MIRA INFORM REPORT

 

 

Report No. :

352425

Report Date :

03.12.2015

 

IDENTIFICATION DETAILS

 

Name :

MAX HOLDINGS & INVESTMENTS LTD

 

 

Registered Office :

Sheikh Zayed Road, Jebel Ali Free Zone, Plot No. S11303, PO Box 17155 & 113630, Dubai

 

 

Country :

United Arab Emirates

 

 

Date of Incorporation :

17.08.2004

 

 

Legal Form :

Branch of a Foreign Registered Corporation

 

 

Line of Business :

Subject is engaged in the import and distribution of readymade garments and fashion accessories.

 

 

No. of Employee :

15

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Branch of a Foreign Registered Corporation

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

United Arab Emirates

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

UNITED ARAB EMIRATES - ECONOMIC OVERVIEW

 

The UAE has an open economy with a high per capita income and a sizable annual trade surplus. Successful efforts at economic diversification have reduced the portion of GDP based on oil and gas output to 25%. Since the discovery of oil in the UAE more than 30 years ago, the country has undergone a profound transformation from an impoverished region of small desert principalities to a modern state with a high standard of living. The government has increased spending on job creation and infrastructure expansion and is opening up utilities to greater private sector involvement. The country's free trade zones - offering 100% foreign ownership and zero taxes - are helping to attract foreign investors. The global financial crisis of 2008, tight international credit, and deflated asset prices constricted the economy in 2009. UAE authorities tried to blunt the crisis by increasing spending and boosting liquidity in the banking sector. The crisis hit Dubai hardest, as it was heavily exposed to depressed real estate prices. Dubai lacked sufficient cash to meet its debt obligations, prompting global concern about its solvency and ultimately a $20 billion bailout from the UAE Central Bank and Abu Dhabi-emirate government that was refinanced in March 2014. Dependence on oil, a large expatriate workforce, and growing inflation pressures are significant long-term challenges. The UAE's strategic plan for the next few years focuses on economic diversification and creating more job opportunities for nationals through improved education and increased private sector employment.

 

Source : CIA

 

SUMMARY

 

Company Name                                    : MAX HOLDINGS & INVESTMENTS LTD

Country of Origin                                   : British Virgin Islands

Legal Form                                           : Branch of a Foreign Registered Corporation

Registration Date                                  : 17th August 2004

Trade Licence Number                           : 4936

Chamber Membership Number               : 88746

Total Workforce                         : 15

Activities                                               : Distributors of ready made garments and fashion accessories.

Financial Condition                                : Undetermined

Payments                                             : Unknown

Person Interviewed                                : Mansour Ali, Finance Manager

 

COMPANY NAME

 

MAX HOLDINGS & INVESTMENTS LTD

 

 

ADDRESS

 

Registered & Physical Address

 

Street               : Sheikh Zayed Road

Area                 : Jebel Ali Free Zone, Plot No. S11303

PO Box            : 17155 & 113630

Town                : Dubai

Country : United Arab Emirates

 

Telephone         : (971-4) 8095800 / 8817164 / 8095802

Facsimile          : (971-4) 8095868 / 8815170

Mobile              : (971-50) 4526578

Email                : barry.masterson@cplmg.com / sanjeev.matharu@cplmg.com / mansoor.ali@landmarkgroup.com

  mohammed.abdelhaq@landmarkgroup.com

 
Premises

 

Subject operates from a small suite of offices and a warehouse that are rented and located in the Jebel Ali Free Zone.

 

 

KEY PRINCIPALS

 

     Name                                                           Nationality                    Position

 

·       Ramanathan Hariharan Krishnan                       Indian                         Chief Executive Officer

 

·       Shiram Gopal Krishnan                                   Indian                         General Manager

 

·       Sanjeev Matharu                                                 -                             Assistant General Manager

 

·       Barry Masterson                                                 -                             Operations Manager

 

·       Mansour Ali                                                        -                             Finance Manager

 

·       Mohammed Abdel Haq                                       -                             Legal Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 17th August 2004

 

Legal Form                  : Subject is the United Arab Emirates registered branch of Max Holdings & Investments Ltd, a

  Limited Liability Company incorporated in the British Virgin Islands.

 

Trade Licence No.        : 4936

 

Chamber Member No.  : 88746

 

 

AFFILIATED COMPANIES

 

·       RNA Resources Group Ltd (Land Mark Group)

PO Box: 25030

Dubai

Tel: (971-4) 3365143 / 3395111

Fax: (971-4) 3378675

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of readymade garments and fashion accessories.

 

Import Countries: Europe and the Far East

 

Subject has a workforce of 15 employees.

 

 

FINANCIAL DATA

 

Companies registered in Dubai, United Arab Emirates are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

·       Standard Chartered Bank

Khalid Bin Waleed Street

PO Box: 999

Dubai

     Tel: (971-4) 2520455

 

·       HSBC Bank Middle East

Deira Souk Branch

     PO Box: 66

     Dubai

     Tel: (971-4) 2535000

 

 

PAYMENT HISTORY

 

Unknown

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.62

UK Pound

1

Rs.100.34

Euro

1

Rs.70.67

UAE DH

1

Rs. 18.14

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

HEE

 

 

Report Prepared by :

ASH

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.