MIRA INFORM REPORT

 

 

Report No. :

353930

Report Date :

09.12.2015

 

IDENTIFICATION DETAILS

 

Name :

J N EXPORTS

 

 

Registered Office :

Room 607, 6/F., Guard Force Centre, 3 Hok Yuen Street, Hung Hom, Kowloon,

 

 

Country :

Hongkong

 

 

Date of Incorporation :

30.11.1990

 

 

Com. Reg. No.:

17915797-000-03

 

 

Legal Form :

Partnership

 

 

Line of Business :

Importer and exporter; commission agent of all kinds of electronic goods, electric appliances, footwear, furniture, plastic products, garments, sundry goods.

 

 

No. of Employees :

7. (Including associate)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Hongkong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

HON GKONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12.5% of total system deposits in Hong Kong by the end of 2014. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 47.3 million in 2014, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2014 mainland Chinese companies constituted about 50% of the firms listed on the Hong Kong Stock Exchange and accounted for about 60.1% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4.4% in 2014. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2014, Hong Kong and China signed a new agreement on achieving basic liberalization of trade in services in Guangdong Province under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from March 2015, cover a negative list and a most-favored treatment provision, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA

 

Company Name and address

 

J N EXPORTS

 

ADDRESS:                   Room 607, 6/F., Guard Force Centre, 3 Hok Yuen Street, Hung Hom, Kowloon,

                                    Hong Kong.

 

PHONE:                        852-2368 7218,  2721 7488,  2723 1814

 

FAX:                             852-2367 0659,  2724 2266

 

E-MAIL:                        jnexpo@netvigator.com

mcbaid@jnexport.com.hk

 

 

MANAGEMENT

 

Manager:                      Mr. Mool Chand Baid

 

 

SUMMARY

 

Establishment:                          30th November, 1990.

 

Re-organized on:           16th March, 1994.

 

Organization:                 Partnership.

 

Capital:                         Not disclosed.

 

Business Category:       Importer and Exporter; Commission Agent.

 

Employees:                  7. (Including associate)

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.

 

 

ADDRESS

 

Head Office:-

Room 607, 6/F., Guard Force Centre, 3 Hok Yuen Street, Hung Hom, Kowloon, Hong Kong.

 

Mailing Address:-

P. O. Box 98438, Tsim Sha Tsui, Kowloon, Hong Kong.

 

Associated Company:-

Noche Rias Mond Group Pvt. Ltd., Hong Kong.

 

 

BUSINESS REGISTRATION NUMBER

 

17915797-000-03

 

 

MANAGEMENT

 

Manager:  Mr. Mool Chand Baid

(Hong Kong Mobile:  852-9094 4553)

 

 

PARTNERS

 

Name:                           Mr. Rajani BAID

Residential Address:     Flat E, 8/F., Imperial Building, 58 Canton Road, Tsimshatsui, Kowloon, Hong Kong.

 

Name:                           Mr. Mool Chand BAID

Residential Address:     Flat B2, 15/F., Block B, Hankow Centre, 4A Ashley Road, Kowloon, Hong Kong.

 

 

HISTORY

 

The company was originally established on 30th November, 1990 as a sole proprietorship concern owned by Mr. Nagesh Kumar Narda under the Hong Kong Business Registration No. 14018427-000-11.  Re-organized into a partnership business jointly owned by Mr. Nagesh Kumar Narda and Mr. Mool Chand Baid on 16th March, 1994 under new Business Registration No. 17915797-000-03.

 

The following table shows the changes of the partners:

 

Name

Incoming Date

 

Outgoing Date

Mr. Nagesh Kumar Narda

16-03-1994

31-03-2008

Mr. Mool Chand Baid

16-03-1994

---

Mr. Pooja Pinky Narda

01-04-2008

31-03-2009

Mr. Rajani Baid

01-04-2009

---

 

Formerly the subject was located at ‘Unit E, 8/F., Far East Mansion, 5-6 Middle Road, Tsimshatsui, Kowloon, Hong Kong’, moved to the present address in November 2013.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer and Exporter; Commission Agent.

 

Lines:                           All kinds of electronic goods, electric appliances, footwear, furniture, plastic products,  `                         garments, sundry goods, etc.

 

Employees:                  7  (Including associate)

 

Commodities Handled:  Mainly acquired in Hong Kong, imported from China, other Asian countries, etc.

 

Markets:                        India (main), other Asian countries, etc.

 

Terms/Sales:                 L/C, T/T, D/P and D/A.

 

Terms/Buying:               L/C or as per contracted.

 

 

FINANCIAL INFORMATION

 

Capital:                         Not disclosed.

 

Profit & Loss:               Traded at a small profitable angle.

 

Condition:                     Keeping in an active manner.

 

Facilities:                      Making active use of general banking facilities.

 

Payment:                      So far so good.

 

Commercial Morality:     Satisfactory.

 

Bankers:-

Indian Overseas Bank, Hong Kong Representative Office.

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                      Normal.

 

 

GENERAL

 

J N Exports is a partnership jointly owned by Mr.  Rajani Baid and Mr. Mool Chand Baid, both are India merchants.

 

The latter is a Hong Kong ID holder and has got the right to reside in Hong Kong permanently.  He is also manager of the subject.  He can be reached at his Hong Kong mobile phone number 852-9094 4553.

 

The subject is trading in the following commodities: All kinds of electronic goods, DVD players, electric appliances, footwear, furniture, plastic products, garments, sundry goods, etc.

 

The subject also trades in other commodities as entrusted by foreign customers.

 

In order to acquire commodities from China, the subject usually takes part in China Import & Export Fair which is held in Guangzhou, Guangdong Province, China biannually.

 

Besides operating the subject, M C Baid is also operating another company known as Noche Rias Mond Group Pvt. Ltd. [NRMGP].

 

NRMGP is equally owned by Mr. Shivang Baid and Mr. Mool Chand Baid.

 

The business of the subject is chiefly handled by the partners.  History in Hong Kong is over 24 years and seven months.

 

On the whole, consider the subject good for normal business engagements.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.80

UK Pound

1

Rs.100.49

Euro

1

Rs.72.52

HKD

1

Rs. 8.61

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

ASH

 


 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.