MIRA INFORM REPORT

 

 

Report No. :

352347

Report Date :

07.12.2015

 

IDENTIFICATION DETAILS

 

Name :

LARGE SUN TRADING CO.

 

 

Registered Office :

Unit 8B, 7/F., Well Fung Industrial Centre, 68 Ta Chuen Ping Street, Kwai Chung, New Territories

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

18.11.1997

 

 

Com. Reg. No.:

21374618-000-11

 

 

Legal Form :

Sole Proprietorship.

 

 

Line of Business :

Manufacturer, Importer and Exporter of All Kinds of Jewellery Products, Silver Products

 

 

No. of Employee :

5.      (Hong Kong)

250.  (China)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12.5% of total system deposits in Hong Kong by the end of 2014. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 47.3 million in 2014, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2014 mainland Chinese companies constituted about 50% of the firms listed on the Hong Kong Stock Exchange and accounted for about 60.1% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4.4% in 2014. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2014, Hong Kong and China signed a new agreement on achieving basic liberalization of trade in services in Guangdong Province under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from March 2015, cover a negative list and a most-favored treatment provision, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA

 

Company name and address

 

LARGE  SUN  TRADING  CO.

 

 

ADDRESS:       Unit 8B, 7/F., Well Fung Industrial Centre, 68 Ta Chuen Ping Street, Kwai Chung, New Territories, Hong Kong.

 

PHONE:            852-2344 2299

 

FAX:                 852-2344 2099

 

MANAGEMENT:

 

Manager:  Ms. Chao Min Fen, Nancy

 

 

SUMMARY

 

Establishment:              18th November, 1997.

 

Organization:                 Sole Proprietorship.

 

Capital:                         Not disclosed.

 

Business Category:       Manufacturer, Importer and Exporter.

 

Annual Turnover:           HK$50~55 million.

 

Employees:                  5.  (Hong Kong)

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.

 

 

ADDRESS

 

Head Office:-

Unit 8B, 7/F., Well Fung Industrial Centre, 68 Ta Chuen Ping Street, Kwai Chung, New Territories, Hong Kong.

 

Associated Factory:-

Large Sun Jewelry Mfy. Co. Ltd.

Qiwan Industrial Area, Qiwan Road, Dong Qu, 528400 Zhongshan City, Guangdong Province, China.

[Tel:      86-760-8888 2444 (8 lines)

Fax:      86-760-8888 2448, 8888 2449

E-mail:  largesun@largesun.com.cn]

 

 

BUSINESS REGISTRATION NUMBER

 

21374618-000-11

 

 

MANAGEMENT

 

Manager:  Ms. Chao Min Fen, Nancy

Contact Person:  Ms. Yang

 

 

SOLE PROPRIETOR

 

Name:  Ms. CHAO Min Fen, Nancy

Residential Address:     2F, No. 7, Lane 50, Section 3, Sau Long Road, Chung Wo Shi, Taipei, Taiwan.

 

 

HISTORY

 

The subject was established on 18th November, 1997 as a sole proprietorship concern owned by Ms. Chao Min Fen under the Hong Kong Business Registration Regulations.

Initially the subject was located at Room 1302, 13/F., Ginza Plaza, 2A Sai Yeung Choi Street South, Mongkok, Kowloon, Hong Kong, moved to Flat A, 6/F., Joint Venture Factory Building, 76 Hung To Road, Kwun Tong, Kowloon, Hong Kong in May 2002, and further moved to the present address in September 2014.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Manufacturer, Importer and Exporter.

 

Lines:                           All kinds of jewellery products, silver products

 

Employees:                  5.  (Hong Kong)

250.  (China)

 

Materials/Commodities: India, Thailand, Europe

 

Markets:                        North America, Europe, Taiwan, Southeast Asia

 

Annual Turnover:           HK$50~55 million.

 

Terms/Sales:                 L/C, T/T

 

Terms/Buying:               L/C, T/T, D/P, O/A

 

 

FINANCIAL INFORMATION:

 

Capital:                         Not disclosed.

 

Profit or Loss:               Making a small profit every year.

 

Condition:                     Keeping in a satisfactory condition.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                      No complaints

 

Commercial Morality:     Satisfactory.

 

Banker:                         The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                      Normal.

 

 

GENERAL

 

Large Sun Trading Co. is a sole proprietorship set up and owned by Ms. Nancy Chao Min Fen who is a Taiwan businesswoman.

The subject moved to the present address in September 2014.

The subject is a diamond, silver and jewellery product trader and manufacturer.  The followings are its main products: 925 sterling silver pendants, bracelets, necklaces, earrings, pearl bracelets, products with Swarovski crystal.

Its factory known as Large Sun Jewelry Mfy. Co. Ltd. [Large Sun] is in Zhongshan City, Guangdong Province, China.

Large Sun was well established in Taiwan in 1989 and moved to Zhongshan City of Guangdong in 1992.  The contact person of the factory is Ms. Cathy Wu.

Employing about 250 workers, Large Sun occupies over 7,000 sq.m.  In 2005, Large Sun got the ISO 9001 certification.

Raw materials are imported from India, Thailand, Europe.  Prime markets are North America, Europe, Taiwan, Southeast Asia.  Business is normal.

The annual sales turnover of the subject ranges from HK$50 to 55 million.  Making a small profit every year.

The subject’s business is chiefly handled by Ms. Nancy Chao Min Fen herself.  Sometimes, she is stationing at the China factory.  However, most of the time she is in Hong Kong.

The contact person of the subject in Hong Kong is a Ms. Yang.

The history of the subject in Hong Kong is over 18 years.

On the whole, consider it good for normal business engagements.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.84

UK Pound

1

Rs.101.04

Euro

1

Rs.73.05

HKD

1

Rs.8.60

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

TRI

 

 

Report Prepared by :

TRU

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.