MIRA INFORM REPORT

 

 

Report No. :

353276

Report Date :

09.12.2015

 

IDENTIFICATION DETAILS

 

Name :

COHEN YAKIM METALS LTD.

 

 

Registered Office :

3 Hachsharat Hayeshuv Street, New Industrial Zone, Rishon Le-Zion 75652

 

 

Country :

Israel

 

 

Date of Incorporation :

28.12.2004

 

 

Com. Reg. No.:

51-362444-5

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Non-ferrous metals recycling plant.

Subject also is an authorized (by a governmental agency) company for the evacuation of electronic and battery waste.

 

 

No. of Employee :

12 - 14

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Israel

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

ISRAEL - ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. Cut diamonds, high-technology equipment, and pharmaceuticals are among the leading exports. Its major imports include crude oil, grains, raw materials, and military equipment. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. Between 2004 and 2013, growth averaged nearly 5% per year, led by exports. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals, following years of prudent fiscal policy and a resilient banking sector. Israel's economy also has weathered the Arab Spring because strong trade ties outside the Middle East have insulated the economy from spillover effects. Slowing demand domestically and internationally and reduced investment due to uncertainties caused by the Gaza conflict in summer 2014 have reduced GDP growth to about 2% during 2014. Natural gas fields discovered off Israel's coast since 2009 have brightened Israel's energy security outlook. The Tamar and Leviathan fields were some of the world's largest offshore natural gas finds this past decade. The massive Leviathan field is expected to come online no sooner than 2017, but production from Tamar provided a one percentage point boost to Israel's GDP in 2013 and a 0.5% boost in 2014. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. Israel's income inequality and poverty rates are among the highest of OECD countries and there is a broad perception among the public that a small number of "tycoons" have a cartel-like grip over the major parts of the economy. The government formed committees and has started splitting up the oligopolies to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands. Over the long term, Israel faces structural issues, including low labor participation rates for its fastest growing social segments - the ultra-orthodox and Arab-Israeli communities. Also, Israel's progressive, globally competitive, knowledge-based technology sector employs only 9% of the workforce, with the rest employed in manufacturing and services - sectors which face downward wage pressures from global competition.

 

Source : CIA

 

Company name and address

 

COHEN YAKIM METALS LTD.

 

Telephone    972 3 962 71 53

Fax             972 3 962 71 52

 

3 Hachsharat Hayeshuv Street

New Industrial Zone

RISHON LE-ZION 75652 ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

A private limited company, incorporated as per file No. 51-362444-5 on the 28.12.2004.

Subject is continuing the business activities (assumed in January 2005) of a sole proprietorship business founded in 1961 by subject's owner's father, Yakim Cohen, which operated under the style COHEN YAKIM METALS.

 

 

SHARE CAPITAL

 

Authorized share capital NIS 50,000.00, divided into -      50,000 ordinary shares of NIS 1.00 each, of which 100 shares amounting to NIS 100.00 were issued.

 

 

SHAREHOLDERS

 

Subject is fully owned by Itzhak Cohen.

 

 

SOLE DIRECTOR & GENERAL MANAGER

 

Itzhak Cohen.

 

 

BUSINESS

 

Non-ferrous metals recycling plant.

Subject also is an authorized (by a governmental agency) company for the evacuation of electronic and battery waste.

Some 90% of sales are for export.

 

Among local suppliers: YEDIOT AHRONOT Group, GRAPHOPRINT, etc., including many small local dealers.

 

Operating from rented premises, owned by the shareholder, on total area of 2,000 sq. meters, of which 700 sq. meters are built, in 3 Hachsharat Hayeshuv Street, New Industrial Zone, Rishon Le-Zion.

 

Having 12 - 14 employees.

 

 

MEANS

 

Current stock is valued between US$ 600,000 to US$ 1,000,000 (note that currency is in US Dollars).

 

Property owned by the shareholders in Rishon Le-Zion Industrial Zone (where subject is operating from) is valued at circa US$ 2,000,000.

 

There are 4 charges for unlimited amounts registered on the company's assets (financial assets, fixed assets and vehicles), in favor of Bank Leumi Le'Israel Ltd. Charges were placed in 2005, 2008 and in 2009.

 

 

REVENUES

 

2014 turnover claimed to be NIS 50,000,000 – NIS 60,000,000, 90% for export.

Projected 2015 turnover claimed to be circa NIS 50,000,000. Decrease in sales is explained in the decrease in commodities prices.

 

 

BANKERS

 

Bank Leumi Le'Israel Ltd., Yafo Branch (No. 801), Tel Aviv – Yafo, account No. 115900/28. This has been subject's bank/ branch since 1961!

A check with the Central Banks’ database did not reveal any negative information regarding subject’s a/m account.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learned.

 

This is a veteran family business.

 

The local Metal, Electricity and Infrastructure Industries manufacture 21% of Israel's industrial prodction, according to data by the Metal, Electrical and Infrastructure Industries Association, representing, large scale export-oriented industries on one hand and family-owned plants which sell to the local market.

2012 sales (local and export) by the said industries amounted to NIS 75 billion, of which US$ 9 billion were for export (20% of Israel's industrial export).

Some 98,000 employees serve the said industries (27% of Israel's industrial workforce).

 

Export by local Manufacturing of Basic Metals continued the negative trend it has been experiencing since 2012 (when it fell 11% in from 2011), with a decrease by 20% in 2013, and further 6.3% drop in 2014 to US$ 699 million (decrease was sharper in local NIS currency terms – by 25.5%).

In contrast, in the Manufacturing of Fabricated Metal Products, Machinery & Equipment and Domestic Appliances, export level rose by 15% in 2014 to US$ 5,876 million, after rising marginally in 2013 (by 0.8%, US$ currency terms).

 

The Central Bureau of Statistics data on investment in imported machinery and other equipment for the manufacturing industry in 2014 (comparing to 2013): investments in the manufacture of basic metal was NIS 241 million (51.6% rise, after 7.3% rise in 2013); investments in the manufacture of fabricated metal products was NIS 686 million, rising by 4.2%, after falling by 11% in 2013.

 

 

SUMMARY

 

Good for trade engagements.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.80

UK Pound

1

Rs.100.49

Euro

1

Rs.72.52

ILS

1

Rs. 17.28

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

ASH

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.