MIRA INFORM REPORT
|
Report No. : |
353289 |
|
Report Date : |
08.12.2015 |
IDENTIFICATION DETAILS
|
Name : |
PAVAN S.P.A. |
|
|
|
|
Registered Office : |
Via
Monte Grappa, 8 35015 - Galliera Veneta (PD) |
|
|
|
|
Country : |
Italy |
|
|
|
|
Date of Incorporation : |
10.02.2015 |
|
|
|
|
Legal Form : |
Joint Stock Company |
|
|
|
|
Line of Business : |
Manufacture of machinery for the food, beverage and tobacco industries |
|
|
|
|
No. of Employees : |
From 11 to 15 |
RATING & COMMENTS
|
MIRA’s Rating : |
NB |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
|
-- |
NB |
New Business |
-- |
|
|
Status : |
New Business |
|
|
|
|
Payment Behaviour : |
Unknown |
|
|
|
|
Litigation : |
Clear |
NOTES:
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31, 2015
|
Country Name |
Previous Rating (31.12.2014) |
Current Rating (31.03.2015) |
|
Italy |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
ITALY - ECONOMIC OVERVIEW
Italy has a diversified economy, which is divided into a
developed industrial north, dominated by private companies, and a
less-developed, highly subsidized, agricultural south, where unemployment is
higher. The Italian economy is driven in large part by the manufacture of
high-quality consumer goods produced by small and medium-sized enterprises,
many of them family-owned. Italy also has a sizable underground economy, which
by some estimates accounts for as much as 17% of GDP. These activities are most
common within the agriculture, construction, and service sectors. Italy is the
third-largest economy in the euro-zone, but its exceptionally high public debt
and structural impediments to growth have rendered it vulnerable to scrutiny by
financial markets. Public debt has increased steadily since 2007, topping 132%
of GDP in 2014, but investor concerns about Italy and the broader euro-zone
crisis eased in 2013, bringing down Italy's borrowing costs on sovereign
government debt from euro-era. The government still faces pressure from
investors and European partners to sustain its efforts to address Italy's
long-standing structural impediments to growth, such as labor market
inefficiencies and tax evasion. In 2014 economic growth and labor market
conditions continued to deteriorate, with overall unemployment rising to 12.2%
and youth unemployment around 40%. Italy's GDP is now nearly 10% below its 2007
pre-crisis level.
|
Source
: CIA |
Company
Name and address
PAVAN S.P.A.
Via
Monte Grappa, 8
35015
- Galliera Veneta (PD) -IT-
Summary
|
Fiscal
Code |
: |
08975190961 |
|
Legal
Form |
: |
Joint
stock company |
|
start
of Activities |
: |
01/09/2015 |
|
Number
of Employees |
: |
from
11 to 15 |
Activity
Manufacture
of machinery for the food, beverage and tobacco industries
Legal
Data
Legal
Form : Joint stock company
|
Fiscal
Code : 08975190961 |
|
Chamber
of Commerce no. : 2059740 of Milano |
|
Chamber
of Commerce no. : 429852 of Padova since 03/11/2015 |
|
Chamber
of Commerce no. : 187047 of Pistoia |
|
V.A.T.
Code : 08975190961 |
|
Establishment
date |
:
10/02/2015 |
|
|
Start
of Activities |
:
01/09/2015 |
|
|
Legal
duration |
:
31/12/2100 |
|
|
Nominal
Capital |
:
50.000.000 |
|
|
Subscribed
Capital |
:
50.000.000 |
|
|
Paid
up Capital |
:
50.000.000 |
|
Legal
mail : |
PAVAN@LEGALMAIL.IT |
Members
|
|
Lanzavecchia |
Edoardo |
|
|
Born
in Milano |
(MI) |
on
21/01/1959 |
-
Fiscal Code : LNZDRD59A21F205Y |
|
|
Residence: |
Francesco
Petrarca |
,
22/A |
-
20123 |
Milano |
(MI) |
-
IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Director |
01/11/2015 |
|
|
Ferro |
Angelo |
|
|
Born
in Padova |
(PD) |
on
15/12/1937 |
-
Fiscal Code : FRRNGL37T15G224L |
|
|
Residence: |
San
Benedetto |
,
128 |
-
35139 |
Padova |
(PD) |
-
IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Director |
01/11/2015 |
||
|
Board
Chairman |
01/11/2015 |
|
|
No
Prejudicial events are reported |
|
|
No
Protests registered |
|
|
Cavagnis |
Andrea |
|
|
Born
in Padova |
(PD) |
on
04/06/1958 |
-
Fiscal Code : CVGNDR58H04G224R |
|
|
Residence: |
Umberto
I |
,
5 |
-
35122 |
Padova |
(PD) |
-
IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Director |
01/11/2015 |
||
|
Managing
Director |
02/11/2015 |
|
|
No
Prejudicial events are reported |
|
|
No
Protests registered |
|
|
Cauzzo |
Pasqualino |
|
|
Born
in Galliera Veneta |
(PD) |
on
03/04/1959 |
-
Fiscal Code : CZZPQL59D03D879P |
|
|
Residence: |
Mottinello
Vecchio |
,
53 |
-
35015 |
Galliera
Veneta |
(PD) |
-
IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Attorney
with special power |
02/11/2015 |
|
|
No
Prejudicial events are reported |
|
|
No
Protests registered |
|
|
Borghetto |
Giancarlo |
|
|
Born
in Villorba |
(TV) |
on
08/07/1958 |
-
Fiscal Code : BRGGCR58L08M048K |
|
|
Residence: |
Colombero |
,
8/C |
-
31020 |
Villorba |
(TV) |
-
IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Attorney
with special power |
02/11/2015 |
|
|
No
Prejudicial events are reported |
|
|
No
Protests registered |
|
|
Morellato |
Luciano |
|
|
Born
in Sandrigo |
(VI) |
on
10/03/1959 |
-
Fiscal Code : MRLLCN59C10H829Q |
|
|
Residence: |
Martiri
Della Liberazione |
,
39 |
-
35010 |
Carmignano
di Brenta |
(PD) |
-
IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Attorney
with special power |
02/11/2015 |
|
|
No
Prejudicial events are reported |
|
|
No
Protests registered |
|
|
Deloitte
E Touche S.p.a. |
|
|
Residence: |
Tortona |
,
25 |
-
20144 |
Milano |
(MI) |
-
IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Auditor |
24/04/2015 |
|
|
Mondardini |
Luciano |
|
|
Born
in Aosta |
(AO) |
on
15/08/1958 |
-
Fiscal Code : MNDLCN58M15A326O |
|
|
Residence: |
Contra'
Sacro Cuore |
,
37 |
-
36056 |
Tezze
sul Brenta |
(VI) |
-
IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Attorney
with special power |
02/11/2015 |
|
|
No
Prejudicial events are reported |
|
|
No
Protests registered |
|
|
Ricchiuto |
Maurizio |
|
|
Born
in Venezia |
(VE) |
on
14/11/1954 |
-
Fiscal Code : RCCMRZ54S14L736P |
|
|
Residence: |
Stangade |
,
14 |
-
31100 |
Treviso |
(TV) |
-
IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Attorney
with special power |
02/11/2015 |
|
|
No
Prejudicial events are reported |
|
|
No
Protests registered |
|
|
Pippolo |
Valentina |
|
|
Born
in Maniago |
(PN) |
on
11/04/1980 |
-
Fiscal Code : PPPVNT80D51E889I |
|
|
Residence: |
Maestri
Campionesi |
,
15 |
-
20135 |
Milano |
(MI) |
-
IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Director |
01/11/2015 |
|
|
Rasera |
Sandro |
|
|
Born
in Sernaglia della Battaglia |
(TV) |
on
28/01/1965 |
-
Fiscal Code : RSRSDR65A28I635B |
|
|
Residence: |
Tiziano
Vecellio |
,
10 |
-
31041 |
Cornuda |
(TV) |
-
IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Attorney
with special power |
02/11/2015 |
|
|
No
Prejudicial events are reported |
|
|
No
Protests registered |
|
|
Galesso |
Maurizio |
|
|
Born
in Padova |
(PD) |
on
04/08/1956 |
-
Fiscal Code : GLSMRZ56M04G224V |
|
|
Residence: |
Bassano
Del Grappa |
,
9 |
-
35030 |
Selvazzano
Dentro |
(PD) |
-
IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Attorney
with special power |
02/11/2015 |
|
|
No
Prejudicial events are reported |
|
|
No
Protests registered |
|
|
Bernardi |
Marco |
|
|
Born
in Pisa |
(PI) |
on
15/09/1975 |
-
Fiscal Code : BRNMRC75P15G702W |
|
|
Residence: |
Carlo
Goldoni |
,
41 |
-
20129 |
Milano |
(MI) |
-
IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Director |
01/11/2015 |
|
|
Food
Technologies S.a. |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Sole
partner |
10/02/2015 |
|
|
No
Protests registered |
|
|
Bassani |
Diego |
|
|
Born
in Vicenza |
(VI) |
on
24/04/1956 |
-
Fiscal Code : BSSDGI56D24L840Y |
|
|
Residence: |
G.
Falcone |
,
8 |
-
31033 |
Castelfranco
Veneto |
(TV) |
-
IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Attorney
with special power |
02/11/2015 |
|
|
No
Prejudicial events are reported |
|
|
No
Protests registered |
|
|
Barbon |
Giorgio |
|
|
Born
in Spresiano |
(TV) |
on
27/04/1966 |
-
Fiscal Code : BRBGRG66D27I927C |
|
|
Residence: |
P.
Damini |
,
1 |
-
31033 |
Castelfranco
Veneto |
(TV) |
-
IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Attorney
with special power |
02/11/2015 |
|
|
No
Protests registered |
|
|
Food
Technologies S.a. |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Partner |
|
|
No
Protests registered |
Companies
connected to members *
*checkings
have been performed on a national scale.
In
this module are listed the companies in which members hold or have holded
positions.
|
|
Ferro |
Angelo |
|
Firm's
Style |
Seat |
Fiscal
Code |
Position |
Position
Status |
Firm's
Status |
|
Pavan
S.r.l. |
Galliera
Veneta (PD) - IT - |
01128180286 |
Director |
Withdrawn |
Merged |
|
Pavan
S.r.l. |
Galliera
Veneta (PD) - IT - |
01128180286 |
Board
Chairman |
Withdrawn |
Merged |
|
Rcs
Quotidiani S.p.a. |
Milano
(MI) - IT - |
00748930153 |
Director |
Withdrawn |
Ceased |
|
Societa'
Cattolica Di Assicurazione - Societa' Cooperativa |
Verona
(VR) - IT - |
00320160237 |
Director |
Withdrawn |
Registered |
|
Tecnoalimenti
Societa' Consortile Per Azioni |
Milano
(MI) - IT - |
01213260878 |
Director |
Active |
Registered |
|
Tecnoalimenti
Societa' Consortile Per Azioni |
Milano
(MI) - IT - |
01213260878 |
Memb.of
the Executive Committee |
Withdrawn |
Registered |
|
Tiflosystem
- Societa' Per Azioni |
Piombino
Dese (PD) - IT - |
01985200268 |
Director |
Withdrawn |
Registered |
|
Cassa
Di Risparmio Del Veneto S.p.a. |
Padova
(PD) - IT - |
02089931204 |
Director |
Active |
Registered |
|
Fabbrica
Attivita' E Relazioni Intergenerazionali - Intrapresa Con Finalita' So |
Padova
(PD) - IT - |
04404470280 |
Sole
Director |
Active |
Registered |
|
Editoriale
Veneto S.r.l. |
Padova
(PD) - IT - |
03637220967 |
Director |
Active |
Registered |
|
Impresa
Sociale - Strategie D'impresa Per Il Bene Comune S.r.l. |
Genova
(GE) - IT - |
01842460998 |
Director |
Active |
Registered |
|
Impresa
Sociale - Strategie D'impresa Per Il Bene Comune S.r.l. |
Genova
(GE) - IT - |
01842460998 |
Assistant
board Chairman |
Active |
Registered |
|
Istituto
Di Certificazione Etica Nello Sport - Institute For Sport Ethics Certif |
Verona
(VR) - IT - |
03866020237 |
Director |
Active |
Registered |
|
Istituto
Di Certificazione Etica Nello Sport - Institute For Sport Ethics Certif |
Verona
(VR) - IT - |
03866020237 |
Assistant
board Chairman |
Active |
Registered |
|
|
Cavagnis |
Andrea |
|
Firm's
Style |
Seat |
Fiscal
Code |
Position |
Position
Status |
Firm's
Status |
|
Pavan
S.r.l. |
Galliera
Veneta (PD) - IT - |
01128180286 |
Managing
Director |
Withdrawn |
Merged |
|
Pavan
S.r.l. |
Galliera
Veneta (PD) - IT - |
01128180286 |
Director |
Withdrawn |
Merged |
|
Pavan
S.r.l. |
Galliera
Veneta (PD) - IT - |
01128180286 |
Sales
director |
Withdrawn |
Merged |
|
Pavan
S.r.l. |
Galliera
Veneta (PD) - IT - |
01128180286 |
Managing
Director |
Withdrawn |
Merged |
|
Officine
Meccaniche Pavan-s.p.a.(con Sigla *o.m |
Galliera
Veneta (PD) - IT - |
00203040282 |
Managing
Director |
Withdrawn |
Ceased |
|
S.i.fi.s.
Societa' Immobiliare Finanziaria Servizi S.r.l. Con Sigla: S.i. |
Galliera
Veneta (PD) - IT - |
00063370258 |
Sole
Director |
Withdrawn |
Ceased |
|
Mapimpianti
S.p.a. |
Galliera
Veneta (PD) - IT - |
00631640281 |
Director |
Withdrawn |
Ceased |
|
Officine
Meccaniche Giacomo Toresani S.p.a. |
Milano
(MI) - IT - |
01255630160 |
Board
Chairman |
Withdrawn |
Ceased |
|
Alimenta
S.p.a. |
Padova
(PD) - IT - |
00838030195 |
Director |
Withdrawn |
Ceased |
|
Veneta
Alimenti Innovativi S.r.l. In Sigla V.al.in. S.r.l. |
Pieve
d'Alpago (BL) - IT - |
00767150253 |
Director |
Active |
Registered |
|
Veneta
Alimenti Innovativi S.r.l. In Sigla V.al.in. S.r.l. |
Pieve
d'Alpago (BL) - IT - |
00767150253 |
Board
Chairman |
Active |
Registered |
|
Camaro
S.a.s. Di Lucia Ferro E C. |
Padova
(PD) - IT - |
01050840287 |
Limited
Partner |
Withdrawn |
Ceased |
|
Montoni
Trafile S.p.a. |
Serravalle
Pistoiese (PT) - IT - |
01850280288 |
Board
Chairman |
Withdrawn |
Ceased |
|
Foodmac
S.r.l. |
Galliera
Veneta (PD) - IT - |
02572850283 |
Managing
Director |
Withdrawn |
Merged |
|
Foodmac
S.r.l. |
Galliera
Veneta (PD) - IT - |
02572850283 |
Director |
Withdrawn |
Merged |
|
Foodmac
S.r.l. |
Galliera
Veneta (PD) - IT - |
02572850283 |
Board
Chairman |
Withdrawn |
Merged |
|
Tecnel
S.r.l. |
Galliera
Veneta (PD) - IT - |
02670510284 |
Director |
Active |
Registered |
|
Tecnel
S.r.l. |
Galliera
Veneta (PD) - IT - |
02670510284 |
Managing
Director |
Active |
Registered |
|
Tecnel
S.r.l. |
Galliera
Veneta (PD) - IT - |
02670510284 |
Board
Chairman |
Active |
Registered |
|
Pizeta
S.r.l. |
Cittadella
(PD) - IT - |
03313940284 |
Director |
Active |
Registered |
|
Pizeta
S.r.l. |
Cittadella
(PD) - IT - |
03313940284 |
Board
Chairman |
Active |
Registered |
|
Pavan
Tecnologie S.p.a. |
Galliera
Veneta (PD) - IT - |
03551190287 |
Director |
Withdrawn |
Registered |
|
Pavan
Tecnologie S.p.a. |
Galliera
Veneta (PD) - IT - |
03551190287 |
Managing
Director |
Withdrawn |
Registered |
|
Impav
S.p.a. In Liquidazione |
Galliera
Veneta (PD) - IT - |
03567850288 |
Liquidator |
Withdrawn |
Ceased |
|
Campagna
Otto Di Ferro E Cavagnis S.s. Agricola |
Padova
(PD) - IT - |
00723290284 |
Partner |
Active |
Registered |
|
Nuova
Dizma S.r.l. |
Galliera
Veneta (PD) - IT - |
04132060288 |
Sole
Director |
Withdrawn |
Registered |
|
Idea
Cinquanta Srl |
Cittadella
(PD) - IT - |
04276200286 |
Sole
Director |
Active |
Registered |
|
Idea
Cinquanta Srl |
Cittadella
(PD) - IT - |
04276200286 |
Sole
partner |
Withdrawn |
Registered |
|
Golfetto
Sangati S.r.l. |
Galliera
Veneta (PD) - IT - |
04444310280 |
Director |
Active |
Registered |
|
Golfetto
Sangati S.r.l. |
Galliera
Veneta (PD) - IT - |
04444310280 |
Board
Chairman |
Active |
Registered |
|
Mocenigo
S.r.l. |
Padova
(PD) - IT - |
04666750288 |
Director |
Active |
Registered |
|
Mocenigo
S.r.l. |
Padova
(PD) - IT - |
04666750288 |
Board
Chairman |
Active |
Registered |
|
Newco
2 S.r.l |
Galliera
Veneta (PD) - IT - |
04819770282 |
Sole
Director |
Active |
Registered |
The
indication "REGISTERED" as Firm Status could refer to Firms in
Liquidation, Active, Inactive, etc.
For
more information, in this case, we advise to request further investigations.
Capital
Shareholders
Shareholders'
list as at date of data collection:
|
Firm's
Style / Name |
Seat
/ Residence |
Fiscal
Code |
Owned
Shares |
%
Ownership |
|
Food
Technologies S.a. |
50.000.000
.Eur |
100,00 |
Direct
Participations
The
Company under review has participations in the following Companies:
|
Firm's
Style |
Seat |
Fiscal
Code |
Owned
Shares Amount |
%
Ownership |
since
|
until
|
Share
Status |
|
Veneta
Alimenti Innovativi S.r.l. In Si gla V.al.in. S.r.l. |
Pieve
d'Alpago - IT - |
00767150253 |
3.640.000
.Eur |
100,00 |
Active |
||
|
Tecnel
S.r.l. |
Galliera
Veneta - IT - |
02670510284 |
5.304
.Eur |
52,00 |
Active |
||
|
Pizeta
S.r.l. |
Cittadella
- IT - |
03313940284 |
41.600
.Eur |
80,80 |
Active |
||
|
Editoriale
Veneto S.r.l. |
Padova
- IT - |
03637220967 |
90.160
.Eur |
4,90 |
Active |
||
|
Impresa
Sociale - Strategie D'impresa Pe r Il Bene Comune S.r.l. |
Genova
- IT - |
01842460998 |
806
.Eur |
2,30 |
Active |
||
|
Golfetto
Sangati S.r.l. |
Galliera
Veneta - IT - |
04444310280 |
3.000.000
.Eur |
100,00 |
Active |
Firm's
location and structure
In
order to carry out its activities the firm uses the following locations:
|
- |
Legal
and operative seat |
|
Monte
Grappa |
,
8 |
-
35015 |
-
Galliera Veneta |
(PD) |
-
IT - |
|
Legal
mail |
:
PAVAN@LEGALMAIL.IT |
|
- |
Branch |
(Factory) |
since
01/11/2015 |
|
Europa |
,
27 |
-
35015 |
-
Galliera Veneta |
(PD) |
-
IT - |
|
- |
Branch |
(Factory) |
since
01/11/2015 |
|
G.
Amendola |
,
7 |
-
51017 |
-
Uzzano |
(PT) |
-
IT - |
|
- |
Branch |
(Factory) |
since
01/11/2015 |
|
Ferruccio
Parri |
,
59/59 |
-
51017 |
-
Uzzano |
(PT) |
-
IT - |
Historical Information and/or Firm's Status
CEASINGS/INCORPORATIONS/MERGES:
|
|
Project
of merging by taking over of |
|
|
|
|
Monte
Grappa, |
,
8 |
,
35015 |
,
Galliera Veneta |
(PD) |
-
IT - |
|
|
Fiscal
Code: 01128180286 |
|
|
Date
|
Merging/splitting-up
project: |
24/06/2015 |
|
|
The
firm absorbed by merging of |
|
|
|
|
Monte
Grappa, |
,
8 |
,
35015 |
,
Galliera Veneta |
(PD) |
-
IT - |
|
|
Fiscal
Code: 01128180286 |
|
|
Date
|
:
|
22/10/2015 |
Protests
Protests
checking on the subject firm has given a negative result.
Data
Base Prejudicial Events Search
Search
performed on a National Scale
|
|
Prejudicial
Events Search Result: NEGATIVE |
Search
performed on a specialized data base.
Legal
Procedures
None
reported, standing to the latest received edition of the Official Publications.
Remarks
1) Protests checking (relative to the last five
years) performed by crossing and matching the members names and the Firm's
Style with the reported addresses, is supplied by the Informatic Registry
managed by the Italian Chamber of Commerce. If the fiscal code is not
indicated, the eventual homonymous cases are submitted to expert staff
evaluation in order to limit wrong matching risks.
2) The Legal Data, supplied and retrived from
the Firm's Registry of the Italian Chamber of Commerce, are in line with the
last registered modifications.
3) Risk evaluation and Credit Opinion have
been performed on the base of the actual data at the moment of their
availability.
Market
/ Territory Data
|
Population
living in the province |
:
|
882.779 |
|
Population
living in the region |
:
|
4.699.950 |
|
Number
of families in the region |
:
|
1.813.210 |
Monthly
family expences average in the region (in Eur..) :
|
-
per food products |
:
|
456 |
|
-
per non food products |
:
|
2.052 |
|
-
per energy consume |
:
|
127 |
Sector
Data
The
values are calculated on a base of 1.206 significant companies.
The
companies cash their credits on an average of 112 dd.
The
average duration of suppliers debts is about 128 dd.
The
sector's profitability is on an average of 3,35%.
The
labour cost affects the turnover in the measure of 19,12%.
Goods
are held in stock in a range of 80 dd.
The
difference between the sales volume and the resources used to realize it is
about 1,08.
The
employees costs represent the 19,02% of the production costs.
Statistical
Detrimental Data
Statistcally
the trade activity shows periods of crisis.
The
area is statistically considered moderately risky.
In
the region 13.782 protested subjects are found; in the province they count to
2.646.
The
insolvency index for the region is 0,30, , while for the province it is 0,30.
Total
Bankrupt companies in the province : 3.821.
Total
Bankrupt companies in the region : 16.714.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.66.63 |
|
|
1 |
Rs.100.65 |
|
Euro |
1 |
Rs.72.40 |
|
ITL |
1 |
Rs.72.53 |
Note :
Above are approximate rates obtained from sources believed to be correct
INFORMATION DETAILS
|
Analysis Done by
: |
KIN |
|
|
|
|
Report Prepared
by : |
NIT |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
|
56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
|
-- |
NB |
New Business |
-- |
|
This score serves as a reference to assess SC’s
credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.