MIRA INFORM REPORT

 

 

Report No. :

353854

Report Date :

15.12.2015

 

IDENTIFICATION DETAILS

 

Name :

SELCO S.R.L.

 

 

Registered Office :

ViaPalladio, 19 Onara, 35019 - Tombolo (PD) -IT-

 

 

Country :

Italy

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

06.03.1984

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacture of Other Electrical Equipment.

 

 

No. of Employees :

From 51 to 70

 

 

RATING & COMMENTS

 

MIRA’s Rating :

C

 

RATING

STATUS

PROPOSED CREDIT LINE

<10

C

Absolute credit risk exists. Caution needed to be exercised

Credit not recommended

 

Status :

Moderate

Payment Behaviour :

--

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Italy

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

ITALY - ECONOMIC OVERVIEW

 

Italy has a diversified economy, which is divided into a developed industrial north, dominated by private companies, and a less-developed, highly subsidized, agricultural south, where unemployment is higher. The Italian economy is driven in large part by the manufacture of high-quality consumer goods produced by small and medium-sized enterprises, many of them family-owned. Italy also has a sizable underground economy, which by some estimates accounts for as much as 17% of GDP. These activities are most common within the agriculture, construction, and service sectors. Italy is the third-largest economy in the euro-zone, but its exceptionally high public debt and structural impediments to growth have rendered it vulnerable to scrutiny by financial markets. Public debt has increased steadily since 2007, topping 132% of GDP in 2014, but investor concerns about Italy and the broader euro-zone crisis eased in 2013, bringing down Italy's borrowing costs on sovereign government debt from euro-era. The government still faces pressure from investors and European partners to sustain its efforts to address Italy's long-standing structural impediments to growth, such as labor market inefficiencies and tax evasion. In 2014 economic growth and labor market conditions continued to deteriorate, with overall unemployment rising to 12.2% and youth unemployment around 40%. Italy's GDP is now nearly 10% below its 2007 pre-crisis level.

 

Source : CIA

Company name & address 

 

SELCO S.R.L.

 

Via              Palladio, 19 ONARA

 

35019 - Tombolo (PD) -IT-

 

 

Summary

 

Fiscal Code

:

00847700283

Legal Form

:

Limited liability company

start of Activities

:

06/03/1984

Equity

:

Unknown.

Turnover Range

:

12.750.000/15.500.000

Number of Employees

:

from 51 to 70

Firm's Status

:

Composition with creditors

 

 

Activity

 

Manufacture of other electrical equipment n.e.c.

 

 

Legal Data

 

Legal Form : Limited liability company

Fiscal Code : 00847700283

 

Foreign Trade Reg. no. : PD005486 since 12/12/1991

 

Foreign Trade Reg. no. : 5486 of Padova since 12/12/1991

 

Chamber of Commerce no. : 179558 of Padova since 01/03/1983

 

Firms' Register : PD060-19602 of Padova since 19/02/1996

 

V.A.T. Code : 00847700283

 

Tribunal Co. Register : 19602 of

 

Foundation date

: 31/12/1982

Establishment date

: 31/12/1982

Start of Activities

: 06/03/1984

Legal duration

: 31/12/2050

Nominal Capital

: 520.000

Subscribed Capital

: 520.000

Paid up Capital

: 520.000

 

Legal mail :

CP38.2014PADOVA@PECCONCORDATI.IT

 

Members

 

Frasson

Lino

 

Born in Tombolo

(PD)

on 04/09/1951

- Fiscal Code : FRSLNI51P04L199S

 

Residence:

Bellinghiera

, 5

- 35019

Tombolo

(PD)

- IT -

 

Position

Since

Shares Amount

% Ownership

Sole Director

27/07/1993

 

No Prejudicial events are reported

 

No Protests registered

 

Peracin

Gianfranco

 

Born in Brescia

(BS)

on 10/04/1963

- Fiscal Code : PRCGFR63D10B157H

 

Residence:

Configliachi

, 5

- 35123

Padova

(PD)

- IT -

 

Position

Since

Shares Amount

% Ownership

Receiver

15/05/2015

 

 

Companies connected to members *

 

*checkings have been performed on a national scale.

 

In this module are listed the companies in which members hold or have holded positions.

 

Frasson

Lino

 

Firm's Style

Seat

Fiscal Code

Position

Position Status

Firm's Status

Finergo S.r.l.

Tombolo (PD) - IT -

03284340282

Sole Director

Active

Registered

Selco Engineering S.r.l.

Tombolo (PD) - IT -

04112340288

Sole Director

Active

Registered



The indication "REGISTERED" as Firm Status could refer to Firms in Liquidation, Active, Inactive, etc.

For more information, in this case, we advise to request further investigations.

 

 

Capital Shareholders

 

Shareholders' list as at date of data collection:

 

Firm's Style / Name

Seat / Residence

Fiscal Code

Owned Shares

% Ownership

Frasson Lino

Tombolo - IT -

FRSLNI51P04L199S

509.600 .Eur

98,00

Pierobon Mara

PRBMRA52T71I008A

10.400 .Eur

2,00

 

 

Firm's location and structure

 

-

Legal and operative seat

since 15/01/1993

 

Palladio,

, 19

- 35019

- Tombolo

(PD)

- IT -

 

PHONE

: 0495993632

 

PHONE

: 0499413111

 

FAX

: 0499413311

 

Legal mail

: CP38.2014PADOVA@PECCONCORDATI.IT

 

-

Branch

(Factory)

since 02/01/1997

 

Macello

, 61

- 35013

- Cittadella

(PD)

- IT -

 

PHONE

: 0499413111

 

FAX

: 0495993634

 

Employees

: 62

 

Assistants

: 1

 

Fittings and Equipment for a value of 190.000

Eur

 

Stocks for a value of 2.760.000

Eur

 

Work in progress for a value of 13.000

Eur

 

The firm operates abroad as importer / exporter..

To purchase foreign products the firm uses the following channels :

- direct orders to foreign companies

Export represents more than 50% of the global turnover.

Products abroad are placed by :

- importers

 

- its own agents

 

- direct orders from foreign companies

 

Import comes generally from the following nations:

- Italy

 

- Belgium

 

Export is mainly towards:

- Hungary

 

- Austria

 

- Italy

 

- France

 

- Belgium

 

- Great Britain

 

- Poland

 

- Greece

Historical Information and/or Firm's Status

 

CHANGES TO THE LEGAL FORM:

 

Former legal form

New legal form

Changement Date

De facto company

Limited liability company

31/12/1982

 

 

CEASINGS/INCORPORATIONS/MERGES:

 

Splitting-up project and setting-up of new co

 

Date

Merging/Splitting-up Project-New Company:

26/05/2006

 

Splitting-up and setting-up of a new company

 

SELCO GROUP S.P.A.

 

, Tombolo Frazione Onara

(PD)

- IT -

 

Date

Splitting-up:

22/09/2006

 

Splitting-up project and setting-up of new co

 

Date

Merging/Splitting-up Project-New Company:

03/11/2006

 

Splitting-up and setting-up of a new company

 

SELCO S.R.L. CON SOCIO UNICO

 

, Tombolo Frazione Onara

(PD)

- IT -

 

Date

Splitting-up:

28/12/2006

 

Project of merging by taking over of

 

INTECO S.R.L.

 

PALLADIO

, 19

, 35019

, TOMBOLO

(PD)

- IT -

 

Fiscal Code: 04112330289

 

Date

Merging/splitting-up project:

26/06/2009

 

The firm absorbed by merging of

 

INTECO S.R.L.

 

PALLADIO

, 19

, 35019

, TOMBOLO

(PD)

- IT -

 

Fiscal Code: 04112330289

 

Date

:

26/10/2009

 

Project of merging by taking over of

 

SELCO GROUP S.P.A.

 

PALLADIO

, 19

, 35019

, TOMBOLO

(PD)

- IT -

 

Fiscal Code: 04141140287

 

Date

Merging/splitting-up project:

13/11/2009

 

The firm absorbed by merging of

 

SELCO GROUP S.P.A.

 

PALLADIO

, 19

, 35019

, TOMBOLO

(PD)

- IT -

 

Fiscal Code: 04141140287

 

Date

:

19/11/2009

 

The firm absorbed by merging of

 

SELCO GROUP S.P.A.

 

PALLADIO

, 19

, 35019

, TOMBOLO

(PD)

- IT -

 

Fiscal Code: 04141140287

 

Date

:

23/04/2010

 

Protests

 

Protests checking on the subject firm has given a negative result.



Data Base Prejudicial Events Search

 

Search performed on a National Scale

 

Prejudicial Events Search Result: NEGATIVE

 

Search performed on a specialized data base.

 

 

Legal Procedures

 

In the name of the firm we report the following events:

 

 

Composition with creditors since 15/05/2015



  

Communications linked to procedures

 

Proposal for composition agreement

 

 

Financial Data

 

Complete balance-sheet for the year

al 31/12/2013

(in Eur

x 1)

 

Item Type

Value

Sales

14.273.998

Profit (Loss) for the period

-4.231.842

 

Complete balance-sheet for the year

al 31/12/2012

(in Eur

x 1)

 

Item Type

Value

Sales

13.073.197

Profit (Loss) for the period

-1.562.080

 

Complete balance-sheet for the year

al 31/12/2011

(in Eur

x 1)

 

Item Type

Value

Sales

14.264.311

Profit (Loss) for the period

-31.821

 

Complete balance-sheet for the year

al 31/12/2010

(in Eur

x 1)

 

Item Type

Value

Sales

13.198.573

Profit (Loss) for the period

-1.922.667

 

Complete balance-sheet for the year

al 31/12/2009

(in Eur

x 1)

 

Item Type

Value

Sales

11.035.856

Profit (Loss) for the period

-3.583.720

 

 

Balance Sheets

 

From our constant monitoring of the relevant Public Administration offices, no more recent balance sheets result to have been filed.

 

- Balance Sheet as at 31/12/2013 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2012 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2011 - 12 Mesi - Currency: - Amounts x 1

 

Years

2013

2012

2011

BALANCE SHEET ACCOUNTS

 

ASSETS

CREDITS VS PARTNERS

. Deposits not yet withdrawn

. Deposits already withdrawn

Total credits vs partners

FIXED ASSETS

. INTANGIBLE FIXED ASSETS

. . Start-up and expansion expenses

9.456

13.748

18.121

. . Research,develop. and advert.expens.

1.117.462

1.525.142

1.554.095

. . Industrial patent rights

87.500

99.470

125.321

. . Concessions,licenses,trademarks,etc.

5.792

7.750

7.801

. . Goodwill

. . Assets in formation and advance paymen.

242.086

449.444

597.545

. . Other intangible fixed assets

23.171

152.236

199.654

. Total Intangible Fixed Assets

1.485.467

2.247.790

2.502.537

. TANGIBLE FIXED ASSETS

. . Real estate

7.460.618

10.746.062

11.046.591

. . Plant and machinery

58.807

81.287

103.399

. . Industrial and commercial equipment

128.037

119.325

127.689

. . Other assets

. . Assets under construction and advances

. Total Tangible fixed assets

7.647.462

10.946.674

11.277.679

. FINANCIAL FIXED ASSETS

. . Equity investments

50.115

113.119

113.119

. . . Equity invest. in subsidiary companies

50.000

113.004

113.004

. . . Equity invest. in associated companies

. . . Equity invest. in holding companies

. . . Equity invest. in other companies

115

115

115

. . Financial receivables

151.325

5.325

. . . . Within 12 months

. . . . Beyond 12 months

151.325

5.325

. . . Receivab due from subsidiaries

151.325

5.325

. . . . Within 12 months

. . . . Beyond 12 months

151.325

5.325

. . . Receivables due from assoc.comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . . Receivables due from holding comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . . Receivables due from third parties

. . . . Within 12 months

. . . . Beyond 12 months

. . Other securities

. . Own shares

. . . Total nominal value

. Total financial fixed assets

50.115

264.444

118.444

Total fixed assets

9.183.044

13.458.908

13.898.660

CURRENT ASSETS

. INVENTORIES

. . Raw materials and other consumables

1.625.907

2.289.082

2.265.433

. . Work in progress and semimanufactured

475.311

890.553

1.010.514

. . Work in progress on order

12.800

. . Finished goods

662.018

807.202

775.370

. . Advance payments

. Total Inventories

2.763.236

3.986.837

4.064.117

. CREDITS NOT HELD AS FIXED ASSETS

. . Within 12 months

5.700.973

7.642.411

7.842.931

. . Beyond 12 months

146.000

. . Trade receivables

3.890.981

3.750.147

4.561.826

. . . . Within 12 months

3.890.981

3.750.147

4.561.826

. . . . Beyond 12 months

. . Receivables due from subsid. comp.

345.814

2.459.713

2.255.746

. . . . Within 12 months

345.814

2.459.713

2.109.746

. . . . Beyond 12 months

146.000

. . Receivables due from assoc. comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . Receivables due from holding comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . Fiscal Receivables

129.008

76.176

31.322

. . . . Within 12 months

129.008

76.176

31.322

. . . . Beyond 12 months

. . Receivables for anticipated taxes

1.276.324

1.291.719

1.067.810

. . . . Within 12 months

1.276.324

1.291.719

1.067.810

. . . . Beyond 12 months

. . Receivables due from third parties

58.846

64.656

72.227

. . . . Within 12 months

58.846

64.656

72.227

. . . . Beyond 12 months

. Total Credits not held as fixed assets

5.700.973

7.642.411

7.988.931

. FINANCIAL ASSETS

. . Equity invest. in subsidiary comp.

. . Equity invest. in associated companies

. . Equity invest. in holding companies

. . Other equity investments

10.327

10.327

10.327

. . Own shares

. . . Total nominale value

. . Other securities

. Total Financial Assets

10.327

10.327

10.327

. LIQUID FUNDS

. . Bank and post office deposits

9.819

27.342

33.347

. . Checks

. . Banknotes and coins

3.936

4.646

5.697

. Total Liquid funds

13.755

31.988

39.044

Total current assets

8.488.291

11.671.563

12.102.419

ADJUSTMENT ACCOUNTS

. Discount on loans

278.736

206.457

150.960

. Other adjustment accounts

Total adjustments accounts

278.736

206.457

150.960

TOTAL ASSETS

17.950.071

25.336.928

26.152.039

LIABILITIES

STOCKHOLDERS' EQUITY

. Capital stock

520.000

520.000

520.000

. Additional paid-in capital

12.515

12.515

12.515

. Revaluation reserves

4.650.169

4.937.368

4.937.368

. Legal reserve

104.000

104.000

104.000

. Reserve for Own shares

. Statute reserves

. Other reserves

4.407.355

4.407.355

4.407.355

. Accumulated Profits (Losses)

-10.282.615

-8.720.535

-8.688.714

. Profit( loss) of the year

-4.231.842

-1.562.080

-31.821

. Advances on dividends

. Partial loss of the year Coverage

Total Stockholders'Equity

-4.820.418

-301.377

1.260.703

RESERVES FOR RISKS AND CHARGES

. . Reserve for employee termination indem.

7.368

5.214

4.400

. . Taxation fund, also differed

2.675

2.771.892

2.881.765

. . Other funds

750.149

858.038

1.124.741

Total Reserves for Risks and Charges

760.192

3.635.144

4.010.906

Employee termination indemnities

830.182

816.332

858.980

ACCOUNTS PAYABLE

. . . . Within 12 months

20.859.423

12.051.155

11.139.827

. . . . Beyond 12 months

4.287

8.886.599

8.783.435

. . Bonds

. . . . Within 12 months

. . . . Beyond 12 months

. . Convertible bonds repayable

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to shareholders for financing

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to banks

12.248.606

12.385.646

12.179.745

. . . . Within 12 months

12.248.606

3.736.922

3.544.658

. . . . Beyond 12 months

8.648.724

8.635.087

. . Due to other providers of finance

. . . . Within 12 months

. . . . Beyond 12 months

. . Advances from customers

4.287

8.332

3.699

. . . . Within 12 months

3.699

. . . . Beyond 12 months

4.287

8.332

. . Trade payables

3.338.101

4.014.058

4.017.631

. . . . Within 12 months

3.338.101

4.014.058

4.017.631

. . . . Beyond 12 months

. . Securities issued

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to subsidiary companies

1.579.244

1.997.815

1.566.367

. . . . Within 12 months

1.579.244

1.997.815

1.566.367

. . . . Beyond 12 months

. . Due to associated companies

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to holding companies

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to the tax authorities

1.113.563

984.046

980.786

. . . . Within 12 months

1.113.563

984.046

980.786

. . . . Beyond 12 months

. . Due to social security and welfare inst.

1.719.097

909.327

376.286

. . . . Within 12 months

1.719.097

679.784

227.938

. . . . Beyond 12 months

148.348

. . Other payables

860.812

638.530

798.748

. . . . Within 12 months

860.812

638.530

798.748

. . . . Beyond 12 months

Total accounts payable

20.863.710

20.937.754

19.923.262

ADJUSTMENT ACCOUNTS

. Agio on loans

. Other adjustment accounts

316.405

249.075

98.188

Total adjustment accounts

316.405

249.075

98.188

TOTAL LIABILITIES

17.950.071

25.336.928

26.152.039

 

 

 

 

 

MEMORANDUM ACCOUNTS

 

Third party goods

Investment accounts

44.095

Risk accounts

10.100.000

Civil and fiscal norms relation

 

 

 

 

 

PROFIT AND LOSS ACCOUNTS

 

VALUE OF PRODUCTION

. Revenues from sales and services

14.273.997

13.073.197

14.264.311

. Changes in work in progress

-554.854

-89.143

245.362

. Changes in semi-manufact. products

-12.800

12.800

. Capitalization of internal work

409.162

523.926

414.748

. Other income and revenues

74.611

8.649

78.105

. . Contributions for operating expenses

. . Different income and revenues

74.611

8.649

78.105

Total value of production

14.202.916

13.503.829

15.015.326

PRODUCTION COSTS

. Raw material,other materials and consum.

6.265.946

6.340.971

7.122.882

. Services received

. Leases and rentals

3.214.821

3.191.552

3.554.586

. Payroll and related costs

3.737.695

3.743.063

3.688.499

. . Wages and salaries

2.784.778

2.648.835

2.590.417

. . Social security contributions

737.720

866.478

852.546

. . Employee termination indemnities

206.275

217.791

235.975

. . Pension and similar

. . Other costs

8.922

9.959

9.561

. Amortization and depreciation

2.077.527

1.614.877

1.254.831

. . Amortization of intangible fixed assets

755.932

755.906

832.485

. . Amortization of tangible fixed assets

403.427

406.677

411.510

. . Depreciation of tangible fixed assets

407.192

. . Writedown of current receiv.and of liquid

510.976

452.294

10.836

. Changes in raw materials

668.746

-24.661

-492.816

. Provisions to risk reserves

107.887

. Other provisions

4.490

5.593

6.786

. Other operating costs

133.336

139.885

107.667

Total production costs

16.102.561

15.011.280

15.350.322

Diff. between value and cost of product.

-1.899.645

-1.507.451

-334.996

FINANCIAL INCOME AND EXPENSE

. Income from equity investments

2.448

738

. . In subsidiary companies

. . In associated companies

. . In other companies

2.448

738

. Other financial income

6.468

. . Financ.income from receivables

6.468

. . . Towards subsidiary companies

. . . Towards associated companies

. . . Towards holding companies

. . . Towards other companies

6.468

. . Financ.income from secur. t.f.assets

. . Financ.income from secur. cur.assets

. . Financ.income other than the above

. . . - Subsidiary companies

. . . - Associated companies

. . . - Holding companies

. . . - Other companies

. Interest and other financial expense

-662.097

-554.714

-504.649

. . Towards subsidiary companies

. . Towards associated companies

. . Towards holding companies

. . Towards other companies

-662.097

-554.714

-504.649

Total financial income and expense

-659.649

-553.976

-498.181

ADJUSTMENTS TO FINANCIAL ASSETS

. Revaluations

. . Of equity investments

. . Of financ.fixed assets not repres.E.I.

. . Of securities incl.among current assets

. Devaluation

-214.329

-40.000

. . Of equity investments

-63.004

-40.000

. . Of financial fixed assets (no equity inv)

-151.325

. . Of securities included among current ass

Total adjustments to financial assets

-214.329

-40.000

EXTRAORDINARY INCOME AND EXPENSE

. Extraordinary income

224.991

474.445

153.577

. . Gains on disposals

. . Other extraordinary income

224.991

474.445

153.577

. Extraordinary expense

-1.686.690

-225.875

-300.787

. . Losses on disposals

. . Taxes relating to prior years

. . Other extraordinary expense

-1.686.690

-225.875

-300.787

Total extraordinary income and expense

-1.461.699

248.570

-147.210

Results before income taxes

-4.235.322

-1.812.857

-1.020.387

. Taxes on current income

-3.480

-250.777

-988.566

. . current taxes

51.850

51.387

84.187

. . differed taxes(anticip.)

-55.330

-302.164

-1.072.753

. Net income for the period

-4.231.842

-1.562.080

-31.821

. Adjustments in tax regulations pursuance

. Provisions in tax regulations pursuance

. Profit (loss) of the year

-4.231.842

-1.562.080

-31.821

 

RATIOS

Value Type

as at 31/12/2013

as at 31/12/2012

as at 31/12/2011

Sector Average

COMPOSITION ON INVESTMENT

Rigidity Ratio

Units

0,51

0,53

0,53

0,19

Elasticity Ratio

Units

0,47

0,46

0,46

0,79

Availability of stock

Units

0,15

0,16

0,16

0,20

Total Liquidity Ratio

Units

0,32

0,30

0,31

0,52

Quick Ratio

Units

0,00

0,00

0,00

0,03

COMPOSITION ON SOURCE

Net Short-term indebtedness

Units

n.c.

n.c.

8,81

3,31

Self Financing Ratio

Units

n.c.

n.c.

0,05

0,18

Capital protection Ratio

Units

n.c.

n.c.

0,61

0,66

Liabilities consolidation quotient

Units

0,04

0,81

0,87

0,18

Financing

Units

n.c.

n.c.

15,80

4,09

Permanent Indebtedness Ratio

Units

n.c.

0,37

0,42

0,33

M/L term Debts Ratio

Units

0,05

0,38

0,37

0,11

Net Financial Indebtedness Ratio

Units

n.c.

n.c.

9,63

0,61

CORRELATION

Fixed assets ratio

Units

n.c.

0,70

0,78

1,80

Current ratio

Units

0,41

0,97

1,09

1,23

Acid Test Ratio-Liquidity Ratio

Units

0,27

0,64

0,72

0,86

Structure's primary quotient

Units

n.c.

n.c.

0,09

1,12

Treasury's primary quotient

Units

0,00

0,00

0,00

0,07

Rate of indebtedness ( Leverage )

%

n.c.

n.c.

2074,40

541,00

Current Capital ( net )

Value

-12.371.131

-379.591

962.592

380.064

RETURN

Return on Sales

%

-15,09

0,40

8,57

3,59

Return on Equity - Net- ( R.O.E. )

%

n.c.

n.c.

-2,52

4,82

Return on Equity - Gross - ( R.O.E. )

%

n.c.

n.c.

-80,94

19,04

Return on Investment ( R.O.I. )

%

-10,58

-5,95

-1,28

4,67

Return/ Sales

%

-13,31

-11,53

-2,35

4,49

Extra Management revenues/charges incid.

%

n.c.

n.c.

n.c.

25,43

Cash Flow

Value

-2.154.315

52.797

1.223.010

134.539

Operating Profit

Value

-1.899.645

-1.507.451

-334.996

158.212

Gross Operating Margin

Value

182.372

113.019

1.034.508

292.137

MANAGEMENT

Credits to clients average term

Days

98,13

103,27

115,13

103,46

Debts to suppliers average term

Days

186,72

227,04

188,27

128,84

Average stock waiting period

Days

69,69

109,79

102,57

68,68

Rate of capital employed return ( Turnover )

Units

0,80

0,52

0,55

1,11

Rate of stock return

Units

5,17

3,28

3,51

5,22

Labour cost incidence

%

26,19

28,63

25,86

19,05

Net financial revenues/ charges incidence

%

-4,62

-4,24

-3,49

-1,26

Labour cost on purchasing expenses

%

23,21

24,94

24,03

19,40

Short-term financing charges

%

3,17

2,65

2,53

2,64

Capital on hand

%

125,75

193,81

183,34

90,11

Sales pro employee

Value

123.051

112.699

124.037

181.347

Labour cost pro employee

Value

32.221

32.267

32.073

33.314



Remarks

 

1) Protests checking (relative to the last five years) performed by crossing and matching the members names and the Firm's Style with the reported addresses, is supplied by the Informatic Registry managed by the Italian Chamber of Commerce. If the fiscal code is not indicated, the eventual homonymous cases are submitted to expert staff evaluation in order to limit wrong matching risks.

 

2) The Legal Data, supplied and retrived from the Firm's Registry of the Italian Chamber of Commerce, are in line with the last registered modifications.

 

3) Risk evaluation and Credit Opinion have been performed on the base of the actual data at the moment of their availability.

 

 

Market / Territory Data

 

Population living in the province

:

882.779

Population living in the region

:

4.699.950

Number of families in the region

:

1.813.210

 

Monthly family expences average in the region (in Eur..) :

 

- per food products

:

456

- per non food products

:

2.052

- per energy consume

:

127



 

Sector Data

 

The values are calculated on a base of 1.330 significant companies.

The companies cash their credits on an average of 103 dd.

The average duration of suppliers debts is about 129 dd.

The sector's profitability is on an average of 3,59%.

The labour cost affects the turnover in the measure of 19,05%.

Goods are held in stock in a range of 69 dd.

The difference between the sales volume and the resources used to realize it is about 1,11.

The employees costs represent the 19,40% of the production costs.



 

Statistical Detrimental Data

 

Statistically the trade activity shows periods of crisis.

The area is statistically considered moderately risky.

In the region 13.782 protested subjects are found; in the province they count to 2.646.

The insolvency index for the region is 0,30, , while for the province it is 0,30.

Total Bankrupt companies in the province : 3.821.

Total Bankrupt companies in the region : 16.714.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.99

UK Pound

1

Rs.101.78

Euro

1

Rs.73.47

ITL

1

Rs.73.94

 

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

TRI

 

 

Report Prepared by :

TPT

 


               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.