MIRA INFORM REPORT

 

 

Report No. :

351713

Report Date :

02.12.2015

 

IDENTIFICATION DETAILS

 

Name :

NEILD & CO. P/L

 

 

Registered Office :

Suite 1A C/- Berkmans, 14 Pacific Highway Wyong NSW, 2259

 

 

Country :

Australia

 

 

Date of Incorporation :

04.07.1994

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Subject operates in the distribution of ingredients and equipment to the food service industry.

 

 

No. of Employee :

38

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

AUSTRALIA ECONOMIC OVERVIEW

 

Following two decades of continuous growth, low unemployment, contained inflation, very low public debt, and a strong and stable financial system, Australia enters 2015 facing a range of growth constraints, principally driven by a sharp fall in global prices of key export commodities. Although demand for resources and energy from Asia and especially China has grown rapidly, creating a channel for resources investments and growth in commodity exports, sharp drops in current prices have already impacted growth.

The services sector is the largest part of the Australian economy, accounting for about 70% of GDP and 75% of jobs. Australia was comparatively unaffected by the global financial crisis as the banking system has remained strong and inflation is under control.

Australia has benefited from a dramatic surge in its terms of trade in recent years, although this trend could reverse or slow due to falling global commodity prices. Australia is a significant exporter of natural resources, energy, and food. Australia's abundant and diverse natural resources attract high levels of foreign investment and include extensive reserves of coal, iron, copper, gold, natural gas, uranium, and renewable energy sources. A series of major investments, such as the US$40 billion Gorgon Liquid Natural Gas project, will significantly expand the resources sector.

Australia is an open market with minimal restrictions on imports of goods and services. The process of opening up has increased productivity, stimulated growth, and made the economy more flexible and dynamic. Australia plays an active role in the World Trade Organization, APEC, the G20, and other trade forums. Australia entered into free trade agreements (FTAs) with the Republic of Korea and Japan, and concluded an FTA with China, in 2014, adding to existing FTAs with Chile, Malaysia, New Zealand, Singapore, Thailand, and the US, and a regional FTA with ASEAN and New Zealand. Australia continues to negotiate bilateral agreements with India and Indonesia, as well as larger agreements with its Pacific neighbors and the Gulf Cooperation Council countries, and an Asia-wide Regional Comprehensive Economic Partnership that includes the ten ASEAN countries and China, Japan, Korea, New Zealand and India. Australia is also working on the Trans-Pacific Partnership Agreement with Brunei, Canada, Chile, Japan, Malaysia, Mexico, New Zealand, Peru, Singapore, the US, and Vietnam.

 

Source : CIA

 

Company name and address

 

NEILD & CO. P/L

 

ACN 065520443

ABN 49065520443

 

 

Summary Panel

 

Established

1994

 

Incorporated

1994

 

Line of Business

Food ingredients and equipment wholesale

Status

Trading

Adverse Listings

Nil

 

Rating

NA 5

 

 

 

EXECUTIVE SUMMARY

 

Details pertaining to the subject’s financial and trading position were unable to be obtained for the current enquiry.

 

 

CORPORATE SEARCH

 

Company Type                          Australian Proprietary Company

 

Status                                       Registered

 

Incorporation Date                     04 Jul 1994

 

Incorporation State                    NSW

 

 

Registered Office SUITE 1A C/- BERKMANS, 14

PACIFIC HIGHWAY WYONG

NSW, 2259

 

Current Directors Total: 2

Director Name FLORIN, LESTER JOHN

Appointment Date 04 Jul 1994

Date of Birth 05 Oct 1951

Place of Birth SYDNEY NSW

Gender MALE

Resident Overseas N

Address 13 HINKLER ST, GREENWICH

NSW 2065

Document Number 007441681

 

Director Name HARRIS, BRIAN AUBREY

Appointment Date 04 Jul 1994

Date of Birth 27 Oct 1941

Place of Birth SYDNEY NSW

Gender MALE

Resident Overseas N

Address 37B HILLCREST RD, BEROWRA

NSW 2081

Document Number 007441681

 

Current Secretaries Total: 1

Secretary Name FLORIN, LESTER JOHN

Appointment Date 04 Jul 1994

Date of Birth 05 Oct 1951

Place of Birth SYDNEY NSW

Address 13 HINKLER STREET

GREENWICH NSW, 2065

Document Number 007441681

 

Company Shares Total: 306320 Amount: $306,320

Class ORDINARY SHARES [ORD]

Number of Shares Issued 306320

Paid Capital $306,320.00

Total Amount Due and Payable $0.00

Document Number 0E3456213

 

Current Shareholders

Shareholder Name AYRES, NEIL

Address 8 CARIBBEAN PLACE MOUNT

COLAH NSW, 2079

Class ORD

Number Held 5000

Beneficially Held Y

Fully Paid Y

Jointly Held N

Document Number 1E6823972

 

Shareholder Name BARTORILLA, FRANK

Address 12A DUNMORE STREET

CROYDON PARK NSW, 2133

Class ORD

Number Held 6366

Beneficially Held Y

Fully Paid Y

Jointly Held Y

Document Number 1E9349567

 

Shareholder Name BARTORILLA, PINA

Address 12A DUNMORE STREET

CROYDON PARK NSW, 2133

Class ORD

Number Held 6366

Beneficially Held Y

Fully Paid Y

Jointly Held Y

Document Number 1E9349567

 

Shareholder Name HAIN, THOMAS

Address 12 MURRY STREET WEST RYDE

NSW, 2114

Class ORD

Number Held 6084

Beneficially Held Y

Fully Paid Y

Jointly Held N

Document Number 1E9349567

 

Shareholder Name BISHOP, JASON PAUL

Address 4 HICKORY PLACE ST CLAIR

NSW, 2759

Class ORD

Number Held 1300

Beneficially Held Y

Fully Paid Y

Jointly Held Y

Document Number 7E5948623

 

Shareholder Name BISHOP, ELAINE OLIVE

Address 4 HICKORY PLACE ST CLAIR

NSW, 2759

Beneficially Held Y

Fully Paid Y

Class ORD

Number Held 1300

Jointly Held Y

Document Number 7E5948623

 

Shareholder Name FLORIN MANAGEMENT PTY LTD

ACN 001034395

ABN 70001034395

Address 13 HINKLER STREET

GREENWICH NSW, 2065

Class ORD

Number Held 7580

Beneficially Held N

Fully Paid Y

Jointly Held N

Document Number 2E0779788

 

Shareholder Name BANA HARRIS PTY LTD

ACN 600227147

ABN 90600227147

Address 37B HILLCREST ROAD

BEROWRA NSW, 2081

Class ORD

Number Held 70000

Beneficially Held Y

Fully Paid Y

Jointly Held N

Document Number 2E0779788

 

 

Shareholder Name HARRIS, BRIAN AUBREY

Address 37B HILLCREST ROAD

BEROWRA NSW, 2081

Class ORD

Number Held 204990

Beneficially Held Y

Fully Paid Y

Jointly Held N

Document Number 2E0963544

 

Shareholder Name SCOTT, TANYA

Address 49 LAKEDGE AVENUE

BERKELEY VALE NSW, 2261

Class ORD

Number Held 5000

Beneficially Held Y

Fully Paid Y

Jointly Held N

Document Number 2E0963544

 

 

SECURITY INTERESTS

 

Effective 30 January 2012 the Personal Property Securities Register (PPSR)  was introduced to give the different Commonwealth, State and Territory laws and registers regarding security interests in personal property under one national system.

 

As a result of PPS Reform a number of existing Commonwealth, State and Territory personal property security registers will close. Interests registered on existing security interest registers will be migrated to the national PPS Register. Subsequently Registered Charges are no longer lodged with the Australian Securities and Investments Commission (ASIC).

 

Please contact us should you require a search of the PPSR.

 

 

BUSINESS STRUCTURE

 

TRADING ADDRESS                 12 Boswell Cl

                                                TUGGERAH, NSW 2259

 

POSTAL ADDRESS                  PO Box 209

                                                WYONG, NSW 2259                 

 

TELEPHONE                             (612) 4353 3844

 

FACSIMILE                               (612) 4353 3848

 

EMAIL                                      orders@neild.com.au

 

WEBSITE                                  www.neild.com.au

 

BANK                                       Not determined

                                               

EMPLOYEES                            38        

 

 

BACKGROUND

 

The subject was incorporated in New South Wales on 4 July 1994 to commence operations under the current style as a new venture.

 

 

OPERATIONS

 

The subject operates in the distribution of ingredients and equipment to the food service industry.

The subject supplies ingredients and materials used by the Retail Meat Industry throughout NSW/ACT. The company also does business in other areas of the food industry e.g. Seafood, Poultry, Fruit & Vegetable Processors and various food processors.

 

The subject supplies bags, casings, crates, cleaning supplies, crumbs, batters, eggwash, knives, marinades, meals, premixes, netting, paper, film, sheets, point of sale equipment, trays, seasonings, flavours.

 

 

ADVERSE

                                               

A search of of on 25 November 2015 failed to trace any litigation listed against the subject at that date.

 

 

FINANCES

 

The subject is not required to lodge financial statements with the Australian Securities and Investments Commission.

 

 

During the current interview conducted with the subject’s financial controller she confirmed the subjects search and operational details however declined to provide any financial information unless the source of the enquiry was released.

 

Subsequently details in this regard were unable to be obtained during the current investigation.

 

Enquiries in trade quarters revealed satisfaction from suppliers contacted in dealing with the subject on a credit basis.

 

 

TRADE SURVEY

 

A trade survey on the subject traced the following accounts:

 

1.         (Berger Ingredients) Purchases average $90,000 per month on 30 day terms. Payment is met in 30 days and the account is considered satisfactory having been known for 5 years.

 

2.         (Almol) Nominated supplier failed to respond to correspondence despite chasing.

 

Trade payment from further sources in the past 4 months have traced the following data for the subject. 

 

Total Owing: $10,459

Total Past Due: $10,459

Average Late Payment Days: 45

All Industries Late Payment Days: 7

 

Within terms: $0

1 – 30 days past due: $0

31 – 60 days past due: $10,459

61 – 90 days past due: $0

91+ days: $0

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.52

UK Pound

1

Rs.100.43

Euro

1

Rs.70.68

AUD

1

Rs.48.65

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

KIN

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.