MIRA INFORM REPORT

 

 

Report No. :

352341

Report Date :

07.12.2015

 

IDENTIFICATION DETAILS

 

Name :

AMSBECK BETON-GUSS GMBH

 

 

Registered Office :

Robert-Bosch-Str. 11, D 48336 Sassenberg

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

09.12.1997

 

 

Legal Form :

Private limited company

 

 

Line of Business :

  • Manufacture of concrete articles for construction purposes
  • Manufacture of other articles of concrete, cement and plaster n.e.c.
  • Manufacture of other fabricated metal products n.e.c.
  • Building activities n.e.c.

 

 

No. of Employee :

52

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

 

Source : CIA

Company name and address

 

 AMSBECK BETON-GUSS GMBH

 

 Company Status:         active

                                    Robert-Bosch-Str. 11

                                    D 48336 Sassenberg

                                    Telephone:02583/300300

                                    Telefax:  02583/3003020

                                    Homepage: www.amsbeck.de

                                    E-mail:   info@amsbeck.de

 

 VAT no.:                      DE295373689

 

 

 CONCLUSION

 

 Business relations are permissible.

 

 LEGAL FORM              Private limited company

 Date of foundation:      09.12.1997

 Shareholders'

 agreement:                   09.12.1997

 Registered on:             18.05.2015

 Commercial Register:   Local court 48149 Münster

 under:                          HRB 15545

 

 

 Share capital

 

 EUR                            150,000.00

 

 

 Shareholder

 

                      S. Weritz Beteiligungs GmbH

                      Milter Str. 17

                      D 48231 Warendorf

                      Legal form: Private limited company

                      Share capital:      EUR            225,000.00

                      Share:                 EUR            150,000.00

                      Registered on:    09.01.2014

                      Reg. data:           48149 Münster, HRB 14744

 

Manager

 

                      Susanne Weritz

                      Milter Str. 17

                      D 48231 Warendorf

                      having sole power of representation

                      born: 05.02.1962

                      née: Amsbeck

                      Profession: Fully qualified political

                      economist

 

 Proxy

 

                      Henk Wenger

                      Romadourweg 4a

                      D 48231 Warendorf

                      having sole power of representation

                      born: 04.11.1959

                      Profession: Fully qualified merchant

                      Marital status: single

 Proxy:

                      Hendrik Lütke Bexten

                      D 48231 Warendorf

                      having sole power of representation

                      born: 21.05.1971

 

 Further functions/participations of Susanne Weritz (Manager)

 Limited partner:

                      Amsbeck Immobilien GmbH & Co. KG

                      Robert-Bosch-Str. 11

                      D 48336 Sassenberg

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.           EUR            511,291.88

                      contribution:

                      Share:                  EUR            511,291.88

                      Registered

                      on:                                 30.12.1960

                      Reg. data:           48149 Münster, HRA 7367

 

 Shareholder

 

                      S. Weritz Beteiligungs GmbH

                      Milter Str. 17

                      D 48231 Warendorf

                      Legal form: Private limited company

                      Share capital:     EUR            225,000.00

                      Share:                 EUR            175,000.00

                      Registered

                      on:                                 09.01.2014

                      Reg. data:           48149 Münster, HRB 14744

 Shareholder:

                      Bernhard Amsbeck-Beteiligungsgesellschaft

                      mit beschränkter Haftung

                      Robert-Bosch-Str. 11

                      D 48336 Sassenberg

                      Legal form: Private limited company

                      Share capital:     EUR             25,600.00

                      Share:                 EUR             25,600.00

                      Registered

                      on:                                 28.12.1967

                      Reg. data:           48149 Münster, HRB 9727

 

 Manager

 

                      Detego Beteiligungs-GmbH

                      Otto-Hahn-Str. 5

                      D 56218 Mülheim-Kärlich

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:                                 27.08.2012

                      Reg. data:           56068 Koblenz, HRB 23227

 Manager:

                      Bernhard Amsbeck-Beteiligungsgesellschaft

                      mit beschränkter Haftung

                      Robert-Bosch-Str. 11

                      D 48336 Sassenberg

                      Legal form: Private limited company

                      Share capital:     EUR             25,600.00

                      Registered

                      on:                                 28.12.1967

                      Reg. data:           48149 Münster, HRB 9727

 Manager:

                      AMSBECK-Maschinentechnik GmbH

                      Boschweg 15

                      D 48351 Everswinkel

                      Legal form: Private limited company

                      Share capital:     EUR             51,129.19

                      Registered

                      on:                                 27.08.1982

                      Reg. data:           48149 Münster, HRB 9609

 Manager:

                      S. Weritz Beteiligungs GmbH

                      Milter Str. 17

                      D 48231 Warendorf

                      Legal form: Private limited company

                      Share capital:     EUR            225,000.00

                      Registered

                      on:                                 09.01.2014

                      Reg. data:           48149 Münster, HRB 14744

 

 

 COMPANY HISTORY

 

 23.01.1998 - 16.07.2002  Bernhard Amsbeck Beton-Guß

                          Beteiligungsgesellschaft mbH

                          Kührener Str. 1

                          D 04808 Wurzen

                          Private limited company

 16.07.2002 - 24.01.2003  Bernhard Amsbeck Beton-Guß

                          Beteiligungsgesellschaft mbH

                          Kührener Str. 1a

                          D 04808 Wurzen

                          Private limited company

 24.01.2003 - 18.05.2015  Bernhard Amsbeck Beton-Guß

                          Beteiligungsgesellschaft mbH

                          Kührener Str. 5 OT Kühren-

                          D 04808 Wurzen

                          Private limited company

 18.05.2015 - 18.06.2015  Bernhard Amsbeck Beton-Guß

                          Beteiligungsgesellschaft mbH

                          Robert-Bosch-Str. 11

                          D 48336 Sassenberg

                          Private limited company

 18.06.2015 - 24.06.2015  Bernhard Amsbeck Beton-Guß GmbH

                          Robert-Bosch-Str. 11

                          D 48336 Sassenberg

                          Private limited company

 

 

 RESIGNED ACTING PERSONS AND SHAREHOLDERS

 

 23.05.2013 - 30.10.2013  Manager

                          Thorsten Poletz

                          D 20095 Hamburg

 

 

 BUSINESS ACTIVITIES

 

 Main industrial sector

 2361    Manufacture of concrete articles for construction purposes

 23690   Manufacture of other articles of concrete, cement and plaster n.e.c.

 2599    Manufacture of other fabricated metal products n.e.c.

 43999   Building activities n.e.c.

 

 

 FINANCIAL INFORMATION

 

 Payment experience:  within agreed terms

 

 Negative information:We have no negative information at hand.

 

 Balance sheet year:  2013

 

 

 REAL ESTATE

 

 Type of ownership:       Tenant

 Address                       Robert-Bosch-Str. 11

                                    D 48336 Sassenberg

 

 Real Estate of:             Susanne Weritz

 Type of ownership:       proprietor

 Share:                          100.00 %

 Address                       Sassenberger Str. 38a

                                    D 48231 Warendorf

 Type of real estate:      Residential building

 

 Land register documents were not available.

 

 

 BANKERS

 

 VOLKSBANK, 59213 AHLEN

 Sort. code: 41262501

 BIC: GENODEM1AHL

 SPARKASSE MÜNSTERLAND OST, 48151 MÜNSTER, WESTF

 Sort. code: 40050150

 BIC: WELADED1MST

 

 

 FINANCIAL FIGURES

 

 Turnover:          2014               EUR                               15,000,000.00

 Profit:              2013               EUR                   60.00

 further business figures:

 Equipment:                             *EUR                 416,000.00

 Ac/ts receivable:                     EUR                   35,490.00

 Liabilities:                                EUR                 11.00

 Employees:                                                                 52

 

 The business figures marked with an asterisk are estimates based  on average values in the line of business.

 

 

 BALANCE SHEETS

 

 Balance sheet ratios                 01.01.2013 - 31.12.2013

 Equity ratio [%]:                       96.56

 Liquidity ratio:                          10.00

 Return on total capital [%]:       0.17

 

 Balance sheet ratios                 01.01.2012 - 31.12.2012(1)

 Equity ratio [%]:                       95.52

 Liquidity ratio:                          10.00

 Return on total capital [%]:       0.58

 

 Balance sheet ratios                 01.01.2011 - 31.12.2011

 Equity ratio [%]:                       95.42

 Liquidity ratio:                          10.00

 Return on total capital [%]:       1.75

 

 Balance sheet ratios                 01.01.2010 - 31.12.2010

 Equity ratio [%]:                       95.40

 Liquidity ratio:                          10.00

 Return on total capital [%]:       1.40

 

(1) The depth of balance sheet suggests that the company, as a  so-called micro-entity in accordance with art. 267a German Commercial Code, has availed itself of the facilitations of the German Micro-Entities Amending Account Law (MicBilG) This is why it is possible that the resultant reduction of the depth of presentation in the annual accounts may entail deviating calculation methods of the respective balance sheet ratios and

thus to an altered Solvency Rating [NG] and/or balance sheet grade.

 

Equity ratio

The equity ratio indicates the portion of the equity as compared to the total capital. The higher the equity ratio, the better the economic stability (solvency) and thus the financial autonomy of a company.

 

Liquidity ratio

The liquidity ratio shows the proportion between adjusted receivables and net liabilities. The higher the ratio, the lower the company's financial dependancy from external creditors.

 

Return on total capital

The return on total capital shows the efficiency and return on the total capital employed in the company. The higher the return on total capital, the more economically does the company work with the invested capital.

 

 

Fiancials

 

 Type of balance sheet:  Company balance sheet

 

 Origin of the present balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR             35,490.29

  Current assets                         EUR             35,490.29

   Accounts receivable                   EUR             35,490.29

 

 LIABILITIES                             EUR             35,490.29

  Shareholders' equity                   EUR             34,268.81

   Capital                               EUR             25,564.59

    Subscribed capital (share capital)   EUR             25,564.59

   Reserves                              EUR              8,644.15

    Retained earnings / revenue reserves EUR              8,644.15

   Balance sheet profit/loss (+/-)       EUR                 60.07

    Annual surplus / annual deficit      EUR                 60.07

  Provisions                             EUR              1,210.55

  Liabilities                            EUR                 10.93

 

 Type of balance

 sheet:               micro balance sheet

 Origin of the present

 balance sheet:       Other

 

 Financial year:      01.01.2012 - 31.12.2012 (2)

 

 ASSETS                                  EUR             35,814.24

  Current assets                         EUR             35,814.24

 

 LIABILITIES                             EUR             35,814.24

  Shareholders' equity                   EUR             34,208.74

  Provisions                             EUR              1,605.50

 

 (2) The abbreviated depth of presentation of the annual accounts

 may be atributed to application of regulations within the German

 Micro-Entities Amending Accounting Law.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.84

UK Pound

1

Rs.101.04

Euro

1

Rs.73.05

EUR

1

Rs. 72.22

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

ASH

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.