MIRA INFORM REPORT

Report No. :	351989
Report Date :	01.12.2015

IDENTIFICATION DETAILS

Name :	RAJWALI & COMPANY

Registered Office :	2-Commercial Building, Ashraf Road, Katchery Gate, Peshawar

Country :	Pakistan

Date of Incorporation :	2000

Legal Form :	Proprietorship business

Line of Business :	Subject is engaged in import & trading of Dry Fruits & Commodities.

No. of Employee :	4

RATING & COMMENTS

MIRA’s Rating :

RATING		STATUS	PROPOSED CREDIT LINE
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory

Status :	Satisfactory

Payment Behaviour :	No complaints

Litigation :	Clear

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

ECGC Country Risk Classification List – March 31, 2015

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Pakistan

Risk Category	ECGC Classification
Insignificant	A1
Low	A2
Moderate	B1
High	B2
Very High	C1
Restricted	C2
Off-credit	D

Company name

RAJWALI & COMPANY

Full Address

Registered Address

2-Commercial Building, Ashraf Road, Katchery Gate, Peshawar, Pakistan

Tel #	92 (91) 2553811
Fax #	92 (91) 2553811
Email	rajwaliandcompany@yahoo.com

Short Description Of Business

a.	Nature of Business	Engaged in import & trading of Dry Fruits & Commodities
b.	Year Established	2000

Branches

None

Legal Status

Subject Company was established as a Proprietorship business in 2000

Details of Management

Names

Nationality

Address

Occupation

Designation

Mr. Raj Wali Khan

Pakistani

2-Commercial Building, Ashraf Road, Katchery Gate, Peshawar

Business

CEO / Proprietor

Associated Companies

None

Business Activities

Subject Company is engaged in import & trading of Dry Fruits & Commodities.

Local sales are mostly on cash term basis to its domestic customers.

Its import globally from Companies belongs to China, Thailand, Hong Kong, Singapore, India, Portugal, Ukraine & Vietnam.

Its major customers are Traders, Private Companies etc.

Subject operates from caption leased shop premises situated at commercial market of Peshawar.

Subject employs about 4 persons in its set up.

Annual Sales Volume

Year	In Pak Rupees
2014	15,000,000/- (Estimated)

Trade Suppliers (Foreign)

Subject import globally from Companies belongs to China, Thailand, Hong Kong, Singapore, India, Portugal, Ukraine & Vietnam

Bankers

(1) United Bank Limited, Pakistan.

(2) Allied Bank Limited, Pakistan.

(3) Meezan Bank Limited, Pakistan.

(4) MCB Bank Limited, Pakistan.

Memberships

Khyber Pakhtoonkwa Chamber of Commerce & Industry.(KPCCI)

Foreign Exchange Rates

Currency	Unit	Pakistani Rupee
US Dollar	1	Rs. 105.90
UK Pound	1	Rs. 161.50
Euro	1	Rs. 113.50

Comments

Subject Company was established in 2000 and is engaged in import & trading of Dry Fruits & Commodities. Trade relations are reported as fair. Subject can be considered for normal business dealings at usual trade terms and conditions.

FOREIGN EXCHANGE RATES

Currency	Unit	Indian Rupees
US Dollar	1	Rs.66.81
UK Pound	1	Rs.100.37
Euro	1	Rs.70.68
PKR	1	Rs.0.63

Note : Above are approximate rates obtained from sources believed to be correct

INFORMATION DETAILS

Analysis Done by :	HNA

Report Prepared by :	ANK

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
--	NB	New Business	--

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.