MIRA INFORM REPORT

 

 

Report No. :

354272

Report Date :

18.12.2015

 

IDENTIFICATION DETAILS

 

Name :

C.V. TITAN UTAMA

 

 

Registered Office :

Jalan Mujahir No. 90, Belawan, Medan, 20413, North Sumatera

 

 

Country :

Indonesia

 

 

Year of Establishment :

2000

 

 

Legal Form :

C.V. (Commanditaire Vennootschap) or partnership with sleeping partner

 

 

Line of Business :

Trading, import and distribution of fresh fruits and peanuts

 

 

No. of Employee :

7

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Indonesia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia has seen a slowdown in growth since 2012, mostly due to the end of the commodities export boom. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25% and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, a current account deficit, and unequal resource distribution among regions. President Joko WIDODO - elected in July 2014 - has emphasized maritime and other infrastructure development, and especially increased electric power capacity, since taking office. Fuel subsidies were almost completely removed in early 2015, a move which could help the government increase spending on its development priorities. Indonesia, with the nine other ASEAN members, will continue to move towards participation in the ASEAN Economic Community, though full implementation of economic integration will not be completed by the previously-set deadline of year-end 2015.

 

Source : CIA


BASIC SEARCH

 

Name of Company :

 

C.V. TITAN UTAMA

 

Address :

Head Office

Jalan Mujahir No. 90

Belawan,

Medan, 20413

North Sumatera

Indonesia

Phone               - (62-61) 694 1677

Fax                   - (62-61) 694 2675

Building Area    - 1 storey

Office Space    - 100 sq. meters

Region              - Commercial

Status               - Rent

 

Date of Incorporation :

2000’s

 

Legal Form :

C.V. (Commanditaire Vennootschap) or partnership with sleeping partner

 

Company Reg. No. :

The Ministry of Law and Human Rights

Not Required

 

Company Status :

Private National Company

 

Permit by the Government Department :

The Department of Finance

Not Available

 

Related Company :

None

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Owned Capital                                 : Rp. 200 million

 

Owners :

a. Mr. L. Tobing (Active Partner)

b. Mr. Jay Simarmata (Silent Partner)

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading, Import and Distribution of Fresh Fruits and Peanuts

 

Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

2000’s

 

Brand Name :

Titan Utama

 

Technical Assistance :

None

 

Number of Employee :

7 persons

 

Marketing Area :

Local    - 100%

 

Main Customers :

a. Hypermarket, Supermarkets

b. Fresh Fruits Shops in Medan

 

Market Situation :

Very Competitive

 

Main Competitors :

a. C.V. CITRA SUKSES MANDIRI

b. C.V. ETERNAL GREEN WOODS

c. P.T. PRABU JAYA

d. C.V. SARANA KARUNIA SEJAHTERA

e. Etc.

 

Business Trend :

Growing slowly

BANKER, AUDITOR & LITIGATION

 

Banker :

P.T. Bank MANDIRI Tbk

Jalan Medan - Belawan

North Sumatera

Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

KEY EXECUTIVES

 

Board of Management :

Director                                          - Mr. L. Tobing

 

Board of Commissioners :

None

 

Signatories :

Director (Mr. L. Tobing) is only the authorized person to sign the loan on behalf of the company.

 

 

CAPABILITIES

 

Management Capability :

Satisfactory

 

Business Morality :

Satisfactory

 

 

OVERALL PERFORMANCE

 

Based on search and investigation the correct address is registered at Jalan Mujahir No. 90, Belawan, Medan, North Sumatera, not Jalan Tenggiri No. 7-A, Belawan, Medan, North Sumatera as stated in your order ref. no. 354272 dated 8 December 2015.

 

C.V. TITAN UTAMA (C.V. TU) was incorporated in Medan, North Sumatera in 2000’s with the legal status of C.V. (Commanditaire Vennootschap) or partnership with sleeping partner. The company was founded by Mr. L. Tobing as active partner and Mr. Jay Simarmata as silent partner. As in common in cases of companies with C.V. status, there is no mention in the company’s notarial act of its capital structure. But going by the company’s conditions, we estimate its capital at some Rp. 200 million.

 

Previously C.V. TU has been in operation since 2000’s in trading, importing and distribution of fresh fruits and peanuts. The merchandise goods including are oranges, apples, grapes, pears, sunkist, and peanuts. Mr. Jay Simarmata, the company's marketing manager, said the products being sold are fresh fruits like pears, apples, oranges, grapes, Sunkist etc., imported by C.V. TU from Thailand, China, Australia and the USA. Meanwhile the peanut (ground nut) is imported from Thailand, China and Vietnam. The company supplies the above products to Supermarket, Hypermarkets and several fruit stores, grocery fruits Medan and surrounding area. The global economic crisis that occurred in October 2008 has brought bad impact to the C.V. TU because of the prices of imported fruits increased dramatically. After that in early 2009 a business importing fruits began to improve due to the improving economic conditions in the country. Simak

Baca secara fonetik

We observe that C.V. TU is classified as a small sized company in the country dealing with trading, importing and distributor of fresh fruits. However we had also contacted frequently but there is no pick-up telephone numbers.

 

We refrain from informing business prospect of C.V. TITAN UTAMA because of having yet found the complete address up to present. In view of having yet to be unknown the complete address, the company’s financial condition is still depends on the financial condition of its shareholders being supported by the businessmen behind it.

 

The management of C.V. TU is led by Mr. L. Tobing (55) a businessman with experience in trading, import and distribution of fresh fruits and peanuts. The company's management is handled by a number of staff in the above business. In view of C.V. TITAN UTAMA having yet to be unknown the complete address, we recommend that a high degree of prudence be observed in business transactions and adequate collateral from its shareholders be acquired in extending a new loan to the company.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.65

UK Pound

1

Rs.99.61

Euro

1

Rs.72.33

IDR

1

Rs. 0.0047

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

TRI

 

 

Report Prepared by :

ASH

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.