MIRA INFORM REPORT

 

 

Report No. :

353887

Report Date :

08.12.2015

 

IDENTIFICATION DETAILS

 

Name :

ITALIMPIANTI ORAFI S.P.A.

 

 

Registered Office :

Via Provinciale Di Civitella, 8 Badia Al Pino, 52041 - Civitella in Val di Chiana (AR)

 

 

Country :

Italy

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

26.08.1972

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Manufacture of Other mechanic products and other general-purpose machinery

 

 

No. of Employees :

From 36 to 50

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Italy

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

ITALY - ECONOMIC OVERVIEW

 

Italy has a diversified economy, which is divided into a developed industrial north, dominated by private companies, and a less-developed, highly subsidized, agricultural south, where unemployment is higher. The Italian economy is driven in large part by the manufacture of high-quality consumer goods produced by small and medium-sized enterprises, many of them family-owned. Italy also has a sizable underground economy, which by some estimates accounts for as much as 17% of GDP. These activities are most common within the agriculture, construction, and service sectors. Italy is the third-largest economy in the euro-zone, but its exceptionally high public debt and structural impediments to growth have rendered it vulnerable to scrutiny by financial markets. Public debt has increased steadily since 2007, topping 132% of GDP in 2014, but investor concerns about Italy and the broader euro-zone crisis eased in 2013, bringing down Italy's borrowing costs on sovereign government debt from euro-era. The government still faces pressure from investors and European partners to sustain its efforts to address Italy's long-standing structural impediments to growth, such as labor market inefficiencies and tax evasion. In 2014 economic growth and labor market conditions continued to deteriorate, with overall unemployment rising to 12.2% and youth unemployment around 40%. Italy's GDP is now nearly 10% below its 2007 pre-crisis level.

 

Source : CIA

Company Name and address

 

ITALIMPIANTI ORAFI S.P.A.

 

Via Provinciale Di Civitella, 8 BADIA AL PINO

 

52041 - Civitella in Val di Chiana (AR) -IT-

 

 

Summary

 

Fiscal Code

:

00137240511

Legal Form

:

Joint stock company

start of Activities

:

26/08/1972

Equity

:

Over 2.582.254

Turnover Range

:

12.750.000/15.500.000

Number of Employees

:

from 36 to 50

 

Activity

 

Manufacture of other mechanic products and other general-purpose machinery

 

Legal Data

 

Legal Form : Joint stock company

Fiscal Code : 00137240511

 

Foreign Trade Reg. no. : AR003573 since 21/12/1991

 

Foreign Trade Reg. no. : 3573 of Arezzo since 21/12/1991

 

Chamber of Commerce no. : 57676 of Arezzo since 01/09/1972

 

Firms' Register : AR002-2427 of Arezzo since 19/02/1996

 

V.A.T. Code : 00137240511

 

Tribunal Co. Register : 2427 of

 

Foundation date

: 26/08/1972

Establishment date

: 26/08/1972

Start of Activities

: 26/08/1972

Legal duration

: 31/12/2050

Nominal Capital

: 520.000

Subscribed Capital

: 520.000

Paid up Capital

: 520.000

 

Legal mail :

ITALIMPIANTIORAFI@PEC.IT

 

 

Members

 

Crocini

Luciano

 

Born in Arezzo

(AR)

on 30/08/1950

- Fiscal Code : CRCLCN50M30A390E

 

Residence:

Alpe Della Luna

, 9

- 52100

Arezzo

(AR)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

28/05/2014

Managing Director

28/05/2014

 

No Prejudicial events are reported

 

No Protests registered

 

Paolucci

Giuseppe

 

Born in Arezzo

(AR)

on 18/03/1957

- Fiscal Code : PLCGPP57C18A390B

 

Residence:

Il Matto

, 59/G

- 52100

Arezzo

(AR)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

28/05/2014

 

Guidali

Roberto

 

Born in Varese

(VA)

on 25/05/1964

- Fiscal Code : GDLRRT64E25L682S

 

Residence:

Trieste

, 20

- 22076

Mozzate

(CO)

- IT -

 

Position

Since

Shares Amount

% Ownership

Board Chairman

28/05/2014

Director

28/05/2014

Police Licence's Proprietor

 

No Prejudicial events are reported

 

No Protests registered

 

Companies connected to members *

 

*checkings have been performed on a national scale.

 

In this module are listed the companies in which members hold or have holded positions.

 

Guidali

Roberto

 

Firm's Style

Seat

Fiscal Code

Position

Position Status

Firm's Status

Tecnoenergia S.n.c. Di Casarotto EnricaE C.

Milano (MI) - IT -

05641210967

Partner

Withdrawn

Registered

Stiledonna S.a.s. Di Macaluso Maria E C.

Mozzate (CO) - IT -

02764980138

Limited Partner

Active

Registered

Tower Crane Noli Srl

Mozzate (CO) - IT -

03185540139

Director

Withdrawn

Registered

Mozzate Immobiliare S.r.l.

Inzago (MI) - IT -

05709890965

Sole Director

Withdrawn

Registered

Mozzate Immobiliare S.r.l.

Inzago (MI) - IT -

05709890965

Director

Active

Registered

Ecomet Refining S.r.l.

Spino d'Adda (CR) - IT -

01551890195

Director

Active

Registered

Ecomet Refining S.r.l.

Spino d'Adda (CR) - IT -

01551890195

Assistant board Chairman

Active

Registered

Immobiliare Mattei S.r.l.

Mozzate (CO) - IT -

03569910130

Director

Active

Registered

 

The indication "REGISTERED" as Firm Status could refer to Firms in Liquidation, Active, Inactive, etc.

For more information, in this case, we advise to request further investigations.

 

 

Capital Shareholders

 

Shareholders' list as at date of data collection:

 

Firm's Style / Name

Seat / Residence

Fiscal Code

Owned Shares

% Ownership

Italimpianti Orafi S.p.a.

Civitella in Val di Chiana - IT -

00137240511

176.800 .Eur

34,00

Crocini Luciano

Arezzo - IT -

CRCLCN50M30A390E

52.000 .Eur

10,00

Paolucci Giuseppe

Arezzo - IT -

PLCGPP57C18A390B

15.600 .Eur

3,00

Guidali Roberto

Mozzate - IT -

GDLRRT64E25L682S

265.200 .Eur

51,00

Pastorelli Cesare

PSTCSR75D08A390B

10.400 .Eur

2,00

 

Direct Participations

 

The Company under review has participations in the following Companies:

 

Firm's Style

Seat

Fiscal Code

Owned Shares Amount

% Ownership

since

until

Share Status

Italimpianti Orafi S.p.a.

Civitella in Val di Chiana - IT -

00137240511

176.800 .Eur

34,00

Active

Arezzo Fiere E Congressi - S.r.l.

Arezzo - IT -

00212970511

9.802 .Eur

0,02

Active

Ecomet Refining S.r.l.

Spino d'Adda - IT -

01551890195

23.750 .Eur

47,50

Active

 

Firm's location and structure

 

In order to carry out its activities the firm uses the following locations:

 

-

Legal and operative seat

 

Provinciale Di Civitella

, 8

- 52040

- Civitella in Val di Chiana

(AR)

- IT -

 

PHONE

: 0575491

 

FAX

: 0575449300

 

Legal mail

: ITALIMPIANTIORAFI@PEC.IT

 

Employees

: 49

 

Fittings and Equipment for a value of 89.000

Eur

 

Stocks for a value of 390.000

Eur

 

Furniture and fittings for a value of 52.000

Eur

 

Vehicles for a value of 26.000

Eur

 

The firm operates abroad as importer / exporter..

Export represents from 20% to 50% of the global turnover.

Products abroad are placed by :

- importers

 

- trading companies

 

- direct orders from foreign companies

 

Export is mainly towards:

- Ireland

 

- Hungary

 

- France

 

Protests

 

Protests checking on the subject firm has given a negative result.

 

 

Data Base Prejudicial Events Search

 

Search performed on a National Scale

 

Prejudicial Events Search Result: NEGATIVE

 

Search performed on a specialized data base.

 

Legal Procedures

 

None reported, standing to the latest received edition of the Official Publications.

 

Financial and Economical Analysis

 

The company is active since 1972

The analysis is based on the latest 3 balance sheets.

Under an economic point of view, profits were registered during the last years with a r.o.e. of 11,77% in 2014

The return on Investment in the last financial year was positive (4,51%) and in line with the sector's average.

The amount of the operating result for the year 2014 is of Eur. 318.446 with a -69,1% fall as against the year 2013.

During the latest financial year the gross operating margin amounted to Eur. 393.394 recording a -64,1% decrease.

The company has an excellent net worth if compared to its debts, with a low indebtedness (0,29) lower than in 2013.

The management generated equity capital for an amount of Eur. 2.578.520 , stable in comparison with the value of the previous year.

Total debts (both short and M/L term) equals Eur. 3.822.585, , with a fall of -25,48%.

Bank and suppliers credit recourse is limited, 64,89 gg. is payment average period which is also lower than the sector average.

The management determines a good range of liquidity.

On average trade credits are collected in 50,66 days. , that compared to the sector's average is shorter.

The financial management generated a cash flow of Eur. 378.489.

Labour cost expenses amount to Eur. 2.597.635 , representing 19,8% on the total of production costs. and a 19,74% incidence on sales volumes.

Financial incomes cover financial charges.



Financial Data

 

Complete balance-sheet for the year

al 31/12/2014

(in Eur

x 1)

 

Item Type

Value

Sales

13.161.984

Profit (Loss) for the period

303.541

 

Complete balance-sheet for the year

al 31/12/2013

(in Eur

x 1)

 

Item Type

Value

Sales

21.189.600

Profit (Loss) for the period

665.723

 

Complete balance-sheet for the year

al 31/12/2012

(in Eur

x 1)

 

Item Type

Value

Sales

18.527.482

Profit (Loss) for the period

562.644

 

Complete balance-sheet for the year

al 31/12/2011

(in Eur

x 1)

 

Item Type

Value

Sales

17.647.669

Profit (Loss) for the period

440.494

 

Complete balance-sheet for the year

al 31/12/2010

(in Eur

x 1)

 

Item Type

Value

Sales

10.660.110

Profit (Loss) for the period

128.116

 

Balance Sheets

 

From our constant monitoring of the relevant Public Administration offices, no more recent balance sheets result to have been filed.

 

- Balance Sheet as at 31/12/2014 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2013 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2012 - 12 Mesi - Currency: - Amounts x 1

 

Years

2014

2013

2012

BALANCE SHEET ACCOUNTS

 

ASSETS

CREDITS VS PARTNERS

. Deposits not yet withdrawn

. Deposits already withdrawn

Total credits vs partners

FIXED ASSETS

. INTANGIBLE FIXED ASSETS

. . Start-up and expansion expenses

. . Research,develop. and advert.expens.

. . Industrial patent rights

215

1.164

. . Concessions,licenses,trademarks,etc.

. . Goodwill

. . Assets in formation and advance paymen.

. . Other intangible fixed assets

5.233

8.768

14.558

. Total Intangible Fixed Assets

5.448

8.768

15.722

. TANGIBLE FIXED ASSETS

. . Real estate

. . Plant and machinery

89.464

87.191

82.703

. . Industrial and commercial equipment

. . Other assets

96.917

80.818

104.859

. . Assets under construction and advances

. Total Tangible fixed assets

186.381

168.009

187.562

. FINANCIAL FIXED ASSETS

. . Equity investments

29.603

29.603

28.603

. . . Equity invest. in subsidiary companies

. . . Equity invest. in associated companies

19.000

19.000

18.000

. . . Equity invest. in holding companies

. . . Equity invest. in other companies

10.603

10.603

10.603

. . Financial receivables

. . . . Within 12 months

. . . . Beyond 12 months

. . . Receivab due from subsidiaries

. . . . Within 12 months

. . . . Beyond 12 months

. . . Receivables due from assoc.comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . . Receivables due from holding comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . . Receivables due from third parties

. . . . Within 12 months

. . . . Beyond 12 months

. . Other securities

. . Own shares

707.040

745.000

745.000

. . . Total nominal value

. Total financial fixed assets

736.643

774.603

773.603

Total fixed assets

928.472

951.380

976.887

CURRENT ASSETS

. INVENTORIES

. . Raw materials and other consumables

190.655

302.650

659.525

. . Work in progress and semimanufactured

34.265

18.211

. . Work in progress on order

. . Finished goods

141.427

104.171

103.800

. . Advance payments

28.500

60.549

31.350

. Total Inventories

394.847

485.581

794.675

. CREDITS NOT HELD AS FIXED ASSETS

. . Within 12 months

2.573.179

2.528.982

1.824.886

. . Beyond 12 months

20.000

. . Trade receivables

1.852.212

2.027.963

1.663.766

. . . . Within 12 months

1.852.212

2.027.963

1.663.766

. . . . Beyond 12 months

. . Receivables due from subsid. comp.

20.000

. . . . Within 12 months

. . . . Beyond 12 months

20.000

. . Receivables due from assoc. comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . Receivables due from holding comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . Fiscal Receivables

695.024

467.173

52.840

. . . . Within 12 months

695.024

467.173

52.840

. . . . Beyond 12 months

. . Receivables for anticipated taxes

. . . . Within 12 months

. . . . Beyond 12 months

. . Receivables due from third parties

25.943

33.846

108.280

. . . . Within 12 months

25.943

33.846

108.280

. . . . Beyond 12 months

. Total Credits not held as fixed assets

2.593.179

2.528.982

1.824.886

. FINANCIAL ASSETS

. . Equity invest. in subsidiary comp.

. . Equity invest. in associated companies

. . Equity invest. in holding companies

. . Other equity investments

. . Own shares

. . . Total nominale value

. . Other securities

3.006.503

3.006.503

. Total Financial Assets

3.006.503

3.006.503

. LIQUID FUNDS

. . Bank and post office deposits

3.055.819

961.933

1.011.608

. . Checks

. . Banknotes and coins

10.299

5.698

1.949

. Total Liquid funds

3.066.118

967.631

1.013.557

Total current assets

6.054.144

6.988.697

6.639.621

ADJUSTMENT ACCOUNTS

. Discount on loans

78.925

108.078

. Other adjustment accounts

128.188

Total adjustments accounts

78.925

108.078

128.188

TOTAL ASSETS

7.061.541

8.048.155

7.744.696

LIABILITIES

STOCKHOLDERS' EQUITY

. Capital stock

520.000

520.000

520.000

. Additional paid-in capital

. Revaluation reserves

12.457

12.457

12.457

. Legal reserve

104.000

104.000

94.494

. Reserve for Own shares

707.040

745.000

. Statute reserves

745.000

. Other reserves

931.482

227.799

194.661

. Accumulated Profits (Losses)

. Profit( loss) of the year

303.541

665.723

562.644

. Advances on dividends

. Partial loss of the year Coverage

Total Stockholders'Equity

2.578.520

2.274.979

2.129.256

RESERVES FOR RISKS AND CHARGES

. . Reserve for employee termination indem.

72.000

54.000

36.000

. . Taxation fund, also differed

. . Other funds

9.312

Total Reserves for Risks and Charges

81.312

54.000

36.000

Employee termination indemnities

552.945

543.690

519.131

ACCOUNTS PAYABLE

. . . . Within 12 months

3.822.585

5.129.974

5.030.967

. . . . Beyond 12 months

. . Bonds

. . . . Within 12 months

. . . . Beyond 12 months

. . Convertible bonds repayable

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to shareholders for financing

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to banks

452

. . . . Within 12 months

452

. . . . Beyond 12 months

. . Due to other providers of finance

. . . . Within 12 months

. . . . Beyond 12 months

. . Advances from customers

1.532.979

2.139.488

2.479.950

. . . . Within 12 months

1.532.979

2.139.488

2.479.950

. . . . Beyond 12 months

. . Trade payables

1.826.919

1.829.677

2.105.036

. . . . Within 12 months

1.826.919

1.829.677

2.105.036

. . . . Beyond 12 months

. . Securities issued

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to subsidiary companies

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to associated companies

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to holding companies

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to the tax authorities

286.186

572.695

67.567

. . . . Within 12 months

286.186

572.695

67.567

. . . . Beyond 12 months

. . Due to social security and welfare inst.

83.703

83.870

82.520

. . . . Within 12 months

83.703

83.870

82.520

. . . . Beyond 12 months

. . Other payables

92.798

504.244

295.442

. . . . Within 12 months

92.798

504.244

295.442

. . . . Beyond 12 months

Total accounts payable

3.822.585

5.129.974

5.030.967

ADJUSTMENT ACCOUNTS

. Agio on loans

. Other adjustment accounts

26.179

45.512

29.342

Total adjustment accounts

26.179

45.512

29.342

TOTAL LIABILITIES

7.061.541

8.048.155

7.744.696

 

MEMORANDUM ACCOUNTS

 

Third party goods

Investment accounts

Risk accounts

Civil and fiscal norms relation

 

PROFIT AND LOSS ACCOUNTS

 

VALUE OF PRODUCTION

. Revenues from sales and services

13.161.984

21.189.600

18.527.482

. Changes in work in progress

16.054

-85.589

-16.977

. Changes in semi-manufact. products

. Capitalization of internal work

. Other income and revenues

262.860

66.768

201.142

. . Contributions for operating expenses

262.860

. . Different income and revenues

66.768

201.142

Total value of production

13.440.898

21.170.779

18.711.647

PRODUCTION COSTS

. Raw material,other materials and consum.

8.152.404

14.982.154

13.669.062

. Services received

1.655.617

. Leases and rentals

1.982.680

2.042.315

142.854

. Payroll and related costs

2.597.635

2.581.539

2.181.283

. . Wages and salaries

2.038.597

2.002.392

1.668.920

. . Social security contributions

421.948

435.687

416.173

. . Employee termination indemnities

102.146

101.052

86.252

. . Pension and similar

. . Other costs

34.944

42.408

9.938

. Amortization and depreciation

74.948

65.137

54.384

. . Amortization of intangible fixed assets

4.146

8.772

9.571

. . Amortization of tangible fixed assets

61.490

46.174

37.754

. . Depreciation of tangible fixed assets

. . Writedown of current receiv.and of liquid

9.312

10.191

7.059

. Changes in raw materials

74.740

252.702

130.449

. Provisions to risk reserves

. Other provisions

. Other operating costs

240.045

216.158

105.643

Total production costs

13.122.452

20.140.005

17.939.292

Diff. between value and cost of product.

318.446

1.030.774

772.355

FINANCIAL INCOME AND EXPENSE

. Income from equity investments

. . In subsidiary companies

. . In associated companies

. . In other companies

. Other financial income

89.129

164.649

174.184

. . Financ.income from receivables

. . . Towards subsidiary companies

. . . Towards associated companies

. . . Towards holding companies

. . . Towards other companies

. . Financ.income from secur. t.f.assets

102.924

. . Financ.income from secur. cur.assets

89.129

157.442

. . Financ.income other than the above

7.207

. . . - Subsidiary companies

. . . - Associated companies

. . . - Holding companies

. . . - Other companies

7.207

. Interest and other financial expense

-41.416

-27.666

-42.961

. . Towards subsidiary companies

. . Towards associated companies

. . Towards holding companies

. . Towards other companies

-41.416

-27.666

Total financial income and expense

47.713

136.983

131.223

ADJUSTMENTS TO FINANCIAL ASSETS

. Revaluations

. . Of equity investments

. . Of financ.fixed assets not repres.E.I.

. . Of securities incl.among current assets

. Devaluation

. . Of equity investments

. . Of financial fixed assets (no equity inv)

. . Of securities included among current ass

Total adjustments to financial assets

EXTRAORDINARY INCOME AND EXPENSE

. Extraordinary income

336.836

19.761

1.735

. . Gains on disposals

. . Other extraordinary income

336.836

19.761

1.735

. Extraordinary expense

-181.810

-28.173

-1.827

. . Losses on disposals

-168.866

-425

. . Taxes relating to prior years

. . Other extraordinary expense

-12.944

-27.748

-1.827

Total extraordinary income and expense

155.026

-8.412

-92

Results before income taxes

521.185

1.159.345

903.486

. Taxes on current income

217.644

493.622

340.842

. . current taxes

217.644

493.622

340.842

. . differed taxes(anticip.)

. Net income for the period

303.541

665.723

562.644

. Adjustments in tax regulations pursuance

. Provisions in tax regulations pursuance

. Profit (loss) of the year

303.541

665.723

562.644

 

RATIOS

Value Type

as at 31/12/2014

as at 31/12/2013

as at 31/12/2012

Sector Average

COMPOSITION ON INVESTMENT

Rigidity Ratio

Units

0,13

0,12

0,13

0,18

Elasticity Ratio

Units

0,86

0,87

0,86

0,79

Availability of stock

Units

0,06

0,06

0,10

0,21

Total Liquidity Ratio

Units

0,80

0,81

0,75

0,52

Quick Ratio

Units

0,43

0,49

0,52

0,03

COMPOSITION ON SOURCE

Net Short-term indebtedness

Units

0,29

1,83

1,89

3,01

Self Financing Ratio

Units

0,37

0,28

0,27

0,19

Capital protection Ratio

Units

0,68

0,48

0,49

0,66

Liabilities consolidation quotient

Units

0,14

0,11

0,10

0,16

Financing

Units

1,48

2,25

2,36

3,56

Permanent Indebtedness Ratio

Units

0,44

0,35

0,34

0,34

M/L term Debts Ratio

Units

0,08

0,07

0,07

0,10

Net Financial Indebtedness Ratio

Units

0,00

0,00

0,00

0,69

CORRELATION

Fixed assets ratio

Units

3,37

2,96

2,71

1,65

Current ratio

Units

1,58

1,36

1,32

1,18

Acid Test Ratio-Liquidity Ratio

Units

1,48

1,27

1,16

0,86

Structure's primary quotient

Units

2,78

2,39

2,18

1,02

Treasury's primary quotient

Units

0,80

0,77

0,80

0,06

Rate of indebtedness ( Leverage )

%

273,86

353,77

363,73

509,92

Current Capital ( net )

Value

2.231.559

1.858.723

1.608.654

330.495

RETURN

Return on Sales

%

2,88

3,45

3,33

3,79

Return on Equity - Net- ( R.O.E. )

%

11,77

29,26

26,42

6,70

Return on Equity - Gross - ( R.O.E. )

%

20,21

50,96

42,43

18,82

Return on Investment ( R.O.I. )

%

4,51

12,81

9,97

4,89

Return/ Sales

%

2,42

4,86

4,17

4,78

Extra Management revenues/charges incid.

%

95,32

64,58

72,85

29,96

Cash Flow

Value

378.489

730.860

617.028

165.166

Operating Profit

Value

318.446

1.030.774

772.355

225.594

Gross Operating Margin

Value

393.394

1.095.911

826.739

376.080

MANAGEMENT

Credits to clients average term

Days

50,66

34,45

32,33

111,07

Debts to suppliers average term

Days

64,89

38,69

48,99

127,44

Average stock waiting period

Days

10,80

8,25

15,44

62,88

Rate of capital employed return ( Turnover )

Units

1,86

2,63

2,39

1,10

Rate of stock return

Units

33,33

43,64

23,31

5,58

Labour cost incidence

%

19,74

12,18

11,77

18,94

Net financial revenues/ charges incidence

%

0,36

0,65

0,71

-1,15

Labour cost on purchasing expenses

%

19,80

12,82

12,16

18,99

Short-term financing charges

%

1,08

0,54

0,85

2,55

Capital on hand

%

53,65

37,98

41,80

90,89

Sales pro employee

Value

162.493

264.870

463.187

199.007

Labour cost pro employee

Value

32.069

32.269

54.532

34.820

 

Remarks

 

1) Protests checking (relative to the last five years) performed by crossing and matching the members names and the Firm's Style with the reported addresses, is supplied by the Informatic Registry managed by the Italian Chamber of Commerce. If the fiscal code is not indicated, the eventual homonymous cases are submitted to expert staff evaluation in order to limit wrong matching risks.

 

2) The Legal Data, supplied and retrived from the Firm's Registry of the Italian Chamber of Commerce, are in line with the last registered modifications.

 

3) Risk evaluation and Credit Opinion have been performed on the base of the actual data at the moment of their availability.

 

 

Market/ Territory Data

 

Population living in the province

:

333.385

Population living in the region

:

3.598.269

Number of families in the region

:

1.474.681

 

Monthly family expences average in the region (in Eur..) :

 

- per food products

:

444

- per non food products

:

2.009

- per energy consume

:

122

 

Sector Data

 

The values are calculated on a base of 1.964 significant companies.

The companies cash their credits on an average of 111 dd.

The average duration of suppliers debts is about 127 dd.

The sector's profitability is on an average of 3,79%.

The labour cost affects the turnover in the measure of 18,94%.

Goods are held in stock in a range of 63 dd.

The difference between the sales volume and the resources used to realize it is about 1,10.

The employees costs represent the 18,99% of the production costs.

 

Statistical Detrimental Data

 

Statistcally the trade activity shows periods of crisis.

The area is statistically considered moderately risky.

In the region 24.960 protested subjects are found; in the province they count to 2.227.

The insolvency index for the region is 0,70, , while for the province it is 0,67.

Total Bankrupt companies in the province : 1.151.

Total Bankrupt companies in the region : 20.423.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.63

UK Pound

1

Rs.100.65

Euro

1

Rs.72.40

ITL

1

Rs.72.42

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

KIN

 

 

Report Prepared by :

NIT

 

               


 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.