MIRA INFORM REPORT

 

 

Report No. :

352709

Report Date :

08.12.2015

 

IDENTIFICATION DETAILS

 

Name :

IDEAL FASTENER ASIA LTD.

 

 

Registered Office :

11/F., Ideal Plaza, 46-48 Pak Tin Par Street, Tsuen Wan, New Territories

 

 

Country :

Hongkong

 

 

Date of Incorporation :

19.01.1998

 

 

Com. Reg. No.:

21538460

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Manufacturer of all kinds of Fasteners

 

 

No. of Employees :

40.

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 


 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Hongkong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

HONGKONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12.5% of total system deposits in Hong Kong by the end of 2014. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 47.3 million in 2014, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2014 mainland Chinese companies constituted about 50% of the firms listed on the Hong Kong Stock Exchange and accounted for about 60.1% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4.4% in 2014. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2014, Hong Kong and China signed a new agreement on achieving basic liberalization of trade in services in Guangdong Province under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from March 2015, cover a negative list and a most-favored treatment provision, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA


Company Name and address

 

IDEAL FASTENER ASIA LTD.

 

ADDRESS:                   11/F., Ideal Plaza, 46-48 Pak Tin Par Street, Tsuen Wan, New Territories, Hong Kong.

 

PHONE:                        852-2345 2049

 

FAX:                             852-2172 7298

 

E-MAIL:                        info@idealfastener.com.hk

 

 

MANAGEMENT

 

Managing Director:        Mr. Hung Wan Hoi, Gilbert

 

 

SUMMARY

 

Incorporated on:            19th January, 1998.

 

Organization:                 Private Limited Company.

 

Issued Share Capital:     HK$5,000,000.00

 

Business Category:       Importer, Exporter and Manufacturer.

 

Employees:                  40.

 

Group Employees:        6,000.  (Worldwide)

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:          Good.

 

 

ADDRESS

 

Registered Head Office:-

11/F., Ideal Plaza, 46-48 Pak Tin Par Street, Tsuen Wan, New Territories, Hong Kong.

 

Associated Companies:-

i Hotel Food & Beverage Management (Holding) Ltd., Hong Kong.

i.Hotel (International Holding) Ltd., Hong Kong.

Ideal Fastener (Guangdong) Industries Ltd., China.

Ideal Fastener Corporation, USA.

Ideal Fastener Fermuar Sanayi Ve Ticaret A/S, Turkey.

Ideal Fastener India Pvt. Ltd., India.

Ideal Fastener Jiangsu Ltd., China.

Ideal Great China Investment Ltd., Hong Kong.

Ideal Group (China) Ltd., Hong Kong.

Ideal Group (Property) Ltd., Hong Kong.

Ideal Group China–HK Development Ltd., Hong Kong.

Ideal Group Food & Beverage Culture (Holding) Ltd., Hong Kong.

Ideal Group Food & Beverage Distribution Ltd., Hong Kong.

Ideal Group Global Ltd., Hong Kong.

Ideal Group Holding Co. Ltd., Hong Kong.

Ideal Group Intellectual Property Ltd., Hong Kong.

Ideal Group Investment (Global) Ltd., Hong Kong.

Ideal Group Worldwide Ltd., Hong Kong.

Ideal Media Co. Ltd., Hong Kong.

Ideal Zipper S.A. de C.V., Mexico.

PT. Ideal Fastener Indonesia, Indonesia.

 

 

BUSINESS REGISTRATION NUMBER

 

21538460

 

 

COMPANY FILE NUMBER

 

0634849

 

 

MANAGEMENT

 

Managing Director:        Mr. Hung Wan Hoi, Gilbert

 

 

ISSUED SHARE CAPITAL

 

HK$5,000,000.00

 

 

SHAREHOLDERS

(As per registry dated 19-01-2015)

 

Name

 

No. of shares

HUNG Wan Hoi, Gilbert

 

499,950

YU Sau Ming

 

50

 

 

–––––––

 

Total:

500,000

======

 

 

DIRECTORS

(As per registry dated 01-06-2015)

 

Name

(Nationality)

 

Address

HUNG Chi Yen, Franklin

House 15, Sunderland Estate, 1 Hereford Road, Kowloon, Hong Kong.

 

YU Sau Ming

5/F., 112C, Broadway, Mei Foo Sun Chuen, Kowloon, Hong Kong.

 

HUNG Wan Hoi, Gilbert

House 15, Sunderland Estate, 1 Hereford Road, Kowloon, Hong Kong.

 

 

SECRETARY

 

YU Sau Ming  (As per registry dated 19-01-2015)

 

 

HISTORY

 

The subject was incorporated on 19th January, 1998 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Manufacturer.

 

Lines:                           All kinds of fasteners

 

Employees:                  40.

 

Group Employees:        6,000.  (Worldwide)

 

Commodities Imported: China, other Asian countries, etc.

 

Markets:                        India, other Asian countries, Europe, North America, Central & South America, etc.

 

Terms/Sales:                 L/C, Advanced T/T, etc.

 

Terms/Buying:               L/C, D/P, O/A, etc.

 

 

FINANCIAL INFORMATION

 

Issued Share Capital:     HK$5,000,000.00

 

Mortgage or Charge:     (See attachment)

 

Profit or Loss:               Making a small profit every year.

 

Condition:                     Keeping in a satisfactory manner.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Bankers:-

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

The Bank of East Asia Ltd., Hong Kong.

The Shanghai Commercial & Savings Bank Ltd., Hong Kong Branch.

 

Standing:                      Good.

 

 

GENERAL

 

Ideal Fastener Asia Ltd. is almost wholly owned by Mr. Hung Wan Hoi, Gilbert who is a Hong Kong merchant.  The other minor shareholder Mr. Yu Sau Ming is also a Hong Kong merchant.  These two shareholders and Mr. Hung Chi Yen, Franklin are the directors of the subject.

 

The subject belongs to Ideal Group which was set up in the 50’s.  The shareholders of the Group are Mr. Hung Wan Hoi and Mr. Yu Sau Ming.

 

The Group is engaged in manufacturing all kinds of fasteners.  Its factories are in Zhaoqing City and Dongguan City of Guangdong Province, China.  The third factory is in Jiangsu Province, China.

 

The Group’s company in the United States is known as Ideal Fastener Corporation [IFC].

 

Established in 1936 in New York City, IFC is the second largest zipper manufacturer in the world.

 

During the past decade the Group has expanded its worldwide presence by opening numerous international production facilities and sales offices.  The Group now operates factories, offices and/or distribution facilities in over 20 countries in North and Central America, the Middle East, Europe, the Asia Pacific region.

 

The Group offers zippers for different applications including apparel, automotive, furniture, luggage, military, and specialty.  Its customers list includes virtually every known apparel brand and retailer in the United States and Europe, the world’s premiere luggage manufacturers, the US Armed Forces, and numerous Fortune 500 and international manufacturers across a range of industries.  Two of the significant customers are Adidas and Polo.

 

Ideal Group provides its customers with IDEAL® zippers which are available in a vast range of styles, colours and materials, customized to its customers’ exact specifications.

 

The Group is well known for zipper manufacturing, however, it is also a leading manufacturer of Hook & Eye Tape and Underwires for the Intimate Apparel industry.  In addition to producing standard Hook & Eye Tape, Ideal Group is the leader in special/luxury Hook & Eye tape applications, offering a variety of patented products especially for the bra closure.

 

Mr. HUNG Wan Hoi is engaged in diversified economy.  He is also engaged in hotel business, property development and advertising media business, etc.

 

The history of the subject in Hong Kong is over 17 years.  Business is active and steady.

 

On the whole, consider the subject good for normal business engagements.

 

 

MORTGAGE OR CHARGE

 

Date

Description of Instrument

 

Mortgagee

11-01-2012

Chargeo on Cash Deposit and/or Shares and Securities to Secure Obligations of the Chargoe

The Bank of East Asia Ltd., Hong Kong.

16-04-2012

Trade Finance Security Assignment

Unit Overseas Bank Ltd,
80 Raffles Place, UOB Plaza, Singapore 048624.

02-12-2013

Deed of Charge on Account

The Shanghai Commercial & Savings Bank Ltd., Hong Kong Branch.

29-04-2015

Assignment of Life Insurance

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.63

UK Pound

1

Rs.100.65

Euro

1

Rs.72.40

HKD

1

Rs.8.62

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

NIT

 

               


 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.