MIRA INFORM REPORT

 

 

Report No. :

351431

Report Date :

02.12.2015

 

IDENTIFICATION DETAILS

 

Name :

MOHAMED BINLADIN CO

 

 

Registered Office :

Binladin Compound, Madinah Road, Km 40, PO Box 958, Jeddah 21421

 

 

Country :

Saudi Arabia

 

 

Date of Incorporation :

04.08.1990

 

 

Com. Reg. No.:

4031021734

 

 

Legal Form :

Limited Liability Partnership

 

 

Line of Business :

Engaged as general construction contractors, specializing in the construction and maintenance of roads, bridges and tunnels.

 

 

No. of Employees :

400

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

US$ 950,000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Saudi Arabia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SAUDI ARABIA - ECONOMIC OVERVIEW

 

Saudi Arabia has an oil-based economy with strong government controls over major economic activities. It possesses about 16% of the world's proven petroleum reserves, ranks as the largest exporter of petroleum, and plays a leading role in OPEC. The petroleum sector accounts for roughly 80% of budget revenues, 45% of GDP, and 90% of export earnings. Saudi Arabia is encouraging the growth of the private sector in order to diversify its economy and to employ more Saudi nationals. Diversification efforts are focusing on power generation, telecommunications, natural gas exploration, and petrochemical sectors. Over 6 million foreign workers play an important role in the Saudi economy, particularly in the oil and service sectors, while Riyadh is struggling to reduce unemployment among its own nationals. Saudi officials are particularly focused on employing its large youth population, which generally lacks the education and technical skills the private sector needs. In 2014 the Kingdom ran its first budget deficit since 2009, and faces budget deficits for the foreseeable future because it requires an oil price greater than $100 per barrel to balance its budget. Although the Kingdom can finance high deficits for several years by drawing down its considerable foreign assets or borrowing, it probably will begin to reduce capital spending if oil prices stay low through the next year.

 

Source : CIA


SUMMARY

 

Company Name                                    : MOHAMED BINLADIN CO

Country of Origin                                   : Saudi Arabia

Legal Form                                           : Limited Liability Partnership

Registration Date                                  : 4th August 1990

Commercial Registration Number           : 4031021734, Jeddah

Chamber Membership Number               : 126

Issued Capital                                       : SR 20,000,000

Paid up Capital                                     : SR 20,000,000

Total Workforce                                     : 400

Activities                                               : General construction contractors

Financial Condition                                : Undetermined

Payments                                             : Nothing detrimental uncovered

Recommended Credit Limit                    : US$ 950,000

 

COMPANY NAME

 

MOHAMED BINLADIN CO

 

 

ADDRESS

 

Registered & Physical Address

 

Building            : Binladin Compound

Street               : Madinah Road, Km 40

PO Box            : 958

Town                : Jeddah 21421

Country             : Saudi Arabia

Telephone         : (966-12) 6879222 / 6993060 / 6993070 / 6200163 / 6995717

Facsimile          : (966-12) 6890804 / 6993070

Email                : mblco@awalnet.net.sa

 

Premises

 

Subject operates from a large suite of offices, a warehouse and workshop that are owned and located in the Suburban Business Area of Jeddah.

 

 

KEY PRINCIPALS

 

Name                                                                                                   Position

 

Yasser Mohamed Binladin                                                                     Managing Partner

 

Abdullah Mohamed Binladin                                                                   Partner

 

Omar Mohamed Binladin                                                                        Partner

 

Saeed Al Amoudi                                                                                  Technical Manager

 

Shazad Khan                                                                                         Finance Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 13/01/1411 Hijri (corresponding to 4th August 1990)

 

Legal Form                  : Limited Liability Partnership

 

Commercial Reg. No.   : 4031021734, Jeddah

 

Chamber Member No.  : 126

 

Issued Capital              : SR 20,000,000

 

Paid up Capital            : SR 20,000,000

 

Name of Partner (s)

 

Yasser Mohamed Binladin

 

Abdullah Mohamed Binladin

 

Omar Mohamed Binladin

 

 

AFFILIATED COMPANIES

 

Subject is a member of the well known Binladin Group of Companies whose operations date back to 1931 when Mohamed Binladin founded the company. From its humble beginnings as a general contractor the group has grown and prospered. Over the years the company has been entrusted with many major construction projects that have helped Saudi Arabia to develop its resources and expand its infrastructure.

 

Under the leadership of the late Mohamed Binladin, the company diversified into other areas and became an international conglomerate with interests ranging from its traditional construction business through to industrial and power projects, petroleum, chemicals and mining, telecommunications, operations and maintenance, manufacturing and trading to satellite communications.

 

The Binladin Group of Companies includes the following concerns:

 

Construction

 

Huta-Hegerfeld Saudi Ltd

National Company for Foundations

Project Management & Development Co

Binladin Contracting & Trading Co

Arabian Bemco Contracting Co Ltd

 

Manufacturing

 

Adhesive Manufacturing Company Limited

Art Company for Crystal Industry

Artificial Stone Factory

Al Salem Air Conditioning Co

Al Salem Light Industries

Jeddah Electrical Distribution Assemblies Ltd

Metal Artwork Saudi Co

Modern Factory for Casting Sanitary Fittings (MOFAC)

Mimar Industrial Group

A Metal

Casareen Contract Manufacturing

Palwa Beleuchtungs GmbH

Palwa Iberica SA

Precast Manufacturing Co

Saudi Company for Development

The Gypsum & Glass Reinforced Concrete

The Woodwork Factory

Drapery & Upholstery Factory

Marble & Granite International Company

United Spare Parts Co

Binladin Losinger Ltd

Binladin Saudi Marble Co Ltd

Binladin G.N.B. Ltd

 

Media

 

Dunia Multi Media

Hazar Media Group

Dar Al Reisha for Publishing & Distribution Co

Editions Hazar

Focus Press

Hazar Advertising & Hazar Graphics

Hazar Graphics

Hazar Licensing

Hazar Productions

Hazar Publishing Dar El Reisha

Morooj Advertising

Reisha Information Systems

Young Future Publishing

 

Operation & Maintenance

 

United Saudi Maintenance & Services Co

Saudi Services Co Ltd

 

Retail

 

Casareen Retail International (Caj Shop)

The Studio

 

Services

 

Al Salem York Services Co

Arabian Elevator and Escalator Co (Areeco)

Forship Limited

Canareen Inc

United Transport Company

Lotus Residential Compounds

Salhia Lotus Beach Resort

 

Telecommunications

 

Binladin Telecommunication Company

 

Trading

 

Al Salem Agencies & Services Co

Al Salem for Industrial Kitchens

Building Products Company

General Food & Consumer Goods Sal (GFC)

International Food & Consumable Goods Co Ltd

Arrow Food Distribution

GFC Limited

International Co for Importing Food & Consumable Goods

United Foodstuffs & Catering Co Sal

United Foodstuffs & Consumer Products Co

Golden Fields Limited

Mimar Trading Group

Arabian Rootes Ltd for Trading

Mimar General Trading Ltd Sd

Mimar Trading

Mimar Sri

Kuala Lumpur

Sidra Trading

Unimar Trading

Binladin Brothers

Binladin Industrial Co Ltd

 

Petroleum, Chemical and Mining

 

National Heavy Industries (Abraj)

 

Others

 

Al Mihdar Binladin Development Co Ltd

Al Fadl Binladin & J&P Ltd

Saudi Aircraft Services Ltd

Saudi Traffic Safety Co Ltd

BSW Electric Power Contracting Co Ltd

Binladin for Contracting and Trading Co

Saudi Ceramic Co

United Medical Group

 

 

OPERATIONS

 

Activities: Engaged as general construction contractors, specializing in the construction and maintenance of roads, bridges and tunnels.

 

Import Countries: United States of America, Germany and Japan

 

Subject has a workforce of approximately 400 employees.

 

 

FINANCIAL DATA

 

Companies registered in Saudi Arabia are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

National Commercial Bank

Industrial City Branch

PO Box: 18656

Jeddah 21425

Tel: (966-12) 6368224

 

Al Bank Al Saudi Al Hollandi

King Abdulaziz Street

PO Box: 67

Jeddah

Tel: (966-12) 6446849

 

Riyad Bank

Prince Fahad Street

PO Box: 9324

Jeddah 21413

Tel: (966-12) 6513333

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

Credit Recommendation

 

Recommended credit limit:                  US$ 950,000

 

 


GENERAL COMMENTS

 

Please note that we were unable to contact the subject directly during our investigation.

 

Established in 1990, Mohamed Binladin Co specialises in the construction and maintenance of roads, bridges and tunnels.

 

The company is run in a professional manner and is a member of the Binladin Group of Companies, which is a leading regional conglomerate.

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.52

UK Pound

1

Rs.100.44

Euro

1

Rs.70.44

SAR

1

Rs.17.75

 

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

TRI

 

 

Report Prepared by :

TPT

 


               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.