MIRA INFORM REPORT

 

 

Report No. :

353672

Report Date :

15.12.2015

 

IDENTIFICATION DETAILS

 

Name :

EVANGELOS THOMA KOSTAVARAS & CO OE

 

 

Registered Office :

14 Olympiados, Pefka-Retziki, Asvestochori 57010, Buildings m2: 245, Thessaloniki

 

 

Country :

Greece

 

 

Financials (as on) :

2014

 

 

Date of Incorporation :

26.06.2000

 

 

Com. Reg. No.:

38386605000

 

 

Legal Form :

General Partnership (OE)

 

 

Line of Business :

Subject is involved in imports and wholesale trade of leather wallets.

 

 

No. of Employee :

1

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Greece

B2

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

GREECE ECONOMIC OVERVIEW

 

Greece has a capitalist economy with a public sector accounting for about 40% of GDP and with per capita GDP about two-thirds that of the leading euro-zone economies. Tourism provides 18% of GDP. Immigrants make up nearly one-fifth of the work force, mainly in agricultural and unskilled jobs. Greece is a major beneficiary of EU aid, equal to about 3.3% of annual GDP. The Greek economy averaged growth of about 4% per year between 2003 and 2007, but the economy went into recession in 2009 as a result of the world financial crisis, tightening credit conditions, and Athens' failure to address a growing budget deficit. By 2013 the economy had contracted 26%, compared with the pre-crisis level of 2007. Greece met the EU's Growth and Stability Pact budget deficit criterion of no more than 3% of GDP in 2007-08, but violated it in 2009, with the deficit reaching 15% of GDP. Austerity measures reduced the deficit to about 4% in 2013, including government debt payments, but the deficit spiked to 12.7% of GDP in 2014. Deteriorating public finances, inaccurate and misreported statistics, and consistent underperformance on reforms prompted major credit rating agencies to downgrade Greece's international debt rating in late 2009, and led the country into a financial crisis. Under intense pressure from the EU and international market participants, the government adopted a medium-term austerity program that includes cutting government spending, decreasing tax evasion, overhauling the health-care and pension systems, and reforming the labor and product markets. Athens, however, faced long-term challenges to continue pushing through unpopular reforms in the face of widespread unrest from the country's powerful labor unions and the general public.

In April 2010, a leading credit agency assigned Greek debt its lowest possible credit rating, and in May 2010, the International Monetary Fund and Euro-Zone governments provided Greece emergency short- and medium-term loans worth $147 billion so that the country could make debt repayments to creditors. In exchange for the largest bailout ever assembled, the government announced combined spending cuts and tax increases totaling $40 billion over three years, on top of the tough austerity measures already taken. Greece, however, struggled to meet 2010 targets set by the EU and the IMF, especially after Eurostat - the EU's statistical office - revised upward Greece's deficit and debt numbers for 2009 and 2010. European leaders and the IMF agreed in October 2011 to provide Athens a second bailout package of $169 billion. The second deal however, called for holders of Greek government bonds to write down a significant portion of their holdings. As Greek banks held a significant portion of sovereign debt, the banking system was adversely affected by the write down and $60 billion of the second bailout package was set aside to ensure the banking system was adequately capitalized. In exchange for the second loan, Greece promised to introduce an additional $7.8 billion in austerity measures during 2013-15. However, the massive austerity cuts have prolonged Greece's economic recession and depressed tax revenues. Greece's lenders have continually called on Athens to step up efforts to increase tax collection, dismiss public servants, privatize public enterprises, and rein in health spending.

Investor confidence began to show signs of strengthening by the end of 2013, and the decline in GDP slowed to 3.9% that year, Greece’s best performance since 2009. Greece subsequently marked three significant milestones in 2014: balancing its 2013 budget - not including debt repayments; re-entering financial markets in April with the first issue of government debt since 2010; and posting its first quarter of positive growth since 2008. Buoyed by Greece’s success, Prime Minister Antonios SAMARAS in October announced plans to exit its bailout program early, provoking a plunge in the Greek stock and debt markets that pushed Greece back to the negotiating table with its creditors and ultimately resulted in an agreement to extend the EU portion of Greece’s bailout through February 2015. The Greek economy posted an annual economic growth rate of 0.8 percent in 2014, the first year of positive growth since 2008. However, widespread discontent with austerity measures resulted in a victory for the anti-austerity SYRIZA in the January 2015 parliamentary elections. In February, Greece reached a tentative agreement with its creditors that would provide emergency liquidity to Greece in exchange for significant economic reforms. Uncertainty regarding Greece’s future in the Eurozone has dampened investor confidence and lowered growth projections for 2015.

 

Source : CIA

 

Basic Information

 

Registered Name

EVANGELOS THOMA KOSTAVARAS & CO OE

Trade Name

FETICHE

Registered Address

14 Olympiados, Pefka-Retziki, Asvestochori 57010, BUILDINGS m2: 245, Thessaloniki, Greece

Telephone

+30 2310673850

Fax

+30 2310673871

E-mail

fetiche.co@gmail.com

Status

Registered and operational

Legal Type

General Partnership (OE)

 

VAT Number

099376460

Registration No

38386605000

Registration Date

26/06/2000

Start Date

26/06/2000

Years of Operation

15

CINFO ID

23391497

 

 

Summary

 

Employees

Mar 2015

Total Number

1

 

Financial Summary

December 2014

December 2013

 

EUR

EUR

Revenue Sales

470,000.00

470,000.00

 

 

Capital

 

Authorized Capital

17,000.00 EUR

 

 

Corporate Structure

 

Directors

Position

ID

Nationality

Occupation

Age

Appointed

Other dir.

Eva. Kostavara, Athina

Director

-

Unknown

-

-

-

No

 

Other Relations

Position

ID

Nationality

Appointed

Eva. Kostavara, Athina

Administrator

(Reg. No)

Unknown

 

Eva. Kostavaras, Michail-Angelos

Administrator

046963610

Greece

 

 

Shareholders

ID/Reg. No.

Nationality

Shares

%

Ms Kostavara, Athina

079413086

Greece

-

50

 

Eva. Kostavaras, Michail-Angelos

046963610

Greece

-

50

 

 

 

Operation

 

Activity Code

Description

51.90

Other wholesale

52.43

Retail sale of footwear and leather goods

1810

Manufacture of leather clothes

 

Line of business

The company is involved in imports and wholesale trade of leather wallets.

 

Export to

Payment terms

Percentage

Bulgaria, Cyprus

-

N/A

 

Import from

Payment terms

Percentage

India

-

N/A

 

Banks

Swift code

PIRAEUS BANK S.A.
PEFKA, Greece

0172284

EFG EUROBANK ERGASIAS S.A.
EPTALOFOS, Greece

0260060

NATIONAL BANK OF GREECE S.A.
EPTALOFOS THES/NIKI, Greece

0110221

Alpha Bank
AMPELOKIPI, Greece

0140476

 

Premises

Date Updated

Operates as: Headquarters

10/12/2015

Office, Warehouse

14 Olympiados, Pefka-Retziki, Asvestochori 57010, BUILDINGS m2: 245, 2310673053 (Phone), Thessaloniki, Greece

 

Affiliates and Subsidiaries

Country

Relation

Date Reg.

HONDOS ATINI S.A.

Greece

Customer

 

NOTOS COM. HOLDINGS S.A.

Greece

Customer

 

 

 

CHARGES

 

No

Date Registered

Date Prepared

Type

Description

Amount

Secondary amount

Property

Unit

Beneficiary

 

No information available

 

 

 Charges History

 

No

Date Registered

Date Prepared

Date End

Type

Description

Amount

Secondary amount

Property

Unit

Beneficiary

 

No information available

 

 

Negatives

 

According to our against the subject no negatives have been registered.

 

 

Financial information

 

FIELD NAME

December 2014 (Units)

December 2013 (Units)

Revenue

470,000.00 €

470,000.00 €

Comments

2014
The amounts are estimations.

 

 

Additional Information

 

GENERAL COMMENTS

The Company`s Sales for the year 2014 were 470000 euros.

Please note that the information provided in this report was obtained from official and publicly available sources.

Please note that the subject declined to release any further detailed and latest financial information neither such data was found being officially published.

 

 

Contact Information

 

No information available

 

 

Recent Enquiries

 

Recent Enquiries on this subject

 

Last 1 months: 1

Last 3 months: 1

Last 6 months: 1

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.99

UK Pound

1

Rs.101.78

Euro

1

Rs.73.47

EUR

1

Rs.74.00

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

HNA

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.