MIRA INFORM REPORT
|
Report No. : |
337107 |
|
Report Date : |
26.08.2015 |
IDENTIFICATION DETAILS
|
Name : |
BENZLERS ITALIA S.R.L. UNIPERSONALE |
|
|
|
|
Registered Office : |
Viale Romagna, 7 20089 – Rozzano (MI) -IT |
|
|
|
|
Country : |
Italy |
|
|
|
|
Financials (as on) : |
31.03.2014 |
|
|
|
|
Date of Incorporation : |
01.02.2012 |
|
|
|
|
Legal Form : |
Sole-Member Limited Liability Company |
|
|
|
|
Line of Business : |
Wholesale of
machine tools |
|
|
|
|
No. of Employees : |
From 1 to 5 |
RATING & COMMENTS
|
MIRA’s Rating : |
B |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
Status : |
Moderate |
|
|
|
|
Payment Behaviour : |
No Complaints |
|
|
|
|
Litigation : |
Clear |
NOTES:
Any query related to this report can be made on
e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31, 2015
|
Country Name |
Previous Rating (31.12.2014) |
Current Rating (31.03.2015) |
|
Italy |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
ITALY - ECONOMIC OVERVIEW
Italy has a diversified economy, which is divided into a developed industrial north, dominated by private companies, and a less-developed, highly subsidized, agricultural south, where unemployment is higher. The Italian economy is driven in large part by the manufacture of high-quality consumer goods produced by small and medium-sized enterprises, many of them family-owned. Italy also has a sizable underground economy, which by some estimates accounts for as much as 17% of GDP. These activities are most common within the agriculture, construction, and service sectors. Italy is the third-largest economy in the euro-zone, but its exceptionally high public debt and structural impediments to growth have rendered it vulnerable to scrutiny by financial markets. Public debt has increased steadily since 2007, topping 132% of GDP in 2014, but investor concerns about Italy and the broader euro-zone crisis eased in 2013, bringing down Italy's borrowing costs on sovereign government debt from euro-era. The government still faces pressure from investors and European partners to sustain its efforts to address Italy's long-standing structural impediments to growth, such as labor market inefficiencies and tax evasion. In 2014 economic growth and labor market conditions continued to deteriorate, with overall unemployment rising to 12.2% and youth unemployment around 40%. Italy's GDP is now nearly 10% below its 2007 pre-crisis level.
|
Source
: CIA |
company name AND address
Benzlers Italia
S.r.l. Unipersonale
|
Viale Romagna, 7 |
|
20089 – Rozzano
(MI) -IT- |
Summary
|
Fiscal Code |
: |
07609470963 |
|
Legal Form |
: |
Sole-Member
Limited Liability Company |
|
start of
Activities |
: |
01/02/2012 |
|
Equity |
: |
25.000 |
|
Turnover Range |
: |
750.000/1.000.000 |
|
Number of
Employees |
: |
from 1 to 5 |
Activity
Wholesale of
machine tools
Legal Data
Legal Form :
Sole-Member Limited Liability Company
|
Fiscal Code :
07609470963 |
|
Chamber of
Commerce no. : 1971616 of Milano since 27/01/2012 |
|
V.A.T. Code : 07609470963 |
|
Establishment
date |
: 15/11/2011 |
|
|
Start of
Activities |
: 01/02/2012 |
|
|
Legal duration |
: 31/12/2050 |
|
|
Nominal Capital |
: 10.000 |
|
|
Subscribed
Capital |
: 10.000 |
|
|
Paid up Capital |
: 10.000 |
|
Legal mail : |
BENZIERSITALIA@LEGALMAIL.IT |
Members
|
Aktiebolaget
Benzlers |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Sole partner |
15/11/2011 |
|
No Prejudicial
events are reported |
|
No Protests
registered |
|
Aktiebolaget
Benzlers |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Partner |
|
No Prejudicial
events are reported |
|
No Protests
registered |
|
Amin |
Prashant
Chandrakant |
|
Born in Tata
Nagar |
( ) |
on 09/08/1956 |
|
Residence: |
Romagna |
, 7 |
- 20089 |
Rozzano |
(MI) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
15/11/2011 |
||
|
Board Chairman |
15/11/2011 |
|
No Protests
registered |
|
Nidsjo |
Rolf Hakan |
|
Born in S: Pauli |
( ) |
on 29/03/1952 |
|
Residence: |
Romagna |
, 7 |
- 20089 |
Rozzano |
(MI) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
15/11/2011 |
|
Patel |
Prayasvin
Bhanubhai |
|
Born in Mumbai |
( ) |
on 03/04/1958 |
|
Residence: |
Romagna |
, 7 |
- 20089 |
Rozzano |
(MI) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
15/11/2011 |
|
Chasmawalla Alis
Shoff |
Harish |
|
Born in Mumbai |
( ) |
on 09/09/1971 |
|
Residence: |
Atmaran Merchant
Road |
, 10 |
Mumbai |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
11/07/2013 |
Companies connected to members
*checkings have
been performed on a national scale.
In this module the
companies in which members hold/held positions are listed.
The Members of the
subject firm are not reported to be Members in other companies.
Capital Shareholders
Shareholders' list
as at date of data collection:
|
Firm's Style /
Name |
Seat / Residence |
Fiscal Code |
Owned Shares |
% Ownership |
|
Aktiebolaget
Benzlers |
07611910964 |
100,00 |
Direct Participations
The Company under
review has no participations in other Companies.
Firm's location and structure
In order to carry
out its activities the firm uses the following locations:
|
- |
Legal and
operative seat |
|
Romagna |
, 7 |
- 20089 |
- Rozzano |
(MI) |
- IT - |
|
Legal mail |
:
BENZIERSITALIA@LEGALMAIL.IT |
|
Employees |
: 2 |
Protests
Protests checking
on the subject firm has given a negative result.
Data Base Prejudicial Events Search
Search performed
on a National Scale
|
Prejudicial
Events Search Result: NEGATIVE |
Search performed
on a specialized data base.
Legal Procedures
None reported,
standing to the latest received edition of the Official Publications.
Financial and Economical Analysis
Company's starting
of activities dates back to some years ago (2012).
The
economic-financial analysis has been made on the base of the b/s of the latests
three years.
Under the financial
profile unstable results are noted. anyway in 2014 a positive result was
achieved (r.o.e. 45,71%). In the last financial year an increase in the
turnover has been registered (+48,09%).
The operating
result was positive in the last financial year (5,93%) and in line with the
sector's average.
The amount of the
operating result for the year 2014 is of Eur. 21.195 with a more then 100%
growth.
A gross operating
margine for a value of Eur. 22.492 was reached. with a 93,92% growth.
Short-term debts
volume if compared to net worth, as it comes out from the total indebtedness
(13,19) falling as opposed to the year before.
It's shareholders
funds amount to Eur. 22.927 , rising by 84,18%.
Total debts (both
short and M/L term) equals Eur. 312.435, showing a stable trend as opposed to
2013 (Eur. 270.023).
Current liquid
assets is positive.
The financial
management generated a cash flow of Eur. 11.776.
During 2014
financial year labour costs amounted to Eur. 93.707, with a 12,2% incidence on
production costs. , whereas 12,18% is the incidence on sales revenues.
Financial charges
have a limited incidence (-0,11%) on sales volume.
Financial Data
|
|
Complete
balance-sheet for the year |
al 31/03/2014 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
769.168 |
|
Profit (Loss)
for the period |
10.479 |
|
|
Complete
balance-sheet for the year |
al 31/03/2013 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
519.391 |
|
Profit (Loss)
for the period |
3.806 |
|
|
Complete
balance-sheet for the year |
al 31/03/2012 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
13.600 |
|
Profit (Loss)
for the period |
-1.358 |
Balance Sheets
From our constant
monitoring of the relevant Public Administration offices, no more recent
balance sheets result to have been filed.
|
- Balance Sheet
as at 31/03/2014 - 12 Mesi - Currency: - Amounts x 1 |
|
- Balance Sheet as
at 31/03/2013 - 12 Mesi - Currency: - Amounts x 1 |
|
- Balance Sheet
as at 31/03/2012 - 12 Mesi - Currency: - Amounts x 1 |
|
Years |
2014 |
2013 |
2012 |
|
BALANCE SHEET
ACCOUNTS |
|||
|
ASSETS |
|||
|
CREDITS VS
PARTNERS |
|||
|
. Deposits not yet
withdrawn |
|||
|
. Deposits
already withdrawn |
|||
|
Total credits vs
partners |
|||
|
FIXED ASSETS |
|||
|
. INTANGIBLE
FIXED ASSETS |
|||
|
. . Start-up and
expansion expenses |
|||
|
. .
Research,develop. and advert.expens. |
|||
|
. . Industrial
patent rights |
|||
|
. .
Concessions,licenses,trademarks. |
|||
|
. . Goodwill |
|||
|
. . Assets in
formation and advance paymen. |
|||
|
. . Other
intangible fixed assets |
|||
|
. Total
Intangible Fixed Assets |
3.008 |
4.010 |
|
|
. TANGIBLE FIXED
ASSETS |
|||
|
. . Real estate |
|||
|
. . Plant and
machinery |
|||
|
. . Industrial
and commercial equipment |
|||
|
. . Other assets |
|||
|
. . Assets under
construction and advances |
|||
|
. Total Tangible
fixed assets |
726 |
933 |
|
|
. FINANCIAL
FIXED ASSETS |
|||
|
. . Equity
investments |
|||
|
. . . Equity
invest. in subsidiary companies |
|||
|
. . . Equity
invest. in associated companies |
|||
|
. . . Equity
invest. in holding companies |
|||
|
. . . Equity invest.
in other companies |
|||
|
. . Financial
receivables |
|||
|
. . . . Within
12 months |
|||
|
. . . . Beyond
12 months |
|||
|
. . . Receivab
due from subsidiaries |
|||
|
. . . . Within
12 months |
|||
|
. . . . Beyond
12 months |
|||
|
. . .
Receivables due from assoc.comp. |
|||
|
. . . . Within
12 months |
|||
|
. . . . Beyond
12 months |
|||
|
. . .
Receivables due from holding comp. |
|||
|
. . . . Within
12 months |
|||
|
. . . . Beyond
12 months |
|||
|
. . . Receivables
due from third parties |
|||
|
. . . . Within
12 months |
|||
|
. . . . Beyond
12 months |
|||
|
. . Other
securities |
|||
|
. . Own shares |
|||
|
. . . Total
nominal value |
|||
|
. Total
financial fixed assets |
|||
|
Total fixed assets |
3.734 |
4.943 |
|
|
CURRENT ASSETS |
|||
|
. INVENTORIES |
|||
|
. . Raw
materials and other consumables |
|||
|
. . Work in
progress and semimanufactured |
|||
|
. . Work in
progress on order |
|||
|
. . Finished
goods |
|||
|
. . Advance payments |
|||
|
. Total
Inventories |
|||
|
. CREDITS NOT
HELD AS FIXED ASSETS |
|||
|
. . Within 12
months |
342.510 |
228.116 |
22.428 |
|
. . Beyond 12
months |
|||
|
. . Trade
receivables |
16.456 |
||
|
. . . . Within
12 months |
16.456 |
||
|
. . . . Beyond
12 months |
|||
|
. . Receivables
due from subsid. comp. |
|||
|
. . . . Within
12 months |
|||
|
. . . . Beyond
12 months |
|||
|
. . Receivables
due from assoc. comp. |
|||
|
. . . . Within
12 months |
|||
|
. . . . Beyond
12 months |
|||
|
. . Receivables
due from holding comp. |
|||
|
. . . . Within
12 months |
|||
|
. . . . Beyond
12 months |
|||
|
. . Fiscal
Receivables |
|||
|
. . . . Within
12 months |
|||
|
. . . . Beyond
12 months |
|||
|
. . Receivables for
anticipated taxes |
|||
|
. . . . Within
12 months |
|||
|
. . . . Beyond
12 months |
|||
|
. . Receivables
due from third parties |
5.972 |
||
|
. . . . Within
12 months |
5.972 |
||
|
. . . . Beyond
12 months |
|||
|
. Total Credits not
held as fixed assets |
342.510 |
228.116 |
22.428 |
|
. FINANCIAL
ASSETS |
|||
|
. . Equity
invest. in subsidiary comp. |
|||
|
. . Equity
invest. in associated companies |
|||
|
. . Equity
invest. in holding companies |
|||
|
. . Other equity
investments |
|||
|
. . Own shares |
|||
|
. . . Total
nominale value |
|||
|
. . Other
securities |
|||
|
. Total
Financial Assets |
|||
|
. LIQUID FUNDS |
|||
|
. . Bank and
post office deposits |
|||
|
. . Checks |
|||
|
. . Banknotes
and coins |
|||
|
. Total Liquid
funds |
10.034 |
61.314 |
8.186 |
|
Total current
assets |
352.544 |
289.430 |
30.614 |
|
ADJUSTMENT
ACCOUNTS |
|||
|
. Discount on
loans |
|||
|
. Other
adjustment accounts |
1.032 |
485 |
|
|
Total
adjustments accounts |
1.032 |
485 |
|
|
TOTAL ASSETS |
357.310 |
294.858 |
30.614 |
|
LIABILITIES |
|||
|
STOCKHOLDERS'
EQUITY |
|||
|
. Capital stock |
10.000 |
10.000 |
10.000 |
|
. Additional
paid-in capital |
|||
|
. Revaluation
reserves |
|||
|
. Legal reserve |
500 |
||
|
. Reserve for
Own shares |
|||
|
. Statute
reserves |
|||
|
. Other reserves |
|||
|
. Accumulated
Profits (Losses) |
1.948 |
-1.358 |
|
|
. Profit( loss)
of the year |
10.479 |
3.806 |
-1.358 |
|
. Advances on
dividends |
|||
|
. Partial loss of
the year Coverage |
|||
|
Total
Stockholders'Equity |
22.927 |
12.448 |
8.642 |
|
RESERVES FOR
RISKS AND CHARGES |
|||
|
. . Reserve for
employee termination indem. |
|||
|
. . Taxation
fund, also differed |
|||
|
. . Other funds |
|||
|
Total Reserves
for Risks and Charges |
|||
|
Employee
termination indemnities |
8.450 |
4.015 |
|
|
ACCOUNTS PAYABLE |
|||
|
. . . . Within
12 months |
312.435 |
270.023 |
21.972 |
|
. . . . Beyond
12 months |
|||
|
. . Bonds |
|||
|
. . . . Within 12
months |
|||
|
. . . . Beyond
12 months |
|||
|
. . Convertible
bonds repayable |
|||
|
. . . . Within
12 months |
|||
|
. . . . Beyond
12 months |
|||
|
. . Due to
shareholders for financing |
5.030 |
||
|
. . . . Within
12 months |
5.030 |
||
|
. . . . Beyond
12 months |
|||
|
. . Due to banks |
|||
|
. . . . Within
12 months |
|||
|
. . . . Beyond
12 months |
|||
|
. . Due to other
providers of finance |
|||
|
. . . . Within
12 months |
|||
|
. . . . Beyond
12 months |
|||
|
. . Advances from
customers |
|||
|
. . . . Within
12 months |
|||
|
. . . . Beyond
12 months |
|||
|
. . Trade
payables |
14.879 |
||
|
. . . . Within
12 months |
14.879 |
||
|
. . . . Beyond
12 months |
|||
|
. . Securities
issued |
|||
|
. . . . Within 12
months |
|||
|
. . . . Beyond
12 months |
|||
|
. . Due to
subsidiary companies |
|||
|
. . . . Within
12 months |
|||
|
. . . . Beyond
12 months |
|||
|
. . Due to
associated companies |
|||
|
. . . . Within
12 months |
|||
|
. . . . Beyond 12
months |
|||
|
. . Due to
holding companies |
|||
|
. . . . Within
12 months |
|||
|
. . . . Beyond
12 months |
|||
|
. . Due to the
tax authorities |
699 |
||
|
. . . . Within
12 months |
699 |
||
|
. . . . Beyond
12 months |
|||
|
. . Due to social
security and welfare inst. |
|||
|
. . . . Within
12 months |
|||
|
. . . . Beyond
12 months |
|||
|
. . Other
payables |
1.364 |
||
|
. . . . Within
12 months |
1.364 |
||
|
. . . . Beyond
12 months |
|||
|
Total accounts
payable |
312.435 |
270.023 |
21.972 |
|
ADJUSTMENT
ACCOUNTS |
|||
|
. Agio on loans |
|||
|
. Other
adjustment accounts |
13.498 |
8.372 |
|
|
Total adjustment
accounts |
13.498 |
8.372 |
|
|
TOTAL
LIABILITIES |
357.310 |
294.858 |
30.614 |
MEMORANDUM ACCOUNTS
|
Third party
goods |
|||
|
Investment
accounts |
|||
|
Risk accounts |
|||
|
Civil and fiscal
norms relation |
PROFIT AND LOSS ACCOUNTS
|
VALUE OF
PRODUCTION |
|||
|
. Revenues from
sales and services |
769.168 |
519.391 |
13.600 |
|
. Changes in work
in progress |
|||
|
. Changes in
semi-manufact. products |
|||
|
. Capitalization
of internal work |
|||
|
. Other income
and revenues |
20.415 |
11.583 |
|
|
. .
Contributions for operating expenses |
|||
|
. . Different
income and revenues |
20.415 |
11.583 |
|
|
Total value of
production |
789.583 |
530.974 |
13.600 |
|
PRODUCTION COSTS |
|||
|
. Raw
material,other materials and consum. |
620.580 |
375.954 |
11.143 |
|
. Services
received |
1.425 |
||
|
. Leases and
rentals |
50.698 |
52.557 |
1.026 |
|
. Payroll and
related costs |
93.707 |
89.851 |
1.364 |
|
. . Wages and
salaries |
67.785 |
68.581 |
1.364 |
|
. . Social
security contributions |
21.485 |
16.099 |
|
|
. . Employee
termination indemnities |
4.437 |
4.017 |
|
|
. . Pension and similar |
1.011 |
||
|
. . Other costs |
143 |
||
|
. Amortization
and depreciation |
1.297 |
1.107 |
|
|
. . Amortization
of intangible fixed assets |
1.003 |
1.003 |
|
|
. . Amortization
of tangible fixed assets |
294 |
104 |
|
|
. . Depreciation
of tangible fixed assets |
|||
|
. . Writedown of
current receiv.and of liquid |
|||
|
. Changes in raw
materials |
|||
|
. Provisions to
risk reserves |
|||
|
. Other
provisions |
|||
|
. Other
operating costs |
2.106 |
1.014 |
|
|
Total production
costs |
768.388 |
520.483 |
14.958 |
|
Diff. between
value and cost of product. |
21.195 |
10.491 |
-1.358 |
|
FINANCIAL INCOME
AND EXPENSE |
|||
|
. Income from
equity investments |
|||
|
. . In
subsidiary companies |
|||
|
. . In
associated companies |
|||
|
. . In other
companies |
|||
|
. Other
financial income |
4 |
||
|
. .
Financ.income from receivables |
|||
|
. . . Towards
subsidiary companies |
|||
|
. . . Towards
associated companies |
|||
|
. . . Towards
holding companies |
|||
|
. . . Towards
other companies |
|||
|
. .
Financ.income from secur. t.f.assets |
|||
|
. .
Financ.income from secur. cur.assets |
|||
|
. .
Financ.income other than the above |
4 |
||
|
. . . -
Subsidiary companies |
|||
|
. . . -
Associated companies |
|||
|
. . . - Holding
companies |
|||
|
. . . - Other
companies |
4 |
||
|
. Interest and
other financial expense |
-816 |
-1.721 |
|
|
. . Towards
subsidiary companies |
|||
|
. . Towards
associated companies |
|||
|
. . Towards
holding companies |
|||
|
. . Towards
other companies |
816 |
1.721 |
|
|
Total financial
income and expense |
-812 |
-1.721 |
|
|
ADJUSTMENTS TO
FINANCIAL ASSETS |
|||
|
. Revaluations |
|||
|
. . Of equity
investments |
|||
|
. . Of
financ.fixed assets not repres.E.I. |
|||
|
. . Of
securities incl.among current assets |
|||
|
. Devaluation |
|||
|
. . Of equity
investments |
|||
|
. . Of financial
fixed assets (no equity inv) |
|||
|
. . Of
securities included among current ass |
|||
|
Total adjustments
to financial assets |
|||
|
EXTRAORDINARY
INCOME AND EXPENSE |
|||
|
. Extraordinary
income |
706 |
||
|
. . Gains on
disposals |
|||
|
. . Other
extraordinary income |
706 |
||
|
. Extraordinary
expense |
-151 |
||
|
. . Losses on
disposals |
|||
|
. . Taxes
relating to prior years |
|||
|
. . Other
extraordinary expense |
-151 |
||
|
Total
extraordinary income and expense |
-1 |
555 |
|
|
Results before
income taxes |
20.382 |
9.325 |
-1.358 |
|
. Taxes on
current income |
9.903 |
5.519 |
|
|
. . current
taxes |
9.903 |
5.519 |
|
|
. . differed
taxes(anticip.) |
|||
|
. Net income for
the period |
10.479 |
3.806 |
-1.358 |
|
. Adjustments in
tax regulations pursuance |
|||
|
. Provisions in
tax regulations pursuance |
|||
|
. Profit (loss)
of the year |
10.479 |
3.806 |
-1.358 |
RATIOS
|
Value Type |
as at 31/03/2014 |
as at 31/03/2013 |
as at 31/03/2012 |
Sector Average |
|
|
COMPOSITION ON
INVESTMENT |
|||||
|
Rigidity Ratio |
Units |
0,01 |
0,02 |
n.c. |
0,10 |
|
Elasticity Ratio |
Units |
0,99 |
0,98 |
1,00 |
0,87 |
|
Availability of
stock |
Units |
n.c. |
n.c. |
n.c. |
0,21 |
|
Total Liquidity
Ratio |
Units |
0,99 |
0,98 |
1,00 |
0,61 |
|
Quick Ratio |
Units |
0,03 |
0,21 |
0,27 |
0,03 |
|
COMPOSITION ON
SOURCE |
|||||
|
Net Short-term
indebtedness |
Units |
13,19 |
16,77 |
1,60 |
4,04 |
|
Self Financing
Ratio |
Units |
0,06 |
0,04 |
0,28 |
0,16 |
|
Capital
protection Ratio |
Units |
0,11 |
-0,11 |
0,00 |
0,59 |
|
Liabilities
consolidation quotient |
Units |
0,03 |
0,01 |
n.c. |
0,11 |
|
Financing |
Units |
13,63 |
21,69 |
2,54 |
4,85 |
|
Permanent
Indebtedness Ratio |
Units |
0,09 |
0,06 |
0,28 |
0,26 |
|
M/L term Debts
Ratio |
Units |
0,02 |
0,01 |
n.c. |
0,07 |
|
Net Financial
Indebtedness Ratio |
Units |
n.c. |
n.c. |
0,00 |
1,01 |
|
CORRELATION |
|||||
|
Fixed assets
ratio |
Units |
8,40 |
3,33 |
n.c. |
2,12 |
|
Current ratio |
Units |
1,13 |
1,07 |
1,39 |
1,16 |
|
Acid Test
Ratio-Liquidity Ratio |
Units |
1,13 |
1,07 |
1,39 |
0,88 |
|
Structure's
primary quotient |
Units |
6,14 |
2,52 |
n.c. |
1,40 |
|
Treasury's
primary quotient |
Units |
0,03 |
0,23 |
0,37 |
0,04 |
|
Rate of
indebtedness ( Leverage ) |
% |
1558,47 |
2368,72 |
354,25 |
620,22 |
|
Current Capital
( net ) |
Value |
40.109 |
19.407 |
8.642 |
131.414 |
|
RETURN |
|||||
|
Return on Sales |
% |
1,53 |
0,95 |
-9,99 |
2,27 |
|
Return on Equity
- Net- ( R.O.E. ) |
% |
45,71 |
30,58 |
-15,71 |
6,70 |
|
Return on Equity
- Gross - ( R.O.E. ) |
% |
88,90 |
74,91 |
-15,71 |
18,85 |
|
Return on
Investment ( R.O.I. ) |
% |
5,93 |
3,56 |
-4,44 |
4,76 |
|
Return/ Sales |
% |
2,76 |
2,02 |
-9,99 |
3,70 |
|
Extra Management
revenues/charges incid. |
% |
49,44 |
36,28 |
n.c. |
28,15 |
|
Cash Flow |
Value |
11.776 |
4.913 |
-1.358 |
39.655 |
|
Operating Profit |
Value |
21.195 |
10.491 |
-1.358 |
63.123 |
|
Gross Operating
Margin |
Value |
22.492 |
11.598 |
-1.358 |
99.042 |
|
MANAGEMENT |
|||||
|
Credits to
clients average term |
Days |
n.c. |
n.c. |
435,60 |
119,16 |
|
Debts to
suppliers average term |
Days |
n.c. |
n.c. |
394,03 |
116,83 |
|
Average stock
waiting period |
Days |
n.c. |
n.c. |
n.c. |
58,39 |
|
Rate of capital
employed return ( Turnover ) |
Units |
2,15 |
1,76 |
0,44 |
1,36 |
|
Rate of stock
return |
Units |
n.c. |
n.c. |
n.c. |
6,14 |
|
Labour cost
incidence |
% |
12,18 |
17,30 |
10,03 |
8,98 |
|
Net financial
revenues/ charges incidence |
% |
-0,11 |
-0,33 |
n.c. |
-1,08 |
|
Labour cost on
purchasing expenses |
% |
12,20 |
17,26 |
9,12 |
8,98 |
|
Short-term
financing charges |
% |
0,26 |
0,64 |
n.c. |
2,60 |
|
Capital on hand |
% |
46,45 |
56,77 |
225,10 |
73,17 |
|
Sales pro
employee |
Value |
384.584 |
259.695 |
394.001 |
|
|
Labour cost pro
employee |
Value |
46.853 |
44.925 |
34.340 |
Remarks
1) Protests checking
(relative to the last five years) performed by crossing and matching the
members names and the Firm's Style with the reported addresses, is supplied by
the Informatic Registry managed by the Italian Chamber of Commerce. If the
fiscal code is not indicated, the eventual homonymous cases are submitted to
expert staff evaluation in order to limit wrong matching risks.
2) The Legal Data,
supplied and retrived from the Firm's Registry of the Italian Chamber of
Commerce, are in line with the last registered modifications.
3) Risk evaluation
and Credit Opinion have been performed on the base of the actual data at the
moment of their availability.
Market / Territory Data
|
Population
living in the province |
: |
|
|
Population
living in the region |
: |
|
|
Number of
families in the region |
: |
|
Monthly family expences
average in the region (in Eur..) :
|
- per food
products |
: |
|
|
- per non food
products |
: |
|
|
- per energy
consume |
: |
|
Sector Data
The values are calculated
on a base of 2.551 significant companies.
The companies cash
their credits on an average of 119 dd.
The average
duration of suppliers debts is about 117 dd.
The sector's
profitability is on an average of 2,27%.
The labour cost
affects the turnover in the measure of 8,98%.
Goods are held in
stock in a range of 58 dd.
The difference
between the sales volume and the resources used to realize it is about 1,36.
The employees
costs represent the 8,98% of the production costs.
Statistical Detrimental Data
Statistcally the
trade activity shows periods of crisis.
The area is
statistically considered lowly risky.
In the region
50.886 protested subjects are found; in the province they count to 24.765.
The insolvency
index for the region is 0,55, , while for the province it is 0,66.
Total Bankrupt
companies in the province : 22.523.
Total Bankrupt
companies in the region : 39.612.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.66.71 |
|
UK Pound |
1 |
Rs.105.10 |
|
Euro |
1 |
Rs.77.11 |
INFORMATION DETAILS
|
Analysis Done by
: |
RAS |
|
|
|
|
Report Prepared
by : |
TRU |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
|
-- |
NB |
New Business |
-- |
|
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment record
(10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.