MIRA INFORM REPORT

 

 

Report No. :

355027

Report Date :

18.12.2015

 

IDENTIFICATION DETAILS

 

Name :

KW AUTOMOTIVE GMBH

 

 

Registered Office :

Aspachweg 14 D 74427 Fichtenberg

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

1997

 

 

Com. Reg. No.:

HRB 571255

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Manufacture of other parts and accessories for motor vehicles.

 

 

No. of Employee :

129

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

 

Source : CIA

 

Comapny name and address

 

KW AUTOMOTIVE GMBH

 

 Company Status:      active

                      Aspachweg 14

                      D 74427 Fichtenberg

                      Telephone:07971/96300

                      Telefax:  07971/9630-191

                      Homepage: www.kwautomotive.de

                      E-mail:   info@kwautomotive.de

 

 VAT no.:             DE812382653

 

 

CONCLUSION

 

 Business relations are permissible.

 

 

Sumamry

 

 LEGAL FORM              Private limited company

 Date of foundation:      1997

 Shareholders'

 agreement:                   23.12.1997

 Registered on:             12.02.1998

 Commercial Register:   Local court 70190 Stuttgart

 under:                          HRB 571255

 

 

 Share capital

 

EUR            200,000.00

 

 Shareholder:

                      Jürgen Wohlfarth

                      Friedenstr. 42

                      D 71540 Murrhardt

                      born: 01.09.1970

                      Share:             EUR             70,000.00

 Shareholder:

                      Klaus Wohlfarth

                      Aspachweg 16

                      D 74427 Fichtenberg

                      born: 09.06.1969

                      Share:             EUR             70,000.00

 Shareholder:

                      Ivonne Wohlfarth

                      Aspachweg 16

                      D 74427 Fichtenberg

                      born: 13.06.1970

                      Share:             EUR             60,000.00

 Manager:

                      Jürgen Wohlfarth

                      Friedenstr. 42

                      D 71540 Murrhardt

                      born: 01.09.1970

                      Profession: Insurance agent

 Manager:

                      Klaus Wohlfarth

                      Aspachweg 16

                      D 74427 Fichtenberg

                      born: 09.06.1969

                      Profession: Industrial manager

                      Marital status: married

 

 Further functions/participations of Jürgen Wohlfarth (Manager)

 Proprietor:

                      Jürgen Wohlfarth

                      Friedenstr. 42

                      D 71540 Murrhardt

                      Legal form: Unregistered commercial

                                  enterprise

 Shareholder:

                      KW Industrieprojekte GmbH

                      Aspachweg 14

                      D 74427 Fichtenberg

                      Legal form: Private limited company

                      Share capital:     EUR             50,000.00

                      Share:             EUR             12,500.00

                      Registered

                      on:         05.07.2007

                      Reg. data:  70190 Stuttgart, HRB 723358

 Manager:

                      KW Industrieprojekte GmbH

                      Aspachweg 14

                      D 74427 Fichtenberg

                      Legal form: Private limited company

                      Share capital:     EUR             50,000.00

                      Registered

                      on:         05.07.2007

                      Reg. data:  70190 Stuttgart, HRB 723358

 

 Further functions/participations of Klaus Wohlfarth (Manager)

 General partner:

                      Klaus Wohlfahrt, Michael Hekele

                      Obere Riedwiesen 27

                      D 74427 Fichtenberg

                      Legal form: Partnership under the Civil Code

 Shareholder:

                      DTS GmbH KFZ-Zubehörteile

                      Obere Riedwiesen 27

                      D 74427 Fichtenberg

                      Legal form: Private limited company

                      Share capital:     EUR             75,000.00

                      Share:             EUR             60,000.00

                      Registered

                      on:         06.11.2000

                      Reg. data:  70190 Stuttgart, HRB 571445

 Shareholder:

                      KW Industrieprojekte GmbH

                      Aspachweg 14

                      D 74427 Fichtenberg

                      Legal form: Private limited company

                      Share capital:     EUR             50,000.00

                      Share:             EUR             12,500.00

                      Registered

                      on:         05.07.2007

                      Reg. data:  70190 Stuttgart, HRB 723358

 Manager:

                      WEITEC Fahrwerktechnik GmbH

                      Industriestr. 1

                      D 29323 Wietze

                      Legal form: Private limited company

                                  dissolved

                      Share capital:     EUR            153,387.55

                      Registered

                      on:         13.07.1992

                      Reg. data:  21335 Lüneburg, HRB 100543

 Manager:

                      DTS GmbH KFZ-Zubehörteile

                      Obere Riedwiesen 27

                      D 74427 Fichtenberg

                      Legal form: Private limited company

                      Share capital:     EUR             75,000.00

                      Registered

                      on:         06.11.2000

                      Reg. data:  70190 Stuttgart, HRB 571445

 Manager:

                      KW Industrieprojekte GmbH

                      Aspachweg 14

                      D 74427 Fichtenberg

                      Legal form: Private limited company

                      Share capital:     EUR             50,000.00

                      Registered

                      on:         05.07.2007

                      Reg. data:  70190 Stuttgart, HRB 723358

 

 

 COMPANY HISTORY

 

 01.02.1991 - 21.12.1997  Klaus Wohlfarth

                          Friedenstr. 26

                          D 71540 Murrhardt

                          Unregistered commercial enterprise

 

 

 BUSINESS ACTIVITIES

 

 Main industrial sector

 29320   Manufacture of other parts and accessories for motor

 vehicles

 

 

 PARTICIPATIONS

 

 Shareholder:

                      fahrwerk direkt gmbh

                      Wittestr. 30e

                      D 13509 Berlin

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR             25,000.00

                      Share:             EUR             25,000.00

                      Reg. data:  06.08.2009

                                  Local court 14057 Berlin

                                  HRB 121221 B

 Shareholder:

                      AP Sportfahrwerke GmbH

                      Kochstr. 17a

                      D 74405 Gaildorf

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR             25,000.00

                      Share:             EUR             25,000.00

                      Reg. data:  04.06.2004

                                  Local court 70190 Stuttgart

                                  HRB 571685

 Shareholder:

                      Race Room Entertainment GmbH Deutschland

                      Aspachweg 14

                      D 74427 Fichtenberg

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR             25,000.00

                      Share:             EUR             25,000.00

                      Reg. data:  22.08.2011

                                  Local court 70190 Stuttgart

                                  HRB 738507

 

 

 FINANCIAL INFORMATION

 

 Payment experience:  cash discount/within agreed terms

 

 Negative information:We have no negative information at hand.

 

Balance sheet year:  2013

 

 

 PMI:                 present:   100        01.12.2015

                      Ø 6 months:84

 

                      The "Payment Morality Index" evaluates

                      payment delays that have been reported to

                      the "DDMonitor"

 

                      100:    No payment delays are shown in the

                              "DDMonitor".

                      80-99:  The "DDMonitor" confirms the payment

                              delay of a few days.

                      40-79:  The "DDMonitor" confirms the payment

                              delay of some days to weeks.

                      0-39:   The "DDMonitor" confirms the payment

                              delay of several months.

 

                      Important note: In the past months only

                      single or slight payment delays have become

                      known.

 

 

 REAL ESTATE

 

 Type of ownership:   Tenant

 Address              Aspachweg 14

                      D 74427 Fichtenberg

 

 Land register documents were not available.

 

 

 BANKERS

 

 VR BANK SCHWÄBISCH HALL-CRAILSHEIM, 74427 FICHTENBERG, WÜRTT

 Sort. code: 62290110, Account no.: 675550009

 BIC: GENODES1SHA, IBAN: DE03622901100675550009

 VOLKSBANK BACKNANG, 71522 BACKNANG

 Sort. code: 60291120, Account no.: 101788002

 BIC: GENODES1VBK, IBAN: DE37602911200101788002

 KREISSPARKASSE WAIBLINGEN, 71304 WAIBLINGEN, REMS

 Sort. code: 60250010, Account no.: 688680

 BIC: SOLADES1WBN, IBAN: DE26602500100000688680

 

 

 FINANCIAL FIGURES

 

 Gross profit or loss:2013               EUR         16,306,222.00

 Profit:              2013               EUR            810,761.00

 Equipment:                              EUR          1,094,023.00

 Ac/ts receivable:                       EUR          8,985,435.00

 Liabilities:                            EUR         12,423,498.00

 Employees:                                                    129

 - thereof permanent staff:                                    129

 

 

 BALANCE SHEETS

 

 Balance sheet ratios 01.01.2013 - 31.12.2013

 Equity ratio [%]:                 43.08

 Liquidity ratio:                   0.74

 Return on total capital [%]:       3.24

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 39.42

 Liquidity ratio:                   0.78

 Return on total capital [%]:       4.02

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 36.32

 Liquidity ratio:                   0.79

 Return on total capital [%]:       3.96

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 43.19

 Liquidity ratio:                   1.07

 Return on total capital [%]:       7.47

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 Type of balance

 sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR         25,397,540.51

  Fixed assets                           EUR         10,738,170.37

   Intangible assets                     EUR            444,555.00

    Goodwill                             EUR            220,558.00

    Other / unspecified intangible assetsEUR            223,997.00

   Tangible assets                       EUR          1,406,689.22

    Land / similar rights                EUR             93,750.00

    Plant / machinery                    EUR            170,186.08

    Other tangible assets / fixtures and

    fittings                             EUR          1,094,023.12

    Advance payments made / construction

    in progress                          EUR             48,730.02

   Financial assets                      EUR          8,886,926.15

    Shares in participations /

    subsidiaries and the like            EUR          1,531,125.85

     Shares in investee companies        EUR          1,531,125.85

    Loans to participations /

    subsidiaries and the like            EUR          7,355,500.30

     Loans to related companies          EUR          7,355,500.30

    Other / unspecified financial assets EUR                300.00

  Current assets                         EUR         14,568,340.54

   Stocks                                EUR          5,532,271.18

   Accounts receivable                   EUR          8,985,435.47

    Amounts due from investee companies  EUR          6,199,609.98

    Other debtors and assets             EUR          2,785,825.49

   Liquid means                          EUR             50,633.89

  Remaining other assets                 EUR             91,029.60

   Accruals (assets)                     EUR             91,029.60

 

 LIABILITIES                             EUR         25,397,540.51

  Shareholders' equity                   EUR         10,655,707.50

   Capital                               EUR            200,000.00

    Subscribed capital (share capital)   EUR            200,000.00

   Balance sheet profit/loss (+/-)       EUR         10,455,707.50

    Profit / loss brought forward        EUR          9,644,946.13

    Annual surplus / annual deficit      EUR            810,761.37

  Items between shareholders' equity and

  debt capital                           EUR          1,481,013.00

   Mezzanine financing                   EUR          1,481,013.00

    Contributions of silent partners     EUR          1,481,013.00

  Provisions                             EUR            837,322.28

  Liabilities                            EUR         12,423,497.73

   Financial debts                       EUR          9,623,172.43

    Liabilities due to banks             EUR          9,623,172.43

   Other liabilities                     EUR          2,800,325.30

    Liabililties due to related companiesEUR             74,008.17

    Unspecified other liabilities        EUR          2,726,317.13

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

 

  Gross result (+/-)                     EUR         16,306,222.25

  Staff expenses                         EUR          7,554,582.00

   Wages and salaries                    EUR          6,269,566.31

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR          1,285,015.69

  Total depreciation                     EUR            478,459.57

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            478,459.57

  Other operating expenses               EUR          7,494,668.44

  Operating result from continuing

  operations                             EUR            778,512.24

  Result from participating interests

  (+/-)                                  EUR            455,000.00

   Expenses / income from participations EUR            455,000.00

    Income from related companies        EUR            455,000.00

  Interest result (+/-)                  EUR           -186,615.74

   Interest and similar income           EUR            385,984.67

   Interest and similar expenses         EUR            572,600.41

  Financial result (+/-)                 EUR            268,384.26

  Result from ordinary operations (+/-)  EUR          1,046,896.50

  Income tax / refund of income tax (+/-)EUR           -223,881.71

  Other taxes / refund of taxes          EUR            -12,253.42

  Tax (+/-)                              EUR           -236,135.13

  Annual surplus / annual deficit        EUR            810,761.37

 

 Type of balance

 sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR         26,061,941.92

  Fixed assets                           EUR          8,716,414.98

   Intangible assets                     EUR            439,102.00

    Goodwill                             EUR            173,872.00

    Other / unspecified intangible assetsEUR            265,230.00

   Tangible assets                       EUR          1,302,386.83

    Land / similar rights                EUR            108,812.00

    Plant / machinery                    EUR            144,080.08

    Other tangible assets / fixtures and

    fittings                             EUR          1,035,199.62

    Advance payments made / construction

    in progress                          EUR             14,295.13

   Financial assets                      EUR          6,974,926.15

    Shares in participations /

    subsidiaries and the like            EUR          1,531,125.85

     Shares in investee companies        EUR          1,531,125.85

    Loans to participations /

    subsidiaries and the like            EUR          5,443,500.30

     Loans to related companies          EUR          5,443,500.30

    Other / unspecified financial assets EUR                300.00

  Current assets                         EUR         17,305,497.51

   Stocks                                EUR          7,008,006.04

   Accounts receivable                   EUR         10,174,442.62

    Amounts due from investee companies  EUR          7,513,737.91

    Other debtors and assets             EUR          2,660,704.71

   Liquid means                          EUR            123,048.85

  Remaining other assets                 EUR             40,029.43

   Accruals (assets)                     EUR             40,029.43

 

 LIABILITIES                             EUR         26,061,941.92

  Shareholders' equity                   EUR          9,844,946.13

   Capital                               EUR            200,000.00

    Subscribed capital (share capital)   EUR            200,000.00

   Balance sheet profit/loss (+/-)       EUR          9,644,946.13

    Profit / loss brought forward        EUR          8,612,503.93

    Annual surplus / annual deficit      EUR          1,032,442.20

  Items between shareholders' equity and

  debt capital                           EUR          1,700,863.00

   Mezzanine financing                   EUR          1,700,863.00

    Contributions of silent partners     EUR          1,700,863.00

  Provisions                             EUR          1,018,800.54

  Liabilities                            EUR         13,497,332.25

   Financial debts                       EUR         10,102,254.64

    Liabilities due to banks             EUR         10,102,254.64

   Other liabilities                     EUR          3,395,077.61

    Liabilities due to investee companiesEUR            250,125.07

    Unspecified other liabilities        EUR          3,144,952.54

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

 

  Gross result (+/-)                     EUR         17,206,790.38

  Staff expenses                         EUR          7,289,517.48

   Wages and salaries                    EUR          6,070,728.06

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR          1,218,789.42

  Total depreciation                     EUR            735,312.94

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            402,218.77

   Depreciation on current assets (+/-)  EUR            333,094.17

  Other operating expenses               EUR          7,618,299.27

  Operating result from continuing

  operations                             EUR          1,563,660.69

  Result from participating interests

  (+/-)                                  EUR            235,000.00

   Expenses / income from participations EUR            235,000.00

    Income from related companies        EUR            235,000.00

  Interest result (+/-)                  EUR           -286,147.77

   Interest and similar income           EUR            373,700.73

   Interest and similar expenses         EUR            659,848.50

  Other financial result                 EUR           -127,822.97

   Depreciation on financial assets and

   marketable securities                 EUR            127,822.97

  Financial result (+/-)                 EUR           -178,970.74

  Result from ordinary operations (+/-)  EUR          1,384,689.95

  Income tax / refund of income tax (+/-)EUR           -340,468.73

  Other taxes / refund of taxes          EUR            -11,779.02

  Tax (+/-)                              EUR           -352,247.75

  Annual surplus / annual deficit        EUR          1,032,442.20


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.85

UK Pound

1

Rs.100.58

Euro

1

Rs.73.16

EUR

1

Rs.72.04

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.