MIRA INFORM REPORT

 

 

Report No. :

353629

Report Date :

09.12.2015

 

IDENTIFICATION DETAILS

 

Name :

PHYTEC MESSTECHNIK GMBH

 

 

Registered Office :

Robert-Koch-Str. 39, D 55129 Mainz

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

1985

 

 

Com. Reg. No.:

HRB 4656

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

·         Manufacture of instruments and appliances for measuring, testing and navigation

·         Agents involved in the sale of fine mechanical, photo and optical products

 

 

No. of Employees :

165

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

 

Source : CIA

 


Company Name & address

 

PHYTEC MESSTECHNIK GMBH

 

 Company Status:         active

                                    Robert-Koch-Str. 39

                                    D 55129 Mainz

                                    Telephone:06131/92210

                                    Telefax:  06131/922133

                                    Homepage: www.phytec.de

                                    E-mail:   info@phytec.de

 

 VAT no.:                      DE149059855

 Tax ID number:             26/665/0133/1

 

 

CONCLUSION

 

 Business relations are permissible.

 

 LEGAL FORM           Private limited company

 Date of foundation:  1985

 Shareholders'

 agreement:           30.09.1991

 Registered on:       18.10.1991

 Commercial Register: Local court 55116 Mainz

 under:               HRB 4656

 

 Share capital:                          EUR             25,564.60

 

 Shareholder:

                      PHYTEC Technologie Holding

                      Aktiengesellschaft

                      Robert-Koch-Str. 39

                      D 55129 Mainz

                      Legal form: Public limited company

                      Share capital:     EUR             54,000.00

                      Share:             EUR             18,917.80

                      Registered on: 10.03.1998

                      Reg. data: 55116 Mainz, HRB 6459

 Shareholder:

                      Vera Neubecker

                      Donnersbergstr. 32

                      D 55129 Mainz

                      born: 29.10.1948

                      née: Vogt

                      Share:             EUR              6,237.76

 Shareholder:

                      Susanne Waidner

                      Donnersbergstr. 32

                      D 55129 Mainz

                      born: 30.09.1975

                      née: geb.Neubecker

                      Share:             EUR                102.26

 Shareholder:

                      Florian Neubecker

                      Donnersbergstr. 32

                      D 55129 Mainz

                      born: 14.03.1978

                      Share:             EUR                102.26

 Shareholder:

                      Daniel Neubecker

                      Donnersbergstr. 32

                      D 55129 Mainz

                      born: 13.02.1981

                      Share:             EUR                102.26

 Shareholder:

                      Julia Philipp

                      Donnersbergstr. 32

                      D 55129 Mainz

                      born: 26.01.1984

                      née: geb. Neubecker

                      Share:             EUR                102.26

 Manager:

                      Michael Mitezki

                      Geraer Str. 4

                      D 55129 Mainz

                      having sole power of representation

                      born: 25.12.1965

                      Profession: graduate engineer

                      Marital status: unknown

 

 Further functions/participations of Michael Mitezki (Manager)

 Manager:

                      PHYTEC Elektronik GmbH

                      Robert-Koch-Str. 39

                      D 55129 Mainz

                      Legal form: Private limited company

                      Share capital:     EUR             25,564.59

                      Registered

                      on:         12.11.2007

                      Reg. data:  55116 Mainz, HRB 41173

 Member of the Board of Directors:

                      PHYTEC Technologie Holding

                      Aktiengesellschaft

                      Robert-Koch-Str. 39

                      D 55129 Mainz

                      Legal form: Public limited company

                      Share capital:     EUR             54,000.00

                      Registered

                      on:         10.03.1998

                      Reg. data:  55116 Mainz, HRB 6459

 

 

COMPANY HISTORY

 

 1985 - 17.10.1991        Phytec

                          Philipp-Reis-Str. 3

                          D 55129 Mainz

                          Sole proprietorship

 18.10.1991 - 26.05.1994  Phytec Meßtechnik GmbH

                          Philipp-Reis-Str. 3

                          D 55129 Mainz

                          Private limited company

 

 

BUSINESS ACTIVITIES

 

 Main industrial sector

 26511   Manufacture of instruments and appliances for measuring, testing and navigation

46181   Agents involved in the sale of fine mechanical, photo and optical products

 

 

FINANCIAL INFORMATION

 

Payment experience:  cash discount/within agreed terms

 

Negative information: We have no negative information at hand.

 

 Balance sheet year:  2013

 

 PMI:                 No significant / relevant payment experience

                      information pertaining to the company

                      inquired upon is shown in the Deutscher

                      Debitoren Monitor (DDMonitor).

 

 

 REAL ESTATE

 

 Type of ownership:   Tenant

 Address              Robert-Koch-Str. 39

                        D 55129 Mainz

 

 Land register documents were not available.

 

 

BANKERS

 

 Principal bank

 DEUTSCHE BANK, 55020 MAINZ A RHEIN

 Sort. code: 55070040

 BIC: DEUTDE5MXXX

 

 Further banks

 COMMERZBANK, 55002 MAINZ A RHEIN

 Sort. code: 55040022

 BIC: COBADEFFXXX

 SPARKASSE MAINZ, 55028 MAINZ A RHEIN

 Sort. code: 55050120

 BIC: MALADE51MNZ

 POSTBANK, 67057 LUDWIGSHAFEN AM RHEIN

 Sort. code: 54510067

 BIC: PBNKDEFFXXX

 

 

FINANCIAL FIGURES

 

 Gross profit or loss:2013               EUR         10,607,085.00

 Profit:              2013               EUR            851,536.00

 Equipment:                              EUR            331,497.00

 Ac/ts receivable:                       EUR          2,841,700.00

 Liabilities:                            EUR            913,890.00

 Total numbers of vehicles:                                      4

 - Passenger cars:                                               4

 Employees:                                                    165

 

 

BALANCE SHEETS

 

 Balance sheet ratios 01.01.2013 - 31.12.2013

 Equity ratio [%]:                 65.03

 Liquidity ratio:                  10.00

 Return on total capital [%]:       9.44

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 61.10

 Liquidity ratio:                   2.86

 Return on total capital [%]:       6.76

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 54.11

 Liquidity ratio:                  10.00

 Return on total capital [%]:      14.14

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 54.30

 Liquidity ratio:                   2.83

 Return on total capital [%]:      15.09

 

 EQUITY RATIO

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 LIQUIDITY RATIO

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 RETURN ON TOTAL CAPITAL

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 Type of balance sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR          8,253,038.78

  Fixed assets                           EUR          1,001,556.30

   Intangible assets                     EUR             31,445.00

    Other / unspecified intangible assetsEUR             31,445.00

   Tangible assets                       EUR            945,518.00

    Plant / machinery                    EUR            614,021.00

    Other tangible assets / fixtures and

    fittings                             EUR            331,497.00

   Financial assets                      EUR             24,593.30

    Other / unspecified financial assets EUR             24,593.30

  Current assets                         EUR          7,102,526.10

   Stocks                                EUR          2,846,668.12

   Accounts receivable                   EUR          2,841,699.82

    Amounts due from related companies   EUR            860,745.61

    Other debtors and assets             EUR          1,980,954.21

   Liquid means                          EUR          1,414,158.16

  Remaining other assets                 EUR            148,956.38

   Accruals (assets)                     EUR            148,956.38

 

 LIABILITIES                             EUR          8,253,038.78

  Shareholders' equity                   EUR          5,598,894.69

   Capital                               EUR             25,564.59

    Subscribed capital (share capital)   EUR             25,564.59

   Reserves                              EUR          1,050,000.00

    Capital reserves                     EUR          1,050,000.00

   Balance sheet profit/loss (+/-)       EUR          4,523,330.10

    Balance sheet profit / loss          EUR          4,523,330.10

  Provisions                             EUR          1,740,254.36

  Liabilities                            EUR            913,889.73

   Financial debts                       EUR            250,649.83

    Liabilities due to banks             EUR            250,649.83

   Other liabilities                     EUR            663,239.90

    Liabililties due to related companiesEUR             23,864.85

    Unspecified other liabilities        EUR            639,375.05

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR         10,607,085.36

  Staff expenses                         EUR          6,826,811.72

   Wages and salaries                    EUR          5,919,403.20

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            907,408.52

  Total depreciation                     EUR            401,021.71

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            401,021.71

  Other operating expenses               EUR          2,338,043.10

  Operating result from continuing

  operations                             EUR          1,041,208.83

  Interest result (+/-)                  EUR             21,787.48

   Interest and similar income           EUR             47,906.43

   Interest and similar expenses         EUR             26,118.95

  Financial result (+/-)                 EUR             21,787.48

  Result from ordinary operations (+/-)  EUR          1,062,996.31

  Extraordinary income                   EUR            135,998.43

  Extraordinary result (+/-)             EUR            135,998.43

  Income tax / refund of income tax (+/-)EUR           -347,458.80

  Tax (+/-)                              EUR           -347,458.80

  Annual surplus / annual deficit        EUR            851,535.94

 

 Type of balance

 sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR          7,932,725.73

  Fixed assets                           EUR          1,096,629.58

   Intangible assets                     EUR             43,185.00

    Other / unspecified intangible assetsEUR             43,185.00

   Tangible assets                       EUR          1,028,865.00

    Plant / machinery                    EUR            662,144.00

    Other tangible assets / fixtures and

    fittings                             EUR            366,721.00

   Financial assets                      EUR             24,579.58

    Other / unspecified financial assets EUR             24,579.58

  Current assets                         EUR          6,771,021.42

   Stocks                                EUR          3,217,471.82

   Accounts receivable                   EUR          3,207,273.80

    Amounts due from related companies   EUR            524,791.03

    Other debtors and assets             EUR          2,682,482.77

   Liquid means                          EUR            346,275.80

  Remaining other assets                 EUR             65,074.73

   Accruals (assets)                     EUR             65,074.73

 

 LIABILITIES                             EUR          7,932,725.73

  Shareholders' equity                   EUR          5,001,358.75

   Capital                               EUR             25,564.59

    Subscribed capital (share capital)   EUR             25,564.59

   Reserves                              EUR          1,050,000.00

    Capital reserves                     EUR          1,050,000.00

   Balance sheet profit/loss (+/-)       EUR          3,925,794.16

    Balance sheet profit / loss          EUR          3,925,794.16

  Provisions                             EUR          1,596,092.04

  Liabilities                            EUR          1,335,274.94

   Financial debts                       EUR            483,857.45

    Liabilities due to banks             EUR            483,857.45

   Other liabilities                     EUR            851,417.49

    Liabililties due to related companiesEUR              8,921.04

    Unspecified other liabilities        EUR            842,496.45

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR         10,995,040.20

  Staff expenses                         EUR          6,587,979.63

   Wages and salaries                    EUR          5,674,305.53

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            913,674.10

  Total depreciation                     EUR            504,395.37

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            504,395.37

  Other operating expenses               EUR          3,141,829.71

  Operating result from continuing

  operations                             EUR            760,835.49

  Interest result (+/-)                  EUR             -9,040.60

   Interest and similar income           EUR             47,546.31

   Interest and similar expenses         EUR             56,586.91

  Financial result (+/-)                 EUR             -9,040.60

  Result from ordinary operations (+/-)  EUR            751,794.89

  Income tax / refund of income tax (+/-)EUR           -242,432.85

  Tax (+/-)                              EUR           -242,432.85

  Annual surplus / annual deficit        EUR            509,362.04

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.80

UK Pound

1

Rs.100.49

Euro

1

Rs.72.52.

EUR

1

Rs.72.84

 

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

AMR

 

 

Report Prepared by :

TPT

 


               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.