MIRA INFORM REPORT

 

 

Report No. :

353195

Report Date :

14.12.2015

 

IDENTIFICATION DETAILS

 

Name :

GRÜNLER HOLDINGS KRYSTYNA MURUGESH

 

 

Registered Office :

Ul. Harcerska 81, 42-400 Zawiercie

 

 

Country :

Poland

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

08.12.2011

 

 

Legal Form :

Natural persons conducting business activity

 

 

Line of Business :
  • Data processing
  • Website management (hosting)

 

 

No. of Employee :

1 to 9   (2015)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Poland

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

POLAND - ECONOMIC OVERVIEW

 

Poland has pursued a policy of economic liberalization since 1990 and Poland's economy was the only one in the EU to avoid a recession through the 2008-09 economic downturn. Although EU membership and access to EU structural funds have provided a major boost to the economy since 2004, GDP per capita remains significantly below the EU average. The unemployment rate is now below the EU average. The government of Prime Minister Donald TUSK steered the Polish economy through the economic downturn by skillfully managing public finances and adopting controversial pension and tax reforms to further shore up public finances. While the Polish economy has performed well over the past five years, growth slowed in 2013 and picked back up in 2014. Short-term, the key policy challenge will be to consolidate debt and spending without stifling economic growth. Over the longer term, Poland's economic performance could improve if the country addresses some of the remaining deficiencies in its road and rail infrastructure, business environment, rigid labor code, commercial court system, government red tape, and burdensome tax system, especially for entrepreneurs. Poland’s long-term challenges include diversifying Poland’s energy mix and sources of supply, as well as stemming the outflow of educated young Poles to other EU Member States, especially in light of a coming demographic contraction as the Solidarity-era baby boom generation ages.

 

Source : CIA

 

Company and address

 

GRÜNLER HOLDINGS KRYSTYNA MURUGESH

 

Ul. Harcerska 81
42-400 Zawiercie

Mobile phone: 796 232665

Fax:      32 6715157

E-mail:   christine.s@interia.pl

 

 

Company summry

 

Legal form

Natural persons conducting business activity

Stat.no.

241906627

Tax ID

6491994710

 

 

 

 

 

Establishment

08.04.2011

Changes of names and addresses

MURUGESH KRYSTYNA KRYSTYNA MURUGESH SOLAR GLOBAL SOLUTIONS

 

17.02.2012 KRYSTYNA MURUGESH SOLAR GLOBAL SOLUTIONS

 

21.02.2013 KRYSTYNA MURUGESH ISOLARIX

 

20.02.2015 GRÜNLER HOLDINGS Krystyna Murugesh

Liquidation

dated on 01.05.2013 the activity of the company was suspended

 

dated on 31.12.2013 according to the declaration of the company the activity will be resumed

 

dated on 20.02.2015 the activity of the company was resumed

 

 

 

 

 

Registration:

08.12.2011, Central Business Activity Registration and Information Office, Date of beginning of the activity 08.04.2011, 
Data concerning previous registrations:
08.04.2011, Municipal Office Zawiercie,

 

 

 

 

 

 

 

Owner

Krystyna Murugesh

 

 

 

 

 

 

 

 

 

Representation Authority

JUSTYNA GRUCA KANCELARIA PODATKOWA "JKJ"SC. 
 - plenipotentiary

 

 

 

Main activity

Data processing
Website management (hosting)

 

 

Branches NACE 2007:

 

 

Other IT activity

(J.63.11.Z)

 

Other wholesale

(G.46.90.Z)

 

Other IT activity

(J.62.09.Z)

 

Other Professinal scientific and technical activity n.e.c.

(M.74.90.Z)

 

Other education

(P.85.59.A)

 

 

 

 

 

 

 

 

 

Employment

2014:              1 to 9    employees 
2015:              1 to 9    employees

 

 

 

 

 

 

 

Turnover

data not possible to obtain

 

 

 

 

Financial statements

 

 

 

 

Balance data is not available due to the lack of balance data publication.

 

 

 

While rating the company, it is advisable
to take into consideration information about the branch, the company is acting in

(J.63.11.Z - NACE 2007), as at :

31.12.2014

31.12.2013

31.12.2012

31.12.2011

31.12.2010

Current ratio............................

2,13

2,91

2,61

3,41

3,35

Quick ratio..............................

1,99

2,70

2,46

3,22

3,07

Immediate ratio..........................

0,67

1,17

1,24

1,85

1,22

Return on sale...........................

4,61

31,54

9,29

9,79

11,19

Return on assets.........................

4,46

30,86

10,67

11,77

14,18

Return on equity.........................

7,17

40,85

17,02

15,93

19,53

Average trade debtors' days..............

71,06

73,31

60,01

58,69

73,45

Average stock turnover's days............

2,78

2,81

3,01

3,98

5,26

average payables payment period..........

60,76

50,85

50,70

45,91

47,03

Total indebtedness ratio.................

37,82

24,47

37,27

26,11

27,41

Percent share in the examinated group
of companies with net profit.............

81,60

84,20

89,20

94,30

92,10

Sales/revenue per employee in th. PLN....

194,80

187,83

210,75

194,78

229,25

Average sales/revenue per company in
th. PLN..................................

61 618,32

53 684,05

58 975,30

54 816,46

47 913,37

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

according to the Central Statistical Office

 

Locations:

seat:
ul. Harcerska 81, 42-400 Zawiercie
Mobile phone:            796 232665
Fax:                     32 6715157
E-mail:                  christine.s@interia.pl

 

 

 

 

 

 

 

Real Estate

No data
Verification of information on real estate ownership position through the Real Estate Register is not covered by the standard report.

 

 

 

 

 

 

 

 

 

 

Connections:

JUSTYNA GRUCA KANCELARIA PODATKOWA "JKJ"SC. 
-  it4people ADAM KOTWICKI NIP 6491903222, Leśniaki 2, 42-470 Siewierz
  · plenipotentiary


Krystyna Murugesh 
Connections have not been determined due to no possibility of identification of the persons or subjects which appear in the company.

 

 

Data concerning connections are valid as at: 08.12.2015.

 

 

 

 

 

 

 

General information

Despite our hard efforts, we could not achieve more information from available sources.
The subject has not decided to cooperate in elaboration of the report.

 

 

 

 

 

 

 

 

 

 

Banks

Names of banks were not disclosed

 

 

 

 

 

Payment Manner

In available sources, payment delays have not been noted

Credit capability

Business connections should not be refused, credits require security

 

The commercial credit cannot be determined due to the lack of insight into the complete and current financial situation of the subject company.

 

 

 

 

FOREIGN EXCHANGE RATES

 

Currency
Unit

Indian Rupees

US Dollar

1

Rs.66.99

UK Pound

1

Rs.101.78

Euro

1

Rs.73.47

PLN

1

Rs. 16.88

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

KIN

 

 

Report Prepared by :

ASH

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.