MIRA INFORM REPORT

 

 

Report No. :

354486

Report Date :

17.12.2015

 

IDENTIFICATION DETAILS

 

Name :

JESTER BAY P/L

 

 

Registered Office :

30 Maxwell Street Blairgowrie Vic, 3942

 

 

Country :

Australia

 

 

Date of Incorporation :

28.06.1989

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Subject operates in the import and distribution of a range of souvenir products specializing in tea towels. Other products include place mats and table cloths.

 

 

No. of Employee :

10

           

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

AUSTRALIA ECONOMIC OVERVIEW

 

Following two decades of continuous growth, low unemployment, contained inflation, very low public debt, and a strong and stable financial system, Australia enters 2015 facing a range of growth constraints, principally driven by a sharp fall in global prices of key export commodities. Although demand for resources and energy from Asia and especially China has grown rapidly, creating a channel for resources investments and growth in commodity exports, sharp drops in current prices have already impacted growth.

The services sector is the largest part of the Australian economy, accounting for about 70% of GDP and 75% of jobs. Australia was comparatively unaffected by the global financial crisis as the banking system has remained strong and inflation is under control.

Australia has benefited from a dramatic surge in its terms of trade in recent years, although this trend could reverse or slow due to falling global commodity prices. Australia is a significant exporter of natural resources, energy, and food. Australia's abundant and diverse natural resources attract high levels of foreign investment and include extensive reserves of coal, iron, copper, gold, natural gas, uranium, and renewable energy sources. A series of major investments, such as the US$40 billion Gorgon Liquid Natural Gas project, will significantly expand the resources sector.

Australia is an open market with minimal restrictions on imports of goods and services. The process of opening up has increased productivity, stimulated growth, and made the economy more flexible and dynamic. Australia plays an active role in the World Trade Organization, APEC, the G20, and other trade forums. Australia entered into free trade agreements (FTAs) with the Republic of Korea and Japan, and concluded an FTA with China, in 2014, adding to existing FTAs with Chile, Malaysia, New Zealand, Singapore, Thailand, and the US, and a regional FTA with ASEAN and New Zealand. Australia continues to negotiate bilateral agreements with India and Indonesia, as well as larger agreements with its Pacific neighbors and the Gulf Cooperation Council countries, and an Asia-wide Regional Comprehensive Economic Partnership that includes the ten ASEAN countries and China, Japan, Korea, New Zealand and India. Australia is also working on the Trans-Pacific Partnership Agreement with Brunei, Canada, Chile, Japan, Malaysia, Mexico, New Zealand, Peru, Singapore, the US, and Vietnam.

 

Source : CIA

 

Company name

 

JESTER BAY P/L

 

ROSS TEXTILES

 

ACN 007265509

ABN 11007265509

 

 

Summary Panel

 

Established

30 years

 

Incorporated

1989

 

Line of Business

Distribution of place mats and promotional products.

Status

Trading

Chief Executive Officer

David Yates

 

 

EXECUTIVE SUMMARY

 

Details pertaining to the subject’s financial and trading position were unable to be obtained for the current enquiry.

 

 

CORPORATE SEARCH

 

Company Type                         Australian Proprietary Company

 

Status                                       Registered

 

Incorporation Date                     28 Jun 1989

 

Incorporation State                    VIC

 

Registered Office                      30 MAXWELL STREET

BLAIRGOWRIE VIC, 3942

 

Current Directors Total: 3

Director Name YATES, DAVID KENNETH

Appointment Date 29 Nov 2005

Date of Birth 22 Apr 1964

Place of Birth BOX HILL NSW

Gender MALE

Resident Overseas N

Address 13 FIELDEN CL, MOOROOLBARK

VIC 3138

Document Number 1E1597958

 

Director Name YATES, BARBARA HELEN

Appointment Date 28 Jun 1989

Date of Birth 11 Feb 1940

Place of Birth MELBOURNE VIC

Gender FEMALE

Resident Overseas N

Address 30 MAXWELL ST, BLAIRGOWRIE

VIC 3942

Document Number 1E1567861

 

Director Name YATES, KENNETH

Appointment Date 28 Jun 1989

Date of Birth 24 Oct 1937

Place of Birth BRISTOL UNITED KINGDOM

Gender MALE

Resident Overseas N

Address 30 MAXWELL ST, BLAIRGOWRIE

VIC 3942

Document Number 1E1567861

 

 

Current Secretaries Total: 1

Secretary Name YATES, BARBARA HELEN

Appointment Date 28 Jun 1989

Date of Birth 11 Feb 1940

Place of Birth MELBOURNE VIC

Address 30 MAXWELL STREET

BLAIRGOWRIE VIC, 3942

Document Number 1E1567861

 

Company Shares Total: 100 Amount: $100

Class A CLASS ORDINARY SHARES [A]

Number of Shares Issued 26

Paid Capital $26.00

Total Amount Due and Payable $0.00

Document Number 027408784

 

Class B CLASS ORDINARY SHARES [B]

Number of Shares Issued 26

Paid Capital $26.00

Total Amount Due and Payable $0.00

Document Number 027408784

 

Class C CLASS ORDINARY SHARES [C]

Number of Shares Issued 24

Paid Capital $24.00

Total Amount Due and Payable $0.00

Document Number 027408784

 

Class D CLASS ORDINARY SHARES [D]

Number of Shares Issued 24

Paid Capital $24.00

Total Amount Due and Payable $0.00

Document Number 027408784

 

Current Shareholders

Shareholder Name YATES, KENNETH

Address 30 MAXWELL STREET

BLAIRGOWRIE VIC, 3942

Beneficially Held Y

Fully Paid Y

Jointly Held N

Class A

Number Held 26

Document Number 027408784

 

 

Shareholder Name YATES, BARBARA HELEN

Address 30 MAXWELL STREET

BLAIRGOWRIE VIC, 3942

Class B

Number Held 26

Beneficially Held Y

Fully Paid Y

Jointly Held N

Document Number 027408784

 

Shareholder Name YATES, DAVID KENNETH

Address 13 FIELDEN CLOSE

MOOROOLBARK VIC, 3138

Class C

Number Held 24

Beneficially Held Y

Fully Paid Y

Jointly Held N

Document Number 027408784

 

Shareholder Name ALLWOOD, TRACEY ANNE

Address 251 TINDALS ROAD

WARRANDYTE VIC, 3113

Class D

Number Held 24

Beneficially Held Y

Fully Paid Y

Jointly Held N

Document Number 027408784

 

 

SECURITY INTERESTS

 

Effective 30 January 2012 the Personal Property Securities Register (PPSR)  was introduced to give the different Commonwealth, State and Territory laws and registers regarding security interests in personal property under one national system.

 

As a result of PPS Reform a number of existing Commonwealth, State and Territory personal property security registers will close. Interests registered on existing security interest registers will be migrated to the national PPS Register. Subsequently Registered Charges are no longer lodged with the Australian Securities and Investments Commission (ASIC).

 
Please contact us should you require a search of the PPSR.

 

 

BUSINESS STRUCTURE

 

TRADING ADDRESS                 Unit 21, 107 – 113 Heatherdale Rd

                                                RINGWOOD, VIC 3134                          

 

TELEPHONE                             (613) 9874 3566

 

EMAIL                                      sales@rosstextiles.com.au

 

WEBSITE                                  www.rosstextiles.com.au

           

TRADING STYLES                    ROSS TEXTILES

                                                WESTPORT MARKETING

 

BANK                                       Not determined

                                               

EMPLOYEES                            10        

 

 

BACKGROUND

 

The subject was incorporated in Victoria on 28 June 1989 to commence operations under the current style.

 

Trading activities have been established for 30 years.

 

 

OPERATIONS

 

The subject operates in the import and distribution of a range of souvenir products specializing in tea towels. Other products include place mats and table cloths.

 

The subject also operates in the distribution of promotional products through the trading division Westernport Marketing.

 

Activities are conducted from premises located at the above listed trading address.

 

 

ADVERSE

                                               

A search of of on 11 December 2015 failed to trace any litigation listed against the subject at that date.

 

 

FINANCES

 

The subject is not required to lodge financial statements with the Australian Securities and Investments Commission.

 

During the current interview conducted with Director David Yates, he confirmed the subjects search and operational details, however declined to provide any financial information.

 

He did advise that the subject has been trading profitably and operates from leased premises.

 

 

TRADE SURVEY

 

A trade survey on the subject traced the following accounts:

 

(Inexpress) Nominated supplier failed to respond to correspondence despite chasing.

 

Trade payment from further sources in the past 4 months have traced the following data for the subject. 

 

Total Owing: $180       

Total Past Due: $0

Average Late Payment Days: 0

All Industries Late Payment Days: 7

 

-       Within terms: $180

-       1 – 30 days past due: $0

-       31 – 60 days past due: $0

-       61 – 90 days past due: $0

-       91+ days: $0


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.85

UK Pound

1

Rs.100.58

Euro

1

Rs.73.16

AUD

1

Rs.47.92

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.