MIRA INFORM REPORT

 

 

Report No. :

293411.2

Report Date :

22.08.2015

 

IDENTIFICATION DETAILS

 

Name :

GUDRUN SJÖDÉN GMBH

 

 

Registered Office :

Fürther Str. 33 D 90513 Zirndorf

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

05.01.1983

 

 

Com. Reg. No.:

HRB 2527

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Retail Sale of Clothing.

 

 

No. of Employees :

132

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory


 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, has contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2013. The new German government introduced a minimum wage of $11 per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

 

 

Source : CIA

 

 

Company name and address

 

GUDRUN SJÖDÉN GMBH

 

 Company Status:      active

                      Fürther Str. 33

                      D 90513 Zirndorf

                      Telephone:0911/96069-0

                      Telefax:  0911/96069-66

                      Homepage: www.gudrunsjoeden.de

                      E-mail:   info@gudrunsjoeden.de

 

 VAT no.:                      DE132757522

 Tax ID number:             218/127/80376

 

 

CONCLUSION

 

 Business relations are permissible.

 

 

Company Summary

 

 LEGAL FORM              Private limited company

 Date of foundation:      05.01.1983

 Shareholders'

 agreement:                   05.01.1983

 Registered on:             17.03.1983

 Commercial Register:   Local court 90762 Fürth

 under:                          HRB 2527

 

 

Share capital               

 

EUR             51,129.19

 

 Shareholder:

                      Sjödén Förvaltning AB

                      Upplagsvägen 1

                      S SE-11794 Stockholm

                      Legal form: Other legal form

                      Share:             EUR             51,129.19

 Manager:

                      Matthias Fink

                      D 90402 Nürnberg

                      having sole power of representation

                      born: 17.09.1965

 

 

COMPANY HISTORY

 

 05.01.1983 - 04.06.1993  Gudrun Sjödens Laden GmbH

                          Sandbuck 3

                          D 90574 Roßtal

                          Private limited company

 27.05.2002 - 2003        Gudrun Sjödens Laden GmbH

                          Nibelungenstr. 13

                          D 90513 Zirndorf

                          Private limited company

 2004 - 01.10.2007        Gudrun Sjödens Laden GmbH (bis

                          01.10.2007)

                          Fürther Str. 33

                          D 90513 Zirndorf

                          Private limited company

 

 

RESIGNED ACTING PERSONS AND SHAREHOLDERS

 

 10.01.2012 - 14.09.2012  Manager

                          Christina Radevik

                          D 90513 Zirndorf

 

 

BUSINESS ACTIVITIES

 

Main industrial sector

47710   Retail sale of clothing

47919   Other retail sale via mail-order houses or Internet

47999   Other retail sale n.e.c. (not in stores)

5629    Other food services

 

 

BRANCHES AND FACTORIES

 

 Branch:

                      Gudrun Sjödén GmbH

                      Kaiserstr. 43

                      D 90403 Nürnberg

                      TEL.: 0911/960690

                      FAX.: 0911/9606966

 Branch:

                      Gudrun Sjödén GmbH

                      Ludwigstr. 2-6

                      D 50667 Köln

                      TEL.: 0221/78968540

 Branch:

                      Gudrun Sjödén GmbH

                      Markgrafenstr. 32

                      D 10117 Berlin

 Branch:

                      Gudrun Sjödén GmbH

                      Nadlerstr. 21

                      D 70173 Stuttgart

 Branch:

                      Gudrun Sjödén GmbH

                      Adolphsbrücke 9

                      D 20457 Hamburg

 

 

FINANCIAL INFORMATION

 

Payment experience:  within agreed terms

 

Negative information:We have no negative information at hand.

 

Balance sheet year:  2013

 

 

REAL ESTATE

 

 Type of ownership:       Tenant

 Address                       Fürther Str. 33

                                    D 90513 Zirndorf

 

 Land register documents were not available.

 

 

BANKERS

 

 COMMERZBANK VORMALS DRESDNER BANK, 90327 NÜRNBERG, MITTELFR

 Sort. code: 76080040, Account no.: 1308488

 BIC: DRESDEFF760, IBAN: DE26760800400130848800

 UNICREDIT BANK - HYPOVEREINSBANK, 91139 ROTH, MITTELFR

 Sort. code: 76420080, Account no.: 5638003

 BIC: HYVEDEMM065, IBAN: DE97764200800005638003

 POSTBANK, 90322 NÜRNBERG, MITTELFR

 Sort. code: 76010085, Account no.: 56511853

 BIC: PBNKDEFFXXX, IBAN: DE28760100850056511853

 

 

FINANCIAL FIGURES

 

 Gross profit or loss:2013               EUR         16,640,305.00

 Profit:              2013               EUR          2,787,695.00

 Ac/ts receivable:                       EUR          2,134,642.00

 Liabilities:                            EUR          2,294,255.00

 Total numbers of vehicles:                                      1

 - Passenger cars:                                               1

 Employees:                                                    132

 - Temporary workers:                                           31

 

 

BALANCE SHEETS

 

 Balance sheet ratios 01.01.2013 - 31.12.2013

 Equity ratio [%]:                 60.39

 Liquidity ratio:                  10.00

 Return on total capital [%]:      31.20

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 27.28

 Liquidity ratio:                   8.76

 Return on total capital [%]:      16.56

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 55.35

 Liquidity ratio:                  10.00

 Return on total capital [%]:      22.49

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 62.18

 Liquidity ratio:                  10.00

 Return on total capital [%]:      15.80

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

Type of balance sheet:                    Company balance sheet

 

 Financial year:                          01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR          8,994,156.69

  Fixed assets                           EUR            824,703.00

   Intangible assets                     EUR            120,214.00

   Tangible assets                       EUR            704,489.00

  Current assets                         EUR          8,039,246.69

   Stocks                                EUR          3,018,478.58

   Accounts receivable                   EUR          2,134,642.44

   Liquid means                          EUR          2,886,125.67

  Remaining other assets                 EUR            130,207.00

   Accruals (assets)                     EUR            130,207.00

 

 LIABILITIES                             EUR          8,994,156.69

  Shareholders' equity                   EUR          5,455,338.67

   Capital                               EUR             25,564.60

    Subscribed capital (share capital)   EUR             51,129.19

     thereof not yet paid-up capital     EUR             51,129.19

      thereof called                     EUR             25,564.60

      thereof uncalled outstanding

      contributions                      EUR             25,564.59

   Balance sheet profit/loss (+/-)       EUR          5,429,774.07

    Profit / loss brought forward        EUR          2,642,078.96

    Annual surplus / annual deficit      EUR          2,787,695.11

  Provisions                             EUR          1,244,563.24

  Liabilities                            EUR          2,294,254.78

   Other liabilities                     EUR          2,294,254.78

    Unspecified other liabilities        EUR          2,294,254.78

     thereof liabilities from tax /

     financial authorities               EUR            290,017.77

     thereof liabilities from social

     security                            EUR              7,102.99

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR         16,640,304.97

  Staff expenses                         EUR          3,009,804.89

   Wages and salaries                    EUR          2,496,888.80

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            512,916.09

  Total depreciation                     EUR            220,544.44

  Other operating expenses               EUR          9,561,729.19

  Operating result from continuing

  operations                             EUR          3,848,226.45

  Interest result (+/-)                  EUR             63,697.28

   Interest and similar income           EUR            152,861.05

   Interest and similar expenses         EUR             89,163.77

  Financial result (+/-)                 EUR             63,697.28

  Result from ordinary operations (+/-)  EUR          3,911,923.73

  Income tax / refund of income tax (+/-)EUR         -1,124,012.62

  Other taxes / refund of taxes          EUR               -216.00

  Tax (+/-)                              EUR         -1,124,228.62

  Annual surplus / annual deficit        EUR          2,787,695.11

 

 Type of balance sheet:                   Company balance sheet

 

 Financial year:                          01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR          9,971,691.44

  Fixed assets                           EUR            518,380.00

   Intangible assets                     EUR            120,275.00

   Tangible assets                       EUR            398,105.00

  Current assets                         EUR          9,448,482.44

   Stocks                                EUR          3,432,816.33

   Accounts receivable                   EUR          3,333,812.83

   Liquid means                          EUR          2,681,853.28

  Remaining other assets                 EUR              4,829.00

   Accruals (assets)                     EUR              4,829.00

 

 LIABILITIES                             EUR          9,971,691.44

  Shareholders' equity                   EUR          2,667,643.56

   Capital                               EUR             25,564.60

    Subscribed capital (share capital)   EUR             51,129.19

     thereof not yet paid-up capital     EUR             51,129.19

      thereof called                     EUR             25,564.60

      thereof uncalled outstanding

      contributions                      EUR             25,564.59

   Balance sheet profit/loss (+/-)       EUR          2,642,078.96

    Balance sheet profit / loss          EUR          2,642,078.96

  Provisions                             EUR          4,144,916.00

  Liabilities                            EUR          3,159,131.88

   Other liabilities                     EUR                  0.00

    Unspecified other liabilities        EUR                  0.00

     thereof liabilities from tax /

     financial authorities               EUR          1,148,607.93

     thereof liabilities from social

     security                            EUR              7,838.85

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR         15,745,807.33

  Staff expenses                         EUR          2,871,414.17

   Wages and salaries                    EUR          2,407,925.53

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            463,488.64

  Total depreciation                     EUR            188,468.58

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            188,468.58

  Other operating expenses               EUR         10,253,237.49

  Operating result from continuing

  operations                             EUR          2,432,687.09

  Interest result (+/-)                  EUR              2,370.30

   Interest and similar income           EUR             18,089.35

   Interest and similar expenses         EUR             15,719.05

  Financial result (+/-)                 EUR              2,370.30

  Result from ordinary operations (+/-)  EUR          2,435,057.39

  Income tax / refund of income tax (+/-)EUR           -793,060.20

  Other taxes / refund of taxes          EUR               -382.00

  Tax (+/-)                              EUR           -793,442.20

  Annual surplus / annual deficit        EUR          1,641,615.19

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.83

UK Pound

1

Rs.103.39

Euro

1

Rs.74.27

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.