MIRA INFORM REPORT

 

 

Report No. :

353413

Report Date :

09.12.2015

 

IDENTIFICATION DETAILS

 

Name :

WILLY BENECKE GMBH

 

 

Registered Office :

Hovestr. 41 D 20539 Hamburg

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

1954

 

 

Legal Form :

Private limited company

 

 

Line of Business :

  • Wholesale of pharmaceutical goods

·         Non-specialized wholesale of raw materials and half-finished and finished goods

 

 

No. of Employee :

10

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

 

Source : CIA

 

 

Company name and address

 

Willy Benecke GmbH

 

Hovestr. 41

D 20539 Hamburg

Telephone:040/7804440

Telefax:  040/78044433

Homepage: www.willy-benecke.com

E-mail:   info@willy-benecke.com

 

 

Company Status

 

  Active

                     

 

VAT no.

 

DE118402686

 

 

CONCLUSION

 

 Business relations are permissible.

 

 

Company summery

 

 LEGAL FORM              Private limited company

 Date of foundation:      1954

 Shareholders'

 agreement:                   10.06.1999

 Registered on:             29.09.1999

 Commercial Register:   Local court 20355 Hamburg

 under:                          HRB 72763

 

 Share capital:                          EUR            252,000.00

 

 Shareholder:

                      Thorsten Hauser

                      Hebbelstr. 11c

                      D 22085 Hamburg

                      born: 30.11.1960

                      Share:             EUR            126,000.00

 Shareholder:

                      Soeren Hauser

                      Farnstr. 5

                      D 22335 Hamburg

                      born: 27.04.1964

                      Share:             EUR            126,000.00

 Manager:

                      Thorsten Hauser

                      Hebbelstr. 11c

                      D 22085 Hamburg

                      having sole power of representation

                      born: 30.11.1960

                      Profession: Fully qualified political

                      economist

                      Marital status: unknown

 Manager:

                      Soeren Hauser

                      Farnstr. 5

                      D 22335 Hamburg

                      having sole power of representation

                      born: 27.04.1964

                      Profession: Fully qualified merchant

                      Marital status: unknown

 

 Further functions/participations of Thorsten Hauser (Manager)

 Shareholder:

                      SprayCom GmbH

                      Hovestr. 41

                      D 20539 Hamburg

                      Legal form: Private limited company

                      Share capital:     EUR            100,000.00

                      Share:             EUR             50,000.00

                      Registered

                      on:         08.12.2010

                      Reg. data:  20355 Hamburg, HRB 116183

 Shareholder:

                      GumCom GmbH

                      Hovestr. 41

                      D 20539 Hamburg

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Share:             EUR             12,500.00

                      Registered

                      on:         28.05.2010

                      Reg. data:  20355 Hamburg, HRB 113875

 Manager:

                      Karl-Heinz Söth Lagerhausbetrieb GmbH

                      Hovestr. 41

                      D 20539 Hamburg

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         27.09.1999

                      Reg. data:  20355 Hamburg, HRB 72741

 Manager:

                      SprayCom GmbH

                      Hovestr. 41

                      D 20539 Hamburg

                      Legal form: Private limited company

                      Share capital:     EUR            100,000.00

                      Registered

                      on:         08.12.2010

                      Reg. data:  20355 Hamburg, HRB 116183

 Shareholder:

                      Deetjen & Schröder Aktiengesellschaft

                      Hovestr. 41

                      D 20539 Hamburg

                      Legal form: Public limited company

                      Share capital:     EUR             51,129.19

                      Registered

                      on:         19.06.1929

                      Reg. data:  20355 Hamburg, HRB 3609

 Member of the Board of Directors:

                      Deetjen & Schröder Aktiengesellschaft

                      Hovestr. 41

                      D 20539 Hamburg

                      Legal form: Public limited company

                      Share capital:     EUR             51,129.19

                      Registered

                      on:         19.06.1929

                      Reg. data:  20355 Hamburg, HRB 3609

 

 Further functions/participations of Soeren Hauser (Manager)

 Shareholder:

                      SprayCom GmbH

                      Hovestr. 41

                      D 20539 Hamburg

                      Legal form: Private limited company

                      Share capital:     EUR            100,000.00

                      Share:             EUR             50,000.00

                      Registered

                      on:         08.12.2010

                      Reg. data:  20355 Hamburg, HRB 116183

 Shareholder:

                      GumCom GmbH

                      Hovestr. 41

                      D 20539 Hamburg

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Share:             EUR             12,500.00

                      Registered

                      on:         28.05.2010

                      Reg. data:  20355 Hamburg, HRB 113875

 Manager:

                      Karl-Heinz Söth Lagerhausbetrieb GmbH

                      Hovestr. 41

                      D 20539 Hamburg

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         27.09.1999

                      Reg. data:  20355 Hamburg, HRB 72741

 Manager:

                      SprayCom GmbH

                      Hovestr. 41

                      D 20539 Hamburg

                      Legal form: Private limited company

                      Share capital:     EUR            100,000.00

                      Registered

                      on:         08.12.2010

                      Reg. data:  20355 Hamburg, HRB 116183

 Shareholder:

                      Deetjen & Schröder Aktiengesellschaft

                      Hovestr. 41

                      D 20539 Hamburg

                      Legal form: Public limited company

                      Share capital:     EUR             51,129.19

                      Registered

                      on:         19.06.1929

                      Reg. data:  20355 Hamburg, HRB 3609

 Member of the Supervisory Board:

                      Deetjen & Schröder Aktiengesellschaft

                      Hovestr. 41

                      D 20539 Hamburg

                      Legal form: Public limited company

                      Share capital:     EUR             51,129.19

                      Registered

                      on:         19.06.1929

                      Reg. data:  20355 Hamburg, HRB 3609

 

 

BUSINESS ACTIVITIES

 

Main industrial sector

46461   Wholesale of pharmaceutical goods

46901   Non-specialized wholesale of raw materials and

half-finished and finished goods

 

 

FINANCIAL INFORMATION

 

Payment experience:     No Complaints

 

Negative information:    We have no negative information at hand.

 

Balance sheet year:       2013

 

 

REAL ESTATE

 

 Type of ownership:       Tenant

 Address                       Hovestr. 41

                                    D 20539 Hamburg

 

 Land register documents were not available.

 

 

BANKERS

 

 UNICREDIT BANK - HYPOVEREINSBANK, 20454 HAMBURG

 Sort. code: 20030000

 BIC: HYVEDEMM300

 

 

FINANCIAL FIGURES

 

 Gross profit or loss:2013               EUR          2,935,344.00

                      2014               EUR          2,900,000.00

 Profit:              2013               EUR            287,874.00

 further business figures:

 Equipment:                              EUR             92,145.00

 Ac/ts receivable:                       EUR          4,820,836.00

 Liabilities:                            EUR          6,575,450.00

 Employees:                                                     10

 - thereof permanent staff:                                     10

 

 

BALANCE SHEETS

 

 Balance sheet ratios     01.01.2013 - 31.12.2013

 Equity ratio [%]:                                   43.88

 Liquidity ratio:                                      0.78

 Return on total capital [%]:                    2.35

 

 Balance sheet ratios     01.01.2012 - 31.12.2012

 Equity ratio [%]:                                   44.37

 Liquidity ratio:                                      0.79

 Return on total capital [%]:                    9.62

 

 Balance sheet ratios     01.01.2011 - 31.12.2011

 Equity ratio [%]:                                   45.26

 Liquidity ratio:                                      0.70

 Return on total capital [%]:                    8.12

 

 Balance sheet ratios     01.01.2010 - 31.12.2010

 Equity ratio [%]:                                   39.64

 Liquidity ratio:                                      0.50

 Return on total capital [%]:                    6.88

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 

 Type of balance

 sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR         12,247,007.86

  Fixed assets                           EUR             93,512.60

   Intangible assets                     EUR              1,368.04

    Other / unspecified intangible assetsEUR              1,368.04

   Tangible assets                       EUR             92,144.56

    Other tangible assets / fixtures and

    fittings                             EUR             92,144.56

  Current assets                         EUR         12,153,495.26

   Stocks                                EUR          7,238,761.24

   Accounts receivable                   EUR          4,820,835.66

    Other debtors and assets             EUR          4,820,835.66

   Liquid means                          EUR             93,898.36

 

 LIABILITIES                             EUR         12,247,007.86

  Shareholders' equity                   EUR          5,041,895.94

   Capital                               EUR            252,000.00

    Subscribed capital (share capital)   EUR            252,000.00

   Balance sheet profit/loss (+/-)       EUR          4,789,895.94

    Profit / loss brought forward        EUR          4,502,022.34

    Annual surplus / annual deficit      EUR            287,873.60

  Provisions                             EUR            629,662.00

  Liabilities                            EUR          6,575,449.92

   Financial debts                       EUR          5,131,637.37

    Liabilities due to banks             EUR          5,131,637.37

   Other liabilities                     EUR          1,443,812.55

    Unspecified other liabilities        EUR          1,443,812.55

 

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 

 Code (HGB)

  Gross result (+/-)                     EUR          2,935,344.42

  Staff expenses                         EUR            896,943.40

   Wages and salaries                    EUR            807,575.90

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR             89,367.50

  Total depreciation                     EUR             29,383.19

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR             29,383.19

  Other operating expenses               EUR          1,452,286.33

  Operating result from continuing

  operations                             EUR            556,731.50

  Interest result (+/-)                  EUR           -141,718.14

   Interest and similar income           EUR             50,513.22

   Interest and similar expenses         EUR            192,231.36

  Financial result (+/-)                 EUR           -141,718.14

  Result from ordinary operations (+/-)  EUR            415,013.36

  Income tax / refund of income tax (+/-)EUR           -126,251.76

  Other taxes / refund of taxes          EUR               -888.00

  Tax (+/-)                              EUR           -127,139.76

  Annual surplus / annual deficit        EUR            287,873.60

 

 

 Type of balance

 sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR         11,516,711.35

  Fixed assets                           EUR             90,339.77

   Intangible assets                     EUR              2,101.48

    Other / unspecified intangible assetsEUR              2,101.48

   Tangible assets                       EUR             88,238.29

    Other tangible assets / fixtures and

    fittings                             EUR             88,238.29

  Current assets                         EUR         11,426,371.58

   Stocks                                EUR          7,239,060.09

   Accounts receivable                   EUR          4,073,756.22

    Other debtors and assets             EUR          4,073,756.22

   Liquid means                          EUR            113,555.27

 

 LIABILITIES                             EUR         11,516,711.35

  Shareholders' equity                   EUR          4,854,022.34

   Capital                               EUR            252,000.00

    Subscribed capital (share capital)   EUR            252,000.00

   Balance sheet profit/loss (+/-)       EUR          4,602,022.34

    Profit / loss brought forward        EUR          3,494,168.63

    Annual surplus / annual deficit      EUR          1,107,853.71

  Provisions                             EUR          1,149,355.11

  Liabilities                            EUR          5,513,333.90

   Financial debts                       EUR          4,073,779.30

    Liabilities due to banks             EUR          4,073,779.30

   Other liabilities                     EUR          1,439,554.60

    Unspecified other liabilities        EUR          1,439,554.60

 

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

 

  Gross result (+/-)                     EUR          5,008,526.23

  Staff expenses                         EUR          1,160,484.19

   Wages and salaries                    EUR          1,007,668.56

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            152,815.63

  Total depreciation                     EUR             35,180.90

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR             35,180.90

  Other operating expenses               EUR          1,998,769.68

  Operating result from continuing

  operations                             EUR          1,814,091.46

  Interest result (+/-)                  EUR           -169,168.80

   Interest and similar income           EUR             20,943.77

   Interest and similar expenses         EUR            190,112.57

  Financial result (+/-)                 EUR           -169,168.80

  Result from ordinary operations (+/-)  EUR          1,644,922.66

  Income tax / refund of income tax (+/-)EUR           -536,252.95

  Other taxes / refund of taxes          EUR               -816.00

  Tax (+/-)                              EUR           -537,068.95

  Annual surplus / annual deficit        EUR          1,107,853.71

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.80

UK Pound

1

Rs.100.49

Euro

1

Rs.72.52

Euro

1

Rs.72.82

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

HEE

 

 

Report Prepared by :

TRU

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.