2008	Active	NO
2	U67120CH1995PTC017030	STAN PROFESSIONALS PRIVATE LIMITED	Director	1/3/2005	1/3/2005	30/06/2008	Active	NO
3	U72900MH2007PLC234712	RELIANCE JIO INFOCOMM LIMITED	Director	15/02/2007	15/02/2007	14/01/2008	Active	NO
4	U64202PB2007PTC030983	INFOTEL DIGICOMM PRIVATE LIMITED	Director	19/03/2007	19/03/2007	19/01/2008	Amalgamated	NO
5	U64202PB2007PTC030984	INFOTEL SATCOM PRIVATE LIMITED	Director	19/03/2007	19/03/2007	18/01/2008	Active	NO
6	U74899DL1995PTC072863	GATES INDIA PRIVATE LIMITED	Whole-time director	1/9/2010	1/9/2010	-	Active	NO

KEY EXECUTIVES

Name :	Mr. Satish Kumar
Designation :	Secretary
Address :	6 DDA Flats, South Enclave, Dakshinpuri, New Delhi – 110062, Delhi, India
Date of Birth/Age :	14.04.1983
Date of Appointment :	17.08.2012
PAN No:	AXCPK4176C

MAJOR SHAREHOLDERS

AS ON 30.09.2014

Names of Shareholders (Equity Shares)	No. of Equity Shares
The Gates Corporation, USA	52737900
Gates International Holdings LLC, USA	100
Total	52,738,000

Names of Shareholders (Preference Shares)	No. of Preference Shares
The Gates Corporation, USA	37948050
Total	37948050

Equity Share Break up (Percentage of Total Equity)

AS ON 30.09.2014

Category	Percentage
Foreign holdings( Foreign institutional investor(s), Foreign companie(s) Foreign financial institution(s), Non-resident Indian(s) or Overseas Corporate bodies or Others	100.00
Total	100.00

BUSINESS DETAILS

Line of Business :	Manufacturer and Trader of Marketing Rubber Hoses and Assembly Hoses
Products :	Hydraulic Hose Industrial Hose Couplings Quick Release Couplings Clamps Belts Ball Valves Tube Fittings
Brand Names :	Not Available
Agencies Held :	Not Available
Exports :
Products :	Finished Goods
Countries :	USA European Countries Africa Korea Australia
Imports :
Products :	Raw Material
Countries :	China
Terms :
Selling :	Cash, L\C and Cheque
Purchasing :	Cash, L\C and Cheque

PRODUCTION STATUS: NOT AVAILABLE

GENERAL INFORMATION

Suppliers :

Reference :	Not Divulged
Name of the Person :	Not Divulged
Contact No.:	Not Divulged
Since How Long Known :	Not Divulged
Maximum Limit Dealt :	Not Divulged
Experience :	Not Divulged
Remark:	Not Divulged

Customers :

Wholesalers, Retailers and End Users

Reference :	Not Divulged
Name of the Person :	Not Divulged
Contact No.:	Not Divulged
Since How Long Known :	Not Divulged
Maximum Limit Dealt :	Not Divulged
Experience :	Not Divulged
Remark:	Not Divulged

No. of Employees :

600 (Approximately)

Bankers :

Banker Name	City Bank
Branch Address	Chandigarh (Branch), Punjab, India
Person Name (With Designation)	Not Divulged
Contact Number	Not Divulged
Name of Account Holder	Not Divulged
Account Number	Not Divulged
Account Since (Date/Year of Account Opening)	Not Divulged
Average Balance Maintained (If Possible)	Not Divulged
Credit Facilities Enjoyed (If any)	Current Account
Account Operation	Not Divulged
Remarks (If any)	Not Divulged

Auditors :
Name :	Deloitte Haskins and Sells Chartered Accountants
Address :	7^th Floor, Building No. 10, Tower B, DLF Cyber City, Phase II, Gurgaon-122002, Haryana, India
Tel. No.:	91-124-6792000
Fax No.:	91-124-6792012
PAN N Income-tax PAN of auditor or auditor's firm :	AABFD2095B
Memberships :	Not Available
Collaborators :	Not Available
Ultimate Holding company:	Tomkins Plc, United Kingdom
Holding Company :	Gates Corporation, United States
Fellow Subsidiaries:	Gates Europe N.V., Belgium Gates Rubber Company (S) Private Limited, Singapore Gates Australia Private Limited, Australia Gates Rubber (Shanghai) Company Limited, China Gates Hydraulics Limited, UK Gates Unitta India Company Private Limited, India [CIN No.: U25192TN2002PTC049526] Gates Unitta (Thailand) Company Limited, Thailand Gates Unitta Korea Company, Korea Ideal Tornkins Company, United States Gates EMB Trading (Shanghai) Company Limited, China Gates Fluid Power (Suzhu) Company Limited, China Schrader Duncan Limited, India [CIN No: L28991PN1961PLC139151] Gates Dobrasilind Company LTDA, Brazil Tornkins Shanghai Management Consultants Private Limited, China Gates Fleximak Limited, UK Gates Fluidpower Technologies (Changzhou) Company Limited, China Gates Hydraulics SRO, UK Gates Engineering and Services, Australia and Dubai Gates Argentina, Argentina

CAPITAL STRUCTURE

AS ON 30.09.2014

Authorised Capital :

No. of Shares	Type	Value	Amount
55000000	Equity Shares	Rs.10/- each	Rs.550.000 Million
40000000	Preference Shares	Rs.10/- each	Rs.400.000 Million
	Total		Rs.950.000 Million

Issued, Subscribed & Paid-up Capital :

No. of Shares	Type	Value	Amount
52738000	Equity Shares	Rs.10/- each	Rs.527.380 Million
37948050	Preference Shares	Rs.10/- each	Rs.379.481 Million
	Total		Rs.906.861 Million

FINANCIAL DATA

[all figures are in Rupees Million]

ABRIDGED BALANCE SHEET

SOURCES OF FUNDS	31.03.2014	31.03.2013	31.03.2012
I.              EQUITY AND LIABILITIES
(1)Shareholders' Funds
(a) Share Capital	906.861	906.861	906.861
(b) Reserves & Surplus	704.076	625.012	460.182
(c) Money received against share warrants	0.000	0.000	0.000
(2) Share Application money pending allotment	0.000	0.000	0.000
Total Shareholders’ Funds (1) + (2)	1610.937	1531.873	1367.043
(3) Non-Current Liabilities
(a) long-term borrowings	0.000	0.000	0.000
(b) Deferred tax liabilities (Net)	62.446	55.154	46.507
(c) Other long term liabilities	3.335	4.470	3.275
(d) long-term provisions	22.234	18.695	14.225
Total Non-current Liabilities (3)	88.015	78.319	64.007
(4) Current Liabilities
(a) Short term borrowings	0.000	0.000	0.000
(b) Trade payables	516.196	486.718	405.453
(c) Other current liabilities	12.582	13.319	19.122
(d) Short-term provisions	4.112	14.893	23.490
Total Current Liabilities (4)	532.890	514.930	448.065
TOTAL	2231.842	2125.122	1879.115
II.          ASSETS
(1) Non-current assets
(a) Fixed Assets
(i) Tangible assets	875.805	875.381	766.650
(ii) Intangible Assets	0.000	0.000	0.000
(iii) Capital work-in-progress	36.453	36.119	70.416
(iv) Intangible assets under development	0.000	0.000	0.000
(b) Non-current Investments	0.000	0.000	0.000
(c) Deferred tax assets (net)	0.000	0.000	0.000
(d) Long-term Loan and Advances	36.957	30.827	43.497
(e) Other Non-current assets	1.545	1.477	1.341
Total Non-Current Assets	950.760	943.804	881.904
(2) Current assets
(a) Current investments	0.000	0.000	0.000
(b) Inventories	634.205	595.483	488.496
(c) Trade receivables	367.218	380.879	397.248
(d) Cash and cash equivalents	223.310	146.866	67.971
(e) Short-term loans and advances	55.770	53.247	43.187
(f) Other current assets	0.579	4.843	0.309
Total Current Assets	1281.082	1181.318	997.211
TOTAL	2231.842	2125.122	1879.115

PROFIT & LOSS ACCOUNT

	PARTICULARS	31.03.2014	31.03.2013	31.03.2012
	SALES
	Turnover	2244.425	2350.281	2268.542
	Other Income	27.976	33.858	39.227
	TOTAL (A)	2272.401	2384.139	2307.769
Less	EXPENSES	2149.107	2138.932	2007.037
	PROFIT/ (LOSS) BEFORE TAX (E-F) (G)	123.294	245.207	300.732
Less	TAX (H)	44.230	80.378	96.333
	PROFIT/ (LOSS) AFTER TAX (G-H) (I)	79.064	164.829	204.399
	Earnings / (Loss) Per Share (Rs.)	0.87	1.82	2.25

Particulars	31.03.2015
Sales Turnover (Approximately)	2770.000

Expected Sales (2015-2016): Rs. 3000.000 Million

The above information has been parted by Mr. Vaibhav (Account Department).

CURRENT MATURITIES OF LONG TERM DEBT DETAILS

Particulars	31.03.2014	31.03.2013	31.03.2012
Current Maturities of Long term debt	NA	NA	NA
Cash generated from operations	NA	NA	NA
Net cash flows from (used in) operations	NA	NA	NA

KEY RATIOS

PARTICULARS		31.03.2014	31.03.2013	31.03.2012
Net Profit Margin (PAT / Turnover)	(%)	3.52	7.01	9.01
Return on Total Assets (PBT/Total Assets}	(%)	5.62	11.74	16.63
Return on Investment (ROI) (PBT/Networth)		0.08	0.16	0.22
Debt Equity Ratio (Total Debt /Networth)		0.00	0.00	0.00
Current Ratio (Current Asset/Current Liability)		2.40	2.29	2.23

FINANCIAL ANALYSIS

[all figures are in Rupees Million]

DEBT EQUITY RATIO

Particular	31.03.2012	31.03.2013	31.03.2014
	(Rs. In Million)	(Rs. In Million)	(Rs. In Million)
Share Capital	906.861	906.861	906.861
Reserves & Surplus	460.182	625.012	704.076
Net worth	1367.043	1531.873	1610.937
long-term borrowings	0.000	0.000	0.000
Short term borrowings	0.000	0.000	0.000
Total borrowings	0.000	0.000	0.000
Debt/Equity ratio	0.000	0.000	0.000

YEAR-ON-YEAR GROWTH

Year on Year Growth	31.03.2012	31.03.2013	31.03.2014
	(Rs. In Million)	(Rs. In Million)	(Rs. In Million)
Turnover	2268.542	2350.281	2244.425
		3.603	(4.504)

NET PROFIT MARGIN

Net Profit Margin	31.03.2012	31.03.2013	31.03.2014
	(Rs. In Million)	(Rs. In Million)	(Rs. In Million)
Turnover	2268.542	2350.281	2244.425
Profit	204.399	164.829	79.064
	9.01%	7.01%	3.52%

LOCAL AGENCY FURTHER INFORMATION

Sr. No.	Check list by info agents	Available in Report (Yes/No)
1	Year of establishment	Yes
2	Constitution of the entity -Incorporation details	Yes
3	Locality of the entity	Yes
4	Premises details	No
5	Buyer visit details	--
6	Contact numbers	Yes
7	Name of the person contacted	Yes
8	Designation of contact person	Yes
9	Promoter’s background	Yes
10	Date of Birth of Proprietor / Partners / Directors	Yes
11	Pan Card No. of Proprietor / Partners	Yes
12	Voter Id Card No. of Proprietor / Partners	No
13	Type of business	Yes
14	Line of Business	Yes
15	Export/import details (if applicable)	Yes
16	No. of employees	Yes
17	Details of sister concerns	Yes
18	Major suppliers	No
19	Major customers	No
20	Banking Details	Yes
21	Banking facility details	No
22	Conduct of the banking account	--
23	Financials, if provided	Yes
24	Capital in the business	Yes
25	Last accounts filed at ROC, if applicable	Yes
26	Turnover of firm for last four years	Yes
27	Reasons for variation <> 20%	--
28	Estimation for coming financial year	Yes
29	Profitability for last three years	Yes
30	Major shareholders, if available	Yes
31	External Agency Rating, if available	No
32	Litigations that the firm/promoter involved in	--
33	Market information	--
34	Payments terms	Yes
35	Negative Reporting by Auditors in the Annual Report	No

NOTE: Registered office of the company has been shifted from 7e White House10 Bhagwan Dass Road

New Delhi – 110001, India to the present address w.e.f. 20.06.2006

INDEX OF CHARGES: NO CHARGES EXIST FOR COMPANY

FIXED ASSETS

• Land
• Buildings
• Plant and equipment
• Emission reduction equipment
• Furniture and fixtures
• Vehicles
• Office equipment
• Leasehold improvements

CMT REPORT (Corruption, Money Laundering & Terrorism]

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

1] INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

2] Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

3] Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

4] Record on Financial Crime :

Charges or conviction registered against subject: None

5] Records on Violation of Anti-Corruption Laws :

Charges or investigation registered against subject: None

6] Records on Int’l Anti-Money Laundering Laws/Standards :

Charges or investigation registered against subject: None

7] Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

8] Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

9] Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

10] Press Report :

No press reports / filings exists on the subject.

CORPORATE GOVERNANCE

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

CONTRAVENTION

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

FOREIGN EXCHANGE RATES

Currency	Unit	Indian Rupees
US Dollar	1	Rs.65.83
UK Pound	1	Rs.103.39
Euro	1	Rs.74.27

INFORMATION DETAILS

Information Gathered by :	GYT
Analysis Done by :	HNA
Report Prepared by :	GTA

SCORE & RATING EXPLANATIONS

SCORE FACTORS	RANGE	POINTS
HISTORY	1~10	6
PAID-UP CAPITAL	1~10	6
OPERATING SCALE	1~10	5
FINANCIAL CONDITION		--
--BUSINESS SCALE	1~10	5
--PROFITABILITY	1~10	5
--LIQUIDITY	1~10	6
--LEVERAGE	1~10	5
--RESERVES	1~10	6
--CREDIT LINES	1~10	5
--MARGINS	-5~5	--
DEMERIT POINTS
--BANK CHARGES	YES/NO	YES
--LITIGATION	YES/NO	NO
--OTHER ADVERSE INFORMATION	YES/NO	NO
MERIT POINTS
--SOLE DISTRIBUTORSHIP	YES/NO	NO
--EXPORT ACTIVITIES	YES/NO	YES
--AFFILIATION	YES/NO	YES
--LISTED	YES/NO	NO
--OTHER MERIT FACTORS	YES/NO	YES
DEFAULTER
--RBI	YES/NO	NO
--EPF	YES/NO	NO
TOTAL		49

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
--	NB	New Business	--

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.