MIRA INFORM REPORT

 

 

Report No. :

354238

Report Date :

12.12.2015

 

IDENTIFICATION DETAILS

 

Name :

WTTECH.CZ S.R.O.

 

 

Registered Office :

Lhotecka  214 29001 Sokolec 

 

 

Country :

Czech Republic

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

03.03.2009

 

 

Com. Reg. No.:

C 148790

 

 

Legal Form :

Private limited company

 

 

Line of Business :

Manufacture of instruments and appliances for measuring, testing and navigation

 

 

Employees:

5

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Small Company 

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Czech Republic

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

CZECH REPUBLIC - ECONOMIC OVERVIEW

 

The Czech Republic is a stable and prosperous market economy closely integrated with the EU, especially since the country's EU accession in 2004. The auto industry is the largest single industry, and, together with its upstream suppliers, accounts for nearly 24% of Czech manufacturing. The Czech Republic produced more than a million cars for the first time in 2010, over 80% of which were exported. While the conservative, inward-looking Czech financial system has remained relatively healthy, the small, open, export-driven Czech economy remains sensitive to changes in the economic performance of its main export markets, especially Germany. When Western Europe and Germany fell into recession in late 2008, demand for Czech goods plunged, leading to double digit drops in industrial production and exports. As a result, real GDP fell sharply in 2009. The economy slowly recovered in the second half of 2009 and registered weak growth in the next two years. In 2012 and 2013, however, the economy fell into a recession again, due both to a slump in external demand in the EU and to the government’s austerity measures, returning to weak growth in 2014. Foreign and domestic businesses alike voice concerns about corruption, especially in public procurement. Other long term challenges include dealing with a rapidly aging population, funding an unsustainable pension and health care system, and diversifying away from manufacturing and toward a more high-tech, services-based, knowledge economy.

 

Source : CIA

 

Company identification               

 

WTTECH.CZ S.R.O.

Lhoteck ´a 214 29001 Sokole č Czech Republic

telephone          00420/773 682 131

e-mail               wttech@wttech.cz

Web                 www.wttech.cz

Registration:      M ˇestsk ư soud v Praze

Statistical Nr.                        28537335   

Registration Nr.  C 148790

Tax Nr.              CZ28537335                  

Status               active

 

 

Economic situation

 

Business connection

Business connections appear permissible

Terms of payment

usually within agreed terms

 

 

Basic information   

 

Legal form                    Private limited company

 

Founded                       03/03/2009 as Private limited company

 

Registration                  03/03/2009, M ˇestsk ư soud v Praze, C 148790

Statistical Nr.: 28537335

Tax Nr.: CZ28537335

 

 

Registered names

 

Valid from

Trade name(s)

Valid until

03/03/2009

WTtech.CZ s.r.o.

 

 

 

Owners and Capital

 

                                                         Name / Address / Status              From                Share

Shareholders

9213722708                                       Ing Vojtech Mraz                           03/03/2009        200,000 CZK

(birth date 03/07/1974) Lhoteck ´a

214, 290 01 Sokole č Czech Republic

 

Total capital                                                                                                                             200,000 CZK

 

 

Registered capital

 

Date

Currency

Value

03/03/2009

CZK

200,000

 

 

Management

 

                                                  Name / Address / Status         Since               Power of attorney

Management

9213722708                               Executive Manager                    03/03/2009

Ing Vojtech Mraz

(birth date 03/07/1974)

Lhoteck ´a 214, 290 01 Sokole

č Czech Republic

 

 

Company addresses

 

Valid from                                Address                                               Valid until

 

23/12/2009

Lhoteck ´a 214, 290 01 Sokole č , Czech Republic

 

03/03/2009

Drahobejlova 1019/27, 190 00 Praha 9, Czech Republic

23/12/2009

Valid from

Office address

Valid until

 

Jiriho namesti 43 290 01 podebrady, Czech Republic

 

 

 

Business activities

 

Main activity

Nace

Manufacture of instruments and appliances for measuring, testing and navigation

26.51

Additional activities

Nace

 

Development  and  production  of  measuring  software.

Development  and  production  of  equipment  such  as  wind  tunnels, scales  and  more.

 

 

Economic data

 

Turnover and Employees

 

Date

Turnover

Employees

2011

 

3

2012

11,785,000 CZK

3

2013

10,785,000 CZK

2

2014

10,403,000 CZK

2

2015

 

5

 

 

+5  additional  externals

 

 

Import / Export

 

 

 

Import

Export

Percentage

Unknown

50 %

Countries

Unknown

Egypt, Pakistan, Romania, Poland, Slovakia

 

Properties

 

 

 

 

Name

Detail

Currency

Value

 

 

Property of the couple

 

 

Unknown

                     Lhoteck ´a 214, Sokole č 290 01,

                      Czech Republic

          SJM Mraz Vojtech a Mrazov ´a Jana

          verified in the real estate registry

 

 

Supplementary data

 

Remarks

 

All the sources of negative data accessible to public (insolvency registers, databases of debtors of health insurance institutions, commercial bulletin, collection database of Creditreform and others) are currently monitored.

 

Banks

 

Code

Bank name / Address

Account Nr.

0100

Komer ční banka, a.s.

43-4059450207/0100

5500

Raiffeisenbank, a. s.

285373352/5500

5500

Raiffeisenbank, a. s.

285373352/5500

 

Main indices

 

 

Payment experience and credit opinion

 

 

Terms of payment

usually within agreed terms

(29)

Business connection

Business connections appear permissible

(31)

Credit Limit

100,000

CZK

 

3,689

EUR

Business development

 

 

Company development

Constant company development

(30)

Order situation

Satisfactory order situation

(30)

 

 

Events

 

No negative events registered.

 

Balance

 

Dec 31, 2014 The enclosed balance of

2014 from business register, -.

Dec 31, 2013 The enclosed balance of

2013 from business register, -.

Dec 31, 2012 The enclosed balance of

2012 from business register, -.

 

 

 

31/12/2014

31/12/2013

31/12/2012

 

 

1000

1000

1000

Name

Ref.

 

 

 

 

 

CZK

CZK

CZK

 

 

balance

balance

balance

TOTAL ASSETS

r1

2,568

5,981

7,215

Receivables for subscriptions

r2

0

0

0

Fixed assets

r3

476

80

120

Intangible fixed assets

r4

0

0

0

Tangible fixed assets

r13

476

80

120

Long-term financial assets

r23

0

0

0

Current assets

r31

2,062

5,866

7,037

Inventory

r32

0

179

598

Trade receivables

 

 

 

 

Long-term receivables

r39

47

47

47

Short-term receivables

r48

1,399

3,516

4,930

Short-term financial assets

r58

616

2,124

1,462

Accruals

r63

30

35

58

TOTAL LIABILITIES

r67

2,568

5,981

7,215

Equity

r68

557

282

-768

Registered capital

r69

200

200

200

Capital funds

r73

1

0

1

Reserve funds, statutory reserve account for

r78

20

20

20

cooperatives, and other retained earnings

 

 

 

 

Profit / loss - previous years

r81

62

-989

-1,846

Profit / loss - current year (+/-)

r84

274

1,051

857

Decided on advance for payment of a profit

 

 

 

 

share

 

 

 

 

Liabilities

r85

1,997

5,141

7,950

Reserves

r86

0

0

0

Long-term payables

r91

0

1,597

4,332

Short-term payables

r102

265

2,166

2,884

Bank loans and financial accommodations

r114

1,732

1,378

734

Accruals

r118

14

558

33

 

 

Profit and loss accounts

Dec 31, 2014 The enclosed profit/loss account of 2014 from business register, -. Dec 31, 2013 The enclosed profit/loss account of 2013 from business register, -. Dec 31, 2012 The enclosed profit/loss account of 2012 from business register, -.

 

 

 

31/12/2014

31/12/2013

31/12/2012

 

 

1000

1000

1000

Name

Ref.

CZK

CZK

CZK

 

 

profit/loss

profit/loss

profit/loss

 

 

account

account

account

Turnover

a1

10,403

10,785

11,785

Revenues from sold goods

a2

1,515

1,180

1,364

Expenses on sold goods

a3

1,337

997

1,218

Sale margin

a4

178

183

146

Production

a5

8,888

9,605

10,421

Production consumption

a9

6,491

5,915

7,450

Added value

a12

2,575

3,873

3,117

Personnel expenses

a13

1,888

2,106

1,910

Taxes and fees

a18

19

26

11

Depreciations of intangible and tangible assets

a19

88

40

57

Revenues from disposals of fixed assets and materials

a20

0

0

0

Net book value of disposed fixed assets and materials

a23

0

0

0

Change in operating reserves and

adjustments and complex deferred costs ( + / - )

a26

0

0

0

Other operating revenues

a27

0

0

0

Other operating expenses

a28

18

132

6

Transfer of operating revenues

a29

0

0

0

Transfer of operating expenses

a30

0

0

0

Operating profit / loss

a31

562

1,569

1,133

Revenues from sales of securities and ownership interests

a32

0

0

0

Sold securities and ownership interests

a33

0

0

0

Revenues from long-term financial assets

a34

0

0

0

Revenues from short-term financial assets

a38

0

0

0

Expenses associated with financial assets

a39

0

0

0

Revenues  from  revaluation  of  securities  and derivatives

a40

0

0

0

Cost of revaluation of securities and derivatives

a41

0

0

0

Change in financial reserves and adjustments ( +/ - )

a42

0

0

0

Interest revenues

a43

0

1

3

Interest expenses

a44

169

257

228

Other financial revenues

a45

152

176

162

Other financial expenses

a46

239

366

213

Transfer of financial revenues

a47

0

0

0

Transfer of financial expenses

a48

0

0

0

Profit / loss from financial operations ( trans- actions )

a49

-256

-446

-276

Income tax on ordinary income

a50

37

72

0

Operating profit / loss ordinary activity

a53

269

1,051

857

Extraordinary revenues

a54

5

0

0

 

 

 

 

31/12/2014

31/12/2013

31/12/2012

 

 

1000

1000

1000

Name

Ref.

CZK

CZK

CZK

 

 

profit/loss

profit/loss

profit/loss

 

 

account

account

account

Extraordinary expenses

a55

0

0

0

Income tax on extraordinary income

a56

0

0

0

Operating profit / loss extraordinary activity

a59

5

0

0

Transfer profit ( loss ) to partners (+/-)

a60

0

0

0

Profit / loss of current accounting period (+/-)

a61

274

1,051

857

Profit / loss before tax (+/-)

a62

311

1,123

857

Operating cash flow

 

 

 

 

Investment cash flow

 

 

 

 

Financial cash flow

 

 

 

 

Receivables after due date total

 

66

47

5

Receivables more than 360 days after due date

 

 

 

 

Receivables more than 180 days after due date

 

 

 

 

Receivables more than 90 days after due date

 

 

 

 

Receivables more than 60 days after due date

 

 

 

 

Receivables more than 30 days after due date

 

 

 

 

Receivables more than 30 days after due date

 

 

 

 

Liabilities after due date total

 

0

0

1,306

Liabilities more than 360 days after due date

 

 

 

 

Liabilities more than 180 days after due date

 

0

0

 

Liabilities more than 90 days after due date

 

 

 

 

Liabilities more than 60 days after due date

 

 

 

 

Liabilities more than 30 days after due date

 

 

 

 

Liabilities less than 30 days after due date

 

 

 

1,306

 

 

Financial Ratios

                                               

Name

Ref.

31/12/2014

31/12/2013

31/12/2012

Return on total assets ROA (in %)

1

12.11

18.78

11.88

Return on equity ROE (in %)

2

55.83

398.23

-111.59

Return on sales ROS (in %)

3

10.91

38.01

26.54

Turnover of receivables (in days)

4

 

 

 

Turnover of liabilities (in days)

5

 

 

 

Turnover of inventories (days)

6

0.00

6.06

18.52

Net working capital (in ths. CZK)

7

1797.00

3700.00

4153.00

Ratio of accounts payable to accounts receivable(in %)

8

545.66

94.69

68.97

Ratio of profit/loss to tangible assets (in%)

9

4.58

0.74

1.02

Current ratio

10

 

 

 

Quick ratio

11

7.60

2.60

2.22

Cash ratio

12

 

 

 

Debt ratio I (in %)

13

78.31

95.29

110.64

Debt ratio II (in %)

14

77.76

85.96

110.19

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.79

UK Pound

1

Rs.101.10

Euro

1

Rs.73.10

CZK

1

Rs.2.73

Note : Above are approximate rates obtained from sources believed to be correct

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

SDA

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.