MIRA INFORM REPORT

 

 

Report No. :

353516

Report Date :

12.12.2015

 

IDENTIFICATION DETAILS

 

Name :

SONNA IMPORT-EXPORT BVBA

 

 

Registered Office :

Orchideeënlaan 43A, 3930 Hamont-Achel

 

 

Country :

Belgium

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

16.10.1989

 

 

Com. Reg. No.:

438669236

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Wholesale of wearing apparel, except work and underwear.

 

 

No. of Employees :

17

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Belgium

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BELGIUM - ECONOMIC OVERVIEW

 

This modern, open, and private-enterprise-based economy has capitalized on its central geographic location, highly developed transport network, and diversified industrial and commercial base. Industry is concentrated mainly in the more heavily-populated region of Flanders in the north. With few natural resources, Belgium imports substantial quantities of raw materials and exports a large volume of manufactures, making its economy vulnerable to shifts in foreign demand, particularly in Belgium’s EU trade partners. Roughly three-quarters of Belgium's trade is with other EU countries. In 2014 Belgian GDP grew by 0.9%, the unemployment rate stabilized at 8.5%, and the budget deficit was 3.2% of GDP. Prime Minister Charles MICHEL's center-right government has pledged to further reduce the deficit in response to EU pressure to reduce Belgium's high public debt, which remains above 100% of GDP, but such efforts could also dampen economic growth. In addition to restrained public spending, low wage growth and high unemployment promise to curtail a more robust recovery in private consumption. The government has pledged to pursue a reform program to improve Belgium’s competitiveness, including changes to tax policy, labor market rules, and welfare benefits. These changes risk worsening tensions with trade unions and triggering extended strikes.

 

Source : CIA

 


Company summary

 

Business number                     438669236

Branche Unit Number               2045500465

Company name                        SONNA IMPORT - EXPORT BVBA

Address                                   Orchideeënlaan 43a

3930 Hamont-Achel

Number of staff                        17

Date of establishment               16/10/1989

Telephone number                   011537783

Fax number                              032262083

 

 

Commentary

 

The business was established over 26 years ago.

The business has 17 employees.

The business has been at the address for over 23 months.

Operating Result in the latest trading period increased 48% on the previous trading period.

 

ACCOUNTS

 

DATE  OF  LATEST  ACCOUNTS

TURNOVER

PROFIT  BEFORE  TAX

NET  WORTH

WORKING  CAPITAL

31/12/2014

 

262,703

824,317

616,982

31/12/2013

 

246,226

753,271

574,154

31/12/2012

 

117,148

696,342

484,821

 

 

 

 

 

ACCOUNTS

 

 

 

 

DATE  OF  LATEST  ACCOUNTS

BALANCE  TOTAL

NUMBER  OF  EMPLOYEES

CAPITAL

CASHFLOW

31/12/2014

5,386,616

17

18,592

325,209

31/12/2013

4,641,881

13

18,592

324,444

31/12/2012

3,836,504

12

18,592

152,728

 

 

Payment expectations

 

Past payments

 

Payment expectation days

--

 

Industry average payment expectation days

111.73

Industry average day sales outstanding

81.45

 

Day sales outstanding

--

 

 

 

 


Court data summary

 

BANKRUPTCY DETAILS

 

Court action type

no

 

 

 

PROTESTED BILLS

Bill amount

NSSO DETAILS

Date of summons

--

 

 

 

 

 

Company information

 

Business  number

438669236

Company  name

SONNA  IMPORT  -  EXPORT

 

 

 

BVBA

Fax  number

032262083

Date  founded

16/10/1989

Company  status

active

Company  type

Private  limited  liability company

Currency

Euro  (€)

Date  of  latest  accounts

31/12/2014

Activity  code

46423

Liable  for  VAT

Yes

Activity  description

Wholesale  of  wearing apparel,  except  work  and underwear

VAT  Number

BE.0438.669.236  Check  VAT number

Belgian  Bullettin  of  Acts

moniteur  belge

 

 

 

 

Joint Industrial Committee (JIC)

 

JIC  Code

109

Description category   

JC  for  the  industry  of  the  clothing  and  garments  firms

 

 

JIC  Code

215

Description category

JC  for  the  employees  in  the  cloting  and  garments  firms

 

Company accounts

 

ASSETS

 

 

 

 

 

 

 

 

 

 

Annual  accounts

31-12-2014

%

31-12-2013

%

31-12-2012

%

31-12-2011

%

31-12-2010

Weeks

52

 

52

 

52

 

52

 

52

Currency

EUR

 

EUR

 

EUR

 

EUR

 

EUR

Total  fixed  assets

796,760

-11.49

900,225

-13.70

1,043,106

-11.08

1,173,114

-10.42

1,309,594

Intangible  fixed  assets

0

-

0

-

0

-

0

-

0

Tangible  fixed  assets

769,776

-12.85

883,271

-12.89

1,014,019

-11.22

1,142,170

-11.12

1,285,031

Land  &  building

335,611

-7.88

364,305

-7.33

393,140

-6.87

422,125

-6.46

451,271

Plant  &  machinery

1,187

-48.18

2,290

-40.28

3,835

-26.72

5,234

-12.13

5,956

Furniture  &  Vehicles

12,979

-30.87

18,776

-54.48

41,243

-32.51

61,109

-36.48

96,201

Leasing  &  Other  Similar  Rights

420,000

-15.65

497,901

-13.53

575,801

-11.92

653,702

-10.65

731,602

Other  tangible  assets

0

-

0

-

0

-

0

-

0

Financial  fixed  assets

26,983

59.15

16,954

-41.71

29,087

-6.00

30,944

25.98

24,564

Total  current  assets

4,589,856

22.67

3,741,655

33.95

2,793,398

91.34

1,459,885

3.49

1,410,699

Inventories

2,289,522

67.93

1,363,418

-40.33

2,285,091

97.52

1,156,890

6.60

1,085,237

Raw  materials  &  consumables

0

-

0

-

0

-

0

-

0

Work  in  progress

0

-

0

-

0

-

0

-

0

Finished  goods

0

-

0

-

0

-

0

-

0

Other  stocks

2,289,522

67.93

1,363,418

-40.33

2,285,091

97.52

1,156,890

6.60

1,085,237

Trade  debtors

1,885,728

61.77

1,165,693

335

267,869

556

40,812

-53.17

87,151

Other  amounts  receivable

224,363

-81.05

1,184,049

461

210,851

19.95

175,776

0.84

174,314

Cash

29,206

2.49

28,496

-3.10

29,407

-64.70

83,302

30.53

63,820

Miscellaneous  current  assets

161,038

-

0

-100

180

-94.21

3,105

1654

177

Total  Assets

5,386,616

16.04

4,641,881

20.99

3,836,504

45.71

2,632,999

-3.21

2,720,293

LIABILITIES

 

 

 

 

 

 

 

 

 

 

Total  shareholders  equity

824,317

9.43

753,271

8.18

696,342

3.13

675,208

9.90

614,358

Issued  share  capital

18,592

0

18,592

0

18,592

0

18,592

0

18,592

Share  premium  account

0

-

0

-

0

-

0

-

0

Revaluation  reserve

0

-

0

-

0

-

0

-

0

Reserves

805,725

9.67

734,679

8.40

677,750

3.22

656,616

10.21

595,766

Provisions  for  Liabilities  &  Charges

0

-

0

-

0

-

0

-

0

Deffered  taxes

0

-

0

-

0

-

0

-

0

Creditors

4,562,299

17.32

3,888,610

23.83

3,140,162

60.39

1,957,791

-7.03

2,105,935

Other  long  term  loans

589,425

-18.26

721,109

-13.28

831,584

-15.33

982,166

10.04

892,519

Long  term  group  loans

-

-

-

-

-

-

-

-

-

Other  long  term  liabilities

0

-

0

-

0

-

0

-

0

Total  long  term  debts

589,425

-18.26

721,109

-13.28

831,584

-15.33

982,166

10.04

892,519

Current  portion  of  long  term  debt

91,684

-20.83

115,808

-7.82

125,638

3.55

121,337

1.93

119,044

Financial  debts

385,810

-1.50

391,674

30.43

300,303

22.56

245,031

63.35

150,000

Trade  creditors

1,951,497

1.17

1,928,946

23.83

1,557,695

257

435,589

39.21

312,898

Amounts  Payable  for  Taxes, Remuneration  &  Social  Security

114,519

24.64

91,881

-1.53

93,304

89.82

49,154

55.88

31,534

Miscellaneous  current  liabilities

1,429,365

123

639,192

175

231,636

86.03

124,514

-79.25

599,939

Total  current  liabilities

3,972,874

25.43

3,167,501

37.21

2,308,577

136

975,625

-19.60

1,213,416

Total  Liabilities

5,386,616

16.04

4,641,881

20.99

3,836,504

45.71

2,632,999

-3.21

2,720,293

 

 

RATIO  ANALYSIS

 

 

 

 

 

 

 

 

 

 

 

TRADING  PERFORMANCE

 

 

 

 

 

 

 

 

 

 

Profit  Before  Tax

-

-

-

-

-

-

-

-

-

 

Return  on  capital  employed

18.58

11.26

16.70

117

7.67

159

2.96

-45.59

5.44

 

Return  on  total  assets  employed

4.88

-7.92

5.30

73.77

3.05

63.98

1.86

-38.41

3.02

 

Return  on  net  assets  employed

31.87

-2.51

32.69

94.35

16.82

131

7.26

-45.62

13.35

 

Sales  /  net  working  capital

-

-

-

-

-

-

-

-

-

 

Stock  turnover  ratio

-

-

-

-

-

-

-

-

-

 

Creditor  days

-

-

-

-

-

-

-

-

-

 

Debtor  days

-

-

-

-

-

-

-

-

-

 

SHORT  TERM  STABILITY

 

 

 

 

 

 

 

 

 

 

Current  ratio

1.16

-1.69

1.18

-2.48

1.21

-19.33

1.50

29.31

1.16

 

Liquidity  ratio  /  acid  ratio

0.58

-22.67

0.75

240

0.22

-29.03

0.31

14.81

0.27

 

Current  debt  ratio

4.82

14.76

4.20

26.51

3.32

130

1.44

-27.27

1.98

 

Liquidity  ratio  reprocessed

-

-

-

-

-

-

-

-

-

 

Cashflow

325,209

0.24

324,444

112

152,728

-26.66

208,255

9.58

190,056

Net  worth

824,317

9.43

753,271

8.18

696,342

3.13

675,208

9.90

614,358

LONG  TERM  STABILITY

 

 

 

 

 

 

 

 

 

Gearing

129.43

-20.64

163.10

-9.68

180.59

-9.58

199.72

5.63

189.07

Equity  in  percentage

15.30

-5.73

16.23

-10.58

18.15

-29.21

25.64

13.55

22.58

Total  debt  ratio

5.53

7.17

5.16

14.41

4.51

55.52

2.90

-15.45

3.43

Working  capital

616,982

7.46

574,154

18.43

484,821

0.12

484,260

145

197,283

 

 

PROFIT  &  LOSS

 

Operating  Income

-

-

-

-

-

-

-

-

-

Turnover

-

-

-

-

-

-

-

-

-

Total  operating  expenses

-

-

-

-

-

-

-

-

-

Gross  Operating  Margin

1,747,865

62.67

1,074,477

16.05

925,888

36.34

679,126

9.56

619,855

Operating  Charges

-

-

-

-

-

-

-

-

-

Employee  costs

829,547

36.33

608,489

15.19

528,238

26.50

417,583

-2.99

430,463

Wages  and  salary

658,726

37.60

478,738

15.82

413,338

29.20

319,919

-2.82

329,200

Employee  pension  costs

-

-

-

-

-

-

-

-

-

Social  security  contributions

149,812

28.04

117,009

18.35

98,867

7.38

92,069

-5.98

97,927

Other  employee  costs

21,009

64.87

12,743

-20.52

16,032

186

5,595

67.68

3,337

Director  remuneration

-

-

-

-

-

-

-

-

-

Amortization  and  depreciation

116,163

-10.31

129,515

-1.58

131,593

-10.73

147,405

-5.70

156,308

Operating  result

457,295

48.47

308,008

27.75

241,111

147

97,333

-9.03

106,999

Total  financial  income

25,284

-66.31

75,048

126

33,067

-64.03

91,924

-26.56

125,172

Total  financial  expenses

219,876

60.69

136,830

-12.86

157,030

11.95

140,264

-6.57

150,127

Results  on  ordinary  operations  before  taxation

262,703

6.69

246,226

110

117,148

139

48,993

-40.28

82,043

Extraordinary  Income

-

-

-

-

826

-93.10

11,983

-

-

Extraordinary  Charges

-

-

-

-

-

-

-

-

37,227

Extraordinary  items

-

-

0

-100

826

-93.10

11,983

32.19

-37,227

Results  for  the  Year  Before  Taxation

262,703

6.69

246,226

108

117,974

93.48

60,976

36.06

44,816

Other  appropriations

-

-

-

-

-

-

-

-

-

Taxation

53,657

4.60

51,298

-47.03

96,840

76519

126

-98.86

11,068

Results  on  ordinary  operations  after  taxation

209,046

7.24

194,929

859

20,308

-58.44

48,866

-31.15

70,976

Net  result

209,046

7.24

194,929

822

21,134

-65.27

60,850

80.30

33,748

Profit  (Loss)  for  the  Year  to  be  appropiated

209,046

7.24

194,929

822

21,134

-65.27

60,850

80.30

33,748

Dividends

-

-

-

-

-

-

-

-

-

 

 

Social balance sheet details

 

Social  Balance  Sheet

Total

During  the  reporting  year

 

ended  31-12-2014

 

Full-time  Employees

17

Part-time  Employees

0

Total  Fte  Employees

17

 

 

Number  of  hours  worked

 

Full-time  Employees

25,664

Part-time  Employees

1

Total

25,665

 

 

Personnel  Charges

 

Full-time  Employees

829,546

 Part-time  Employees

1

Total

829,547

Benefits  In  Addition  To  Wages

-

 

 

During  the  previous  reporting  year

 

Average  number  employees  in  Fte

13

Actual  working  hours

20,566

Personnel  Charges

608,489

Benefits  In  Addition  To  Wages

-

 

Type  of  Contract

 

Full-Time

Part-Time

Total  Fte

Unlimited  Duration Contracts

17

1

17

 

Gender and Education Level

 

Men

 

Full-Time

Part-Time

Total  Fte

Secondairy Education

12

-

12

 

Women

 

Full-Time

Part-Time

Total  Fte

Secondairy Education

5

1

5

 

Working Category

 

Full-Time

Part-Time

Total  Fte

White Collar Worker

9

1

9

Blue Collar Worker

8

-

8

 

New  staff  and  leavers

Full-Time

Part-Time

Total  Fte

New  Starters

7

-

7

Leavers

3

-

3

 

 

Industry comparison

 

Activity code

46423

Activity description

Wholesale of wearing apparel, except work and underwear

 

 

Payment expectations

 

Industry comparison

 

Activity code

46423

Activity description

Wholesale of wearing apparel, except work and underwear

Industry average payment expectation days

111.73

Industry average day sales outstanding

81.45

 

Industry quartile analysis

 

Payment expectations

 

Company result

--

Lower

104.59

Median

49.96

Upper

16.56

 

 

Day sales outstanding

 

Company result

--

Lower

76.88

Median

36.82

Upper

8.71

 

 

Shareholder details

 

Group Structure

No group structure for this company.

 

Minority Shareholders

No minority shareholders found

 

Minority Interests

No minority interest found

 

Companies That Match This Address

No companies match this address

 

Summons

 

Legal  event  type

Social  Security  Summons

Event  date

09/02/1999

 

 

Court  type

Court  Name

Creditor's  name

3rd  party  type

 

Protested Bills

There is no data for this company

 

Bankruptcy and other legal events

There is no data for this company

 

 

Director details

 

CURRENT DIRECTOR DETAILS

 

Position

Permanent  representative  legal  entity

Start  Date

01/07/2014

 

 

Name

Anna  van  Nunen

Name

Rajesh  Modhvadia

Position

Permanent  representative  legal  entity

Start  Date

01/07/2003

Date  of  birth

23/01/1968

Street

168 LEENDERWEG

 

 

Name

BARASON  NV

Position

Manager

Start  Date

01/07/2014

 

Name

SITARA  BVBA

Position

Manager

Start  Date

01/07/2003

 

 

Name

Balu  Modhvadia

Position

Manager

Start  Date

01/07/2003

Street

1 VAN  IMMERSEELSTRAAT  ANTWERPEN

Post  code

2018

Country

Belgium


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.79

UK Pound

1

Rs.101.10

Euro

1

Rs.73.10

EURO

1

Rs.73.81

 

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

TPT

 


               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.