MIRA INFORM REPORT

 

 

Report No. :

352885

Report Date :

05.12.2015

 

IDENTIFICATION DETAILS

 

Name :

DUALPLAST S.R.L.

 

 

Registered Office :

Via Friuli, 57,

31020 - San Vendemiano           (TV)

 

 

Country :

Italy

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

20.03.2002

 

 

Legal Form :

Sole-Member Limited Liability Company

 

 

Line of Business :

  • Manufacture of textile ribbons, labels and braidings
  • Manufacture of other plastic products n.e.c.

 

 

No. of Employee :

From 16 to 25

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Italy

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

ITALY - ECONOMIC OVERVIEW

 

Italy has a diversified economy, which is divided into a developed industrial north, dominated by private companies, and a less-developed, highly subsidized, agricultural south, where unemployment is higher. The Italian economy is driven in large part by the manufacture of high-quality consumer goods produced by small and medium-sized enterprises, many of them family-owned. Italy also has a sizable underground economy, which by some estimates accounts for as much as 17% of GDP. These activities are most common within the agriculture, construction, and service sectors. Italy is the third-largest economy in the euro-zone, but its exceptionally high public debt and structural impediments to growth have rendered it vulnerable to scrutiny by financial markets. Public debt has increased steadily since 2007, topping 132% of GDP in 2014, but investor concerns about Italy and the broader euro-zone crisis eased in 2013, bringing down Italy's borrowing costs on sovereign government debt from euro-era. The government still faces pressure from investors and European partners to sustain its efforts to address Italy's long-standing structural impediments to growth, such as labor market inefficiencies and tax evasion. In 2014 economic growth and labor market conditions continued to deteriorate, with overall unemployment rising to 12.2% and youth unemployment around 40%. Italy's GDP is now nearly 10% below its 2007 pre-crisis level.

 

Source : CIA

 

Company name

 

DUALPLAST S.R.L.

 

 

Via Friuli, 57,

31020 - San Vendemiano (TV) -IT-

 

 

Summary

 

Fiscal Code

:

03710860267

Legal Form

:

Sole-Member Limited Liability Company

start of Activities

:

30/04/2002

Equity

:

1.000.000

Turnover Range

:

3.750.000/5.000.000

Number of Employees

:

from 16 to 25

 

 

Activity

 

Manufacture of textile ribbons, labels and braidings

Manufacture of other plastic products n.e.c.



Legal Data

 

Legal Form : Sole-Member Limited Liability Company

Fiscal Code : 03710860267

 

Foreign Trade Reg. no. : TV052225 since 02/01/2006

 

Chamber of Commerce no. : 292186 of Treviso since 09/04/2002

 

V.A.T. Code : 03710860267

 

Establishment date

: 20/03/2002

Start of Activities

: 30/04/2002

Legal duration

: 31/12/2030

Nominal Capital

: 100.000

Subscribed Capital

: 100.000

Paid up Capital

: 100.000

 

Legal mail :

DUALPLAST@LEGALMAIL.IT

 

 


Members

 

Ho

King Wah

 

Born in Hong-kong

( )

on 26/03/1959

- Fiscal Code : HOXKGW59C26Z210X

 

Residence:

Fu Cheung Centre

, 5-7

Hong-kong

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

30/04/2013

Board Chairman

30/04/2013

 

No Prejudicial events are reported

 

No Protests registered

 

Cassin

Fabio

 

Born in San Vito Al Tagliamento

(PN)

on 25/05/1979

- Fiscal Code : CSSFBA79E25I403K

 

Residence:

Barozzi

, 22/3

- 31020

San Fior

(TV)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

30/04/2013

Managing Director

30/04/2013

 

No Prejudicial events are reported

 

No Protests registered

 

Mak

Chin Sing

 

Born in Hong-kong

( )

on 03/11/1955

- Fiscal Code : MKACNS55S03Z210I

 

Residence:

Fu Cheung Centre

, 5-7

Hong-kong

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

30/04/2013

 

Danesin

Noris

 

Born in Treviso

(TV)

on 19/05/1960

- Fiscal Code : DNSNRS60E59L407C

 

Residence:

Del Pozzo

, 14

- 30173

Venezia

(VE)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

30/04/2013

 

Au

Kim Ying Alex

 

Born in Hong-kong

( )

on 06/07/1976

- Fiscal Code : AUXKYN76L06Z221L

 

Residence:

Flat D Block 6

, 13/F

Park Island Ma Wan

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

30/04/2013

 

Sml Italy Srl

 

 

:

Friuli

, 57

- 31020

San Vendemiano

(TV)

- IT -

 

Position

Since

Shares Amount

% Ownership

Sole partner

 

No Prejudicial events are reported

 

No Protests registered

 

Salvador

Sandro

 

Born in Pieve di Cadore

(BL)

on 11/12/1975

- Fiscal Code : SLVSDR75T11G642M

 

Residence:

Benini

, 11/A

- 31015

Conegliano

(TV)

- IT -

 

Position

Since

Shares Amount

% Ownership

Attorney with special power

15/10/2015

 

No Prejudicial events are reported

 

No Protests registered



Companies connected to members *

 

*checkings have been performed on a national scale.

 

In this module are listed the companies in which members hold or have holded positions.

 

Cassin

Fabio

 

Firm's Style

Seat

Fiscal Code

Position

Position Status

Firm's Status

Sml Italy Srl

San Vendemiano (TV) - IT -

09635780019

Attorney with special power

Withdrawn

Registered

 

The indication "REGISTERED" as Firm Status could refer to Firms in Liquidation, Active, Inactive, etc.

For more information, in this case, we advise to request further investigations.

 

 

Capital Shareholders

 

Shareholders' list as at date of data collection:

 

Firm's Style / Name

Seat / Residence

Fiscal Code

Owned Shares

% Ownership

Sml Italy Srl

San Vendemiano - IT -

09635780019

100,00




Direct Participations

 

The Company under review has participations in the following Companies:

 

Firm's Style

Seat

Fiscal Code

Owned Shares Amount

% Ownership

since

until

Share Status

Dualplast S.r.l.

San Vendemiano - IT -

00774060263

520.000 .Eur

100,00

Ceased


Firm's location and structure

 

In order to carry out its activities the firm uses the following locations:

 

-

Legal and operative seat

 

Friuli

, 57

- 31020

- San Vendemiano

(TV)

- IT -

 

PHONE

: 04384915

 

Legal mail

: DUALPLAST@LEGALMAIL.IT

 

-

Branch

(Store)

since 01/03/2007

 

Friuli

, 55

- 31020

- San Vendemiano

(TV)

- IT -

 

Employees

: 18

 

Fittings and Equipment for a value of 30.000

Eur

 

Stocks for a value of 240.000

Eur

 

 

Historical Information and/or Firm's Status

 

CEASINGS/INCORPORATIONS/MERGES:

 

Project of merging by taking over of

 

Dualplast S.r.l.

 

Friuli

, 55

, 31020

, San Vendemiano

(TV)

- IT -

 

Fiscal Code: 00774060263

 

Date

Merging/splitting-up project:

03/10/2005

 

The firm absorbed by merging of

 

Dualplast S.r.l.

 

Friuli

, 55

, 31020

, San Vendemiano

(TV)

- IT -

 

Fiscal Code: 00774060263

 

Date

:

17/12/2005



Protests

 

Protests checking on the subject firm has given a negative result.



Data Base Prejudicial Events Search

 

Search performed on a National Scale

 

Prejudicial Events Search Result: NEGATIVE

 

Search performed on a specialized data base.



Legal Procedures

 

None reported, standing to the latest received edition of the Official Publications.



Financial and Economical Analysis

 

Subject is active since 2002

An eco-fin analysis has been made on the base od the b/s fo the years 2012, 2013 and 2014.

Under the financial profile unstable results are noted. with a loss in the last financial year. The turnover is growing in the last financial year (+28,47%).

The operating result is negative.

The amount of the operating loss for 2014 is equal to Eur. -141.952.

The gross operating margin for the fiscal year 2014 is negative, for an amount of Eur. -78.207.

The financial status of the company is fairly balanced with an indebtedness level of 1,7 with an improving trend as on the decrease.

With regard to equity capital, an amount of Eur. 985.167 is registered. with a growth of 37,04% in 2014.

Total indebtedness totalled Eur. 1.912.977, showing a stable trend as opposed to 2013 (Eur. 1.931.346).

Financial indebdtedness is under control whereas debts to suppliers are frequent even in comparison with the sector's.

Liquidity is however good.

Accounts receivable average term is high (183,68 days). besides being higher than the sector's average.

(Eur. -118.426) is the negative value of the cash flow.

Labour cost expenses amount to Eur. 1.005.452 , representing 24,83% on the total of production costs. , whereas 26,08% is the incidence on sales revenues.

Limited financial charges in relation to sales volume.

 

Financial Data

 

Complete balance-sheet for the year

al 31/12/2014

(in Eur

x 1)

 

Item Type

Value

Sales

3.854.923

Profit (Loss) for the period

-182.171

 

Complete balance-sheet for the year

al 31/12/2013

(in Eur

x 1)

 

Item Type

Value

Sales

3.000.533

Profit (Loss) for the period

-438.102

 

Complete balance-sheet for the year

al 31/12/2012

(in Eur

x 1)

 

Item Type

Value

Sales

2.734.948

Profit (Loss) for the period

87.060

 

Complete balance-sheet for the year

al 31/12/2011

(in Eur

x 1)

 

Item Type

Value

Sales

2.859.910

Profit (Loss) for the period

65.394

 

Complete balance-sheet for the year

al 31/12/2010

(in Eur

x 1)

 

Item Type

Value

Sales

1.749.259

Profit (Loss) for the period

-145.476


Balance Sheets

 

From our constant monitoring of the relevant Public Administration offices, no more recent balance sheets result to have been filed.

 

- Balance Sheet as at 31/12/2014 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2013 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2012 - 12 Mesi - Currency: - Amounts x 1

 

Years

2014

2013

2012

BALANCE SHEET ACCOUNTS

 

ASSETS

CREDITS VS PARTNERS

. Deposits not yet withdrawn

. Deposits already withdrawn

Total credits vs partners

FIXED ASSETS

. INTANGIBLE FIXED ASSETS

. . Start-up and expansion expenses

. . Research,develop. and advert.expens.

. . Industrial patent rights

. . Concessions,licenses,trademarks,etc.

138

417

. . Goodwill

. . Assets in formation and advance paymen.

. . Other intangible fixed assets

2.302

4.603

6.905

. Total Intangible Fixed Assets

2.302

4.741

7.322

. TANGIBLE FIXED ASSETS

. . Real estate

242.259

256.766

271.274

. . Plant and machinery

24.176

42.277

69.603

. . Industrial and commercial equipment

5.938

7.271

6.483

. . Other assets

51.560

68.063

55.844

. . Assets under construction and advances

. Total Tangible fixed assets

323.933

374.377

403.204

. FINANCIAL FIXED ASSETS

. . Equity investments

279

279

279

. . . Equity invest. in subsidiary companies

. . . Equity invest. in associated companies

. . . Equity invest. in holding companies

. . . Equity invest. in other companies

279

279

279

. . Financial receivables

. . . . Within 12 months

. . . . Beyond 12 months

. . . Receivab due from subsidiaries

. . . . Within 12 months

. . . . Beyond 12 months

. . . Receivables due from assoc.comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . . Receivables due from holding comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . . Receivables due from third parties

. . . . Within 12 months

. . . . Beyond 12 months

. . Other securities

. . Own shares

. . . Total nominal value

. Total financial fixed assets

279

279

279

Total fixed assets

326.514

379.397

410.805

CURRENT ASSETS

. INVENTORIES

. . Raw materials and other consumables

61.316

58.464

49.864

. . Work in progress and semimanufactured

7.025

. . Work in progress on order

. . Finished goods

178.526

133.596

69.026

. . Advance payments

. Total Inventories

239.842

199.085

118.890

. CREDITS NOT HELD AS FIXED ASSETS

. . Within 12 months

2.183.674

1.940.297

1.821.769

. . Beyond 12 months

6.390

. . Trade receivables

1.966.891

1.624.061

1.524.131

. . . . Within 12 months

1.966.891

1.624.061

1.524.131

. . . . Beyond 12 months

. . Receivables due from subsid. comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . Receivables due from assoc. comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . Receivables due from holding comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . Fiscal Receivables

107.685

205.376

94.949

. . . . Within 12 months

103.850

205.376

94.949

. . . . Beyond 12 months

3.835

. . Receivables for anticipated taxes

102.307

101.205

186.834

. . . . Within 12 months

102.307

101.205

186.834

. . . . Beyond 12 months

. . Receivables due from third parties

13.181

9.655

15.855

. . . . Within 12 months

10.626

9.655

15.855

. . . . Beyond 12 months

2.555

. Total Credits not held as fixed assets

2.190.064

1.940.297

1.821.769

. FINANCIAL ASSETS

. . Equity invest. in subsidiary comp.

. . Equity invest. in associated companies

. . Equity invest. in holding companies

. . Other equity investments

. . Own shares

. . . Total nominale value

. . Other securities

. Total Financial Assets

. LIQUID FUNDS

. . Bank and post office deposits

234.774

203.393

80.478

. . Checks

5.000

. . Banknotes and coins

293

546

305

. Total Liquid funds

235.067

203.939

85.783

Total current assets

2.664.973

2.343.321

2.026.442

ADJUSTMENT ACCOUNTS

. Discount on loans

16

200

46

. Other adjustment accounts

Total adjustments accounts

16

200

46

TOTAL ASSETS

2.991.503

2.722.918

2.437.293

LIABILITIES

STOCKHOLDERS' EQUITY

. Capital stock

100.000

100.000

1.000.000

. Additional paid-in capital

. Revaluation reserves

. Legal reserve

7.623

7.623

3.270

. Reserve for Own shares

. Statute reserves

. Other reserves

1.059.715

1.349.356

366.649

. Accumulated Profits (Losses)

-300.001

-300.001

. Profit( loss) of the year

-182.171

-438.102

87.060

. Advances on dividends

. Partial loss of the year Coverage

Total Stockholders'Equity

985.167

718.876

1.156.978

RESERVES FOR RISKS AND CHARGES

. . Reserve for employee termination indem.

. . Taxation fund, also differed

48.402

48.416

48.738

. . Other funds

Total Reserves for Risks and Charges

48.402

48.416

48.738

Employee termination indemnities

26.957

23.884

27.549

ACCOUNTS PAYABLE

. . . . Within 12 months

1.912.977

1.931.346

1.203.994

. . . . Beyond 12 months

. . Bonds

. . . . Within 12 months

. . . . Beyond 12 months

. . Convertible bonds repayable

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to shareholders for financing

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to banks

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to other providers of finance

. . . . Within 12 months

. . . . Beyond 12 months

. . Advances from customers

. . . . Within 12 months

. . . . Beyond 12 months

. . Trade payables

1.719.034

1.268.495

498.845

. . . . Within 12 months

1.719.034

1.268.495

498.845

. . . . Beyond 12 months

. . Securities issued

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to subsidiary companies

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to associated companies

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to holding companies

448.462

493.462

. . . . Within 12 months

448.462

493.462

. . . . Beyond 12 months

. . Due to the tax authorities

41.697

41.196

45.976

. . . . Within 12 months

41.697

41.196

45.976

. . . . Beyond 12 months

. . Due to social security and welfare inst.

59.655

67.728

58.565

. . . . Within 12 months

59.655

67.728

58.565

. . . . Beyond 12 months

. . Other payables

92.591

105.465

107.146

. . . . Within 12 months

92.591

105.465

107.146

. . . . Beyond 12 months

Total accounts payable

1.912.977

1.931.346

1.203.994

ADJUSTMENT ACCOUNTS

. Agio on loans

. Other adjustment accounts

18.000

396

34

Total adjustment accounts

18.000

396

34

TOTAL LIABILITIES

2.991.503

2.722.918

2.437.293

 

MEMORANDUM ACCOUNTS

 

Third party goods

Investment accounts

Risk accounts

Civil and fiscal norms relation

 

PROFIT AND LOSS ACCOUNTS

 

VALUE OF PRODUCTION

. Revenues from sales and services

3.854.923

3.000.533

2.734.948

. Changes in work in progress

-7.025

7.025

. Changes in semi-manufact. products

. Capitalization of internal work

. Other income and revenues

59.785

10.112

10.794

. . Contributions for operating expenses

. . Different income and revenues

59.785

10.112

10.794

Total value of production

3.907.683

3.017.670

2.745.742

PRODUCTION COSTS

. Raw material,other materials and consum.

1.778.001

1.279.878

843.064

. Services received

. Leases and rentals

1.234.833

1.036.984

1.073.633

. Payroll and related costs

1.005.452

1.023.080

1.028.359

. . Wages and salaries

730.050

736.633

740.123

. . Social security contributions

225.864

234.750

236.328

. . Employee termination indemnities

49.538

51.697

51.908

. . Pension and similar

. . Other costs

. Amortization and depreciation

63.745

71.667

95.300

. . Amortization of intangible fixed assets

2.440

2.581

3.221

. . Amortization of tangible fixed assets

60.265

62.995

62.142

. . Depreciation of tangible fixed assets

. . Writedown of current receiv.and of liquid

1.040

6.091

29.937

. Changes in raw materials

-47.782

-73.170

35.167

. Provisions to risk reserves

. Other provisions

. Other operating costs

15.386

12.441

11.403

Total production costs

4.049.635

3.350.880

3.086.926

Diff. between value and cost of product.

-141.952

-333.210

-341.184

FINANCIAL INCOME AND EXPENSE

. Income from equity investments

92

. . In subsidiary companies

. . In associated companies

. . In other companies

92

. Other financial income

2.333

1.473

6.395

. . Financ.income from receivables

. . . Towards subsidiary companies

. . . Towards associated companies

. . . Towards holding companies

. . . Towards other companies

. . Financ.income from secur. t.f.assets

. . Financ.income from secur. cur.assets

. . Financ.income other than the above

2.333

1.473

6.395

. . . - Subsidiary companies

. . . - Associated companies

. . . - Holding companies

. . . - Other companies

2.333

1.473

6.395

. Interest and other financial expense

-26.210

-15.955

-5.224

. . Towards subsidiary companies

. . Towards associated companies

. . Towards holding companies

. . Towards other companies

-26.210

-15.955

-5.224

Total financial income and expense

-23.877

-14.482

1.263

ADJUSTMENTS TO FINANCIAL ASSETS

. Revaluations

. . Of equity investments

. . Of financ.fixed assets not repres.E.I.

. . Of securities incl.among current assets

. Devaluation

. . Of equity investments

. . Of financial fixed assets (no equity inv)

. . Of securities included among current ass

Total adjustments to financial assets

EXTRAORDINARY INCOME AND EXPENSE

. Extraordinary income

2.216

8.809

428.905

. . Gains on disposals

370.189

. . Other extraordinary income

2.216

8.809

58.716

. Extraordinary expense

-2.705

-937

-7.171

. . Losses on disposals

. . Taxes relating to prior years

. . Other extraordinary expense

-2.705

-937

-7.171

Total extraordinary income and expense

-489

7.872

421.734

Results before income taxes

-166.318

-339.820

81.813

. Taxes on current income

15.853

98.282

-5.247

. . current taxes

16.968

12.975

13.972

. . differed taxes(anticip.)

-1.115

85.307

-19.219

. Net income for the period

-182.171

-438.102

87.060

. Adjustments in tax regulations pursuance

. Provisions in tax regulations pursuance

. Profit (loss) of the year

-182.171

-438.102

87.060

 

 

RATIOS

Value Type

as at 31/12/2014

as at 31/12/2013

as at 31/12/2012

Sector Average

COMPOSITION ON INVESTMENT

Rigidity Ratio

Units

0,11

0,14

0,17

0,33

Elasticity Ratio

Units

0,89

0,86

0,83

0,65

Availability of stock

Units

0,08

0,07

0,05

0,14

Total Liquidity Ratio

Units

0,81

0,79

0,78

0,47

Quick Ratio

Units

0,08

0,07

0,04

0,01

COMPOSITION ON SOURCE

Net Short-term indebtedness

Units

1,70

2,40

0,97

2,54

Self Financing Ratio

Units

0,33

0,26

0,47

0,22

Capital protection Ratio

Units

1,08

1,47

0,06

0,74

Liabilities consolidation quotient

Units

0,01

0,01

0,02

0,24

Financing

Units

1,94

2,69

1,04

3,21

Permanent Indebtedness Ratio

Units

0,34

0,27

0,49

0,41

M/L term Debts Ratio

Units

0,01

0,01

0,01

0,13

Net Financial Indebtedness Ratio

Units

0,00

0,00

0,00

1,12

CORRELATION

Fixed assets ratio

Units

3,10

1,96

2,88

1,17

Current ratio

Units

1,39

1,21

1,68

1,10

Acid Test Ratio-Liquidity Ratio

Units

1,27

1,11

1,58

0,82

Structure's primary quotient

Units

3,02

1,89

2,82

0,68

Treasury's primary quotient

Units

0,12

0,11

0,07

0,03

Rate of indebtedness ( Leverage )

%

303,65

378,77

210,66

455,17

Current Capital ( net )

Value

751.996

411.975

822.448

135.108

RETURN

Return on Sales

%

-3,07

-12,21

6,67

3,71

Return on Equity - Net- ( R.O.E. )

%

-18,49

-60,94

7,52

2,32

Return on Equity - Gross - ( R.O.E. )

%

-16,88

-47,27

7,07

8,76

Return on Investment ( R.O.I. )

%

-4,75

-12,24

-14,00

3,87

Return/ Sales

%

-3,68

-11,11

-12,47

3,60

Extra Management revenues/charges incid.

%

n.c.

n.c.

n.c.

16,69

Cash Flow

Value

-118.426

-366.435

182.360

147.669

Operating Profit

Value

-141.952

-333.210

-341.184

140.969

Gross Operating Margin

Value

-78.207

-261.543

-245.884

283.954

MANAGEMENT

Credits to clients average term

Days

183,68

194,85

200,62

110,91

Debts to suppliers average term

Days

205,41

266,79

186,38

113,90

Average stock waiting period

Days

22,40

23,89

15,65

47,23

Rate of capital employed return ( Turnover )

Units

1,29

1,10

1,12

1,09

Rate of stock return

Units

16,07

15,07

23,00

7,61

Labour cost incidence

%

26,08

34,10

37,60

15,52

Net financial revenues/ charges incidence

%

-0,62

-0,48

0,05

-1,76

Labour cost on purchasing expenses

%

24,83

30,53

33,31

15,56

Short-term financing charges

%

1,37

0,83

0,43

3,19

Capital on hand

%

77,60

90,75

89,12

91,39

Sales pro employee

Value

124.352

96.791

85.467

214.336

Labour cost pro employee

Value

32.433

33.002

32.136

32.630

 

 

Remarks

 

1) Protests checking (relative to the last five years) performed by crossing and matching the members names and the Firm's Style with the reported addresses, is supplied by the Informatic Registry managed by the Italian Chamber of Commerce. If the fiscal code is not indicated, the eventual homonymous cases are submitted to expert staff evaluation in order to limit wrong matching risks.

 

2) The Legal Data, supplied and retrived from the Firm's Registry of the Italian Chamber of Commerce, are in line with the last registered modifications.

 

3) Risk evaluation and Credit Opinion have been performed on the base of the actual data at the moment of their availability.

 

 

Market / Territory Data

 

Population living in the province

:

838.732

Population living in the region

:

4.699.950

Number of families in the region

:

1.813.210

 

Monthly family expences average in the region (in Eur..) :

 

- per food products

:

456

- per non food products

:

2.052

- per energy consume

:

127



Sector Data

 

The values are calculated on a base of 2.727 significant companies.

The companies cash their credits on an average of 111 dd.

The average duration of suppliers debts is about 114 dd.

The sector's profitability is on an average of 3,71%.

The labour cost affects the turnover in the measure of 15,52%.

Goods are held in stock in a range of 47 dd.

The difference between the sales volume and the resources used to realize it is about 1,09.

The employees costs represent the 15,56% of the production costs.



Statistical Detrimental Data

 

Statistcally the trade activity shows periods of crisis.

The area is statistically considered lowly risky.

In the region 13.782 protested subjects are found; in the province they count to 2.280.

The insolvency index for the region is 0,30, , while for the province it is 0,28.

Total Bankrupt companies in the province : 3.317.

Total Bankrupt companies in the region : 16.714.

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.84

UK Pound

1

Rs.101.04

Euro

1

Rs.73.05

EUR

1

Rs. 72.54

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

TRI

 

 

Report Prepared by :

ASH

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.