MIRA INFORM REPORT

 

 

Report No. :

354605

Report Date :

12.12.2015

 

IDENTIFICATION DETAILS

 

Name :

SANJITA POLYMET LTD.

 

 

Registered Office :

Unit 1405-1406, 14/F., Beverley Commercial Building, 87 Chatham Road, Tsimshatsui, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

12.08.2013

 

 

Com. Reg. No.:

61876989

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Wholesaler of PVC pipes and other products.

 

 

No. of Employee :

3

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Business is Under Development

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

HONG KONG ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12.5% of total system deposits in Hong Kong by the end of 2014. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 47.3 million in 2014, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2014 mainland Chinese companies constituted about 50% of the firms listed on the Hong Kong Stock Exchange and accounted for about 60.1% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4.4% in 2014. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2014, Hong Kong and China signed a new agreement on achieving basic liberalization of trade in services in Guangdong Province under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from March 2015, cover a negative list and a most-favored treatment provision, and will improve access to the mainland's service sector for Hong Kong-based companies.

Source : CIA

 

Company Name and Address

 

SANJITA POLYMET LTD.

 

ADDRESS:       Unit 1405-1406, 14/F., Beverley Commercial Building, 87 Chatham Road, Tsimshatsui, Kowloon, Hong Kong.

 

PHONE:            Not available

 

 

MANAGEMENT

 

Managing Director:        Mr. Sidhant Gupta

 

 

SUMMARY

 

Incorporated on:            12th August, 2013.

 

Organization:                 Private Limited Company.

 

Issued Share Capital:     HK$125,000.00

 

Business Category:       Importer, Exporter and Wholesaler.

 

Total Income of Parent:  INR 6,634.44 Lacs  (Year ended 31-03-2014)

 

Employees:                  3.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:          Satisfactory

 

 

Company Name and Address

 

SANJITA  POLYMET  LTD.

 

ADDRESS:

 

Registered Head Office:-

Unit 1405-1406, 14/F., Beverley Commercial Building, 87 Chatham Road, Tsimshatsui, Kowloon, Hong Kong.

 

Holding Company:-

Sanco Industries Ltd., India.

Associated Companies:-

Sanco Enterprises Pvt. Ltd., India.

Superlink Polyfeb Ltd., India.

 

 

BUSINESS REGISTRATION NUMBER 

 

61876989

 

 

COMPANY FILE NUMBER

 

1951307

 

 

MANAGEMENT

 

Managing Director:  Mr. Sidhant Gupta

 

 

ISSUED SHARE CAPITAL

 

HK$125,000.00

 

 

SHAREHOLDER  

 

(As per registry dated 14-04-2015)

Name

 

No. of shares

Sanco Industries Ltd.

D-161, Surajmal Vhar, 110092 New Delhi, India.

 

125,000

======

 

 

DIRECTOR    

 

(As per registry dated 12-08-2014)

Name

(Nationality)

 

Address

Sidhant GUPTA

C-56 Surajmal Vihar Delhi-92-110092, India.

 

 

SECRETARY

 

(As per registry dated 11-12-2014)

Name

Address

Co. No.

Make My Financial Plan Ltd.

Shop 83A, 6/F., Chungking Mansion,
36-44 Nathan Road, Tsimshatsui, Kowloon, Hong Kong.

1830283

 

 

HISTORY

 

The subject was incorporated on 12th August, 2013 as a private limited liability company under the Hong Kong Companies Ordinance.

Formerly the subject was located at Room 2103-04, 21/F., Wing On Centre, 111 Connaught Road Central, Hong Kong, moved to the present address with effect from 11th December, 2014.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           PVC pipes and other products.

 

Employees:                  3.

 

Commodities Imported: India, other Asian countries.

 

Markets:                        Hong Kong, other Asian countries.

 

Total Income of Parent: INR 4,019.24 Lacs  (Year ended 31-03-2012)

INR 5,858.49 Lacs  (Year ended 31-03-2013)

INR 6,634.44 Lacs  (Year ended 31-03-2014)

 

Terms/Sales:                 L/C, T/T.

 

Terms/Buying:               L/C, T/T, D/P

 

 

FINANCIAL INFORMATION

 

Issued Share Capital:                 HK$125,000.00

 

Total Profit After Tax of Parent:-

INR 227.98 Lacs  (Year ended 31-03-2012)

INR 299.56 Lacs  (Year ended 31-03-2013)

INR 140.17 Lacs  (Year ended 31-03-2014)

 

Condition:                                 Business is under development.

 

Facilities:                                  Making fairly active use of general banking facilities.

 

Payment:                                  Met trade commitments as required.

 

Commercial Morality:                 Satisfactory

 

Banker:                                     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                                  Small.

 

 

GENERAL

 

Having issued 125,000 ordinary shares of HK$1.00 each, Sanjita Polymet Ltd. is wholly owned by Sanco Industries Ltd. [Sanco] which is an India-based company.

The subject moved to the present address in December 2014.

The shares of Sanco have been listed with NSE Emerge Stock Exchange.

Belonging to Sanco Group, the subject is trading in the same commodities as Sanco.

Sanco Group offers customers with the following products: Rigid PVC Conduit Pipes, PVC Casings and Capping, PVC/PP-R Plumbing Pipes, PVC Insulated Domestic Wires and Cables and Copper Wire Rod.

Established in 1986, Sanco is an ISO 9001:2008 certified company.  It is led under the guidance of Mr. Sanjay Gupta and Mr. Anurag Gupta.

The subject is marketing the following commodities:-

PVC Conduit Pipes;

PVC Casings and Capings;

PVC Insulated Wires and Cables;

LED Lights;

PVC Resin;

Copper Wire Rod; &

Calcium Carbonate.

The total income of Sanco for the year end 31st March, 2014 was INR 6,634.44 Lacs (2013: INR 4,019.24 Lacs), profit after tax in the year was INR 140.17 Lacs (2013: INR 299.56 Lacs).  Sanco made less profit in FY 2014 as its overhead charges increased substantially in the year.

The subject is fully supported by Sanco.  History in Hong Kong is just over a year and ten months.  However, its trading history is just over six months.

The subject is still recruiting staff members in Hong Kong.

On the whole, since the history of the subject is short in Hong Kong, consider it good for normal credit requirements on L/C basis.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.79

UK Pound

1

Rs.101.10

Euro

1

Rs.73.10

HKD

1

Rs.8.66

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

TRU

 

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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