MIRA INFORM REPORT

 

 

Report No. :

352758

Report Date :

04.12.2015

 

IDENTIFICATION DETAILS

 

Name :

PRYM FASHION ASIA PACIFIC & CO.

 

 

Registered Office :

2/F., New Lee Wah Centre, 88 To Kwa Wan Road, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

01.01.1996

 

 

Legal Form :

Partnership.

 

 

Line of Business :

Designer, manufacturer and distributor of all kinds of fashions, garments, accessories, haberdashery

 

 

No. of Employee :

60

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12.5% of total system deposits in Hong Kong by the end of 2014. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 47.3 million in 2014, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2014 mainland Chinese companies constituted about 50% of the firms listed on the Hong Kong Stock Exchange and accounted for about 60.1% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4.4% in 2014. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2014, Hong Kong and China signed a new agreement on achieving basic liberalization of trade in services in Guangdong Province under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from March 2015, cover a negative list and a most-favored treatment provision, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA

 

Company name and address

           

PRYM  FASHION  ASIA  PACIFIC  &  CO.

 

ADDRESS:       2/F., New Lee Wah Centre, 88 To Kwa Wan Road, Kowloon, Hong Kong.

 

PHONE:            852-2344 4499

 

FAX:                 852-2341 8950,  852-2950 0010

 

E-MAIL:            frank.bruwer@prymasia.com

 

MANAGEMENT:

 

Manager:  Mr. Frank Bruwer

 

 

SUMMARY

 

Establishment:              1st January, 1996.

 

Organization:                 Partnership.

 

Capital:                         Not disclosed.

 

Business Category:       Designer, Manufacturer and Distributor.

 

Employees:                  60.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:          Good.

 

 

ADDRESS

 

Head Office:-

2/F., New Lee Wah Centre, 88 To Kwa Wan Road, Kowloon, Hong Kong.

 

Branch:  [BR No.: 19597030-001-01]

Workshop A & B, 2/F., Sunking Factory Building, 1-7 Shing Chuen Road, Tai Wai, Shatin, New Territories, Hong Kong.

 

Shanghai Office:-

Room 1408, Hongqiao Mansion, Shanghai 20051, China.

[Tel: 86-21-5111 3808;  Fax: 86-21-5111 3813]

 

Associated Companies:-

Prym Group of Companies

Inovan (Tianjin) Contact Technology Ltd., China.

Inovan GmbH & Co. KG, Germany.

Prym (Hong Kong) Ltd., Hong Kong.

Prym Consumer Asia Ltd., Hong Kong.

Prym Consumer Europe GmbH, Germany.

Prym Consumer Malaysia Sdn. Bhd., Malaysia.

Prym Consumer USA Inc., United States.

Prym Fashion Beteiligungs GmbH, Germany.

Prym Fashion GmbH, Germany.

Prym Fashion India Pvt. Ltd., India.

Prym Fashion Ningbo Ltd., China.

Prym Fashion Zhongshan Co. Ltd., China.

Prym Intimates Group Ltd., Hong Kong.

Prym Intimates Hong Kong Ltd., Hong Kong.

Prym Intimates Lanka (Pvt) Ltd., Sri Lanka.

Prym Intimates Zhongshan Ltd., China.

William Prym Holding GmbH, Germany.

 

 

BUSINESS REGISTRATION NUMBER

 

 19597030-000-01

 

 

MANAGEMENT

 

Manager:  Mr. Frank Bruwer

 

 

PARTNERS

 

Name:  Prym (Hong Kong) Ltd.

Business Registration Number:  19429461

Address:           29/F., Wing On Centre, 111 Connaught Road Central, Hong Kong.

 

Name:  Prym Fashion Beteiligungs GmbH

Business Registration Number:  Nil

Address:           Zweifaller Strae 130, D-52224 Stolberg, Germany.

 

HISTORY

 

The subject was established on 1st January, 1996 as a partnership concern under the Hong Kong Business Registration Regulations.

Originally the subject was registered under the name of Prym Asia Pacific & Co., name changed to the present style on 3rd April, 2001.

The following table shows the changes of the partners:-

Name

Incoming Date

Outgoing Date

Coats Hong Kong Ltd. [Now known as Coats China Holdings Ltd.]

01-01-1996

01-01-2004

Prym Fashion GmbH & Co. KG

01-01-1996

01-01-1996

Prym (Hong Kong) Ltd.

01-01-1996

---

Fiocchi Snaps Hong Kong Ltd.

01-01-1996

30-06-2001

Prym Fashion Beteiligungs GmbH

01-01-2004

---

 

At the very beginning, the subject was located at Unit B, 4/F., Pioneer Industrial Building, 213 Wai Yip Street, Kwun Tong, Kowloon, Hong Kong, moved to Unit B, 8/F. of the same building in April 2001, and further to 4/F., West Wing & Unit B, 8/F. of the same building in March 2007.

The subject moved to the present address in November 2012.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Designer, Manufacturer and Distributor.

 

Lines:                           All kinds of fashions, garments, accessories, haberdashery.

 

Employees:                  60.

 

Commodities Imported: Europe, China, other Asian countries.

 

Markets:                        Hong Kong, other Asian countries, Europe, North America.

 

Terms/Sales:                 COD or as per contracted.

 

Terms/Buying:               Various terms.

 

 

FINANCIAL INFORMATION

 

Capital: Not disclosed.

 

Profit or Loss:               Making a small profit every year.

 

Condition:                     Keeping in a satisfactory manner.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                      Met trade commitments as contracted.

 

Commercial Morality:     Satisfactory.

 

Banker:                         The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                      Good.

 

 

GENERAL

 

Prym Fashion Asia Pacific & Co. is jointly owned by Prym (Hong Kong) Ltd. and Prym Fashion Beteiligungs GmbH.  The former is a Hong Kong-registered firm while the latter is a Germany-based firm.  Both firms belong to the Prym Group of companies.

The subject is engaged in designing, manufacturing and distribution of garment fastening systems and application technology and services to fashion retailers, store groups and functional wear makers, including the following significant companies: Armani, Calvin Klein, Gap, Diesel, Eddie Bauer, Carters, H&M, Marks & Spencer, Zara, Gymboree, C&A, Next, Nautica, Mothercare, Bogner, Schoeffel, Mexx, Oshkosh, Nike, Adidas.

The Group has had subsidiaries in South Korea, Shanghai, Singapore and Sri Lanka.

The subject is trading in the following products: press fasteners, zip fasteners, jean buttons, rivets, eyelets, washers.

Its products are widely used in active wear, babies’ & kid’s wear, jeans, men’s & women’s wear, working-wear, other technical applications.

The subject was founded in 1996 as a subsidiary of Germany’s oldest family owned company, going back in its origin to the 16th century.  Famous for its invention of the S-spring fastening system, which still leads the market today more than 100 years after its original design.  Now, the Group is still managed by the same family which are the 19th generation.

The subject is trading in haberdashery such as snap buttons imported from Germany and Italy.

The subject’s main associated factory in China is Prym Fashion Zhongshan Co. Ltd. [Zhongshan Prym] which is in Zhongshan City, Guangdong Province, China.  Zhongshan Prym was set up in October 2010.  It is engaged in manufacturing all kinds of snap button and other metal accessories for garment.

Another China factory is in Ningbo City, Zhejiang Province, China.

Besides China, the Group has had another factory in Sri Lanka.

The Prym Group is the oldest family-owned business in Germany, and one of the oldest in the world.  Today the Group is separated into three divisions and has its head office in Stolberg, a town bordering Belgium and the Netherlands.  The Group’s sales teams and production facilities are located around the globe, while the Group operates in every major market worldwide.

The Prym Group is made up of three separate divisions:-

Prym Consumer a leading global supplier of creative sewing products and needlework, as well as fashion accessories.

Prym Fashion is a world-leading supplier of rivetable press fastening systems and accessories to the clothing and textile industries.

INOVAN provides innovative, high-quality solutions in the fields of material and surface technology, microfine pressing technology, and mechatronics, as well as fasteners and precision mechanical parts.

Prym Fashion is a division of the Prym Group and provides fastening systems and accessories to customers in the garment and textile industries.  Prym Fashion produces a wide range of fasteners, including press fasteners, zips, jeans buttons and rivets, eyelets and washers, for every application.

Now, Prym Fashion has set up manufacturing facilities and sales offices in more than 69 countries providing global services to a growing international clientele.

Another branch of the Group Prym Intimates is a major supplier to the global lingerie industry, specialized in producing accessories to leading brands.

In the immediate future, the Group keeps on to be the leading supplier of sewing and needlework accessories, in terms of both production and sales.

The subject belongs to the Prym Fashion.  It is engaged in importing and wholesaling all kinds of fashions and related accessories.

The annual sales of the Prym Group amounts to €360 to 400 million and it has about 3,550 employees worldwide.

In Hong Kong, the subject has about 46 employees.

In July 2012, the subject set up a branch company in Tai Wan, Shatin, New Territories, Hong Kong.

The history of the subject in Hong Kong is over nineteen years and eleven months.  Overall business is active and good.

On the whole, in view of the background and history of the subject, consider it good for normal business engagements.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.75

UK Pound

1

Rs.99.61

Euro

1

Rs.70.67

HKD

1

Rs.8.62

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

TRU

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.