MIRA INFORM REPORT

 

 

Report No. :

353226

Report Date :

10.12.2015

 

IDENTIFICATION DETAILS

 

Name :

JAEGERTOOL HELMUT JAEGER GMBH

 

 

Registered Office :

Wilhelm-Idel-Str. 11 D 42929 Wermelskirchen, Post Box: 13 44, D 42906 Wermelskirchen

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

01.04.1963

 

 

Com. Reg. No.:

HRB 36255

 

 

Legal Form :

Private limited company

 

 

Line of Business :

  • Wholesale of machine tools
  • Wholesale of other machinery
  • Wholesale of tools and hardware

 

 

Employees:

4

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

Source : CIA

 

company name and address

 

JAEGERTOOL HELMUT JAEGER GMBH

 

 Company Status:         active

                                    Wilhelm-Idel-Str. 11

                                    D 42929 Wermelskirchen

                                    Post Box:

                                    13 44, D 42906 Wermelskirchen

                                    Telephone:02196/843-0

                                     Telefax:  02196/84333

                                    E-mail:   jaegertool@aol.com

 

 VAT no.:                      DE123716134

 

 

CONCLUSION

 

 Business relations are permissible.

 

 LEGAL FORM              Private limited company

 Date of foundation:      01.04.1963

 Shareholders'

 agreement:                   26.04.1976

 Registered on:             30.06.1976

 Commercial Register:   Local court 50939 Köln

 under:                          HRB 36255

 

 Share capital:                          EUR            204,516.76

 

 Shareholder:

                      Sigmund Jaeger

                      Neuenhöhe 44

                      D 42929 Wermelskirchen

                      born: 20.05.1950

                      Share:             EUR            204,261.11

 Shareholder:

                      Elma Jäger

                      Blumenweg 4

                      D 42929 Wermelskirchen

                      Share:             EUR                255.65

 Manager:

                      Sigmund Jaeger

                      Neuenhöhe 44

                      D 42929 Wermelskirchen

                      having sole power of representation

                      born: 20.05.1950

                      Profession: Businessman

                      Marital status: single

 

 Further functions/participations of Sigmund Jaeger (Manager)

 General partner:

                      Richard Becker oHG

                      Wilhelm-Idel-Str. 11

                      D 42929 Wermelskirchen

                      Legal form: General Partnership

                      Registered

                      on:         26.02.1907

                      Reg. data:  50939 Köln, HRA 15972

 

 

COMPANY HISTORY

 

 01.04.1963 - 30.06.1976  Helmut Jaeger

                          D 42929 Wermelskirchen

                          Unregistered commercial enterprise

 30.06.1976 - 06.11.1980  Helmut Jaeger Gesellschaft

                          mitbeschränkter Haftung

                          D 42929 Wermelskirchen

                          Private limited company

 06.11.1980 - 03.06.1984  Helmut Jaeger GmbH

                          D 42929 Wermelskirchen

                          Private limited company

 

 

BUSINESS ACTIVITIES

 

 Main industrial sector

 4662    Wholesale of machine tools

46692   Wholesale of other machinery

46741   Wholesale of tools and hardware

 

 

FINANCIAL INFORMATION

 

 Payment experience:    takes advantage of cash discount

 

 Negative information:   We have no negative information at hand.

 

 Balance sheet year:      2014

 

 PMI:                                        No significant / relevant payment experience information pertaining to the company

                                    inquired upon is shown in the Deutscher Debitoren Monitor (DDMonitor).

 

 

 REAL ESTATE

 

 Type of ownership:       part owner

 Share:                          50.00 %

 Address                        Wilhelm-Idel-Str. 11

                                    D 42929 Wermelskirchen

 

 Land register documents were not available.

 

 

BANKERS

 

 COMMERZBANK, 42904 WERMELSKIRCHEN

 Sort. code: 34040049

 BIC: COBADEFFXXX

 DEUTSCHE BANK, 42897 REMSCHEID

 Sort. code: 34070093

 BIC: DEUTDEDW340

 

 

 FINANCIAL FIGURES

 

 Turnover:                     2014              *EUR            730,000.00

 Profit:                                      2013               EUR             36,215.00

                                     2014               EUR              1,847.00

 further business figures:

 Equipment:                                          *EUR             28,000.00

 Ac/ts receivable:                                              EUR            460,348.00

 Liabilities:                                            EUR             54,367.00

 Total numbers of vehicles:                                            1

 - Passenger cars:                                                                     1

 Employees:                                                                             4

 

 The business figures marked with an asterisk are estimates based   on average values in the line of business.

 

 

 BALANCE SHEETS

 

 Balance sheet ratios                 01.01.2014 - 31.12.2014

 Equity ratio [%]:                       92.36

 Liquidity ratio:                          10.00

 Return on total capital [%]:       0.22

 

 Balance sheet ratios                 01.01.2013 - 31.12.2013

 Equity ratio [%]:                       81.53

 Liquidity ratio:                          10.00

 Return on total capital [%]:       3.87

 

 Balance sheet ratios                 01.01.2012 - 31.12.2012

 Equity ratio [%]:                       78.09

 Liquidity ratio:                          10.00

 Return on total capital [%]:      10.76

 

Balance sheet ratios                  01.01.2011 - 31.12.2011

 Equity ratio [%]:                       74.30

 Liquidity ratio:                          10.00

 Return on total capital [%]:      17.26

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 Type of balance

 sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2014 - 31.12.2014

 

 ASSETS                                  EUR            829,140.31

  Fixed assets                           EUR             14,133.00

   Tangible assets                       EUR             14,133.00

  Current assets                         EUR            814,307.31

   Stocks                                EUR             38,904.26

   Accounts receivable                   EUR            460,348.24

   Liquid means                          EUR            315,054.81

  Remaining other assets                 EUR                700.00

   Accruals (assets)                     EUR                700.00

 

 LIABILITIES                             EUR            829,140.31

  Shareholders' equity                   EUR            765,773.50

   Capital                               EUR            204,516.75

    Subscribed capital (share capital)   EUR            204,516.75

   Reserves                              EUR            559,409.47

    Retained earnings / revenue reserves EUR            559,409.47

   Balance sheet profit/loss (+/-)       EUR              1,847.28

    Annual surplus / annual deficit      EUR              1,847.28

  Provisions                             EUR              9,000.00

  Liabilities                            EUR             54,366.81

 

 Type of balance

 sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR            936,945.53

  Fixed assets                           EUR             17,393.00

   Tangible assets                       EUR             17,393.00

  Current assets                         EUR            918,852.53

   Stocks                                EUR              7,359.25

   Accounts receivable                   EUR            638,616.05

   Liquid means                          EUR            272,877.23

  Remaining other assets                 EUR                700.00

   Accruals (assets)                     EUR                700.00

 

 LIABILITIES                             EUR            936,945.53

  Shareholders' equity                   EUR            763,926.22

   Capital                               EUR            204,516.75

    Subscribed capital (share capital)   EUR            204,516.75

   Reserves                              EUR            523,194.80

    Retained earnings / revenue reserves EUR            523,194.80

   Balance sheet profit/loss (+/-)       EUR             36,214.67

    Annual surplus / annual deficit      EUR             36,214.67

  Provisions                             EUR             36,978.00

  Liabilities                            EUR            136,041.31


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.75

UK Pound

1

Rs.100.29

Euro

1

Rs.72.89

EUR

1

Rs.73.27

Note : Above are approximate rates obtained from sources believed to be correct

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

SDA

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.